Mission Credit Union Chula Vista CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Mission Credit Union, where your financial well-being is our top priority. Located at 884 Eastlake Pkwy Ste 1619, Chula Vista, CA 91914, we've been proudly serving our community since 1961. With a commitment to providing exceptional service and a wide range of financial products, we are here to support you every step of the way. At Mission Credit Union, we understand that every member's needs are unique. Our dedicated team works tirelessly to ensure that you have access to the best possible resources, whether you're looking for personal banking options, auto loans, or even business financing solutions. With a total membership of 311,684 and assets exceeding $6.58 billion, we have the strength and stability to help you achieve your financial goals. Our leadership team, headed by CEO Doug Wright and Board President Scott Patterson, brings years of experience and a passion for helping members thrive. We pride ourselves on our community involvement and strive to make a positive impact in Chula Vista and beyond. While members can visit us at our branch location, official correspondence should be sent to 878 Eastlake Pkwy Ste 1310, Chula Vista, CA 91914-4550. If you have any questions or need assistance, feel free to reach out at (858) 524-2850. Ready to take the next step in your financial journey? Visit our website at Mission Credit Union or stop by our branch today!

Branch History & Mission

Join Us

If you're looking for a credit union that values your membership and actively contributes to your community's growth, look no further than Mission. Whether you need support with personal banking or business loans, we invite you to join us and experience firsthand the difference that comes from being part of a credit union dedicated to its members' success. Connect with us today by calling 858-524-2850 or visiting Mission's website for more information on membership opportunities!

Our Mission

At the heart of Mission lies a clear mission: to provide exceptional financial services while making a positive impact on our community. We strive to empower our members through personalized banking solutions tailored to their unique needs whether it's opening a checking account, securing an auto loan, or finding the right mortgage product. We believe that financial success is a journey best undertaken together. Our mission extends beyond traditional banking; it encompasses a commitment to community support and outreach initiatives. We partner with local organizations and participate in various programs aimed at enhancing the well-being of Chula Vista residents. This commitment ensures that as we grow, so does our ability to give back. While members can visit us at 884 Eastlake Pkwy Ste 1619 Chula Vista Ca 91914, official correspondence should be sent to 878 Eastlake Pkwy Ste 1310, Chula Vista, CA 91914-4550. Our team is here during convenient hours Monday through Thursday from 9:00 am to 5:00 pm, Friday until 6:00 pm, and Saturday from 9:00 am to 4:00 pm to assist you with all your banking needs.

Branch Location & Accessibility

Accessibility and Amenities

At Mission, we prioritize making your visit as smooth as possible. Our branch features ADA-compliant facilities, including ramps and accessible parking spaces to ensure everyone can enjoy our services comfortably. For those on the go, we also have an ATM available for quick cash withdrawals and balance checks. Although we don't have drive-thru banking at this location, our friendly staff is here to assist you inside during our operating hours.

Operating Hours

We understand that life can get busy, so we offer flexible hours to accommodate your schedule. You can visit us from Monday through Thursday between 9:00 AM and 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. Whether you're looking to open a new account or inquire about loans and other financial services, our team is ready to help!

Services Offered

At Mission, we provide a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our offerings are designed with you in mind. We also feature online and mobile banking options for added convenience. If you need assistance or have any questions before your visit, feel free to give us a call at (858) 524-2850. We invite you to stop by the Mission branch today we're excited to welcome you into our community!

Member Eligibility

At Mission, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or go to school in the area around our branch at 884 Eastlake Pkwy Ste 1619 Chula Vista Ca 91914, you're likely eligible to join us. We also welcome immediate family members of existing members. This means you can enjoy all the benefits of membership, including access to personalized financial services tailored just for you. For a detailed look at our eligibility requirements, feel free to visit our website at http://www.MissionFed.com/membership/. Joining is straightforward! You can open your account online in just a few minutes by visiting https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow or reach out to us directly at (858) 524-2850 if you have any questions. We're excited to help you take this step towards a brighter financial future with us at Mission!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having the tools you need to accept payments easily and efficiently. Our merchant services make transactions smooth for your customers while keeping your books organized. Whether you run a retail shop or provide services, we offer solutions tailored to meet your specific needs. With simple integration into your existing systems, you can focus on what matters most growing your business. Visit us at 884 Eastlake Pkwy Ste 1619 Chula Vista Ca 91914 in Chula Vista, CA, or contact us at (858) 524-2850 to learn how our business banking solutions can help you thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key in today's fast-paced world. That's why we offer ATM & Cash Withdrawal Services, ensuring you have access to cash when needed without hassle. With multiple ATMs available and basic access features like balance checks, managing cash flow has never been easier. At Mission, we strive to create a welcoming environment where everyone can find the financial support they need. Our commitment extends beyond just offering services; it's about building relationships with our members and helping them achieve their financial dreams. Ready to explore how we can assist you further? Give us a call at 858-524-2850 or visit us online at Mission. Let's work together towards a brighter financial future!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates. Imagine driving off the lot in your dream vehicle with a payment plan that fits comfortably within your budget. We make the loan process straightforward so you can focus on enjoying your new ride.

