Mission Credit Union San Diego CA | Low Mortgage Rates & Business Loans

Introduction

Welcome to Mission, your trusted credit union located at 10393A Spring Canyon Rd, San Diego, CA 92131. Established in 1961, we have proudly served our community for over six decades, building lasting relationships with our members. With a growing membership of 311,684, we are dedicated to providing financial solutions tailored to meet the diverse needs of our members. At Mission, we understand that banking is about more than just numbers; it's about people and their dreams. That's why we focus on delivering exceptional service along with competitive rates. Our total assets amount to an impressive $6,580,197,052, ensuring that we have the resources to support you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, we've got you covered. As a member-focused institution, we take pride in our strong financial standing, reflected in our total deposits of $874,339,855 and a net worth of $794,557,494. Our team is committed to fostering a culture of trust and reliability within the community. Under the leadership of CEO Doug Wright and Board President Scott Patterson, we strive to create an environment where every member feels valued. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 10393 Spring Canyon Rd Ste A, San Diego, CA 92131. If you have any questions or need assistance, feel free to reach out at (858) 524-2850. Join us at Mission today and discover how we can help you achieve your financial goals. Explore more about our services or open an account by visiting us online at MissionFed.com. Your journey toward financial wellness starts here!

Branch History & Mission

Join Us

With operating hours designed for your convenience Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 4:00 pm we're here when you need us most. Plus, with ATM availability on-site, accessing your funds is easier than ever. If you're looking for a place where your financial well-being is prioritized alongside community spirit, look no further than Mission. Join us today and experience the difference firsthand! Visit our website at Mission Fed or call us at 858-524-2850 for more information. Together, let's build a brighter future!

Our Mission

At Mission, our mission is straightforward: we strive to provide exceptional financial services while positively impacting our community. We believe in empowering individuals through education and support as they navigate their financial journeys. Whether it's helping you secure an auto loan or guiding you in opening a checking account, we're here for you every step of the way. Our community outreach efforts are central to who we are. We actively engage in partnerships that promote local initiatives and support organizations that make a difference in people's lives. By investing in our community, we ensure that we grow together both as a credit union and as neighbors.

Our Story

From our humble beginnings, Mission has evolved into a robust credit union with total assets exceeding $6.58 billion. Our journey is marked by milestones that showcase our dedication to innovation and member satisfaction. As we expanded our services, we embraced digital advancements such as online banking and mobile payments, ensuring that our members have access to their finances anytime, anywhere. We are also proud to be ADA compliant, making sure that all members can easily use our facilities and services. While members can visit us at 10393A Spring Canyon Rd, official correspondence should be sent to 10393 Spring Canyon Rd Ste A, San Diego, CA 92131. Our location is conveniently situated near local parks and shops, making it easy for you to stop by whenever needed.

Branch Location & Accessibility

Welcome to the Mission branch of Mission Federal Credit Union, located at 10393A Spring Canyon Rd in beautiful San Diego, CA. Nestled in the vibrant Scripps Ranch area, our branch is easy to find and conveniently accessible for all your banking needs. Whether you're stopping by for a quick transaction or seeking personalized financial advice, we are here to help you every step of the way. While members can visit us at 10393A Spring Canyon Rd, official correspondence should be sent to our mailing address at 10393 Spring Canyon Rd Ste A, San Diego, CA 92131. This ensures that your important documents reach us promptly. Our branch is situated near local landmarks, making it even easier to drop in. You'll find us close to popular spots like the Scripps Ranch Marketplace and several parks, which makes for a pleasant visit. Parking is available right outside our doors, ensuring you have a hassle-free experience when you come by. Accessibility is a priority at our Mission branch. We are fully ADA compliant, featuring ramps and other amenities to assist all members. You'll feel welcomed and accommodated as you step into our friendly space. We understand that your time is valuable, which is why our operating hours are designed with your convenience in mind. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, or Saturday from 9:00 AM to 4:00 PM. Our team is ready to assist you during these hours. In addition to our excellent customer service, we also offer ATM services for quick cash withdrawals and balance checks whenever you need them. While we currently do not have drive-thru banking options, our dedicated staff is always available inside the branch to ensure your banking needs are met efficiently. At Mission Federal Credit Union, we offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and credit cards with rewards all tailored for your financial growth. We invite you to come by and see how we can help you achieve your financial goals. For any questions or assistance before your visit, feel free to call us at 858-524-2850. We look forward to welcoming you soon!

