Mission Credit Union La Mesa CA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Mission, your trusted partner in financial well-being, located at 5500 Grossmont Center Dr Ste 113, La Mesa, CA 91942. Established in 1961, we have proudly served our community for over six decades, nurturing a membership of 311,684 individuals who count on us for their banking needs. With total assets exceeding $6.58 billion, we are committed to providing robust financial services that empower you to achieve your goals. At Mission, we believe in the strength of community and the power of personal relationships. Our dedicated team of 676 employees is led by CEO Doug Wright and Board President Scott Patterson, who both share a passion for making a positive impact in La Mesa and beyond. Whether you're looking for a new auto loan, mortgage refinancing, or simple checking and savings accounts, we have tailored solutions designed with you in mind. While members can visit us at our branch location, official correspondence should be sent to 5500 Grossmont Center Dr Ste 113, La Mesa, CA 91942-3070. Our commitment to transparency is reflected in our financial strength boasting total deposits of $874 million and a net worth of $794 million. We're proud of the trust placed in us and continuously strive to enhance your experience with features like online banking and mobile payments. Explore how we can support your financial journey today! Call us at (858) 524-2850 or visit our website at missionfed.com for more information. Join us as we continue to build a brighter future together!

Branch History & Mission

At Mission, we pride ourselves on a rich legacy that began in 1961. Since our opening, we've been committed to serving the financial needs of our community in La Mesa, California. Nestled at 5500 Grossmont Center Dr Ste 113, our branch has become a trusted resource for individuals and families looking to secure their financial futures. Over the years, we have grown significantly, now proudly serving over 311,684 members with total assets exceeding $6.5 billion. Our mission is simple yet powerful: to enhance the lives of our members by providing exceptional financial services while fostering a strong sense of community support. We believe in putting people before profits, which is why we focus on offering personalized solutions that cater to every member's unique needs. Our history is marked by milestones that reflect our commitment to innovation and service. From introducing new banking technologies to ensure ease of access like online banking and mobile payments to enhancing our branch facilities for ADA compliance, we've always aimed to meet our members where they are. While you can visit us at our main location in La Mesa for all your banking needs, official correspondence should be sent to the same address: 5500 Grossmont Center Dr Ste 113, La Mesa, CA 91942-3070. Community engagement has been at the heart of what we do. We actively participate in local initiatives and partnerships that support education, housing, and economic development within La Mesa and its surrounding areas. Our goal is not just to be a bank but a partner in our members' lives. Our branch operates during convenient hours from Monday to Thursday, 9 AM to 5 PM; Friday until 6 PM; and Saturday until 4 PM, making it easy for you to fit us into your busy schedule. Plus, with ATM availability on-site, you can access your funds whenever you need them. At Mission, we invite everyone in the community to experience the benefits of membership. Join us today and discover how we can help you achieve your financial goals while being part of a supportive family-oriented environment. Whether you're looking for personal banking options like checking accounts or auto loans or business services like merchant financing, we're here for you every step of the way. Call us at 858-524-2850 or visit our website for more information about membership eligibility and how you can start benefiting from what we offer!

Branch Location & Accessibility

Connect With Us Today!

If you're looking for a credit union that feels like home, come visit us at Mission Credit Union! Our friendly staff is eager to meet you and help make your financial journey as smooth as possible. Have questions? Feel free to give us a call at 858-524-2850 we're here for you!

Easy Access and Nearby Landmarks

At our La Mesa location, you'll find plenty of parking available, making it simple for you to stop by. We are proud to be ADA compliant, ensuring that all members of our community can access our services without any hassle. If you need assistance, just let us know; our team is always ready to help.

Friendly Operating Hours

We understand that life gets busy, which is why we've tailored our operating hours for your convenience. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. Our dedicated staff will be here during these times to assist you with everything from personal banking to auto loans and more!

Services Tailored for You

Mission Credit Union offers a variety of services designed with you in mind. Whether you need help opening a checking account or are interested in auto financing options, we've got you covered. Plus, with ATM availability on-site, accessing cash has never been easier. While members can visit us at our branch location for all their banking needs, please note that official correspondence should be sent to the same address: 5500 Grossmont Center Dr Ste 113, La Mesa, CA 91942-3070.

