Missouri Baptist Credit Union Jefferson City MO | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Missouri Baptist, your trusted financial partner located at 400 E High St, Jefferson City, MO 65101. Since our establishment in 1963, we have proudly served our community with a commitment to fostering financial wellness and providing personalized banking solutions. With a membership base of 935, we are dedicated to enhancing the lives of our members through accessible and reliable financial services. At Missouri Baptist, we understand that each member's financial journey is unique. That's why we offer a variety of products tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our total assets stand at an impressive $9,122,279, allowing us to support you with competitive rates and exceptional service. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 400 E High Street, Jefferson City, MO 65101. Our friendly team of just 2 dedicated employees is here to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM; Wednesday from 9:00 AM to 4:00 PM; and adjusted summer hours on Fridays until 1:00 PM. Led by our CEO Jenifer Seaver and Board President Gregory Landwehr, we prioritize your satisfaction and aim to build lasting relationships within the community. Our net worth is currently $626,691, reflecting our solid foundation as a member-focused credit union. We also maintain total deposits of $444,229 and total loans amounting to 1,248, showcasing our commitment to reinvesting in our members' futures. We invite you to explore how Missouri Baptist can help you achieve your financial goals. For more information or if you have any questions, feel free to reach out at 573-635-4428. Visit our website at mobaptistcu.org for additional resources or to learn more about becoming a member today!

Branch History & Mission

Welcome to Missouri Baptist, a credit union deeply rooted in the community of Jefferson City, MO. Since our doors first opened in 1963, we have been dedicated to serving our members with integrity and compassion. Over the decades, we have evolved from a small local institution into a trusted financial partner for over 935 members. Located at 400 E High St Jefferson City, MO 65101, our branch is conveniently situated near the heart of the city, making it easy for our members to access essential financial services. While members can visit us at this address, official correspondence should be sent to our mailing address at 400 E High Street, Jefferson City, MO 65101. At Missouri Baptist, our mission is clear: to provide personalized banking solutions that empower individuals and strengthen families. We believe in building long-lasting relationships with our members and the community. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. Over the years, we have reached significant milestones that reflect our growth and commitment to excellence. Currently, we proudly hold total assets of $9,122,279. This achievement allows us to continue offering competitive rates and robust services tailored to meet the needs of our members. Our operating hours are designed for your convenience: Monday through Tuesday and Thursday through Friday from 8:00 AM to 4:00 PM; Wednesday from 9:00 AM to 4:00 PM; and adjusted summer hours on Fridays until 1:00 PM. Although we currently do not offer ATM or drive-thru services, we are committed to enhancing your experience through online banking and mobile payment options. As part of our mission, we actively engage with local organizations and support community outreach efforts. These partnerships help us invest in the lives of those around us while promoting financial literacy and wellness. We invite you to join us on this journey. Experience the benefits of membership at Missouri Baptist by visiting our website here or giving us a call at 573-635-4428. Together, let's build a brighter financial future!

Branch Location & Accessibility

Get in Touch!

We invite you to visit us soon! If you have any questions before stopping by or would like more information about becoming a member, feel free to give us a call at 573-635-4428. At Missouri Baptist, we're excited to help you achieve your financial goals while providing the exceptional service you deserve!

Operating Hours

At Missouri Baptist, we strive to accommodate your schedule with flexible operating hours. Our lobby hours are Monday, Tuesday, Thursday, and Friday from 8:00 AM to 4:00 PM. On Wednesdays, we open a bit later at 9:00 AM but still welcome you until 4:00 PM. During the summer months, our hours slightly change; we close early on Fridays at 1:00 PM.

Parking and Accessibility

We understand how important it is to have easy access when you visit us. That's why we offer ample parking right at our branch, making it simple for you to come in and take care of your banking needs. Our facility is ADA compliant, featuring ramps and other accessibility options to ensure everyone can enjoy our services without hassle.

Services Offered

While you're here, take advantage of our comprehensive range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're running a business, don't hesitate to ask about our merchant services and business loans as well. Although we currently do not have an ATM or drive-thru service available at this branch location, our team is always ready to assist you inside with any inquiries or transactions.

