Mobile Educators Mobile AL Credit Union

Introduction

Welcome to Mobile Educators, your trusted partner in financial well-being since 1954. Nestled in the heart of Mobile, AL, at 3150 Airport Blvd, we are more than just a credit union; we are a vibrant community dedicated to helping our 8,501 members achieve their financial goals. With total assets of over $106 million and a commitment to personalized service, we pride ourselves on fostering relationships built on trust and reliability. At Mobile Educators, we understand that every financial journey is unique. That's why our dedicated team is here to provide tailored solutions that fit your needs, whether it's securing a loan from our robust portfolio of 1,665 loans and leases or managing your savings with our total deposits reaching $14,480,977. Under the leadership of CEO Tina Williams and Board President Peter Kingsford, our mission is to empower you with the resources and knowledge necessary for financial success. While members can visit us at our branch location, official correspondence should be sent to the same address: 3150 Airport Blvd, Mobile, AL 36606. We invite you to explore our website at yourmecu.com for more information about our services and offerings. Join us as we continue to make a positive impact in our community. Whether you have questions or are ready to take the next step in your financial journey, please don't hesitate to reach out at (251) 473-4712. Together, let's build a brighter financial future!

Branch History & Mission

Our Journey

Mobile Educators began as a small initiative aimed at providing accessible financial services for educators and their families. Over the years, we have expanded our offerings and membership base while maintaining our core values of integrity, service, and community involvement. Our journey reflects the spirit of cooperation that is central to credit unions everywhere an emphasis on people helping people. As we evolved, we've embraced technology to enhance member experiences. Today, we offer online banking services that provide convenience and flexibility for our members. Although we currently do not have ATM services or drive-thru banking available at this location, our focus remains on personalized service during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday.

Our Mission

At Mobile Educators, our mission is clear: we aim to empower our members through exceptional financial products and educational resources while fostering a strong sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their goals. Whether you are looking for a loan to purchase your dream car or seeking guidance on saving for your future, we are here to support you every step of the way. In addition to offering competitive rates on loans and deposits, we are deeply committed to giving back to the communities we serve. We actively participate in local outreach programs and partnerships that promote financial literacy and well-being among residents in Mobile. While members can visit us at 3150 Airport Blvd, official correspondence should be sent to 3150 AIRPORT BLVD, MOBILE, AL 36606 if different from the branch address. Join us at Mobile Educators and experience the difference that comes from being part of a member-focused credit union. Discover how we can help you achieve your financial dreams today! For more information about becoming a member or accessing our services, feel free to contact us at 251-473-4712 or visit our website at yourmecu.com. Your journey towards financial empowerment begins here!

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Feel free to call us at 251-473-4712. We're here to help you every step of the way! Come visit us soon and see how we can support your financial journey.

Operating Hours

Our friendly team is available Monday through Friday from 9:00 AM to 5:00 PM. We invite you to drop in during these hours and explore our range of services tailored to meet your financial needs.

Parking and Accessibility

We understand that convenience matters. Our location offers ample parking for all members, making it easy for you to stop by during our operating hours. Our facilities are designed with accessibility in mind, including ADA-compliant features to ensure everyone can bank with ease.

Services Offered

At Mobile Educators, we offer a variety of banking services designed to help you manage your finances effectively. Though we currently do not have ATM services or drive-thru banking available, our knowledgeable staff is always ready to assist you inside the branch.

