Mission Credit Union Chula Vista CA | Best Auto Loans & Personal Banking

Introduction

Welcome to Mission Credit Union, your trusted financial partner since 1961, located at 599 Telegraph Canyon Rd, Chula Vista, CA 91910. With a commitment to serving our community, we proudly support over 311,000 members and manage total assets of $6,580,197,052. Our mission is to provide personalized banking solutions that empower individuals and businesses alike. At Mission Credit Union, we understand the importance of financial stability and growth. That's why we offer a wide range of services tailored to meet your needs, including personal banking, auto loans, mortgage financing, and business loans. Whether you're looking to save for the future or expand your business horizons with our $712,165,012 in net member business loan balance, we're here to help every step of the way. Under the leadership of our CEO Doug Wright and Board President Scott Patterson, our dedicated team of 676 employees works tirelessly to ensure you receive exceptional service. We believe that everyone deserves access to reliable financial resources, which is reflected in our impressive figures: from $874,339,855 in total deposits to a robust net worth of $794,557,494. For any official correspondence or inquiries, feel free to reach out at our main office number: (858) 524-2850. While members can visit us at our branch address for all banking needs, any mail should be directed to the same location as well. We invite you to explore our website at www.MissionFed.com for more information about our products and services. Join us today and discover how Mission Credit Union can make a positive impact on your financial journey!

Branch History & Mission

A Legacy of Service and Growth

From the very beginning, our mission has been to serve our community by providing accessible financial services tailored to the unique needs of our members. As we've expanded over the decades, our commitment to supporting families and businesses has only strengthened. With total assets now exceeding $6.5 billion, we pride ourselves on being a trusted partner in our members' financial journeys. Our headquarters remains in beautiful San Diego, CA, where we continue to innovate and adapt to the evolving needs of our community. We've embraced digital advancements to make banking easier and more convenient for everyone offering online banking, mobile payments, and electronic signature options so that our members can manage their finances anytime, anywhere.

Our Mission

The mission of Mission Credit Union is simple yet powerful: we strive to improve the lives of our members through exceptional service and support. We believe in empowering individuals and families by offering a wide range of financial products from personal checking accounts and savings plans to auto loans and mortgage refinancing options. Each service is designed with our members' best interests at heart. But we don't stop there. Community engagement is at the core of who we are. We actively participate in outreach programs and local events aimed at strengthening ties within Chula Vista and surrounding areas. From youth education initiatives to partnerships with local nonprofits, we are dedicated to making a positive impact wherever possible.

Visit Us Today!

Whether you're stopping by for drive-thru banking or utilizing one of our ATMs available on-site, you'll find that our team is here to help you every step of the way. Our operating hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. While you can visit us at 599 Telegraph Canyon Rd for all your banking needs, official correspondence should be sent to the same address as well. If you have any questions or would like assistance with opening an account or learning about membership eligibility, please don't hesitate to call us at (858) 524-2850. Join us at Mission Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community that cares. Visit our website for more information on becoming a member or explore all the services we offer!

Branch Location & Accessibility

Accessibility and Parking

At our Chula Vista location, we prioritize accessibility for all members. The branch features ADA-compliant entrances and ramps to ensure everyone can easily visit us. Ample parking is available right outside the branch, making your trip quick and hassle-free.

Contact Us

Have questions or want to learn more about how we can help you? Feel free to give us a call at 858-524-2850. We're excited to welcome you into our community and look forward to supporting your financial journey. Visit us today at Mission Federal Credit Union in Chula Vista!

Operating Hours

We understand that life can be busy! That's why our doors are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. Whether you need assistance during the week or prefer visiting on the weekend, we're here to help when it suits you best.

Services Offered

At Mission, we offer a range of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgages, our friendly staff is ready to assist you with whatever you require. Plus, with our drive-thru banking option, handling your transactions has never been more convenient. Need cash? Our ATM is available on-site for quick withdrawals or balance checks.

