Columbia MO Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Missouri, your trusted credit union located at 111 E Broadway, Columbia, MO 65203. Since our establishment in 1969, we have been dedicated to serving our community and providing personalized financial solutions tailored to meet the unique needs of each member. With a strong commitment to member satisfaction, we proudly support over 37,000 members and manage assets totaling $564,558,139. At Missouri Credit Union, we believe in building lasting relationships with our members. Our team of 86 employees, led by CEO Harold James and Board President Kee Groshong, is here to guide you through your financial journey. Whether you're looking for a new auto loan, mortgage options, or simply want to enhance your savings, we have the tools and expertise to help you succeed. While members can visit us at our branch location, official correspondence should be sent to PO Box 1795, Columbia, MO 65205-1795. We understand that convenience is key; that's why we offer a variety of services including online and mobile banking, ATMs, and drive-thru service for easy access to your accounts. Our financial health speaks volumes about our commitment to you. With total deposits of $130,930,082 and net worth exceeding $57,662,658, we are well-equipped to provide competitive rates and favorable terms on loans. Our goal is not just to offer services but also to foster a community where every member feels valued and supported. Join us at Missouri Credit Union today! For any inquiries or assistance, feel free to call us at 573-874-1477 or visit our website at http://www.missouricu.org. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Join Us

Missouri is more than just a credit union; it's a place where individuals come together for mutual support and success. As we continue to grow and adapt, we invite you to become part of our family. Experience firsthand how we can help you achieve your financial goals while contributing positively to our beloved Columbia community. Together, let's build a brighter future!

Our Evolution

Since opening our doors in 1969, we have continuously evolved to meet the needs of our members. Over the years, Missouri has expanded its services and offerings while staying true to its founding mission: to provide accessible and affordable financial solutions to everyone. With total assets now exceeding $564 million, we are proud to say that we've successfully navigated challenges and embraced opportunities for growth. Our operating hours reflect our dedication to serving you better. We are open Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 9:00 AM to 12:00 PM. Whether you prefer in-person visits or digital banking options like online banking and mobile payments, we strive to make your experience as convenient as possible.

Our Mission

At Missouri, our mission is clear: we aim to enhance the financial well-being of our members while actively supporting the local community. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Each service is designed with the member's best interest in mind. We believe that being a part of this community means more than just offering financial products; it's about giving back. We engage in various outreach efforts and partnerships within Columbia to support local initiatives that uplift our neighbors. While members can visit us at 111 E Broadway Columbia Mo 65203, official correspondence should be sent to PO Box 1795, Columbia, MO 65205-1795. For any inquiries or assistance, feel free to contact us at (573) 874-1477.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our location is equipped with features such as ADA-compliant entrances and ramps, ensuring everyone can enjoy our services without hassle. Parking is readily available nearby, allowing you to come and go with ease.

Call-to-Action

So why wait? Come visit us at 111 E Broadway today! Whether you're an existing member or considering joining our community, we look forward to welcoming you with open arms and helping you achieve your financial goals. If you'd prefer to speak with someone first, don't hesitate to call us at 573-874-1477 we're here for you!

Convenient Location

Situated in the heart of Columbia, our branch is just a stone's throw away from popular landmarks like the historic District and the vibrant downtown area. This makes it easy for you to fit a visit into your busy day, whether you're running errands or enjoying some local sights.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, and on Saturday from 9:00 AM to 12:00 PM. We're here to help you manage your finances at times that work for you. Have questions? Feel free to give us a call at 573-874-1477 during business hours!

Services Offered

At Missouri Credit Union, we offer a wide variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash on the go? Enjoy convenient ATM access right outside our branch. Plus, with our drive-thru banking service available for deposits, withdrawals, and simple transactions, managing your money has never been easier.

Member Eligibility

Becoming a member of Missouri feels like joining a warm, welcoming community where your financial needs are truly understood. If you're looking to take that step, you'll find that eligibility is quite simple and inclusive! Generally, anyone who lives, works, worships, or attends school in the Columbia area can become a part of our family. Plus, we're all about supporting you with personalized services tailored just for you. You'll enjoy benefits like competitive rates on loans and savings accounts, as well as access to various financial resources designed to help you thrive. Ready to join us? The process is straightforward! Just visit us at 111 E Broadway Columbia Mo 65203, give us a call at (573) 874-1477, or check out our website for more details on how to get started. For the most current eligibility criteria and information on opening an account, you can visit this helpful resource: . We can't wait to welcome you into the Missouri community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make handling daily transactions smoother than ever. Imagine your customers paying easily with various options credit cards, mobile payments, or online transfers all managed effortlessly through our systems. This can save you time and help improve customer satisfaction. Visit us at 111 E Broadway Columbia Mo 65203 in Columbia, MO, or call us at (573) 874-1477 to learn how our business banking solutions can fuel your success!

