Mission Credit Union San Diego CA | Affordable Vehicle Financing & Rewards Cards

Introduction

Welcome to Mission Credit Union, located at 10768 Westview Pkwy, San Diego, CA 92126. Since our establishment in 1961, we've proudly served our community, growing to a membership of over 311,684 individuals and families who trust us with their financial needs. With total assets exceeding $6.5 billion, we offer a wide range of services designed to empower our members on their financial journeys. At Mission, we believe that financial wellness is key to community strength. Our commitment goes beyond just providing competitive rates on loans and deposits; it extends to personalized service that places you at the center of everything we do. Whether you're looking for an auto loan, mortgage refinancing, or everyday banking solutions, our dedicated team is here to help. Our CEO, Doug Wright, along with Board President Scott Patterson, leads a team of 676 employees who are passionate about enhancing your banking experience. We take pride in being more than just a credit union we're a community partner invested in your success. With total loans amounting to 146,542 and deposits around $874 million, we're equipped to support both individual aspirations and business growth. While members can visit us at our branch location, official correspondence should be directed to the same address: 10768 Westview Pkwy, San Diego, CA 92126. Ready to take the next step? Visit us online at Mission Credit Union or give us a call at (858) 524-2850 during our convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. Join us as we work together towards a brighter financial future!

Branch History & Mission

Community Engagement

Mission Credit Union thrives on strong relationships within the community. We actively engage in partnerships that uplift local organizations and support various outreach initiatives aimed at improving financial literacy. Our dedication extends beyond traditional banking as we strive to make a real difference in people's lives. In addition to physical banking services, we embrace modern technology with online and mobile banking options available for ease of access. Our commitment to ADA compliance ensures that everyone can benefit from our services without barriers. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of being part of Mission Credit Union where your financial health is our priority. Whether you're looking for personal loans or want to explore membership options, we're here for you every step of the way. Connect with us today by calling 858-524-2850 or visit MissionFed.com for more information about becoming a member and taking control of your financial future!

Our Mission

At the heart of Mission Credit Union is our mission statement: "To improve the financial lives of our members and communities." This commitment drives everything we do. We offer a range of personal banking services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our goal is not just to provide services but also to support our members in achieving their financial dreams. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 10768 Westview Pkwy, San Diego, CA 92126. We take pride in offering convenient operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM ensuring accessibility for all.

Branch Location & Accessibility

Call Us Today!

Ready to experience personalized service? Give us a call at 858-524-2850 or drop by our branch today! We're excited to help you with all your financial needs right here in San Diego.

Convenient Access

Our branch offers easy parking options and features that comply with ADA standards, ensuring that everyone can visit us comfortably. While you can reach us at our branch address for all your banking needs, please note that official correspondence should be sent to the same mailing address: 10768 Westview Pkwy, San Diego, CA 92126.

Operating Hours

We understand that life gets busy! That's why we've tailored our hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. Our dedicated team is here to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage loans, and more.

Services at Your Fingertips

At Mission, we're committed to making banking as convenient as possible. Our branch features ATM access for quick withdrawals and balance checks whenever you need them. While we don't offer drive-thru services currently, our friendly staff is always ready to help you inside the branch.

