Mississippi Highway Safety Pat CU Pearl MS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Mississippi Highway Safety Pat, your trusted financial partner located at 3851 Highway 468 W, Pearl, MS 39208. Established in 1964, we have been serving our community with dedication and care for nearly six decades. With a strong membership base of 1,401 members, we take pride in providing personalized banking solutions that meet the unique needs of our members. At Mississippi Highway Safety Pat, we understand that financial security is paramount. That's why we manage total assets of $13,159,959 and maintain total deposits of $1,283,139, ensuring that your hard-earned money is safe and sound. Our commitment to you extends beyond just numbers; it's about building lasting relationships based on trust and transparency. Led by our CEO, Tracy Burleigh, and Board President, Steven Bane, our team is focused on delivering exceptional service. With just 2 employees, we keep our operation streamlined to provide you with quick and efficient assistance. Whether you're looking for auto loans where we've facilitated over 466 loans or personal banking options like savings accounts and credit cards with rewards, we are here to help you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 958, Jackson, MS 39205. If you have any questions or need assistance, feel free to reach out at (601) 987-1297. Join us at Mississippi Highway Safety Pat today! Experience the difference of working with a credit union that truly cares about its members. For more information about our services or to become a member, visit us online at mhspfcu.com. We look forward to welcoming you into our community!

Branch History & Mission

Community Connections

Our commitment extends beyond just banking; we actively engage with our community through outreach programs and partnerships designed to uplift those around us. By supporting local initiatives and events, we aim to contribute positively to the lives of everyone in Pearl. If you're looking for a credit union that values its members and prioritizes community support, look no further than Mississippi Highway Safty Pat. Join us today and experience firsthand how we can help you achieve your financial goals while being part of a caring community. Call us at (601) 987-1297 or visit our website at https://mhspfcu.com/ to learn more about becoming a member!

Our Journey

Since opening our doors nearly six decades ago, Mississippi Highway Safty Pat has been committed to serving those who serve our state. Our mission has always revolved around providing exceptional financial services while fostering a sense of community among our members. With a focus on personal banking solutions, we offer various products such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. As we have evolved over the years, so have our services. We are proud to provide modern conveniences like online and mobile banking to ensure you can manage your finances anytime and anywhere. Despite these advancements, our dedication to supporting the members of the Mississippi Highway Safety Patrol remains steadfast.

Our Mission

At Mississippi Highway Safty Pat, our mission is simple yet impactful: to empower our members through accessible financial services while actively contributing to their well-being and success. We understand that each member's journey is unique; therefore, we strive to provide tailored solutions that meet individual needs. Whether you're looking for assistance with vehicle financing or planning for future investments, we are here for you every step of the way. While you can visit us at 3851 Highway 468 W Pearl Ms 39208, please note that official correspondence should be sent to P.O. Box 958, Jackson, MS 39205 if needed. Our dedicated team operates on Tuesdays and Thursdays from 7:30 AM to 3:30 PM, ready to assist you with friendly service.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to ensuring that everyone can access our services easily. We have ADA-compliant features, including ramps for those who may need assistance. Parking is available right outside the entrance, allowing for a straightforward visit without any stress.

Banking Services

At the Mississippi Highway Safety Patrol branch, we offer a variety of personal banking services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, or credit card options with rewards, we've got you covered. While we currently do not have ATM services or drive-thru banking available at this location, our team is always ready to help with any transactions or inquiries.

Connect With Us

If you have any questions or need assistance, feel free to give us a call at 601-987-1297. We invite you to stop by and see how we can support your financial journey. Your satisfaction is important to us, and we look forward to welcoming you soon!

Member Eligibility

Becoming a member of Mississippi Highway Safty Pat is like joining a close-knit family that values community and support. If you're looking to enjoy the benefits of personalized banking, you'll be pleased to know that eligibility is accessible for many! To become a member, you just need to be affiliated with certain groups or meet specific criteria, which can vary. If you want more details on what makes you eligible, feel free to check out our dedicated page at http://www.mhspfcu.com/about-us . Joining us opens up a world of financial services tailored to your needs, from checking and savings accounts to loans and credit cards with rewards. The process is simple and welcoming; just visit us at our branch located at 3851 Highway 468 W Pearl Ms 39208, or give us a call at (601) 987-1297 for more information on how to get started. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly without worrying about payment processing. Our merchant services offer reliable payment solutions that help you manage transactions effortlessly. From credit card processing to point-of-sale systems, we make it easy for you to focus on what you do best growing your business. Located conveniently at 3851 Highway 468 W Pearl Ms 39208 in Pearl, MS, we're ready to partner with you on your journey to success. Reach out today at (601) 987-1297 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're running a business, we've got you covered with specialized services as well. Our business banking options, including merchant services and business loans, are designed to help small businesses thrive in today's market. We know how important it is for you to manage cash flow effectively and access funds quickly when needed.