Member Eligibility

Welcome to the Mobile Educators community! Becoming a member of Mobile Educators is not just about opening an account; it's about joining a supportive family that values your financial well-being. If you're a full-time or part-time employee in the education sector, you're already on the right path. We also welcome immediate family members of current members, making it easy for you to share in the benefits of credit union membership. For specific eligibility details, feel free to visit our website at http://www.yourmecu.com/membership.php, where you can find all the information you need. Joining us is a breeze! Simply reach out to our friendly team at (251) 473-4712 during our operating hours, Monday through Friday from 9:00 AM to 5:00 PM, and we'll guide you through the account opening process. You'll soon discover how being part of Mobile Educators can enhance your financial journey with personalized service and exclusive member benefits. Don't hesitate take this step towards better banking today!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner that not only provides loans but also simplifies your payment processing. Our merchant services make it easy for you to accept payments from customers, whether they pay with a card, online, or through mobile transactions. This means more sales and less hassle for you allowing you to focus on what matters most: growing your business. Located conveniently at 3150 Airport Blvd Mobile Al 36606 in Mobile, AL, our team is ready to assist you with personalized service tailored to your needs. For inquiries, call us at (251) 473-4712 during our lobby hours from 9 AM to 5 PM, Monday through Friday. Let's work together to take your business further!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services Tailored for You

Our primary service at Mobile Educators is ATM services. We understand that access to your money should be straightforward and secure. With our ATM services, you can withdraw cash, check balances, and manage your finances on the go. Imagine being out shopping or on a trip and needing quick access to cash; our ATMs make that possible without any hassle.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have banking options right at your fingertips. That's why we offer robust online banking features. You can easily check your account balances, transfer funds, and pay bills from the comfort of your home or while you're on the move. Plus, with mobile app access, managing your finances has never been more convenient.

Join Our Community

If you're not yet a member, we invite you to join us! At Mobile Educators, we believe in building strong relationships with our members and providing them with exceptional value through our financial products and services. To learn more about membership eligibility and benefits, visit us at our website. In conclusion, whether you need ATM access or want to take advantage of our online banking features, Mobile Educators is here for all your financial needs. Visit us today at 3150 Airport Blvd Mobile Al 36606 in Mobile, AL, or call us at (251) 473-4712 to discover how we can help you achieve your financial goals!

Personalized Support

Have questions or need assistance? Our friendly staff is here to help! You can reach us at (251) 473-4712 during our operating hours from Monday through Friday, 9:00 AM to 5:00 PM. We pride ourselves on offering personalized support to ensure you get the best experience possible.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.yourmecu.com/, allows you to check your account balances, transfer funds, and pay bills from anywhere with an internet connection. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Just a few taps on your device, and the money is on its way! For those who prefer to keep track of their finances on the go, we have a user-friendly mobile application available for download. This app lets you manage your accounts anytime, whether you're waiting in line or relaxing at home.

Security and Accessibility

We prioritize your security. While we do not currently offer electronic signature authorization, rest assured that our online services are designed with safety in mind. Plus, e-statements are available to help you keep an eye on your transactions without the clutter of paper statements. Though we do not currently support mobile payments, our focus remains on providing reliable service through our existing digital offerings. You can easily access all these features from the comfort of your own home or while out and about. At Mobile Educators, we're committed to making banking as straightforward as possible. With easy-to-use tools for real-time account management, you can feel confident that you're always in control of your financial journey. Join us today and discover how effortless banking can be!

Financial Strength

At Mobile Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting a financial institution with your hard-earned money is a big decision, and we are committed to demonstrating our strength and reliability. With a net worth of $12,504,552, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.69% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,984,447 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,483,112 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $7,740 in used auto loans and $15,748,997 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, which reflects our careful management of resources as we strive to provide you with the best possible service. We also take pride in having 17 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 12,943, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mobile Educators is your trusted partner. Visit us at 3150 Airport Blvd Mobile Al 36606 or call 251-473-4712 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,967,003 in used vehicle loans and $5,244,974 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our team is here to assist you with financing options that fit your budget.

Credit Lines

For those who need quick access to funds, our credit lines totaling $4,297,000 are available for various needs. This allows you to have cash on hand when unexpected expenses arise or when opportunities come knocking. Our team at Mobile Educators, located at 3150 Airport Blvd Mobile Al 36606 in Mobile, AL, is ready to help you find the right loan for your situation. If you're considering refinancing or want to explore eligibility options for any of our products, don't hesitate to reach out to us at (251) 473-4712 during our operating hours from Monday through Friday, 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $98,878, make buying or refinancing simple. We aim to make the process straightforward so you can focus on what truly matters making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $483,782 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without tying up your savings.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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