Columbia MO Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Missouri, your trusted financial partner located at 2101 W Broadway, Columbia, MO 65203. Established in 1969, we have been proudly serving our community for over five decades. With a strong commitment to our members, we have grown to support 37,047 individuals and families who rely on us for their banking needs. At Missouri, we understand that every member has unique financial goals. That's why we offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our total assets now stand at an impressive $564,558,139, allowing us to provide robust financial solutions. We also pride ourselves on our community impact. With $130,930,082 in total deposits and a dedicated team of 86 employees, we ensure that we are always here to assist you. Our CEO, Harold James, and Board President Kee Groshong lead our team with integrity and a deep understanding of our members' needs. While members can visit us at the branch for in-person assistance or to utilize our drive-thru services, official correspondence should be sent to PO Box 1795, Columbia, MO 65205-1795. Whether you're looking to secure a loan or simply want to explore your banking options, we're here to help. Feel free to call us at 573-874-1477 or visit our website at http://www.missouricu.org for more information. Join us as we continue to build a stronger financial future together!

Branch History & Mission

Welcome to the story of Missouri, a cornerstone of the Columbia community since 1969. Located at 2101 W Broadway Columbia Mo 65203, our branch has been dedicated to serving members with personalized financial services for over five decades. We pride ourselves on fostering strong relationships with our members, growing alongside them as we navigate the financial landscape together. Since opening our doors, Missouri has experienced remarkable growth. With a total membership of over 37,047 and total assets reaching an impressive $}, we have become more than just a financial institution; we are a community partner committed to making a positive impact in Columbia, MO. Our mission is simple yet powerful: to provide exceptional financial services that empower our members while supporting local initiatives and programs that uplift our community. We believe that when you thrive, we thrive. That's why we offer various products tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage solutions, and business banking services. While members can visit us at 2101 W Broadway Columbia Mo 65203, official correspondence should be sent to PO Box 1795, Columbia, MO 65205-1795. Our branch features convenient amenities such as ATM availability and drive-thru banking, ensuring you can access your funds when needed. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to reach us. Over the years, we've embraced digital advancements to enhance your banking experience. With online and mobile banking options available, managing your finances has never been easier. We also prioritize accessibility by ensuring ADA compliance across our services. At Missouri, we're not just about numbers; we're about people. We actively engage with our community through partnerships and outreach efforts aimed at improving the lives of those around us. By working closely with local organizations and supporting various initiatives, we strive to make Columbia a better place for everyone. If you're looking for a credit union that puts its members first and values community engagement, consider joining us at Missouri. Experience the benefits of being part of a supportive family dedicated to your financial well-being. Call us today at (573) 874-1477 or visit our website at http://www.missouricu.org to learn more about how we can serve you!

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

At Missouri, we understand that life can get busy. That's why we are open Monday through Friday from 8:30 AM to 5:00 PM, allowing you to manage your finances at a time that suits you best. Need assistance? Feel free to give us a call at (573) 874-1477 during business hours, and our friendly staff will be happy to help!

Convenience at Your Fingertips

Our branch is easily accessible, making it simple for you to visit us for all your banking needs. Whether you're heading to the nearby landmark or simply stopping by after running errands, you'll find our location convenient and welcoming. We offer ample parking with ADA-compliant features, ensuring everyone can access our services comfortably.

Services Designed for You

We pride ourselves on offering a wide range of services including personal banking options like checking and savings accounts, as well as auto loans, mortgage loans, and credit cards with rewards. If you're looking for easy cash access, you'll be pleased to know we have an ATM available right here at our branch, along with drive-thru banking for quick deposits and withdrawals. While members can visit us at 2101 W Broadway Columbia Mo 65203, official correspondence should be sent to our mailing address: PO Box 1795, Columbia, MO 65205-1795.

We’re Here for You

If you're in the area or just passing through, we invite you to stop by and see how we can assist you with your financial goals. At Missouri, we're more than just a credit union; we're part of your community. Come visit us today!