Member Eligibility

At Mission, we believe that everyone deserves access to a supportive financial community. If you're wondering how to become a member, it's easy! To qualify for membership, you generally need to live, work, or worship in the San Diego area. This means if you're part of our vibrant community, you're likely eligible! We welcome individuals and families alike, making it simple for you to join us on your financial journey. For more detailed information about eligibility criteria, feel free to visit our dedicated page at http://www.MissionFed.com/membership/. Once you're ready to take the next step, opening an account is just as straightforward. You can start the process online by visiting https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow, or simply give us a call at (858) 524-2850 if you have any questions. We're here to help every step of the way at our branch located at 10393A Spring Canyon Rd San Diego Ca 92131. Join us today and discover the benefits of being part of Mission!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services designed to simplify your transactions and enhance customer experiences. Imagine running your operations smoothly while accepting various payment methods effortlessly. Our solutions help you focus on what you do best growing your business while we take care of the financial side. Visit us at 10393A Spring Canyon Rd San Diego Ca 92131, San Diego, CA, or contact us at (858) 524-2850 to discover how our business banking services can empower your success.

Comprehensive List Of Services

Business Banking Services

For our members who run businesses, we haven't forgotten about you! Our Business Banking services include Merchant Services and Business Loans designed to support local entrepreneurs like yourself. We're committed to helping your business thrive by offering resources tailored just for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your finances from anywhere. Check balances, transfer funds, or pay bills all from the comfort of your own home or while on the go. Additionally, our ATM & Cash Withdrawal Services provide easy access to your money whenever you need it. At Mission, we're not just about numbers; we're about building relationships and supporting our community in San Diego and beyond. Explore all these fantastic services and more by visiting us today or checking out our website at Scripps Ranch. Your financial well-being is just a call away contact us at (858) 524-2850 and let us help you succeed!

Home Financing Solutions

Thinking about buying a home? Our Mortgage Loans & Refinancing options are tailored to help you navigate the complexities of homeownership. Our knowledgeable staff will work with you to find the best mortgage product that fits your financial situation, ensuring you feel confident every step of the way.

Personal Banking

Whether you're opening your first checking account or looking to grow your savings, our personal banking services have you covered. We offer both Checking and Savings Accounts that fit different lifestyles, making it easier for you to manage your day-to-day finances while saving for the future. If you're in the market for a new car, consider our Auto Loans & Vehicle Financing options. With competitive rates and flexible terms, we make financing your next vehicle straightforward and stress-free.

Personal Loans & Credit Options

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation services. Whether it's a medical bill or consolidating existing debts, we provide solutions that can ease your financial burden. Plus, with our Credit Cards featuring rewards programs, you can earn points on everyday purchases.

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to send money easily with person-to-person transfers. Need to split a bill or send a gift? Our simple system makes it quick and hassle-free. Plus, if you're on the move, our mobile application offers all these functionalities right from your smartphone, making banking as easy as tapping your screen. For those who prefer going paperless, we provide electronic statements that are not only eco-friendly but also incredibly convenient. You'll have access to your statements whenever you need them without cluttering your mailbox. And when it comes to security, our electronic signature authorization adds an extra layer of protection, ensuring that your transactions are safe. Want to make payments on the fly? With our mobile payments feature, you can pay for goods and services quickly and securely right from your device. It's just one more way we make banking flexible for your lifestyle. With Mission, managing your finances has never been easier or more secure. Explore all our digital services today and see how we can help simplify your banking experience!

Financial Strength

At Mission, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can feel confident knowing that we are built on strong foundations and are dedicated to providing you with reliable services. With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial success is reflected in our $777,979,315 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $29,284 in used auto loans and $4,584,871,764 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we boast 680,726 share accounts that showcase a strong and growing member base trusting us with their finances. Net Shares (Funds available for lending and investments) stand at $12,471,975, further strengthening our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 10393A Spring Canyon Rd San Diego Ca 92131 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, we have flexible financing solutions tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $712,165,011 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and aim to offer solutions that work for you.

Credit Lines and Personal Loans

For those needing extra flexibility, we offer credit lines totaling $1,996,019,770 to help manage cash flow and unexpected expenses. Additionally, our unsecured credit card loans amounting to $289,636,936 are designed to give you access to funds without collateral. These products come with flexible terms, making them an effective way to handle everyday costs or larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We provide competitive rates and terms to ensure you feel confident throughout your home buying journey.

Refinancing Options

If you're considering refinancing any of your current loans for better rates or terms, we encourage you to speak with one of our knowledgeable team members. They can guide you through eligibility options and help determine what's best for your financial situation. Our commitment at Mission is not just about providing loans; it's about building lasting relationships with our members. We strive to make each step easy and transparent so that you can focus on what matters most in your life. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to start an application, please contact us at (858) 524-2850 or visit us at 10393A Spring Canyon Rd San Diego Ca 92131 in San Diego, CA.

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Mission