Mission Credit Union San Diego CA | Top Business Banking & Auto Loans

Introduction

Welcome to Mission Credit Union, your trusted financial partner located at 675 Saturn Blvd Ste A, San Diego, CA 92154. Established in 1961, we have proudly served our community for over six decades, building strong relationships with our members and offering a wide range of financial services tailored to meet your needs. With a total membership of 311,684, we are dedicated to providing personalized banking experiences that empower individuals and families to achieve their financial goals. At Mission Credit Union, we believe in the power of community. Our robust financial health is evident in our impressive total assets of $6,580,197,052 and total deposits reaching $874,339,855. We understand that your hard-earned money deserves the best care, which is why we maintain a net worth of $794,557,494 and ensure that you have access to reliable services such as auto loans, mortgages, personal loans, and business banking solutions. Our CEO, Doug Wright, along with Board President Scott Patterson, leads a passionate team of 676 employees who are committed to putting members first. Whether you're looking for straightforward checking accounts or sophisticated investment options, we're here to guide you every step of the way. While members can visit us at our branch location for in-person assistance or friendly advice during our operating hours (Monday-Thursday 9:00 am - 5:00 pm; Friday 9:00 am - 6:00 pm; Saturday 9:00 am - 4:00 pm), official correspondence should be sent to the same address. We invite you to explore all that Mission Credit Union has to offer by visiting our website at www.MissionFed.com. If you have any questions or need assistance, please don't hesitate to call us at (858) 524-2850. Join us in creating a brighter financial future together!

Branch History & Mission

Community Commitment

We are deeply rooted in the San Diego area and take pride in giving back. From educational programs to financial literacy workshops, we actively engage with the community to foster growth and improvement for all. Our outreach efforts reflect our belief that together, we can build a thriving environment where everyone has access to financial resources. Join us at Mission! Experience firsthand the benefits of being part of a credit union that cares about you and your future. Visit us at 675 Saturn Blvd Ste A or call us at 858-524-2850 for more information on how you can become a member today! Together, let's achieve great things!

Our Mission

At Mission, our mission is clear: we aim to provide personalized financial services that empower our members and enhance their lives. We believe in putting people first this means offering competitive rates on loans, flexible banking options, and community support initiatives that truly make a difference. Through partnerships with local organizations, we strive to uplift those around us and create a stronger community for everyone. As technology evolves, so do we. Our digital advancements allow you to manage your accounts online or through our mobile app easily. We prioritize accessibility and customer-centric initiatives, ensuring that every member can find the support they need when they need it.

Branch Location & Accessibility

Welcome to Mission, your friendly neighborhood credit union located at 675 Saturn Blvd Ste A in sunny San Diego, CA! We're proud to serve the vibrant community of Imperial Beach and its surrounding areas. Our branch is conveniently situated near local landmarks, making it easy for you to stop by while running errands or enjoying a day out. At Mission, we prioritize accessibility for all our members. Our location is designed with features like ADA-compliant ramps and ample parking, ensuring that everyone can visit us without hassle. Plus, we offer both ATM access and drive-thru banking for quick and easy transactions, whether you prefer to bank from your car or inside our welcoming lobby. Our operating hours are tailored to fit your busy schedule. You can visit us Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 4:00 pm. Whether you need assistance with personal banking, auto loans, or other financial services, our dedicated team is here to help. While members can visit us at 675 Saturn Blvd Ste A for all their banking needs, official correspondence should be sent to the same address as our mailing address. If you have any questions or would like more information about our services, don't hesitate to give us a call at 858-524-2850. We invite you to come by Mission today and discover how we can support your financial journey!