Comprehensive List Of Services

Business Solutions

For our business members, we offer banking services tailored specifically for small businesses. From merchant services to business loans, we are here to support your entrepreneurial spirit and help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Missouri provides robust online and mobile banking features. You can easily manage your accounts, transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer. Our ATM services ensure that cash withdrawal is quick and accessible whenever you need it.

Drive-Thru & ATM Access

We also value your time. With our basic drive-thru banking options, you can handle deposits, withdrawals, and simple transactions without leaving your car. And with our ATM availability, accessing your funds is as easy as stopping by one of our machines for withdrawals or balance checks. At Missouri, we strive to make banking easy and accessible for everyone in the community. Whether you're visiting us at our branch in Columbia or using our online services from the comfort of home, we're here to assist you every step of the way. If you're ready to explore how we can meet your financial needs or want more information about any of our services, please don't hesitate to contact us at (573) 874-1477 or visit us online at http://www.missouricu.org. Join us today and experience banking that's built around you!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options make it easy for first-time buyers and seasoned homeowners alike. We guide you through the process step-by-step, ensuring you're informed and comfortable with every decision.

Loans for Every Need

Life can be unpredictable, and sometimes you need a little extra help. Our personal loans and debt consolidation services can provide the financial relief you need when unexpected expenses arise. Plus, if you're looking to earn rewards while spending, our credit cards with rewards are designed just for you, offering benefits that fit your lifestyle.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a new car or planning for retirement, we have options that can help you reach your goals. For those looking to finance their next vehicle, our auto loans and vehicle financing provide competitive rates and flexible terms to get you on the road without breaking the bank.

Digital & Online Banking

Key Services

With just a few clicks at http://www.missouricu.org, you can access 24/7 online banking services that allow you to check your account balances, view transactions, and pay bills anytime, anywhere. Our user-friendly mobile application makes it even easier to stay on top of your finances. Simply download the app and enjoy features like mobile payments and person-to-person transfers, making sending money to friends or family as simple as a tap.

Real-Time Management

Managing your finances has never been more straightforward. Whether you're checking balances, transferring funds, or making payments, everything is done in real-time. This means no waiting for processing times your transactions are completed instantly. In summary, with the digital and online banking services available at Missouri, you have the tools you need for effective financial management right at your fingertips. Embrace convenience today by exploring all that our online services have to offer!

Security and Convenience

Your security is our priority. We utilize electronic signature authorization to ensure your transactions are safe and protected. Plus, our e-statements provide an eco-friendly way to keep track of your financial records without the hassle of paper statements. You can easily view your statements online whenever you need them.

Financial Strength

At Missouri, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a reliable partner in your financial journey, ensuring you have the resources you need to thrive. With a net worth of $57,662,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $80,472,991 in share certificates and $94,052,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,752,001, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $56,534,476 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $58,795 in used auto loans and $327,172,800 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 7 part-time employees who are always ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $813,561. Total Share and Deposit Accounts: 67,859, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Missouri is your trusted partner. Visit us at 111 E Broadway Columbia Mo 65203 or call (573) 874-1477 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $208,780,603 in used vehicle loans and $69,421,907 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure that you find an auto loan that fits your budget.

Credit Lines and Personal Loans

Our total credit lines amount to $86,534,904, offering you the flexibility to manage your finances effectively. We also provide personal loans aimed at helping you consolidate debt or finance unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,886,032, make buying or refinancing simple. We guide you through every step of the process, from application to closing, ensuring you have all the information needed to make informed decisions.

Unsecured Credit Card Loans

We understand that managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding unsecured credit card loans, our commitment remains strong in providing financial solutions that help our members succeed. You can reach us at (573) 874-1477 for any inquiries about our loan products or visit us at our branch located at 111 E Broadway Columbia Mo 65203 in Columbia, MO. Our dedicated staff is ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that suits your unique financial situation!

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its Verified Data feature. All loan offers are sourced from legitimate financial institutions, which means users can trust that they are looking at genuine options. Additionally, LendMesh stands out because it has No Sponsored Listings lenders are not prioritized based on paid promotions, ensuring that results remain unbiased. Another important benefit is Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in delivering valuable insights for potential borrowers. For anyone looking to secure a loan at competitive rates, LendMesh is an invaluable resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Missouri