Mission Credit Union San Diego CA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Mission Credit Union, your trusted financial partner located at 11868 Rancho Bernardo Rd Ste B, San Diego, CA 92128. Since our establishment in 1961, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our members. With a total membership exceeding 311,000 and assets reaching an impressive $6.58 billion, we are dedicated to helping you achieve your financial goals. At Mission, we understand that banking is more than just numbers; it's about relationships. Our experienced team, led by CEO Doug Wright and Board President Scott Patterson, is here to guide you through every step of your financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, or business banking solutions, we have something for everyone. With total deposits of $874 million and cash in hand amounting to $16.83 million, our strong financial standing ensures that your money is safe and secure with us. Our dedication to responsible lending has resulted in over 146,000 loans and leases granted, empowering our members to pursue their dreams without compromise. While members can visit us at our branch location, official correspondence should be sent to the same address: 11868 Rancho Bernardo Rd Ste B, San Diego, CA 92128-1902. We invite you to explore how we can help you thrive financially. For any inquiries or assistance, feel free to reach out at (858) 524-2850. Join us today at Mission Credit Union where your financial success is our mission! Visit our website at Mission Fed for more information or to open an account online. Your future starts here!

Branch History & Mission

Commitment to Innovation

As we move forward in an ever-evolving world, Mission Credit Union remains committed to embracing technology that enhances your banking experience. Our online and mobile banking options make it easy for you to manage your finances anytime, anywhere. We understand that convenience is key in today's fast-paced environment. Additionally, our focus on ADA compliance ensures that all members of the community can access our services without barriers. From basic ATM access for withdrawals and balance checks to offering personal loan options tailored for diverse needs our aim is to be there for you every step of the way.

Community Connections

We are proud of our roots in San Diego and actively participate in community events and partnerships that foster growth and support local initiatives. Whether it's sponsoring educational programs or participating in charitable activities, we believe in giving back to the community that has supported us throughout the years. If you're looking for a place where your financial goals are understood and prioritized, consider joining Mission Credit Union today! Experience firsthand how we can help you secure a brighter financial future. For inquiries or assistance, feel free to reach out at 858-524-2850 or explore more about us at MissionFed.com. Together, let's embark on this journey toward financial empowerment!

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members and empower them to achieve their dreams. We believe that everyone deserves access to affordable financial services that can help them build better lives. By offering personalized support and community outreach programs, we strive to uplift not only individual members but also the neighborhoods we serve. While members can visit us at 11868 Rancho Bernardo Rd Ste B San Diego Ca 92128, official correspondence should be sent to 11868 Rancho Bernardo Rd Ste B, San Diego, CA 92128-1902. This ensures that your communications are handled efficiently by our dedicated team.

Branch Location & Accessibility

A Welcoming Space for Everyone

At our Mission branch, we prioritize accessibility for all members. The location features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. Parking is ample and convenient, making your visit hassle-free. While you're here, enjoy a warm atmosphere where our friendly team is ready to assist you with all your banking needs.

Convenient Banking Hours

Our doors are open Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 4:00 PM. We understand that life can be busy, so we offer flexible hours to fit your schedule.

Full Range of Services

Mission provides a variety of banking services tailored just for you! From personal checking and savings accounts to auto loans and mortgages, we've got what you need under one roof. Plus, with an ATM on-site, accessing cash is quick and easy. While we don't offer drive-thru service at this location, our helpful staff is always available inside to help you with any questions or transactions. If you need to send official correspondence, please note that it should be directed to the same address as our branch: 11868 Rancho Bernardo Rd Ste B, San Diego, CA 92128-1902.

Get in Touch!

Ready to experience exceptional service? Stop by or give us a call at 858-524-2850 today! We look forward to helping you achieve your financial goals right here in the heart of Rancho Bernardo. Join us at Mission Federal Credit Union where your journey towards financial success begins!