Member Eligibility

At Mission, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is easier than you might think! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We welcome individuals and families who are looking for personalized banking solutions, from checking accounts to loans. To find out more about specific eligibility details, feel free to check our website at http://www.MissionFed.com/membership/. Joining Mission not only opens doors to our range of financial services but also connects you with a team dedicated to helping you achieve your financial goals. We pride ourselves on being accessible and friendly ready to assist you every step of the way. Once you're ready to open an account, you can easily start the process online by visiting https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow or give us a call at (858) 524-2850. We're excited to have you as part of our community at Mission, located at 10768 Westview Pkwy San Diego Ca 92126!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services ensure you can handle transactions smoothly. Imagine a busy Saturday at your café; with our point-of-sale systems, accepting payments becomes effortless. Whether it's credit card processing or online payment solutions, we provide the tools you need to keep your business running efficiently. Visit us at 10768 Westview Pkwy San Diego Ca 92126, San Diego, CA, or give us a call at (858) 524-2850 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have tailored solutions just for you! Our Business Banking services include essential tools like Merchant Services and Business Loans that can help streamline operations and support growth. In today's fast-paced world, convenience is key. That's why we're committed to providing features like mobile payments and person-to-person transfers, making it easier than ever to handle your finances on the go. Ready to explore what Mission has to offer? Give us a call at (858) 524-2850 or visit us today at 10768 Westview Pkwy San Diego Ca 92126. We're here to help you achieve your financial goals!

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only give you purchasing power but also reward you for spending. Whether you're making everyday purchases or planning a vacation, you'll earn points that can be redeemed for exciting rewards.

Loans and Financing

Thinking about purchasing a new car or refinancing your home? Our Auto Loans & Vehicle Financing options are designed to help you hit the road with confidence. If you're considering buying a home, we offer competitive rates on Mortgage Loans & Refinancing, ensuring that you find the best deal for your financial situation. For those who need some extra cash, our Personal Loans & Debt Consolidation services can help you consolidate debt or cover unexpected expenses without breaking the bank.

Personal Banking

For those looking to simplify their personal finances, our Checking & Savings Accounts provide flexibility and ease. Imagine being able to access your funds anytime with our Online & Mobile Banking options. You can check your balance, transfer money, and even pay bills right from your phone or computer. Plus, our ATM & Cash Withdrawal Services allow you to withdraw cash quickly and easily whenever you need it.

Digital & Online Banking

Always Available

With 24/7 online banking services, you're never out of touch with your finances. If you need to check an account balance late at night or make a quick payment during lunch, we've got you covered. Our user-friendly interface makes navigation simple, ensuring that managing your money is as stress-free as possible. Whether you're making mobile payments for that coffee run or handling larger transactions from the comfort of your home, Mission is committed to providing accessible and efficient banking solutions tailored just for you. Join us today and experience the convenience of digital banking like never before!

Key Features of Our Digital Banking Services

Our online banking platform offers a variety of features that make it easy for you to stay on top of your finances. You can view your account balances, transfer funds between accounts, and even send money to friends or family using our person-to-person transfer feature. Whether you're at home or on the go, our mobile application ensures that you have full control over your banking needs right in your pocket. For added convenience, we also provide electronic statements and the option for electronic signature authorization. This means you can receive important documents quickly and securely, without the hassle of paper clutter. Plus, our e-statements help you keep track of your spending effortlessly. Security is a top priority at Mission. We use advanced encryption technology to protect your information, so you can feel confident knowing that your personal data is safe while you bank online or through our mobile app.

Financial Strength

Commitment to Growth

Our financial strength is further supported by $777,979,315 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $29,284 in used auto loans and $4,584,871,764 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Our ability to attract new members is shown by our total share accounts of 680,726, indicating a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,471,975. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 10768 Westview Pkwy San Diego Ca 92126 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $15,512,334, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans, helping members get on the road with confidence.

Credit Lines

If you're looking for more flexibility, our credit lines totaling $1,996,019,770 can be an excellent choice. They allow you to borrow as needed while only paying interest on what you use, making it easier to handle unexpected expenses. At Mission, we aim to empower our members with the right financial tools. If you're considering refinancing or want to explore eligibility options, our knowledgeable staff is ready to assist you. For any questions or assistance regarding our loan offerings, please contact us at (858) 524-2850 or visit us at 10768 Westview Pkwy San Diego Ca 92126, San Diego, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can support your journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process, ensuring you understand all your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all offers listed are fair and transparent, allowing users to make informed decisions without hidden surprises.

MISSION FEDERAL CREDIT UNION - San Diego, CA

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