Mission Credit Union Oceanside CA | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Mission, your trusted financial partner in Oceanside, CA. Nestled at 47 Douglas Dr Ste 100, we have been dedicated to serving our community since 1961. Our commitment to providing exceptional financial services is reflected in our growing family of over 311,684 members who rely on us for their banking needs. At Mission, we understand the importance of having a solid financial foundation. That's why we manage total assets amounting to an impressive $6,580,197,052 and offer a diverse range of products, including personal banking, auto loans, mortgages, and business financing. With total deposits reaching $874,339,855, you can trust that your money is safe with us. Our leadership team is here to support you every step of the way. Under the guidance of our CEO, Doug Wright, and Board President, Scott Patterson, we strive to create an environment where every member feels valued and empowered to reach their financial goals. Our dedicated staff of 676 employees is ready to assist you with personalized service tailored just for you. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 47 Douglas Dr Ste B, Oceanside, CA 92058-7867. We invite you to explore how Mission can help you thrive financially. Whether you're looking for loans or just need a reliable place for your savings, we're here for you! Feel free to call us at (858) 524-2850 or visit our website at Mission Fed for more information. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving you better, we've embraced digital advancements that make banking more convenient than ever. From online banking and mobile payments to electronic signatures and e-statements, we ensure that managing your finances is as easy as possible. While we do not have drive-thru services or shared service centers at this location, we provide ATM access for quick transactions. Our friendly staff is available during operating hours Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM to assist you with any inquiries.

Join Us Today!

At Mission, we're not just a credit union; we're a community partner invested in your success. We invite you to join us and experience the benefits of membership firsthand. Discover how we can help you achieve your financial dreams while being part of a supportive community. For more information or to become a member today, please call us at 858-524-2850 or visit our website at Mission Fed. Let's build a brighter financial future together!

Our Mission

Our mission is simple yet powerful: to improve the financial lives of our members while fostering a strong sense of community. We believe in providing personalized financial solutions that empower individuals and families. Whether it's through checking and savings accounts, auto loans, mortgage financing, or business banking services, we are dedicated to helping our members achieve their financial goals. We also prioritize community support by actively engaging in outreach programs and partnerships that uplift those around us. Our team is passionate about making a difference not only through excellent service but also by giving back to the neighborhoods we serve.

Branch Location & Accessibility

Convenient Access

Our branch is conveniently situated near popular landmarks, making it easy to stop by while you're out and about. You'll find us just a short drive from the bustling Oceanside Harbor and close to various shopping centers. With ample parking available, visiting us is hassle-free! For those who require special accommodations, rest assured that we are committed to accessibility. Our facilities are designed with ADA compliance in mind, featuring ramps and other amenities to ensure everyone can access our services comfortably.

Get in Touch

Have questions or want more information? Feel free to call us at 858-524-2850. Our knowledgeable staff is eager to help you find the right solutions for your financial journey. We invite you to visit us soon at the Mission branch your trusted partner in banking!

Operating Hours

We understand that your time is valuable, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 4:00 PM. We're here when you need us!

Services Offered

At Mission, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our dedicated staff is ready to assist you every step of the way. If you prefer handling things on the go, take advantage of our ATM availability for quick cash withdrawals and balance checks. While we don't have drive-thru banking at this location, our lobby is open during business hours for your convenience. If you need to send official correspondence, please use our mailing address at 47 Douglas Dr Ste B, Oceanside, CA 92058-7867.

Member Eligibility

Becoming a member of Mission means joining a welcoming community that truly cares about your financial well-being. At our branch located at 47 Douglas Dr Ste 100 Oceanside Ca 92058, we invite individuals who live, work, or attend school in our service area to apply for membership. Whether you're looking for personal banking options, loans, or simply a supportive financial partner, we've got you covered! For those curious about the specific eligibility criteria, feel free to explore more on our website at http://www.MissionFed.com/membership/. The process of opening an account with us is straightforward and designed to be hassle-free. You can get started easily by visiting our online application page found here: https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow. If you have any questions or need assistance, don't hesitate to reach out at (858) 524-2850. We're excited to welcome you to the Mission family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

Our merchant services simplify payment processing so you can focus on what matters most: running your business. Picture this: your customers checking out effortlessly with a range of payment options, while you enjoy quicker access to your funds. This is just one way we help local businesses thrive. Ready to take your business to the next level? Visit us at 47 Douglas Dr Ste 100 Oceanside Ca 92058 in Oceanside, CA, or call us at (858) 524-2850. Together, we can turn your business vision into reality!