Member Eligibility

Becoming a member of Mission feels like joining a close-knit community where your financial well-being is our priority. If you live, work, or go to school in the San Diego area, you're likely eligible to join us! We aim to make membership accessible to everyone, whether you're just starting your financial journey or looking for more tailored services. You can enjoy a range of benefits designed to support your goals, from competitive rates on loans and savings accounts to personalized financial advice. To learn more about the specific eligibility requirements, feel free to check out our detailed information at http://www.MissionFed.com/membership/. And when you're ready to open an account, the process is simple! Just visit our account opening page at https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow, or give us a call at (858) 524-2850 for any questions. We're excited to welcome you to Mission, located at 11868 Rancho Bernardo Rd Ste B San Diego Ca 92128!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to our competitive loan offerings, we provide merchant services that simplify payment processing for your business. Imagine a busy restaurant seamlessly accepting credit cards while you focus on delivering excellent service. Our tools help manage transactions efficiently, allowing you to concentrate on what matters most growing your business. Join us at Mission, located at 11868 Rancho Bernardo Rd Ste B San Diego Ca 92128 in San Diego, CA, and let's build your business together! For more information, call us at (858) 524-2850 or visit our website at https://www.missionfed.com/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored solutions including merchant services and business loans. Running a business comes with its challenges, but our services are structured to support growth and success.

Credit Cards with Benefits

Our credit cards come with rewards that can enhance your everyday purchases. Imagine earning points for things you already buy! With credit cards with rewards, every swipe brings you closer to exciting perks.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why Mission provides robust online and mobile banking features. Manage your accounts anytime, anywhere! From checking balances to making transfers or paying bills, everything is just a click away. You can also take advantage of our ATM services for quick cash withdrawals or balance checks without hassle.

Home Sweet Home

Thinking about buying a home or refinancing your current mortgage? At Mission, we understand that a home is more than just a place; it's an investment in your future. Our mortgage loans and refinancing options are designed to help you navigate the process smoothly, ensuring that you find the best fit for your situation.

Join Us Today!

With all these services available at Mission, we invite you to discover how we can assist you in reaching your financial goals. For more information or assistance, feel free to call us at (858) 524-2850 or visit us during our operating hours: Monday-Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. We look forward to welcoming you as part of our community!

Personal Banking Made Easy

When it comes to personal banking, Mission has you covered. We offer checking and savings accounts that help you manage your day-to-day finances while earning interest. Imagine having a secure place for your money while also enjoying the flexibility to access it when needed. Our auto loans and vehicle financing options make buying your dream car straightforward, with competitive rates tailored just for you. Need a little extra cash? Our personal loans and debt consolidation services provide simple solutions to help you regain control over your finances.

Digital & Online Banking

Accessibility and User-Friendly Design

Whether you're tech-savvy or just getting started with online banking, our user-friendly design makes navigation a breeze. Accessing your accounts is straightforward, giving you real-time management of your finances whenever you need it. And with mobile payments enabled, handling transactions has never been easier just tap and go! At Mission, we're committed to providing you with accessible and convenient banking solutions that fit into your lifestyle. Explore more about what we offer by visiting https://www.missionfed.com/ today!

Key Features

Our online banking platform allows you to take care of your financial needs with just a few clicks. You can view your account balances, pay bills, and transfer money all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfers make it simple and hassle-free. Plus, if you're always on the move, our mobile application keeps everything within reach, ensuring you never miss a beat. We know security is a top concern for our members. That's why we provide electronic signature authorization for documents, making it easy to sign without worrying about safety. You can also opt for e-statements to keep track of your finances while reducing paper clutter.

Financial Strength

Growing Community Trust

We proudly report a total of 680,726 share accounts, reflecting a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $12,471,975, our commitment to your financial well-being continues to strengthen. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 11868 Rancho Bernardo Rd Ste B San Diego Ca 92128 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as we provide $29,284 in used auto loans and $4,584,871,764 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek new model or a reliable pre-owned vehicle, our flexible financing options can assist you in making that purchase easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $712,165,011 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and fostering economic growth in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We know that every member's situation is unique, and our team is here to guide you through the process of securing the right mortgage for your needs.

Refinancing Options

If you're looking to refinance any existing loans or are unsure about eligibility for our products, we encourage you to reach out. Our friendly team at Mission can walk you through the available options tailored specifically for you. For any inquiries or assistance regarding our loan offerings, feel free to contact us at (858) 524-2850, or visit us at our branch located at 11868 Rancho Bernardo Rd Ste B San Diego Ca 92128 in San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit card options provide the support you need without burdensome fees.

Loan Aggregator

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Mission