Mission Credit Union San Diego CA | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Mission, your trusted partner in financial growth and community support! Located at 8198 Mira Mesa Blvd, San Diego, CA 92126, our branch has been a cornerstone of the Mira Mesa community since 1961. With a strong commitment to our 311,684 members, we take pride in providing personalized financial services that help you achieve your dreams. At Mission, we understand that every member has unique needs. Whether you're looking for a reliable checking account, an auto loan among our 58,568 total loans and leases, or business banking solutions with a net member business loan balance of $712,165,012, we are here to support you every step of the way. With total assets exceeding $6.58 billion and deposits reaching $874 million, our solid financial foundation ensures that your money is safe and growing. Our dedicated team of 676 employees, led by CEO Doug Wright and Board President Scott Patterson, is committed to serving you with integrity and care. We offer a variety of services including online and mobile banking options for added convenience. Our branch is equipped with an ATM to provide you easy access to your funds whenever needed. While members can visit us at our physical location, official correspondence should be sent to the same address: 8198 Mira Mesa Blvd, San Diego, CA 92126-2602. If you have any questions or need assistance, don't hesitate to reach out at (858) 524-2850. Join us in making a positive impact in the community! We invite you to explore all that Mission has to offer by visiting our website at MissionFed.com or simply stop by our branch today. Your financial journey starts here!

Branch History & Mission

Community Focus

Our branch isn't just about banking; it's about building relationships. We are deeply rooted in San Diego and actively participate in local events and initiatives that promote education and financial literacy. Whether it's hosting workshops or sponsoring community events, we are committed to giving back. While you can visit us at our Mira Mesa location for all your banking needs during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM official correspondence should be sent to our mailing address: 8198 Mira Mesa Blvd, San Diego, CA 92126-2602.

Looking Ahead

As we move forward, Mission continues to embrace technological advancements that make banking easier for you. We offer online banking, mobile payments, and e-statements to ensure that managing your finances is convenient and secure. Our ADA-compliant facilities also reflect our commitment to accessibility for all members of the community. Join us today and discover how Mission Credit Union can support your financial journey. Experience firsthand why so many people in San Diego choose us as their trusted credit union. Together, let's build a brighter future!

Our Journey

Since our founding, Mission has been dedicated to providing personalized financial services that empower our members to achieve their goals. Over the years, we have expanded our offerings significantly. Today, with total assets exceeding $6.5 billion, we provide a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our growth is a testament to the trust placed in us by our community. Our mission is simple yet profound: we strive to enhance the financial well-being of our members while fostering a strong sense of community. We believe that when our members thrive, so does the entire community. This philosophy guides us as we engage in various outreach programs and partnerships aimed at supporting local initiatives and charities.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch features ample parking, ensuring a hassle-free experience from the moment you arrive. We are proud to be ADA compliant, with accessibility features like ramps that cater to all members of our community. If you ever need assistance, our friendly staff is always ready to help.

Operating Hours

At Mission, we understand that your time is valuable. That's why we offer flexible banking hours designed to accommodate your busy schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. Whether you're stopping in during your lunch break or visiting over the weekend, we're here for you!

Services Offered

In addition to personal banking options like checking and savings accounts, we provide auto loans, mortgage loans, personal loans, and credit card services all under one roof. Plus, for those who prefer digital banking solutions, our online and mobile banking services allow you to manage your finances anytime, anywhere.

Stay Connected

While members can visit us at our branch address for in-person service, please note that official correspondence should be sent to our mailing address at 8198 Mira Mesa Blvd, San Diego, CA 92126-2602. If you have any questions or need assistance before your visit, feel free to give us a call at 858-524-2850. We invite you to stop by and see how we can assist you with your financial needs! Join us at Mission your trusted partner in achieving financial success.

