Daphne AL Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Mobile Educators, your trusted partner in financial well-being! Located at 7028 Us Highway 90, Daphne, AL 36526, our credit union has been serving the community since 1954. With a proud membership of over 8,500 individuals, we are dedicated to providing personalized banking solutions that meet your unique needs. At Mobile Educators, we understand that financial decisions can be challenging. That's why our knowledgeable team is here to guide you through every step of your financial journey. Whether you're looking for auto loans, mortgage refinancing, or personal loans, we've got you covered with a total asset base of $106,903,957 and total deposits amounting to $14,480,977. Our commitment to our members extends beyond just numbers; it reflects our dedication to fostering strong relationships within our community. Under the leadership of CEO Tina Williams and Board President Peter Kingsford, we prioritize transparency and member satisfaction. Our staff of 18 employees is ready to assist you during our operating hours from Monday through Friday, 9 AM to 5 PM. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address as our physical location. Discover the difference that a member-focused credit union can make in your life. For more information about our services or to become a member today, feel free to give us a call at 251-626-3304 or visit us online at yourmecu.com. We look forward to welcoming you into the Mobile Educators family!

Branch History & Mission

Community Focus

Our dedication to community support is evident in everything we do. From partnerships with local organizations to outreach initiatives aimed at financial education, Mobile Educators is here to make a positive impact. We actively engage with our members and listen to their feedback to continually improve our services. As part of the broader Mobile Educators family headquartered in Mobile, AL, we are proud of the values that guide us: integrity, respect, and a genuine commitment to those we serve. In closing, we invite you to join the Mobile Educators family and experience the difference a member-focused credit union can make in your life. Visit us today at 7028 Us Highway 90 or reach out at 251-626-3304 for more information about how we can assist you on your financial journey!

Our Mission

At Mobile Educators, our mission goes beyond just providing banking services; we aim to uplift and empower our community. We believe in helping our members achieve their financial goals through personalized service and innovative solutions. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services, we strive to be your go-to resource. We understand that each member has unique needs. That's why we focus on offering tailored solutions that help you manage your finances effectively. Our online and mobile banking services make it easier than ever for you to stay connected with your accounts and access your funds conveniently.

Branch Location & Accessibility

Accessibility Features

At Mobile Educators, we prioritize your comfort and convenience. Our branch features ADA-compliant access points, ensuring that all members can easily navigate our facilities. Parking is ample and conveniently located close to the entrance, making your visit hassle-free.

Connect With Us

Have questions? Want to learn more about becoming a member? Don't hesitate to reach out! You can give us a call at (251) 626-3304 or stop by during our operating hours. We're excited to help you navigate your financial journey! Visit us today at Mobile Educators in Daphne where community banking meets personal service!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and mortgage refinancing, our dedicated team is here to help during these hours.

Our Location

Situated near local landmarks and easily accessible by major routes, our branch is a breeze to find. While members can visit us at our primary address, official correspondence should be sent to our mailing address: 7028 US HIGHWAY 90, DAPHNE, AL 36526-9532. We ensure that our location is not only convenient but also welcoming for everyone.

Services Offered

Our Daphne branch offers a range of services tailored to meet your financial needs from personal banking and credit cards with rewards to business banking solutions. While we currently do not have ATM facilities or drive-thru services available at this location, our staff is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Mobile Educators means joining a warm, welcoming community where your financial well-being is our priority. At Mobile Educators, located at 7028 Us Highway 90 Daphne Al 36526, we believe in making banking accessible and beneficial for everyone. To become a member, you simply need to meet certain eligibility criteria which are designed to be inclusive. Generally, anyone who lives, works, or worships in the local area can join. You can find detailed information about these criteria by visiting our membership page at http://www.yourmecu.com/membership.php. The process of opening an account with us is straightforward and friendly! We're here to support you every step of the way, ensuring that your experience is smooth and inviting. If you're ready to take the next step or have any questions, feel free to reach out at (251) 626-3304. We look forward to welcoming you into our Mobile Educators family!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine a world where your customers can pay however they choose credit card, debit card, or even mobile payments. Our merchant services make it easy for you to accept payments seamlessly, ensuring that you never miss out on a sale. This convenience not only enhances customer satisfaction but also helps streamline your operations. Ready to take your business to the next level? Visit us at 7028 Us Highway 90 Daphne Al 36526 in Daphne, AL, or give us a call at (251) 626-3304. Let's work together to build something great!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions too! Our business banking services, including merchant services and business loans, provide essential support for small businesses looking to grow. Whether you're just starting out or expanding an existing enterprise, we're here to help.