Member Eligibility

Becoming a member of Mission is like joining a close-knit community where your financial well-being is the priority. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for anyone to be part of our mission to provide exceptional service and support. For specific eligibility details, feel free to explore more at http://www.MissionFed.com/membership/. Opening an account is straightforward and inviting. You can start your journey with us by visiting our online account opening page at https://digitalservices.missionfed.com/apps/mfcuolb/#_frmenrollnow. If you have any questions or need assistance, don't hesitate to reach out to us at (858) 524-2850. Join us at Mission, located at 599 Telegraph Canyon Rd Chula Vista Ca 91910, where we look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $399 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $30 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $712,165,011, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help streamline your operations. Whether it's accepting payments seamlessly or managing transactions more efficiently, our services are built with your needs in mind. Picture a busy day at your store our tools ensure you can focus on serving customers rather than worrying about payment issues. At Mission, we're here to partner with you every step of the way. Let us help turn your business vision into reality!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to help you grow your enterprise. Imagine having access to tailored financial solutions that allow your business to thrive.

Convenient Access & Support

We understand that convenience matters in today's busy world. That's why we offer essential ATM and cash withdrawal services, alongside basic drive-thru banking for quick deposits and withdrawals. Need assistance? Give us a call at 858-524-2850, and our friendly staff will be happy to help. In addition, our digital banking features enhance accessibility with options like mobile payments and person-to-person transfers, making it easier than ever to manage your finances on the go. Ready to experience all that Mission has to offer? Visit us at our Chula Vista location or explore more online at MissionFed.com. We're excited to serve you!

Credit Cards with Rewards

Our credit cards come with rewards that benefit you every time you spend. Earn points on everyday purchases and redeem them for travel, merchandise, or cash back. It's not just about spending; it's about getting something back in return!

Home Ownership

Dreaming of owning a home? Our mortgage loans and refinancing services can help turn that dream into reality. We offer a variety of mortgage products designed to fit different financial situations. Whether you're buying your first home or looking to refinance an existing mortgage, we are here every step of the way.

Personal Banking Solutions

For those looking to take control of their finances, our personal banking services include checking and savings accounts tailored to fit various lifestyles. Imagine effortlessly managing your money with online banking and mobile apps right at your fingertips. You can check balances, transfer funds, or pay bills from anywhere!

Personal Loans

Need extra cash for an unexpected expense or planning a big purchase? Our personal loans and debt consolidation options allow you to borrow what you need while keeping monthly payments manageable. It's like having a trusted friend ready to help when things get tight.

Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier for you to hit the road. Picture driving off in your dream car without the stress of complicated financing processes.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. You can also enjoy the benefits of e-statements, which are not only environmentally friendly but also keep your financial information organized and easily accessible. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send cash directly from your account. Plus, with our mobile payments option, making purchases using your smartphone is quick and secure.

User-Friendly Experience

We know security is important to you. That's why our digital services come with electronic signature authorization, ensuring that your transactions are safe and verified. Our mobile application further enhances your experience by providing real-time access to your accounts right from the palm of your hand. With all these features combined, managing your finances has never been easier or more secure. Whether you're checking in on your savings or making a payment on the go, Mission is here to support you every step of the way!

Financial Strength

Commitment to Growth

With $777,979,315 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends across various sectors; with $29,284 in used auto loans and $4,584,871,764 in total loans and leases, our lending capacity supports members' financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 625 full-time employees and 51 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $2,195,940,789 in share certificates and $548,946,797 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $150,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $794,557,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

Net Shares (Funds available for lending and investments): $12,471,975. Total Share and Deposit Accounts: 680,726, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mission is your trusted partner. Visit us at 599 Telegraph Canyon Rd Chula Vista Ca 91910 or call (858) 524-2850 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Mission, we understand that financial needs can vary from member to member. That's why we offer a range of loan products tailored to help you achieve your goals. Whether you're looking to buy a new car, refinance your home, or manage your finances with credit options, we've got you covered. With over 146542 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $475,373,464 in used vehicle loans and $331,955,015 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options make it easier than ever. We provide Junior Lien 1-4 Family Residential Properties loans totaling $346,696,907, simplifying the process of buying or refinancing a home. For those interested in managing daily expenses and purchases more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $289,636,936 in loans helping members navigate their finances smoothly. For business owners seeking growth opportunities, our outstanding commercial loans totaling $712,165,011 provide the capital necessary for expansion. If you're considering refinancing options or want to learn more about eligibility criteria for any of our loans, feel free to reach out! You can call us at (858) 524-2850 or visit us at 599 Telegraph Canyon Rd Chula Vista Ca 91910, Chula Vista, CA 91910. We're here to help you find the best solutions for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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