Columbia MO Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Buttonwood, a proud branch of the Missouri Credit Union, located at 3401 Buttonwood Dr, Columbia, MO 65201. Established in 1969, our mission has always been to provide exceptional financial services tailored to our community's needs. With a strong commitment to our members, we currently serve over 37,000 individuals and families, helping them achieve their financial goals with confidence. At Buttonwood, we understand that trust is earned through transparency and reliability. That's why we're dedicated to maintaining a healthy financial standing with total assets exceeding $564 million and total deposits reaching $130 million. Our net worth stands at an impressive $57 million, ensuring that your funds are safe and well-managed. Our dedicated team of 86 employees, led by CEO Harold James and Board President Kee Groshong, is here to assist you with a variety of services. Whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans and mortgages, we're ready to help you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1795, Columbia, MO 65205-1795. We invite you to explore what Buttonwood can offer you. For more information or assistance, feel free to give us a call at 573-874-1477 or visit our website at www.missouricu.org. Let's work together towards a brighter financial future!

Branch History & Mission

Community Commitment

Partnerships with local organizations allow us to extend our reach beyond financial services. We actively engage in community outreach programs and initiatives designed to uplift those in need. From educational workshops on budgeting and saving to local sponsorships, we are dedicated to making a positive impact. As you consider your financial future, we invite you to join Missouri. Experience firsthand how we prioritize your needs while contributing positively to the Columbia community. Together, let's build a brighter tomorrow!

Our Journey

From the start, our mission has been clear: to provide accessible and affordable financial services while fostering a sense of community among our members. As we expanded our offerings, we introduced services such as personal banking, auto loans, mortgage options, and business financing. Each step we took was driven by the desire to meet the needs of our community and help families achieve their financial goals. Our commitment to innovation is evident through the introduction of digital services that make banking easier than ever. With online banking, mobile payments, and e-statements, we ensure that our members can manage their finances anytime and anywhere. We are also dedicated to accessibility; all our facilities are ADA compliant to serve everyone in our community.

Our Mission

At Missouri, we strive not just to be a financial institution but a pillar of support within Columbia. Our mission is simple: to empower individuals and families through education and access to quality financial resources. We believe that when our members thrive, so does the community around us. While members can visit us at 3401 Buttonwood Dr, official correspondence should be sent to PO Box 1795, Columbia, MO 65205-1795. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, making it convenient for you to stop by or call us at (573) 874-1477 with any questions.

Branch Location & Accessibility

Accessibility Features

We also prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy our services comfortably. Feel free to reach out with any questions or concerns by calling us at (573) 874-1477. We can't wait to welcome you into our community! Come visit us today at Missouri where your financial well-being is our priority!

Operating Hours

At Missouri, we value your time. That's why we're open Monday through Friday from 8:30 AM to 5:00 PM, providing plenty of opportunities for you to come in and take care of all your banking needs.

Services Offered

Our branch offers a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM service is available for easy withdrawals and balance checks. Plus, our drive-thru allows for simple transactions without leaving your vehicle.

Member Eligibility

At Missouri, we believe that becoming a member is like joining a warm, welcoming family where your financial needs are our top priority. If you live, work, or worship in the Columbia area, you're already eligible to join us! We also extend membership to immediate family members of existing members, making it even easier for your loved ones to benefit from our services. Our community-focused approach means you'll enjoy personalized banking solutions that cater to your unique lifestyle. Joining is simple! Just visit us at our location on 3401 Buttonwood Dr Columbia Mo 65201 or give us a call at (573) 874-1477 for more details. You can find comprehensive information about eligibility and how to open an account by checking out our website at . We're excited to help you start your journey with us and experience the many advantages of membership at Missouri!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

But our support doesn't stop there. We also welcome non-members into our community of growth: - We provide $0 in non-member commercial loans, offering flexible financing solutions for those looking to make their mark.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Columbia, MO. When you partner with us at Missouri, you're not just getting a loan; you're gaining a dedicated ally invested in your success. Whether you need merchant services or assistance with a business loan, we are here to help you every step of the way. Visit us at 3401 Buttonwood Dr Columbia Mo 65201 or call us at (573) 874-1477 to learn more about how we can support your business goals!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our business banking services that include merchant services and business loans. We understand the challenges of running a business and are here to provide support every step of the way.