Business Banking

For entrepreneurs and small business owners, we provide robust Business Banking solutions including merchant services and business loans. If you're starting a new venture or expanding an existing one, our financial experts are ready to assist you in finding the right solutions tailored for your business needs.

Credit Cards with Rewards

Our Credit Cards with Rewards give you the opportunity to earn while you spend. Imagine earning points on everyday purchases that can be redeemed for travel, merchandise, or cash back! It's an excellent way to maximize the benefits of your spending habits while maintaining financial flexibility.

Mortgage Loans & Refinancing

Homeowners and potential buyers will appreciate our Mortgage Loans & Refinancing services. Whether you're buying your first home or refinancing an existing mortgage for better terms, we guide you through every step of the process. Our team is here to help ensure you secure a mortgage that meets your financial goals.

Personal Banking

For those looking to manage their day-to-day finances, we offer Personal Banking services that include checking and savings accounts. Whether you're saving for a rainy day or managing your monthly expenses, our accounts come with user-friendly features that allow you to track your spending easily. You can also take advantage of our online and mobile banking options, making it simple to access your accounts anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come into play. If you're dealing with high-interest debt or need funds for a significant purchase, we offer loans that can help you regain control of your finances. By consolidating debts into one manageable payment, you can simplify your budgeting efforts.

Digital & Online Banking

Convenient Online Banking Access

With 24/7 online banking services available at https://www.missionfed.com/, you can check your balances, pay bills, and transfer money at your convenience. Our user-friendly interface means that even if you're not tech-savvy, you'll find it easy to navigate through your accounts. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family with just a few taps on your mobile device.

Mobile Convenience at Your Fingertips

For those on the go, our mobile application provides an additional layer of convenience. You can enjoy mobile payments for quick transactions and access all the same features available on our website right from your smartphone. Whether you're shopping or need to make an urgent payment, everything is just a click away. In today's fast-paced world, having real-time access to your financial information is essential. At Mission, we strive to provide a banking experience that is not only easy but also secure and accessible whenever you need it. Join us in embracing a smarter way to bank!

Secure and Efficient Features

We prioritize your security, which is why we offer electronic signature authorization for transactions. This feature ensures that every action you take is verified and protected, giving you peace of mind as you manage your finances. Plus, with e-statements available, you can keep track of your account activity without the clutter of paper statements.

Financial Strength

Growing Member Base

We boast a thriving community with a total of 680,726 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,471,975. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 884 Eastlake Pkwy Ste 1619 Chula Vista Ca 91914 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident in our operations. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $29,284 in used auto loans and $4,584,871,764 in total loans and leases, we support our members' financial goals across various sectors.

Solid Foundation

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. We provide financing options that suit both new and pre-owned vehicles, ensuring you can drive away with confidence.

Credit Lines and Unsecured Loans

For those needing flexibility, our total credit lines reach $1,996,019,770, providing access to funds when you need them. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. These options are designed to help you cover unexpected expenses or consolidate debt without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. We aim to streamline the mortgage process so that you can focus on what matters most making your house a home.

Refinancing Options

If you're considering refinancing existing loans, our team is here to guide you through the process. We evaluate eligibility options to ensure you receive the best rates available. At Mission, we're committed to providing financial solutions that align with your life's journey. For any questions or to explore our loan products further, feel free to contact us at (858) 524-2850 or visit us at our branch located at 884 Eastlake Pkwy Ste 1619 Chula Vista Ca 91914 in Chula Vista, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together toward your financial success!

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Mission