Tailored Loan Options

Imagine having the financial support you need at just the right moment. With our commitment to supporting businesses, we've invested in their growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our Auto Loans & Vehicle Financing services are tailored to help you drive away in style. We provide competitive rates and flexible terms, making it easier for you to afford that new car or truck. Picture yourself cruising down the coast with the wind in your hair, knowing you secured an excellent deal through Mission.

Business Banking Services

For our small business members, we provide comprehensive Business Banking solutions including merchant services and business loans. We know how important it is for entrepreneurs to have access to reliable banking support as they grow their businesses.

Convenient Access

At Mission, convenience is key. We offer ATM & Cash Withdrawal Services, allowing easy access to your funds when you need them most. With our basic ATM access features like withdrawals and balance checks you can manage your money without hassle. To learn more about all the ways Mission can serve you, don't hesitate to reach out! Give us a call at 858-524-2850, or visit us online at MissionFed.com. Our friendly staff is ready to assist you with any questions or concerns during our operating hours: Monday - Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 4:00 PM. Join us today and discover how we can help you achieve your financial goals!

Credit Cards with Rewards

Our Credit Cards with Rewards program offers benefits that go beyond simple spending power. Earn rewards on everyday purchases and enjoy perks that make using your card rewarding and fun! From travel rewards to cash back offers, we've got something for everyone.

Home Financing Options

For those planning to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing options are here to assist you. We understand that buying a home is one of the biggest decisions you'll ever make. Our knowledgeable team will guide you through every step of the process, ensuring you find the right mortgage solution for your needs.

Personal Banking Solutions

Managing your finances shouldn't be complicated. That's why we offer a range of Personal Banking options including checking and savings accounts that fit your lifestyle. Imagine having the ability to easily track your spending and savings from the convenience of your phone or computer through our Online & Mobile Banking services. You can check balances, make transfers, and even pay bills all at your fingertips.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation products can provide quick relief. With straightforward application processes and fast approval times, we're here to help you regain control over your finances.

Digital & Online Banking

Accessibility and Ease of Use

At Mission, we believe in providing user-friendly tools that give you control over your financial life. Our digital banking options are designed with accessibility in mind so that anyone can use them without hassle. Real-time account management means you'll always know where your money is going and can make informed decisions on the fly. Join us today and experience the freedom of banking on your terms with Mission. Your financial journey starts here visit us online at https://www.missionfed.com/ to learn more about how our digital services can benefit you!

Key Features of Our Digital Banking Services

With our online banking platform, you can access your accounts 24/7. Check your balances, view transactions, and transfer money with just a few clicks. Plus, our mobile application allows you to manage your finances right from your smartphone. With features like person-to-person transfers, sending money to friends and family is quick and simple. We prioritize your security with electronic signature authorization, making it easy for you to sign documents safely online. You'll also enjoy the convenience of e-statements, which allow you to keep track of your account activity without the clutter of paper statements. If you're someone who prefers using mobile payments, we've got you covered! Our services allow you to pay directly from your device, making shopping more straightforward than ever. Whether you're grabbing coffee or paying bills, use your phone for secure transactions.

Financial Strength

At Mission, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is vital for your peace of mind. That's why we are proud to share our financial strength, which reflects our commitment to serving you reliably. With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $29,284 in used auto loans and $4,584,871,764 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $12,471,975. Total Share and Deposit Accounts: 680,726, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 47 Douglas Dr Ste 100 Oceanside Ca 92058 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $712,165,011 provide the capital needed to grow and expand your operations. We understand that every business has different needs and are here to assist you every step of the way. Our team is dedicated to finding the best loan product for you and will guide you through refinancing or eligibility options if applicable. We encourage you to reach out for personalized assistance. For more information about our loan offerings or to discuss your financial goals, feel free to contact us at (858) 524-2850, or visit us at our branch located at 47 Douglas Dr Ste 100 Oceanside Ca 92058 in Oceanside, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Credit Lines

For those who need additional flexibility, our credit lines amounting to $1,996,019,770 are available to support unexpected expenses or projects. This option gives you access to funds whenever you need them without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We provide various mortgage solutions that can help you secure the home you've always wanted.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. These cards come with benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. You can trust that the information you see is accurate and up to date. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can make decisions based on what's best for your needs. Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature is crucial in today's fast-moving financial landscape. Thousands of users trust LendMesh for loan comparisons. One member shared their experience, stating, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Mission

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Access

Credit Cards with Rewards

Home Financing Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Accessibility and Ease of Use

Key Features of Our Digital Banking Services

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community