Mission Credit Union Chula Vista CA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Mission, your trusted financial partner located at 354 E H St, Chula Vista, CA 91910. Since our establishment in 1961, we have been dedicated to serving our community with a wide range of banking solutions tailored to meet your unique needs. With over 311,684 members and total assets exceeding $6.58 billion, we take pride in providing financial services that empower individuals and families. At Mission, we understand the importance of personal connections in banking. Our team is committed to offering a warm, welcoming environment where you can feel confident managing your finances. Under the leadership of our CEO, Doug Wright, and Board President, Scott Patterson, we continuously strive to enhance member experience while maintaining strong financial health. Our total deposits stand at an impressive $874,339,855, ensuring that your money is safe and well-managed. In addition to traditional banking services like checking and savings accounts, we offer auto loans, mortgages, personal loans, and business banking options. We are also proud to support our community through responsible lending practices with a total loan portfolio of 146,542 loans. While members can visit us at 354 E H St, official correspondence should be sent to our mailing address: 354 E H St, Chula Vista, CA 91910-7483. If you have any questions or need assistance, feel free to reach out at (858) 524-2850. Join us as we continue to grow together! Visit our website at Mission for more information or stop by today we're excited to help you achieve your financial goals!

Branch History & Mission

Community Focus

We pride ourselves on being involved in local outreach efforts and partnerships that uplift our community. Whether it's sponsoring events or supporting local initiatives, we strive to make a positive impact beyond just financial services. Our dedication extends to offering accessible online and mobile banking options for all our members. Join us at Mission Credit Union and experience the benefits of being part of a supportive financial family dedicated to your success. Come see how we can help you achieve your financial goals today! For more information or assistance, feel free to call us at (858) 524-2850 or visit our website at Mission Fed.

Mission Statement

At Mission, our mission is simple yet powerful: to empower our members through personalized financial services while contributing positively to our community. We believe that when we support each other, everyone thrives. This mission drives us to provide more than just banking; we aim to create meaningful connections and opportunities for growth within Chula Vista and beyond. While members can visit us at 354 E H St, official correspondence should be sent to 354 E H St, Chula Vista, CA 91910-7483.

Our Evolution

From our humble beginnings, Mission has consistently focused on fostering financial growth and stability for our members. Throughout the years, we've embraced changes in technology while ensuring that personal service remains at the forefront of everything we do. We have grown not just in numbers but in our ability to serve you better offering products and services tailored to your needs. Our commitment to providing excellent customer service is reflected in our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. We also offer convenient ATM access and drive-thru banking for those on the go.

Branch Location & Accessibility

Welcome to the Mission branch of Mission Federal Credit Union, conveniently located at 354 E H St in Chula Vista, CA. Our branch is nestled in a vibrant area, just a stone's throw away from local landmarks like the Chula Vista Civic Center and the bustling shops along H Street. Whether you're stopping by for personal banking or exploring our loan options, you'll find us easily accessible. While members can visit us at 354 E H St, official correspondence should be sent to the same address. Our location offers ample parking and features that comply with ADA standards, ensuring accessibility for everyone. We also have a drive-thru service available for those who prefer to bank from their vehicle. At Mission, we believe in making banking as convenient as possible. Our lobby hours are welcoming, open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 4 PM. If you need quick cash or want to check your balance, our ATM is ready for you anytime. Our friendly team is dedicated to helping you navigate personal banking services such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We're here to support your financial journey whether it's through traditional banking or our robust online and mobile banking platforms. Have questions? Don't hesitate to give us a call at 858-524-2850. We look forward to welcoming you at our Mission branch soon!

