Mission Credit Union San Diego CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Mission, your trusted financial partner located at 1370 India St Ste 100, San Diego, CA 92101. Since our establishment in 1961, we have proudly served our community with a focus on helping members achieve their financial goals. With over 311,000 members and total assets exceeding $6.5 billion, we are committed to providing personalized banking solutions tailored to meet your needs. At Mission, we understand that every financial journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total deposits currently stand at $874 million, showcasing the trust our members place in us. Our dedicated team of 676 employees, led by CEO Doug Wright and Board President Scott Patterson, works tirelessly to ensure you receive exceptional service and support. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1370 India St, San Diego, CA 92101. For any inquiries or assistance, feel free to give us a call at (858) 524-2850. Join us today and experience the difference of being part of a credit union that truly cares about its members. Explore more about our offerings by visiting our website at Mission Fed. We look forward to helping you succeed financially!

Branch History & Mission

Community Engagement

At Mission, community involvement is at the heart of everything we do. We actively seek partnerships with local organizations and participate in events that uplift our neighbors. Whether it's through sponsoring educational workshops or supporting local charities, we believe in giving back to the vibrant community that has supported us throughout the years.

Join Us!

We invite you to experience the benefits of being part of the Mission family. With dedicated staff ready to assist you during our operating hours Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 4:00 pm we're here to help you every step of the way. Whether you're looking for a new checking account or seeking advice on loans, our team is eager to support your financial journey. Become a member today and discover how Mission can make a difference in your life! For more information or to start your membership application online, visit our website or call us at 858-524-2850. Together, let's build a brighter future for San Diego!

Our Mission

The mission of Mission is clear: to deliver exceptional financial products while prioritizing member satisfaction and community engagement. We strive not only to meet your banking needs but also to contribute positively to the neighborhoods we serve. Our focus on financial education and community outreach initiatives helps empower individuals and families to achieve their goals. As part of our commitment to modern banking, we offer convenient services such as online and mobile banking, ensuring that managing your finances is as easy as possible. We are proud to be ADA compliant, making our facilities accessible for everyone. While members can visit us at 1370 India St Ste 100, official correspondence should be sent to 1370 India St, San Diego, CA 92101.

Branch Location & Accessibility

A Variety of Services at Your Fingertips

When you visit us at Mission, you're not just stopping by a bank; you're entering a hub of financial solutions. From checking and savings accounts to auto loans and mortgage refinancing, we offer personal banking services tailored to meet your needs. Our team is ready to assist with credit cards that come with rewards, business banking options, and advanced online and mobile banking tools for added flexibility.

Come Visit Us!

We invite you to drop by Mission today! Whether you're looking for advice on personal loans or just need help managing your accounts, our dedicated staff is here to assist you. For any questions or to learn more about our services, feel free to give us a call at 858-524-2850. We look forward to welcoming you soon!

Convenient Access

At Mission, we prioritize convenience and accessibility. Our branch features ample parking options nearby and is fully ADA compliant, ensuring that everyone can access our facilities with ease. Although we currently do not offer drive-thru banking, we have an ATM on-site for quick cash withdrawals and balance checks.

Welcoming Operating Hours

We understand that life gets busy, which is why we're open Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 4:00 pm. This schedule allows you to stop by during lunch breaks or on weekends when it's most convenient for you.

Member Eligibility

At Mission, we believe that everyone deserves to be part of a caring community. Becoming a member is easy and welcoming! If you live, work, or worship in the San Diego area, you're likely eligible to join us. We embrace individuals from all walks of life and encourage those who share our values of community and support to become a part of our family. For detailed eligibility criteria, feel free to check out this resource. Joining Mission opens the door to numerous benefits like competitive loan rates, personalized service, and a variety of financial products tailored to fit your needs. Plus, you can easily start the account opening process online just visit this link for a quick and simple application. If you have any questions or need assistance, don't hesitate to reach out at (858) 524-2850. We can't wait to welcome you into our community at 1370 India St Ste 100 San Diego Ca 92101!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine a busy restaurant seamlessly processing payments while keeping customers happy. Our merchant services offer secure payment solutions that streamline transactions, allowing you to focus on what you do best serving your clients. Located at 1370 India St Ste 100 San Diego Ca 92101, San Diego, CA CA, our team is dedicated to empowering local businesses. Let us help you unlock your potential! For more information, visit us at https://www.missionfed.com/ or call us at (858) 524-2850.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we understand how crucial it is to have reliable banking services. Our Business Banking options include comprehensive Merchant Services and tailored Business Loans that help fuel your entrepreneurial journey. We take pride in supporting local businesses by offering resources that help them thrive in today's economy.