Member Eligibility

At Mission, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you're living or working in the areas we serve, or if you have family members who are already part of our credit union, you're likely eligible to join us. We focus on providing personalized service and excellent financial products that meet your needs, whether that's checking accounts, loans, or credit cards. To get started, you can visit our membership page at http://www.MissionFed.com/membership/ for all the details about eligibility requirements. When you're ready to open an account, simply head over to our account opening page at https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow. If you have any questions or need assistance, feel free to reach out to us at (858) 524-2850. We can't wait to welcome you into the Mission family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer essential merchant services designed to simplify transactions and enhance your customer experience. Imagine being able to accept payments seamlessly, whether online or at your store, allowing you to focus on what matters most growing your business. Our services are structured to provide you with the tools needed for efficient cash flow management, ensuring that every dollar works hard for you. Visit us at 8198 Mira Mesa Blvd San Diego Ca 92126, San Diego, CA, and let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure that you have access to funds whenever necessary. With basic ATM access for withdrawals and balance checks, we put cash in your hands quickly. At Mission in San Diego, we pride ourselves on offering comprehensive financial solutions tailored just for you. If you're ready to explore these services further or have any questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 858-524-2850 or visit us online at Mission Fed. Your journey towards financial wellness starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for an existing vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. We aim to simplify the loan process so that you can hit the road without any hassle.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans that can help propel your enterprise forward. We're committed to supporting local businesses and providing resources for growth.

Credit Cards with Rewards

To make everyday spending more rewarding, we offer Credit Cards with Rewards that allow you to earn points on purchases. Use your card for daily expenses and watch your rewards stack up it's like earning money back on things you're already buying!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Mission, we offer Mortgage Loans & Refinancing options tailored to fit various budgets. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experts are ready to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. With easy access through our mobile app or website, checking balances and making transfers has never been easier.

Personal Banking

For individuals looking for reliable banking solutions, our Personal Banking options include checking and savings accounts that cater to your everyday needs. Imagine having a checking account that helps you manage your spending while also offering savings features to build your financial future.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to provide you with quick access to funds when you need them most. If debt is weighing on you, consolidating it into one manageable payment could be just what you need.

Digital & Online Banking

Key Services

Explore our comprehensive online banking platform at https://www.missionfed.com/. Here, you can check balances, pay bills, and transfer money with ease. We offer electronic signature authorization for quick and secure document signing, making it simpler for you to complete transactions from the comfort of your home. Plus, our e-statements are available at your fingertips, allowing you to stay organized without the clutter of paper. For those always on the go, our mobile application is a game changer. It enables mobile payments so you can shop or dine without needing cash or cards. Need to send money to a friend? Our person-to-person transfer feature lets you do that in seconds no more waiting for checks to clear or trips to the ATM.

Security and Accessibility

Your security is our top priority. With 24/7 online banking services, you can manage your accounts confidently knowing that they are protected with advanced security measures. Our user-friendly interface ensures that accessing your financial information is straightforward, whether you're on a computer or using our mobile app. With these features at Mission, you have the tools necessary for real-time account management right in your pocket. Enjoy the freedom of banking on your terms and experience how easy managing your finances can be!

Financial Strength

Commitment to Growth

With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,284 in used auto loans and $4,584,871,764 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 680,726, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,471,975. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 8198 Mira Mesa Blvd San Diego Ca 92126 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations reflect in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or purchasing a reliable used vehicle, we provide flexible terms to fit your budget.

Business Loans

For business owners looking for support in growing their ventures, our outstanding commercial loans totaling $712,165,011 provide the capital needed for expansion. We understand that running a business comes with unique challenges and are committed to offering resources that empower your success. --- All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions about our loan offerings or would like to discuss your options further, don't hesitate to reach out at 858-524-2850. At Mission, we're dedicated to helping you secure the funding you need for life's important milestones.

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing their finances, we also offer credit lines with a total of $1,996,019,770 available. Additionally, our unsecured credit card loans total $289,636,936, giving members access to funds without collateral. These options can be great for everyday purchases or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We aim to assist you every step of the way with competitive rates and personalized service.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to guide you through the process. We want to ensure you find the best solution tailored to your individual needs.

Loan Aggregator

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Ensuring Accurate Comparisons

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Mission