Mission Credit Union San Diego CA | Top Checking & Business Loans

Introduction

At Mission Valley Credit Union, we believe in building a stronger community through financial empowerment. Located at 2020 Camino Del Rio N Ste 100, San Diego, CA 92108, our branch has been serving members since 1961. With a strong commitment to member satisfaction, we proudly support over 311,000 members and manage total assets of $6,580,197,052. Our dedicated team of 676 employees, led by CEO Doug Wright and Board President Scott Patterson, is here to help you navigate your financial journey. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, we're ready to serve you. In addition to our robust offerings, such as credit cards with rewards and business banking services, we ensure that your funds are safe with total deposits amounting to $874,339,855 and a net worth of $794,557,494. Our commitment to transparency means that you can always rely on us for sound financial advice and support. While members can visit us at our branch location, official correspondence should be sent to the same address. If you're looking for accessible banking solutions combined with personalized service, look no further than Mission Valley Credit Union. We invite you to call us at (858) 524-2850 or explore our website at MissionFed.com to learn more about how we can help you achieve your financial goals. Join us today and experience the difference!

Branch History & Mission

At Mission, we pride ourselves on a rich legacy of service and community commitment that has flourished since our founding in 1961. Located at 2020 Camino Del Rio N Ste 100, San Diego, CA 92108, our branch has become a cornerstone of financial support and empowerment for the residents of San Diego. Over the years, we have grown from humble beginnings to serving over 311,684 members with total assets exceeding $6.58 billion. Our mission is clear: to provide accessible financial services while making a positive impact in our community. We believe in fostering relationships based on trust and understanding, helping individuals and families achieve their financial goals. Whether it's through personal banking services like checking and savings accounts, or assisting businesses with loans and merchant services, we are dedicated to meeting the diverse needs of our members. Since our inception, we have continually evolved to meet changing times and technologies. Our commitment to digital advancements ensures that you can manage your finances easily and securely through online banking and mobile applications. With features such as mobile payments and electronic signatures, we strive to enhance your experience while maintaining ADA compliance for all our services. As part of the larger Mission family headquartered in San Diego, CA, our branch stands out for its community involvement. We actively participate in local outreach programs that support education, health initiatives, and economic development within our neighborhoods. This dedication not only strengthens our ties with members but also uplifts those around us. While you can visit us at 2020 Camino Del Rio N Ste 100, any official correspondence should be directed to 2020 Camino Del Rio N Ste 100, San Diego, CA 92108-1542. Our doors are open during convenient hours Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM making it easy for you to stop by. We invite you to join us at Mission. Experience firsthand how our friendly team is ready to help you navigate your financial journey while making a difference in the community we all call home. For more information or to become a member today, please reach out at 858-524-2850 or visit us online at MissionFed.com. Your future starts here!

Branch Location & Accessibility

Convenient Access

At Mission, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring that everyone can enjoy a seamless banking experience. There's ample parking available right outside, so you won't have to worry about finding a spot during your visit. While members can visit us at 2020 Camino Del Rio N Ste 100, official correspondence should be sent to the same address. If you need assistance or have questions while you're here, our friendly staff is always ready to help.

Get in Touch

Ready to learn more about what we can offer? Feel free to call us at 858-524-2850 with any questions or just stop by during our operating hours. We'd love to welcome you into the Mission family! Visit us today and discover how we can help you achieve your financial dreams.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 4:00 pm. Whether you're stopping by on your lunch break or after work, we're here when you need us.

Services Tailored for You

At Mission, we offer a range of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, our team is equipped to assist you with all your financial goals. For added convenience, we also provide ATM services for quick cash withdrawals and balance checks right at your fingertips. Although we currently do not have drive-thru service at this location, our friendly staff ensures that every visit is efficient and enjoyable.