Member Eligibility

At Mission, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming. If you live, work, or attend school in the San Diego area, you're likely eligible to become a member! We take pride in offering our members tailored services that fit their unique needs, whether it's personal banking, loans, or online services. For more detailed eligibility criteria, feel free to check out our resource at http://www.MissionFed.com/membership/. Getting started is easy! You can open your account online by visiting https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow. If you have any questions or need assistance, don't hesitate to reach out to us at (858) 524-2850. We're here to help you every step of the way as you embark on this exciting journey with Mission at our branch located at 675 Saturn Blvd Ste A San Diego Ca 92154. Join us and experience the benefits of being part of a community-focused credit union!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that streamline transactions for your business. Picture this: accepting payments from customers seamlessly, whether they're using cash, credit cards, or mobile payments. Our merchant services ensure you can focus on what matters most growing your business while we handle the financial side efficiently. Located at 675 Saturn Blvd Ste A San Diego Ca 92154 in San Diego, CA, we're here to support your business every step of the way. Let's work together to build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking

Running a business requires reliable support, and that's where our business banking services come in. From essential merchant services that make transactions easy for your customers to competitive business loans that fuel your growth, we're dedicated to helping local businesses thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. Access your accounts anytime, anywhere, whether it's through our user-friendly mobile app or secure online platform. You can easily manage your finances with features like ATM access for cash withdrawals and balance checks, ensuring you stay on top of your money no matter where life takes you.

Drive-Thru & ATM Services

For those times when you need quick access to cash or want to conduct simple transactions without entering the branch, our basic drive-thru service offers deposits, withdrawals, and other straightforward banking tasks at your convenience. Additionally, we have ATMs available that make it easy to withdraw cash whenever needed.

Join Us Today!

Ready to experience all that Mission has to offer? Our friendly staff is always here to assist you with any questions or concerns. Don't hesitate to reach out at (858) 524-2850, or stop by during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. Join us today and discover how we can help you achieve your financial goals! Visit us online at Imperial Beach for more information on membership and account opening.

Personal Banking

Navigating your personal finances has never been easier with our robust suite of personal banking services. We offer checking and savings accounts designed to fit your lifestyle. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel quickly and affordably. Plus, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing solutions are tailored to help you find the right fit for your budget. For those unexpected expenses or big purchases, our personal loans and debt consolidation options provide flexible terms that can ease your financial stress. And don't forget about our credit cards with rewards, which allow you to earn while you spend.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This allows you to sign documents securely without needing to visit a branch, saving you time and hassle. Plus, with e-statements available, you'll receive all your account statements digitally. It's not just eco-friendly; it also means no more paper clutter! If you prefer managing your accounts through your smartphone, our mobile application is perfect for you. With mobile payments enabled, you can easily make purchases or send money to friends and family using our person-to-person transfer feature. It's a quick and secure way to handle transactions without any fuss. Security is a top priority for us at Mission. We use advanced technology to protect your personal information while providing user-friendly experiences across all platforms. You can bank with peace of mind knowing that we take every measure to keep your data safe. In short, whether you're making quick payments or checking up on your savings from the comfort of your couch, Mission has got you covered with easy-to-use digital banking options that fit into your lifestyle seamlessly. Embrace the future of banking with us!

Financial Strength

Committed Team

Our success is driven by our dedicated team of 625 full-time employees and 51 part-time employees who are always ready to assist you. Their expertise ensures that you receive the highest level of service at every interaction.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 675 Saturn Blvd Ste A San Diego Ca 92154 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Your savings are secure with us! Members' savings are backed by $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members first. With non-member deposits totaling $150,000,000, we can focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for the Future

We believe in reinvesting for our members' benefit. With $777,979,315 in undivided earnings, we continuously enhance our banking tools, lending options, and security measures to serve you better. Our capacity to lend is substantial; we currently have $29,284 in used auto loans and $4,584,871,764 across total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation demonstrates our commitment to safeguarding your investments and providing you with exceptional banking experiences. Our net worth ratio of 12.04% showcases our solid capital base, ensuring that we can continue providing loans and competitive savings rates even in uncertain times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your auto financing experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $712,165,011 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to providing support through tailored lending solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We offer tailored solutions to help you navigate the home-buying process and ensure that you find a loan that fits your budget.

Personal Financing

For those looking for more flexibility, we also offer unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards to help you get more from your spending.

Refinancing Options

If you're considering refinancing any of your existing loans, our team is here to guide you through the process. We can help you explore eligibility options and find a better rate that aligns with your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a dedicated team ready to assist you, we invite you to visit us at 675 Saturn Blvd Ste A San Diego Ca 92154 in San Diego, CA, or give us a call at (858) 524-2850. Let's work together to achieve your financial aspirations!

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MISSION FEDERAL CREDIT UNION - San Diego, CA

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