Mississippi Public Employees CU Jackson MS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Mississippi Public Employees Credit Union, a trusted financial partner serving our community since 1966. Located at 613 S West St, Jackson, MS 39201, we take pride in being a member-focused institution that prioritizes your financial well-being. With a strong membership base of 5,319 and total assets exceeding $29,577,354, we are dedicated to offering reliable financial services tailored to meet your needs. At Mississippi Public Employees Credit Union, we believe in building lasting relationships with our members. Our experienced team, led by CEO Debbie Cox and Board President Mark Johnson, is committed to providing exceptional service and support. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 613 S West St, Jackson, MS 39201-5506. You can also reach us by phone at 601-948-8191 during our lobby hours from Monday to Friday, 8:30 AM to 4:00 PM. We understand that financial decisions can be overwhelming. That's why we strive to create a welcoming environment where you feel comfortable discussing your goals. With total deposits amounting to $3,027,711 and a net worth of $4,529,636, your funds are secure with us. Join us as we continue to serve our community with integrity and care. Visit our website at mspecu.org to learn more about how we can help you achieve your financial dreams today!

Branch History & Mission

Community Engagement

Our impact goes beyond traditional banking services. We engage actively in community outreach initiatives designed to uplift and empower residents of Jackson. Whether it's partnering with local organizations or hosting financial literacy workshops, we're committed to creating opportunities for growth and development. With a drive-thru service available for your convenience and no ATM on-site, we focus on delivering exceptional face-to-face interactions while ensuring efficiency in all your banking experiences.

Join Us

We invite you to become part of the Mississippi Public Employees family today! Experience firsthand how our member-focused approach can help you achieve your financial goals while being part of a vibrant community. Visit us at our branch or check out more information on our website here. Together, let's build a brighter financial future!

Mission Statement

At Mississippi Public Employees Credit Union, our mission is clear: we strive to improve the financial well-being of our members while actively contributing to the community's growth. We believe in providing affordable financial services that cater to both personal and business needs. This mission extends beyond simple transactions; it's about building trust and fostering long-lasting relationships within our community. While members can visit us at 613 S West St, official correspondence should be sent to 613 S West St, Jackson, MS 39201-5506. Our dedicated team operates Monday through Friday from 8:30 AM to 4:00 PM, ready to assist you with any banking needs or questions you may have.

Our Journey

Since its inception, Mississippi Public Employees has served as a reliable financial partner for thousands. Today, we proudly support 5,319 members with a total asset base of $29,577,354. Our growth reflects our dedication to offering personalized banking solutions that make a real difference in our members' lives. From humble beginnings, we have expanded our services to include everything from checking and savings accounts to auto loans and credit cards with rewards. Our journey is marked by significant milestones that underscore our commitment to excellence. Over the years, we've introduced digital banking options and enhanced accessibility features while ensuring compliance with ADA standards. We aim to provide all members with the tools they need to manage their finances effectively.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to give us a call at 601-948-8191. While you can visit us at our branch for any inquiries or transactions, please note that official correspondence should be sent to our mailing address at 613 S West St, Jackson, MS 39201-5506. We look forward to welcoming you into our community at the Mississippi Public Employees Credit Union! Come by today and see how we can help you reach your financial goals.

Nearby Landmarks and Accessibility

You'll find us just a short walk from popular local spots like the Mississippi State Capitol and the bustling downtown area. This prime location means that you can easily combine your banking errands with other activities in the city. We ensure that our branch is accessible to everyone, featuring ADA-compliant entrances and ramps for those who may need them.

Operating Hours and Services

Our doors are open Monday through Friday from 8:30 AM to 4:00 PM, allowing plenty of time for you to drop by after work or during lunch breaks. We offer a range of services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgage refinancing, and credit card options with rewards. Plus, we have a drive-thru service for quick transactions like deposits and withdrawals without needing to leave your vehicle.

Member Eligibility

At Mississippi Public Employees, we believe that becoming a member is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of a supportive community, you'll be pleased to know that membership is open to various individuals, including public employees and their families. This means that if you're connected to the public sector in any way, you likely qualify! For specific eligibility details where you can find all the information you need. Joining us is simple and rewarding. Once you're ready, opening an account at Mississippi Public Employees is a breeze! We're here to help guide you through the process, making it easy and welcoming every step of the way. Plus, as a member, you gain access to a range of financial services designed with your needs in mind. Whether it's personal loans or credit cards with rewards, we have something for everyone. If you have any questions or need assistance, don't hesitate to reach out at (601) 948-8191. We can't wait to welcome you into our community at 613 S West St Jackson Ms 39201!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide robust merchant services designed to streamline your payment processes. Imagine having the ability to accept payments easily from your customers, whether they're in-store or online. This not only enhances customer satisfaction but also boosts your sales potential. Our services are crafted to fit the unique needs of every business, ensuring you can focus on what you do best running your company. Ready to take the next step? Visit us at 613 S West St Jackson Ms 39201 in Jackson, MS, or give us a call at (601) 948-8191. Let's work together to fuel your business growth!