Cash Withdrawal Services

While we currently do not offer ATM services at our location, rest assured that our friendly staff is always ready to assist you with any cash withdrawal needs directly at our branch. We invite you to explore all these fantastic services at Mobile Educators, located at 7028 Us Highway 90 Daphne Al 36526 in Daphne, AL. For more information or assistance, feel free to call us at (251) 626-3304 during our operating hours from Monday through Friday, 9 AM to 5 PM. Join us today and let's work together towards achieving your financial dreams! Visit us online at Daphne for more details on membership eligibility and services available just for you.

Embrace Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have made sure our online and mobile banking platforms are user-friendly and secure. You can easily check your balances, transfer funds, pay bills, and even manage person-to-person payments all from the comfort of your home or on-the-go using your smartphone.

Home Financing Made Easy

Looking to purchase your dream home? Our mortgage loans and refinancing options are designed to guide you through every step of the home-buying process. With flexible terms and personalized service, we make it simpler for you to secure the financing you need.

Personal Banking Solutions

Our personal banking services are designed to simplify your everyday finances. Whether you're opening a checking or savings account, managing your budget, or planning for future expenses, we've got you covered. Imagine having a checking account that fits seamlessly into your lifestyle allowing you easy access to your funds while helping you save more effectively. When it comes to purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever. We offer competitive rates that can fit any budget, whether you're buying new or used. Need extra cash for personal projects or debt relief? Our personal loans and debt consolidation services can help you take control of your finances without the stress.

Rewards Credit Cards

Don't forget about our credit cards with rewards! Every purchase can bring you closer to exciting rewards whether it's travel points or cash back. It's like getting paid for spending wisely!

Digital & Online Banking

Accessibility & Ease of Use

Managing your finances has never been more accessible. Our online banking platform is designed for ease of use, making it straightforward for anyone to navigate. Whether you're checking balances or setting up automatic payments, everything is intuitive and user-friendly. At Mobile Educators, we believe in providing our members with tools that empower them to take control of their financial lives effortlessly. Experience the convenience of modern banking with us today!

Key Features

For those who prefer using their smartphones, our mobile application makes banking even easier. You can deposit checks, transfer funds, and access your account information without having to visit a branch. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. Just a few taps on your screen and the funds are on their way! We also prioritize security. Although we currently do not support electronic signature authorization, you can rest assured that all transactions are protected by robust security measures. Additionally, staying organized is simple with our e-statements feature. No more cluttered mailboxes get your account statements delivered right to your inbox!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 12,943, showing a strong and growing member base that trusts us with their finances. This growth reinforces our dedication to maintaining a supportive environment for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mobile Educators is your trusted partner. Visit us at 7028 Us Highway 90 Daphne Al 36526 or call (251) 626-3304 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $12,483,112 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals with $370 in used auto loans and $15,748,997 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,984,447 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 17 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $12,504,552, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,169 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,967,003 in used vehicle loans and $5,244,974 in new vehicle loans already helping members get on the road. We have flexible terms to suit your needs and make financing easier than ever. Plus, if you're looking to refinance an existing auto loan, we can assist with that too.

Credit Lines

Our total credit lines amount to $4,297,000, giving you access to funds when you need them without having to go through lengthy processes each time. This flexibility helps you handle both planned and unforeseen expenses smoothly. At Mobile Educators, we're committed to providing personalized service and competitive rates tailored to meet your financial needs. Whether you need assistance understanding eligibility options or want to explore refinancing opportunities, our team is here for you. For more information on how our loan offerings can benefit you, feel free to visit us at 7028 Us Highway 90 Daphne Al 36526 or call us at 251-626-3304. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $98,878, making buying or refinancing simple. We provide guidance throughout the process to ensure you feel confident every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $483,782 in loans helping members manage their finances effectively. These cards come with no collateral required and are perfect for those unexpected costs or for building your credit score.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh is committed to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden conditions or fees.

Mobile Educators