Member Eligibility

At Missouri, we believe that becoming a member is more than just opening an account; it's about joining a friendly community that supports your financial journey. If you live, work, or go to school in our area, you're likely eligible to join us! We welcome individuals who share our values and commitment to building a brighter financial future together. To find out the specific eligibility details, feel free to visit our website at for the most current information. Opening an account with us is straightforward and designed to be inclusive for everyone. Whether you're looking for personal banking services like checking and savings accounts or exciting loan options, we've got you covered. Don't hesitate to reach out at (573) 874-1477 if you have any questions or need assistance. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine accepting payments seamlessly, whether in-person or online. This means more time serving your customers and less time worrying about transactions. Located at 2101 W Broadway Columbia Mo 65203 in Columbia, MO, we're here to empower local businesses. Connect with us today at (573) 874-1477 and discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure you have access to your funds whenever you need them. With basic drive-thru banking available for deposits and withdrawals during lobby hours (Monday through Friday from 8:30 AM to 5:00 PM), getting cash or handling simple transactions has never been easier. At Missouri, we pride ourselves on providing personalized service alongside these essential financial tools. If you have questions about any of our offerings or want assistance with opening an account, don't hesitate to reach out! You can contact us at (573) 874-1477 or visit us at 2101 W Broadway Columbia Mo 65203. Explore how we can help you achieve your financial goals today!

Business Banking

For our business members, we offer comprehensive banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have the resources to support your goals.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Crossroads offers robust online and mobile banking features. Access your accounts anytime with ease using our mobile application. You can make deposits, transfer funds, pay bills, and even send money to friends or family through person-to-person payment services all from your smartphone or computer.

Loans and Credit Options

When unexpected expenses arise, having access to personal loans can be a lifesaver. Our debt consolidation loans help you manage multiple debts effectively, making it easier to stay on top of payments. Plus, our credit cards come with rewards that make your spending more rewarding!

Personal Banking

We offer various personal banking services designed to simplify your financial life. From checking and savings accounts that help you manage daily expenses and save for the future to auto loans and vehicle financing options, we make it easy to get behind the wheel of your dream car. If you're thinking about buying a home, our mortgage loans and refinancing options are crafted to suit your specific situation, ensuring you get the best deal possible.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, paying bills, or transferring funds, our user-friendly platform is there to help. Simply visit us at http://www.missouricu.org to get started and enjoy real-time account management right at your fingertips.

Join Us Today!

Experience the freedom and flexibility of modern banking with Missouri. From securing your financial information to providing tools that enhance your banking experience, we're here to support you every step of the way. Embrace hassle-free banking today by visiting http://www.missouricu.org !

Manage Your Statements and Payments

Say goodbye to paper clutter! Our e-statements make it simple to view your account statements online, ensuring you stay organized and informed. And if you prefer making payments on the go, our mobile payments feature allows you to quickly pay bills or send money directly from your smartphone.

Secure Transactions Made Easy

Security is a top priority at Missouri. We use advanced technology to keep your information safe while you conduct transactions online. Plus, with electronic signature authorization available, signing documents digitally has never been easier or more secure.

Stay Connected with Our Mobile App

For those who prefer managing their finances on the move, our mobile application puts everything you need right in the palm of your hand. With easy access to all your banking features, including person-to-person transfers and account monitoring, you'll never miss a beat.

Financial Strength

Commitment to Member Success

With $58,795 in used auto loans and $327,172,800 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 79 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 67,859, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Missouri is your trusted partner. Visit us at 2101 W Broadway Columbia Mo 65203 or call (573) 874-1477 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $80,472,991 in share certificates and $94,052,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,752,001, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundations

With a net worth of $57,662,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $208,780,603 in used vehicle loans and $69,421,907 in new vehicle loans already helping members get on the road. We believe that everyone should have the opportunity to drive their preferred vehicle without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,886,032, make buying or refinancing simple. We provide flexible terms and competitive rates that can help you secure the home you've always wanted. Plus, if you're considering refinancing, we can discuss eligibility options tailored just for you.

Personal and Credit Lines

In addition to auto and mortgage loans, we also offer personal loans and unsecured credit lines to help you manage your finances effectively. With a total of $86,534,904 available in credit lines, you can access funds when you need them most. This flexibility allows you to tackle unexpected expenses without stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides an excellent way for members to build credit while enjoying everyday purchasing power. At Missouri, we are dedicated to making the loan process as smooth as possible for our members. You can count on our experienced team to guide you through each step and answer any questions you may have. For more information or to discuss your specific needs, feel free to reach out at (573) 874-1477 or visit us at 2101 W Broadway Columbia Mo 65203 in Columbia, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take that next step toward your financial future!

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MISSOURI CREDIT UNION