Member Eligibility

Welcome to the family at Mission! Becoming a member here is more than just opening an account it's joining a supportive community dedicated to helping you achieve your financial goals. If you're interested in becoming part of our mission, you'll be pleased to know that eligibility is straightforward. Anyone who lives, works, or worships in the area can join us. We pride ourselves on being inclusive and welcoming, so whether you're a first-time banking customer or looking to switch to a credit union that puts people first, we're excited to have you on board. To get started, simply visit us at our convenient location at 2020 Camino Del Rio N Ste 100 San Diego Ca 92108, where our friendly staff will guide you through the account opening process. You can also explore more about our eligibility criteria by checking out this link: http://www.MissionFed.com/membership/. If you have any questions or need assistance, don't hesitate to call us at (858) 524-2850. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that make it easier for you to accept payments. Imagine being able to serve your customers with ease whether it's at a bustling storefront or through online sales. Our solutions ensure you can process transactions smoothly, freeing you up to focus on what matters most: growing your business. Visit us at 2020 Camino Del Rio N Ste 100 San Diego Ca 92108 in San Diego, CA, or give us a call at (858) 524-2850 to learn more about how we can help your business thrive!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

With our commitment to convenience, we also feature ATM services for cash withdrawals and balance checks right when you need them. Plus, our robust online and mobile banking systems mean that accessing your account has never been easier whether at home or on the go. At Mission, we aim to empower all members of our community by offering these essential financial services tailored to fit their unique needs. To learn more about how we can assist you in achieving your financial goals or to open an account today, visit us online at Mission Valley or give us a call at (858) 524-2850. We look forward to serving you!

Consolidate Debt with Confidence

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options help simplify your financial commitments. Picture consolidating multiple debts into one manageable monthly payment it's not just a dream; it's within reach with our tailored solutions. If you're interested in enhancing your purchasing power, our credit cards with rewards offer benefits that fit your lifestyle. From cash back on everyday purchases to travel rewards for those special trips, there's something for everyone.

Empowering Businesses

For business owners, we provide comprehensive support through our business banking services, which include essential merchant services and business loans. We know that running a business comes with its own set of challenges, so we're here to help streamline processes and provide funding when you need it most.

Personal Banking Made Easy

We understand that managing your finances should be straightforward. That's why we offer various personal banking options including checking and savings accounts that cater to your lifestyle. Imagine having easy access to your funds with our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills right from your phone. When it comes to financing your dreams, our auto loans and vehicle financing make purchasing a car more accessible than ever. With competitive rates and flexible terms, you can drive off in the vehicle you want without the stress of complicated paperwork. If buying a home is on your agenda, our mortgage loans and refinancing services provide the support you need to navigate this significant investment smoothly.

Digital & Online Banking

Key Features

We offer a variety of online services that make banking easier for you. Need to check your balance or transfer funds? Our 24/7 online banking services allow you to manage your accounts in real-time. Plus, with person-to-person transfers, sending money to friends or family is quick and straightforward. Do you want to save trees and stay organized? Sign up for e-statements! You'll receive your statements electronically, which means no more paper clutter in your mailbox. And if you're on the go, our mobile application lets you bank right from your smartphone. Whether it's paying bills or making mobile payments, everything is just a tap away.

Security and Accessibility

Security is a top priority for us at Mission. With electronic signature authorization, you can complete transactions safely from the comfort of your home. Our mobile payments feature also ensures that your financial information remains protected while you shop or pay on the go. With easy access to all these features, managing your finances has never been simpler. Join us at Mission and experience how our digital banking services can enhance your banking experience today!

Financial Strength

Growing Together

Our total member engagement is reflected in the 680,726 accounts held by our valued members. This shows a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $12,471,975, we are poised to help you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 2020 Camino Del Rio N Ste 100 San Diego Ca 92108 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our focus on operational efficiency is evident in our $0 figure. This allows us to continue offering competitive loan rates and solid financial products tailored for our members' needs. We take pride in having 625 full-time employees and 51 part-time employees ready to assist you with knowledgeable support.

Our Financial Health

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity. We have $29,284 in used auto loans and $4,584,871,764 in total loans and leases available for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to ensure you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $712,165,011 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with tailored solutions.

Eligibility and Refinancing Options

We also have refinancing options available that may help lower your monthly payments or streamline your finances. To learn more about eligibility requirements for any of our loan products, please visit our website or contact us directly. At Mission, we are committed to providing you with transparent information and competitive rates for all your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the mortgage process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. Our credit cards come with various benefits to help you make the most of your spending.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Mission