Member Eligibility

Becoming a member of Mission is like joining a close-knit family that truly cares about your financial well-being. Whether you're looking for personal banking, auto loans, or business services, you'll find a welcoming community here. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. We also welcome immediate family members of current members! It's really that simple no complicated hoops to jump through. For more detailed eligibility criteria, feel free to check out our website at http://www.MissionFed.com/membership/. Opening an account with us is straightforward and hassle-free. You can start your journey toward membership right from the comfort of your home by visiting https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow. If you have any questions or need assistance, don't hesitate to call us at (858) 524-2850. We're excited to help you become a part of our community at Mission, located at 354 E H St Chula Vista Ca 91910. Join us today and experience the benefits of being a member!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer practical merchant services tailored to meet your daily needs. Imagine being able to process payments quickly and securely, allowing you to focus on what really matters growing your business. Whether you need point-of-sale solutions or online payment options, our services are designed to help you serve your customers better and enhance your revenue streams. Located at 354 E H St Chula Vista Ca 91910, Chula Vista, CA Chula Vista, we're here to partner with you every step of the way. Let us help you take your business to new heights!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we offer specialized services just for you! Our Business Banking solutions include Merchant Services & Business Loans, allowing you to manage cash flow and invest in growth without hassle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made our Online & Mobile Banking platforms user-friendly and accessible anytime, anywhere. You can check balances, transfer funds, and pay bills at your convenience. We also provide ATM & Cash Withdrawal Services, ensuring that access to your funds is just around the corner.

Drive-Thru and ATM Access

For those quick transactions, enjoy our Basic Drive-Thru Banking service for deposits and withdrawals without leaving your vehicle. Plus, our Basic ATM Access allows for straightforward withdrawals and balance checks whenever you need it. At Mission, we strive to make banking simple and accessible for everyone in the community. If you have any questions or want to learn more about any of our services, don't hesitate to reach out! You can call us at (858) 524-2850 or visit us during our operating hours: Monday-Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 4:00 pm. Join us today at Terra Nova where your financial well-being is our top priority!

Personal Banking

For individuals and families, we offer a variety of personal banking options to make managing your finances easy. Our Checking & Savings Accounts provide flexible ways to save and spend your money. Need a new car? Our Auto Loans & Vehicle Financing can help get you on the road with competitive rates. If you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are designed to suit your budget and lifestyle.

Personal Financing Solutions

Life can sometimes throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come in handy. Whether you're planning for a big purchase or looking to simplify your payments, we've got options that work for you. Plus, with our Credit Cards with Rewards, every purchase brings you closer to exciting benefits.

Digital & Online Banking

Key Features

One of the standout features is the ability to send money quickly with our person-to-person transfers. This means no more waiting for checks to clear or dealing with cash. Plus, if you're looking for a greener way to manage your statements, we offer e-statements so you can keep track of your finances without the clutter of paper. For those who prefer using their smartphones, our mobile application makes banking even easier. You can deposit checks, make payments, and utilize mobile payments right from your device. And with electronic signature authorization available, signing documents is a breeze no need for printing or mailing.

Security and Accessibility

Security is our top priority. Our digital services are protected by advanced security measures to keep your information safe. You can rest easy knowing that whether you're checking your balance or making a payment, your data is secure. At Mission, we believe that managing your finances should be straightforward and user-friendly. Our digital tools are designed to help you stay in control of your money while providing real-time updates on your accounts. So why wait? Visit us online today and discover how easy banking can be!

Financial Strength

Community Trust

Total Share and Deposit Accounts: 680,726, showing a strong and growing member base that trusts us with their finances. Our dedication to providing top-notch service is unwavering; net shares available for lending and investments amount to $12,471,975. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 354 E H St Chula Vista Ca 91910 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is further highlighted by our $0, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our extensive lending capacity; we currently have $29,284 in used auto loans and $4,584,871,764 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength is essential for protecting your interests and supporting our community.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. We also provide refinancing options to make your payments even more manageable, ensuring you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $712,165,011 provide the capital needed to grow and expand. We support local businesses by offering competitive rates and personalized service tailored to your unique needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in learning more about our loan products or checking your eligibility, don't hesitate to reach out! You can visit us at 354 E H St Chula Vista Ca 91910, call us at (858) 524-2850, or explore our services online at https://www.missionfed.com/. Let us help you navigate your financial journey today!

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses or consolidate debt without the worry of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our competitive rates and flexible terms can help you find the right fit.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers displayed are fair and transparent. Each listing is verified to guarantee that users receive accurate information when comparing loans.

Mission