Convenient Online & Mobile Services

In today's fast-paced world, convenience is key. That's why at Mississippi Highway Safty Pat, we provide robust online and mobile banking features that let you manage your finances anytime, anywhere. Whether it's paying bills online or transferring money through person-to-person services, staying on top of your finances has never been easier. While we currently do not have ATM or drive-thru services available at this location, our digital banking tools ensure that accessing your funds is just a few clicks away.

Get Started Today!

We invite you to explore the variety of services available at Troop C and see how we can assist you on your financial journey. Our team is ready to help answer any questions or guide you through setting up an account tailored just for you. Visit us during our lobby hours on Tuesday and Thursday from 7:30 AM to 3:30 PM or check out our website at mhspfcu.com for more information. Join us today and experience the difference that personalized service makes!

Personal Banking Made Easy

We understand that managing your personal finances can be a challenge. That's why we offer personal banking options that include checking and savings accounts designed to fit your lifestyle. Whether you're looking to save for a special occasion or manage daily expenses, our accounts provide the flexibility and accessibility you need. For those considering purchasing a new vehicle, we provide competitive auto loans and vehicle financing solutions. Our straightforward application process ensures you can get behind the wheel without unnecessary delays. If you're dreaming of homeownership or looking to refinance, our mortgage loans and refinancing options are crafted to help you secure the home of your dreams while keeping your budget in check.

Support for Your Financial Journey

Life sometimes throws unexpected challenges your way. For those times when you need a little extra support, we offer personal loans and debt consolidation services that can ease your financial burden. Additionally, our credit cards with rewards allow you to earn benefits on everyday purchases, making it easier to enjoy the things you love while managing your spending wisely.

Digital & Online Banking

Key Features

Our online banking platform comes with user-friendly features that enhance your banking experience. You can check your balances, view transaction history, and transfer funds all with just a few clicks. Plus, we offer e-statements for those who prefer to go paperless, making it easier than ever to keep track of your finances while also being eco-friendly. If you need to send money quickly to a friend or family member, our person-to-person transfer option makes it simple. Just enter the recipient's information, and you can send money instantly without the hassle of cash or checks.

Mobile Banking

For those on the go, our mobile application provides all the functionality of online banking right in your pocket. Whether you're waiting in line or traveling, you can manage your accounts securely and conveniently. Although mobile payments are not currently available, our app allows you to stay connected and informed about your financial status at any time.

Security

We prioritize your security with robust measures in place for protecting your personal information. Even though we do not currently support electronic signature authorization, we ensure that all transactions conducted through our online services are safe and secure. In summary, Mississippi Highway Safty Pat offers a comprehensive suite of digital banking tools designed with your convenience in mind. Experience real-time account management at your fingertips by visiting us at https://mhspfcu.com/ today!

Financial Strength

Growing Membership Base

Total Share Accounts: 1,812, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mississippi Highway Safty Pat is your trusted partner. Visit us at 3851 Highway 468 W Pearl Ms 39208 or call (601) 987-1297 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings & Investments

Members' savings are secured through $1,148,733 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efforts translate into results as reflected in our $0, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for the Future

With $3,229,927 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends beyond maintaining financial strength; it includes continuously improving our offerings for your benefit.

Strong Financial Health

With a net worth of $3,229,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,454 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $233 in used auto loans and $8,261,796 in total loans and leases. This means we're here to assist you whether you're looking to finance a vehicle or explore other borrowing needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,624,490 in used vehicle loans and $1,690,555 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in a car you love.

Credit Lines and Unsecured Credit Cards

If you're looking for flexibility in managing your finances, consider our total credit lines totaling $1,000,000. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $156,745 helping members manage their expenses effectively. These products allow you to handle unexpected costs without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have $0 in Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out to us for potential refinancing options and learn how we can assist you in securing the right mortgage for your situation.

Refinancing Options

We also provide refinancing options across various loan types. Whether you're looking to lower your monthly payments or change the terms of your existing loans, our team is here to help guide you through the process. For any inquiries or assistance with your loan application process, feel free to contact us at 601-987-1297 or visit us at our branch located at 3851 Highway 468 W Pearl MS 39208. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support your financial journey every step of the way!

Loan Aggregator

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MISSISSIPPI HIGHWAY SAFTY PAT FEDERAL CREDIT UNION - Pearl, MS