Convenient Access and Support

At Mission, we know that convenience is key. That's why we provide ATM & Cash Withdrawal Services across numerous locations, allowing easy access to your funds whenever you need them. Our Basic ATM Access enables quick withdrawals and balance checks without hassle. To further enhance your banking experience, we provide digital features such as Mobile Payments and secure online transactions through our mobile application. You can enjoy peace of mind knowing that managing your finances has never been more straightforward or secure. If you're ready to explore what Mission has to offer or if you have any questions about our services, don't hesitate to reach out! Call us at 858-524-2850 or visit us at our branch located at 1370 India St Ste 100, San Diego, CA 92101. We're here Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 4:00 PM. Join us today and discover how Mission can help you meet all your financial needs!

Personal Banking Services

We offer a variety of personal banking services designed to make managing your finances easier. With our Checking & Savings Accounts, you can choose an option that fits your lifestyle and savings goals. Imagine easily accessing your funds through our Online & Mobile Banking platforms, which allow you to check balances, transfer money, and pay bills from anywhere at any time. When it comes to financing, our Auto Loans & Vehicle Financing provide competitive rates that make purchasing your dream car a reality. If you're considering homeownership or refinancing, our Mortgage Loans are tailored to fit different needs and budgets, helping you find the best solution for your housing situation. For those unexpected expenses or projects around the house, our Personal Loans & Debt Consolidation options can simplify your financial obligations. Additionally, with our Credit Cards with Rewards, you can earn points on everyday purchases that add up to exciting benefits.

Digital & Online Banking

Key Services

Our online banking offers a wide range of features that make your life easier. You can view your account balances, transfer funds, and even set up automatic payments without stepping foot in a branch. Plus, with 24/7 online banking services, you're always in control of your financial decisions, no matter the time of day. Need to sign documents quickly? No problem! We provide electronic signature authorization so you can complete transactions from the comfort of your home. Plus, enjoy the benefits of e-statements, which allow you to keep track of your finances while helping the environment by reducing paper waste.

Mobile Banking Made Easy

For those who prefer banking on-the-go, our mobile application is available for download. You can deposit checks, make person-to-person transfers, and even utilize mobile payments all right from your smartphone. The convenience of having all these features at your fingertips means that managing your money has never been easier or more accessible. Your security is our priority. Our online banking system employs advanced encryption methods to keep your information safe. Whether you're using our website or mobile app, you can rest assured that your data is protected. In summary, Mission provides a comprehensive suite of digital and online banking services that cater to all your needs offering ease-of-use and real-time account management while prioritizing security. Explore all these features today at https://www.missionfed.com/ and take control of your financial journey!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Total Share Accounts: 680726, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide excellent service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 1370 India St Ste 100 San Diego Ca 92101 or call 858-524-2850 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $29,284 in used auto loans and a total of $4,585,471,764 in total loans and leases.

Strong Financial Health

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit any budget. Plus, if you're considering refinancing your current auto loan, we have options available to make that process simple and straightforward.

Business Loans

For business owners, our outstanding commercial loans totaling $712,165,011 provide the capital needed to grow and expand. We understand the unique challenges facing businesses today and are committed to offering support through tailored lending solutions. At Mission Credit Union, we're dedicated to serving our members with transparent lending practices and personalized service. If you're interested in learning more about our loan offerings or checking your eligibility for specific products, don't hesitate to reach out! You can contact us at (858) 524-2850 during our operating hours: Monday-Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 4:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. These cards come with various benefits tailored to meet your spending habits while providing a safety net for unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

One of the key features of LendMesh is its real-time rate comparisons. Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable way to compare loans without the noise of marketing gimmicks, LendMesh is your go-to resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their specific needs. LendMesh takes pride in its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring that users are presented with accurate information. Additionally, there are no sponsored listings; LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results every time.

Mission