Member Eligibility

At Missouri Baptist, we believe that everyone deserves to be part of a supportive community that truly cares. Becoming a member is simple and welcoming if you live, work, or attend school in the area, you're likely eligible! We encourage individuals who share our values to join us and take advantage of all the benefits we offer. Membership at Missouri Baptist means access to personalized financial services tailored to your needs, whether it's checking accounts, auto loans, or business banking solutions. To learn more about our eligibility criteria, please visit us at https://mobaptistcu.org/become-a-member/. If you have any questions or need assistance with the account opening process, don't hesitate to call us at 573-635-4428. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to launch your dream project or upgrade your equipment. Our commercial loans are here to turn those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services enable you to accept payments easily, whether in-store or online. This helps streamline operations and improve customer satisfaction, allowing you to focus on what matters most growing your business. Visit us at 400 E High St Jefferson City Mo 65101 in Jefferson City, MO, or give us a call at (573) 635-4428 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our business banking services, which include merchant services and business loans. We aim to support local businesses by providing essential tools to manage cash flow efficiently and expand operations.

Credit Cards

For those who enjoy rewards for their spending, our credit cards with rewards offer an excellent way to earn points on everyday purchases. Whether you're shopping for groceries or planning a vacation, every swipe brings you closer to exciting rewards.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why online and mobile banking are integral parts of what we offer at Main Office. With these services, you can manage your finances anytime and anywhere whether it's checking balances, transferring funds, or paying bills directly from your smartphone. For those times when you need cash quickly, we also provide ATM and cash withdrawal services, making it easy to access your funds without hassle. We invite you to explore all that Missouri Baptist has to offer. Our friendly staff is always ready to assist you with any questions or guidance you may need regarding our services. Feel free to reach out at (573) 635-4428, visit us in person at 400 E High St Jefferson City Mo 65101, or check out our website at https://mobaptistcu.org for more details. Join us today as we work together towards achieving your financial dreams!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to navigate the housing market confidently. We understand that this is one of the most significant financial decisions you'll make, so our team is ready to guide you through every step, ensuring you find the right loan that fits your budget.

Personal Banking

Our personal banking options include checking and savings accounts designed to fit different lifestyles and financial needs. For instance, if you are saving for a big purchase or simply want to keep your money secure while earning interest, our accounts can help you reach your goals. Additionally, we offer auto loans and vehicle financing that allow you to drive off in your dream car without breaking the bank. With competitive rates and flexible terms, getting behind the wheel has never been easier.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's a medical bill or a home repair, we can help simplify your financial situation with manageable repayment plans.

Digital & Online Banking

Key Features

Our online banking experience comes loaded with user-friendly features. You can easily enroll in e-statements for quick access to your account statements without the clutter of paper. Plus, our mobile application offers a convenient way to bank on the go. With mobile payments available, making transactions has never been simpler; just a few taps on your phone, and you're set! Want to send money to a friend? Our person-to-person transfer feature allows you to do just that quickly and securely. It's perfect for splitting bills or sending gifts without needing cash.

Security and Accessibility

Your security is our top priority. We ensure that all your online transactions are protected with advanced security measures so you can feel safe while managing your finances digitally. And if you're ever unsure about how to use any of our features, our team is here to help guide you. At Missouri Baptist, we strive to provide an accessible banking experience that fits into your busy lifestyle. Embrace the ease of digital banking today!

Financial Strength

At Missouri Baptist, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health to serve you better. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $626,691, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 687 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,785,986 in share certificates and $726,650 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $332,402 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,049,767 in total loans and leases and 198 used auto loans. Our commitment to efficiency is reflected in our operational performance. Although our net income stands at $0, this allows us to focus on strengthening our offerings without compromising service quality. We also take pride in having 2 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $59,929. Total Share and Deposit Accounts: 1,377, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Missouri Baptist is your trusted partner. Visit us at 400 E High St Jefferson City Mo 65101 or call 573-635-4428 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,859,806 in used vehicle loans and $679,273 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can drive away with confidence.

Business Loans

For business owners, while we currently do not have outstanding commercial loans available, our services cater to various business needs. We're committed to providing future opportunities for growth and expansion through our lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,668,297, making it easier for you to settle into the home you've always wanted.

Refinancing and Eligibility Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our services, we encourage you to reach out to us at 573-635-4428. Our knowledgeable team is here to guide you through the process and find the best solution tailored to your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Missouri Baptist, we're dedicated to supporting our community with reliable financial products that make a difference in everyday lives. Visit us at 400 E High St Jefferson City Mo 65101 or explore more on our website here.

Unsecured Credit Card Loans

For those looking for flexible borrowing options, we also offer unsecured credit card loans. While currently our total in this category stands at $0, our terms are designed to help members manage their finances effectively when available.

Loan Aggregator

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