Member Eligibility

At Mission, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards that! If you live, work, or worship in the areas served by our branch, you're already on the path to membership. We welcome individuals from all walks of life, including those who are related to current members. The process is simple and friendly just check out the detailed eligibility criteria at http://www.MissionFed.com/membership/ to see how you can join our family. Once you're ready, opening an account is just as easy! You can find all the necessary steps at https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow. If you have any questions or need assistance, feel free to give us a call at (858) 524-2850. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services help streamline your transactions, allowing you to focus on what matters most running your business. Imagine a local café that can accept payments seamlessly through mobile devices or an online store that processes orders without hiccups. Our services are designed to enhance customer experience and improve cash flow. Whether you're starting out or looking to expand, Mission is here to support your ambitions. Connect with us today at (858) 524-2850 to learn how we can help you thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options help you drive away with confidence. We understand that buying a vehicle is a significant decision. With competitive rates and flexible terms, we make it easier for you to get behind the wheel without breaking the bank.

Business Banking Services

If you're a business owner, our Business Banking services can help your enterprise thrive. From merchant services that make transactions easier for your customers to business loans tailored for growth, we've got what it takes to support your success.

Convenient Access and Support

To complement these offerings, we provide essential services such as ATM & Cash Withdrawal Services and basic ATM access for withdrawals and balance checks. Our digital banking features ensure that managing your finances is not only convenient but also secure. At Mission, we believe in building lasting relationships with our members while providing excellent service tailored just for you. If you'd like more information about any of our services or wish to open an account today, please don't hesitate to reach out at (858) 524-2850 or visit us online at La Mesa. Your financial journey starts here!

Credit Cards with Rewards

For those who love rewards, our Credit Cards with Rewards program allows you to earn points on everyday purchases. Imagine earning cash back or travel rewards just by using your card for things you already buy!

Home Financing

Owning a home is a dream for many. At Mission, we offer Mortgage Loans & Refinancing services designed to simplify the home-buying process. Whether you're a first-time buyer or looking to refinance an existing mortgage, our friendly team will guide you through every step.

Personal Banking Solutions

Managing your finances should be straightforward. That's why we offer various Personal Banking options, including checking and savings accounts that fit into your lifestyle. Imagine effortlessly keeping track of your spending and saving goals through our online and mobile banking platforms. You can access your account anytime, anywhere, ensuring that your money is always at your fingertips.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options are here to support you. Need funds for a special project or want to consolidate multiple debts into one manageable payment? We provide flexible loan solutions that can help ease financial stress.

Digital & Online Banking

Access Your Statements Anytime

Say goodbye to paper clutter! At Mission, we offer e-statements for members who prefer a digital approach. You'll have instant access to your monthly statements right from your computer or mobile device. This not only helps keep your information organized but also enhances security by reducing the chances of sensitive documents being lost or stolen.

Go Mobile with Confidence

Our mobile application is designed with you in mind. Available for download on both iOS and Android devices, it allows you to manage your accounts on the go. From making person-to-person transfers to using mobile payments for quick transactions, everything is just a tap away. You can even check your balance and make deposits directly through your phone.

Safe and Secure Banking

Your security is our top priority. All transactions are protected with state-of-the-art encryption technology, ensuring that your personal information remains confidential. With features like two-factor authentication, you can bank with peace of mind knowing that we take every measure to protect your data. In summary, Mission is here to make banking simple and accessible for everyone. Embrace the convenience of digital banking and enjoy real-time account management that fits seamlessly into your lifestyle!

Financial Strength

At Mission, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your peace of mind by maintaining strong financial health and offering reliable services tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $29,284 in used auto loans and $4,584,871,764 in total loans and leases. Although our net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares available for lending and investments amount to $12,471,975, while the total share accounts number an impressive 680,726, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 5500 Grossmont Center Dr Ste 113 La Mesa Ca 91942 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles to ensure you find the right fit for your budget.

Credit Lines and Business Loans

For those looking for additional flexibility, our credit lines totaling $1,996,019,770 can provide quick access to funds when you need them most. Additionally, our outstanding commercial loans totaling $712,165,011 are available for business owners who need capital to grow and expand their operations. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, we encourage you to reach out. Our team is here to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to apply for a loan, feel free to contact us at (858) 524-2850, or visit us at our branch located at 5500 Grossmont Center Dr Ste 113 La Mesa Ca 91942 in La Mesa, CA. Let us help you take the next step towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We provide support through every step of the mortgage process, ensuring that you understand your options and feel confident in your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to benefit your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects accurate rates and terms from legitimate financial institutions, allowing you to trust that the information is reliable.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives the same fair opportunity to explore loan options. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without unnecessary delays. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in delivering valuable insights and savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Mission