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we provide business banking services including merchant services and business loans. If you're starting a new venture or looking to expand an existing one, our team is ready to help turn your business goals into reality.

Convenient Access with Drive-Thru Services

At Mississippi Public Employees, we value convenience. Our basic drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without needing to step inside. And while we currently do not have ATM services available at our branch, our online and mobile banking platforms ensure that your finances are always within reach. Whether you're visiting us in person or accessing services digitally from the comfort of your home, we're committed to making banking easy and accessible for everyone in Jackson and beyond. If you have any questions or want more information about how we can assist you today, feel free to call us at 601-948-8191. We look forward to serving you!

Credit Cards with Benefits

We also offer credit cards with rewards that allow you to earn while you spend. This means every purchase can bring you closer to great rewards like cash back or travel points making everyday expenses more rewarding.

Home Loans That Fit Your Needs

For those dreaming of homeownership, our mortgage loans and refinancing options provide flexible solutions. Whether you're purchasing your first home or looking to refinance an existing mortgage, we have the expertise and resources to guide you every step of the way.

Personal Banking Made Easy

Our personal banking services include both checking and savings accounts designed to help you manage your finances effortlessly. Imagine having the ability to easily access your funds with online banking and mobile app features right at your fingertips. You can check your balance, transfer money, or pay bills anytime, anywhere. We also offer personal loans and debt consolidation options that can help you regain control over your finances when life throws unexpected challenges your way.

Vehicle Financing Tailored for You

If you're in the market for a new car or need financing for a vehicle purchase, our auto loans are here to assist you. We understand that buying a car is a big decision and want to make it as smooth as possible. Our team will work with you to find an auto loan that fits your budget and lifestyle.

Digital & Online Banking

Key Features

Our digital banking services come loaded with features that cater to all your banking needs. For instance, you can enroll in e-statements, allowing you to receive your account statements electronically saving paper and making it easy to keep track of your finances. If you ever need to sign documents quickly, our electronic signature authorization feature makes it straightforward and secure. For those who like the convenience of mobile banking, our mobile application is a great tool for on-the-go account management. While we currently do not support mobile payments, our app still allows for easy navigation through various services such as checking balances and making transactions. Need to send money to friends or family? Our person-to-person transfers make this process simple and hassle-free. By choosing Mississippi Public Employees, you're opting for a banking experience that prioritizes ease-of-use and accessibility. Join us today, and discover how our digital tools can empower you in managing your money effectively!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mississippi Public Employees is your trusted partner. Visit us at 613 S West St Jackson Ms 39201 or call (601) 948-8191 to learn more about how we can help you achieve your financial goals.

Member Savings and Resources

Members' savings are secured through $1,164,578 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,202,512 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $328 in used auto loans and $9,038,367 in total loans and leases.

Operational Efficiency

Our $103,032 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees who are always ready to serve you with a knowledgeable team. Total Share Accounts stand strong at 7,348, showing a growing member base that trusts us with their finances. Net Shares available for lending and investments are valued at $2,889,537.

Our Financial Health

With a net worth of $4,529,636, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those interested in business financing or commercial opportunities, while we currently do not offer outstanding commercial loans (totaling $0), we remain committed to exploring options that may help local businesses thrive in the community. Our commitment extends beyond just providing loans; we aim to empower our members by offering competitive rates and personalized service tailored to individual needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or simply want more information about what we can offer at Mississippi Public Employees, don't hesitate to contact us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,615,912 in used vehicle loans and $2,294,335 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle. If you're considering refinancing an existing auto loan or exploring eligibility options for our auto financing solutions, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Property loans available yet (totaling $0), we are committed to finding solutions that suit your needs when they arise. Stay tuned for updates on future offerings that can support your journey toward owning a home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $256,080 in loans helping members manage their finances effectively. This product is designed to give you purchasing power without collateral requirements.

Loan Aggregator

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MISSISSIPPI PUBLIC EMPLOYEES FEDERAL CREDIT UNION - Jackson, MS

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