Convenient Access

We also prioritize accessibility with various transaction methods. Use our ATM services for withdrawals or balance checks whenever you need cash. Our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days. Our branch operates Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to visit us during your schedule. If you have any questions or need assistance, don't hesitate to reach out at (573) 874-1477. At Missouri, we believe in being more than just a financial institution; we strive to be your partner in achieving financial wellness. Explore all that we offer today!

Credit Cards

Don't forget about our credit cards with rewards! Whether it's cash back on everyday purchases or points for travel, our credit card options are crafted to reward you for spending wisely.

Loans and Financing

When it comes to loans, we've got you covered with a variety of options tailored to fit your lifestyle. Need a new car? Our auto loans and vehicle financing solutions are designed to get you behind the wheel quickly. If you're considering buying a home or refinancing your current mortgage, we offer competitive rates that can save you money over time. For those unexpected expenses or plans for improvement, our personal loans and debt consolidation options provide financial relief when you need it most.

Personal Banking

Our personal banking services include checking and savings accounts that offer flexibility and ease of access. Imagine having your funds available at your fingertips through our online and mobile banking platforms. With features like e-statements and mobile payments, managing your money has never been easier. You can check balances, transfer funds, or make payments from the comfort of your home or on the go.

Digital & Online Banking

Key Features

Our online banking services allow you to view your account balances, transfer funds, and pay bills all from the comfort of your device. With electronic signatures available, you can sign documents securely without needing to visit a branch in person. Plus, e-statements are an eco-friendly option that keeps your financial information organized and easily accessible. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family with just a few taps. And if you're out shopping, our mobile payments feature lets you make purchases directly from your smartphone no wallet needed!

Mobile Application

For even more convenience, our mobile application is available for download, putting all these features right in your pocket. Manage your accounts with ease, check transaction history, or deposit checks using your phone's camera all while enjoying the security measures we've put in place.

Safe and Secure

We take security seriously at Missouri. Our online services are protected with advanced encryption technology, so you can rest easy knowing your information is safe. Accessing your accounts has never been easier or more secure. Join us today at Missouri and experience the freedom of digital banking! Whether you're looking to manage day-to-day transactions or keep track of savings goals, our tools are here to support you every step of the way. Visit us at http://www.missouricu.org for more information!

Financial Strength

Commitment to Growth

With $56,534,476 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $58,795 in used auto loans and $327,172,800 in total loans and leases, we support our members' financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts stand at 67,859, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $813,561, further emphasizing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Missouri is your trusted partner. Visit us at 3401 Buttonwood Dr Columbia Mo 65201 or call (573) 874-1477 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $80,472,991 in share certificates and $94,052,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,752,001, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $57,662,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $208,780,603 in used vehicle loans and $69,421,907 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that your auto financing fits your budget perfectly.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although we currently have no outstanding commercial loans available at this time, we're committed to supporting local businesses when opportunities arise. At Missouri, we also recognize that refinancing can be a smart move for many borrowers. If you're considering refinancing options for any of our loan products, please reach out to us. Our knowledgeable staff will help assess your eligibility and guide you through the process efficiently. If you have questions or would like more information about any of our loan products, feel free to contact us at (573) 874-1477 or visit us at our branch located at 3401 Buttonwood Dr Columbia Mo 65201 in Columbia, MO. We're here to assist you Monday through Friday from 8:30 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future starts here with us!

Credit Lines and Personal Loans

For those looking for more flexibility, we offer credit lines totaling $86,534,904. This option can be ideal for managing unexpected expenses or funding personal projects. Additionally, our unsecured credit card loans help members manage their finances effectively, though currently, there are no outstanding amounts in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,886,032, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our experienced team is ready to guide you through the process.

Loan Aggregator

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MISSOURI CREDIT UNION