Minnesota Valley Credit Union Mankato MN

Introduction

Welcome to Minnesota Valley, your trusted credit union located at 208 N Broad St, Mankato, MN 56001. Established in 1934, we have proudly served our community for decades, building a strong foundation of trust and reliability among our 18,148 members. At Minnesota Valley, we believe in empowering our members with the financial tools they need to achieve their goals. Our commitment goes beyond just banking; it's about fostering relationships and supporting local growth. With total assets of $291,719,667 and total deposits reaching $10,296,567, we ensure that your money is not only safe but also working for you. We offer a variety of services tailored to meet your needs, whether it's loans or savings options. Led by our dedicated CEO, Nick Meyer, and Board President Steve Erdman, our team is here to provide you with personalized service. Our staff of 38 employees is ready to assist you from Monday to Friday, 8:15 AM to 5:15 PM. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 208 N Broad St, Mankato, MN 56001. If you have any questions or need assistance, feel free to call us at 507-387-3055. Join us at Minnesota Valley and discover how we can help you reach your financial dreams! For more information about our services and membership options, visit our website at mnvalleyfcu.coop.

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of staying current with technology. That's why we've integrated digital advancements into our services, offering features like online banking and mobile payments for added convenience. Our goal is to make banking as straightforward as possible while maintaining ADA compliance and prioritizing customer satisfaction.

Community Focus

Over the years, Minnesota Valley has made significant strides in connecting with our community. We actively participate in local events and support various initiatives aimed at improving the quality of life in Mankato. Our partnerships with local organizations highlight our commitment to making a positive impact where it matters most. While members can visit us at 208 N Broad St, official correspondence should be sent to the same address. We are open Monday through Friday from 8:15 AM to 5:15 PM, ensuring that we are available when you need us most.

Join Us!

As we continue to grow and adapt, we invite you to become part of the Minnesota Valley family. Experience firsthand how we can support your financial journey while contributing positively to our vibrant community. Visit us today or check out our website at mnvalleyfcu.coop for more information on membership and services. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Minnesota Valley, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and easy entry points so everyone can feel welcome. Parking is available nearby, ensuring you have a hassle-free experience when visiting us.

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours from Monday to Friday, opening at 8:15 AM and closing at 5:15 PM. This gives you plenty of time during the week to stop by whenever it fits into your schedule.

Services Offered

While we currently do not have ATM services or drive-thru banking available at this branch, our team is ready to assist you with a range of financial products and services tailored to meet your needs. Whether you're looking for loans or guidance on managing your finances, we've got you covered. If you have any questions or need assistance, feel free to give us a call at 507-387-3055. We can't wait to see you! Visit us today and discover how Minnesota Valley can help you achieve your financial goals.

Member Eligibility

Becoming a member of Minnesota Valley means joining a warm and welcoming community that truly cares about your financial well-being. If you're looking to take advantage of our great services, eligibility is pretty simple! Residents of Blue Earth County, along with those who work, worship, or attend school in the area are encouraged to join. We also welcome family members of current members, which expands our circle of support even further. This inclusive approach ensures that anyone connected to our community can benefit from the personalized services we offer at Minnesota Valley. For more details on eligibility criteria, feel free to check out our website at https://www.mnvalleyfcu.coop/about/. Opening an account with us is a breeze! Just head over to our account opening page here: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadxqe7lo5jhkl3zm34h-kgshw_f_mecruhngvxzfab0teeg4vjefffeh6jccnn-n4nan-vqiz1mhukff-_h1s7kg8x57oy2ozw23vjephwrjl, and you'll find everything you need to get started. If you have any questions or need assistance during the process, don't hesitate to give us a call at (507) 387-3055. We're here for you Monday through Friday from 8:15 AM to 5:15 PM. Join us at 208 N Broad St Mankato Mn 56001, and experience the advantages of being part of the Minnesota Valley family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to seize opportunities as they arise. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,282,753, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, effective payment solutions are essential for any business. Our merchant services offer practical benefits that can streamline your operations. Whether it's managing transactions or simplifying payroll, we provide tools that help you focus on what matters most growing your business. Located at 208 N Broad St Mankato Mn 56001 in Mankato, MN, we're here to partner with you on your journey to success. For more information about how we can help your business thrive, call us at (507) 387-3055 or visit our website at https://www.mnvalleyfcu.coop/.

Comprehensive List Of Services

Community-Focused Services

At Minnesota Valley, we believe in the power of community and supporting local businesses. Our member-focused approach means we're here to listen to your needs and provide personalized solutions. Whether you're saving for a new home, planning for retirement, or need help navigating loans, our knowledgeable staff is ready to assist you every step of the way.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. Our mobile application allows you to manage your accounts right from your smartphone. You can make mobile payments and even engage in person-to-person transfers effortlessly. Imagine splitting a dinner bill with friends or sending money to family without needing to write a check or carry cash it's all possible with our user-friendly tools.

Join Us Today!

Ready to explore what we can offer? We invite you to visit us at our branch or give us a call at 507-387-3055. You can also learn more about our services by visiting our website at mnvalleyfcu.coop. Discover how Minnesota Valley can help you achieve your financial goals with services designed just for you!

Personal Banking Solutions

We understand that managing your money can be overwhelming. That's why Minnesota Valley offers essential services like ATM Services Only to ensure you have easy access to your funds anytime, anywhere. With our digital banking features, you can check balances, transfer money, and pay bills from the comfort of your home or on the go through our online banking platform.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can check your balances, pay bills, and transfer money with just a few clicks. No need to rush to the bank during business hours; everything you need is right at your fingertips. Plus, our mobile application makes it even simpler to manage your finances from your smartphone. Security is a major concern when it comes to online banking, and we take it seriously. We offer Electronic Signature Authorization for added safety, ensuring that your transactions are secure and authorized by you. You can also opt for E-Statements, allowing you to receive your account statements electronically rather than through traditional mail. This not only keeps your information safe but also helps reduce clutter. If you're looking for quick payment options, our Mobile Payments Feature lets you make purchases effortlessly using your mobile device. Need to send money to a friend? Our Person-to-Person Transfers feature makes it easy to send cash without the hassle of writing checks or handling cash. In today's fast-paced world, having real-time access to your finances is essential. At Minnesota Valley, we're committed to providing accessible and user-friendly tools that allow you to stay on top of your financial goals. With all these features combined, managing your money has never been more straightforward or secure. Join us today and experience the ease of digital banking!

Financial Strength

At Minnesota Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to building a strong financial foundation that benefits you and your family. With a net worth of $32,162,000, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,690,504 in share certificates and $80,108,767 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,243,758 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $15,057,164 in total loans and leases, including 3,062 used auto loans that support our members' financial goals across various sectors. Our $1,746,248 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 32 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 39,164, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnesota Valley is your trusted partner. Visit us at 208 N Broad St Mankato MN 56001 or call 507-387-3055 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,005,655 in used vehicle loans and $10,035,048 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in a car that suits your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $3,282,753 provide the capital needed to grow and expand. We understand the unique needs of businesses and tailor our offerings accordingly to support your entrepreneurial journey. At Minnesota Valley, we're dedicated to helping our members succeed financially. For more information about our loan products or eligibility options, please visit us at 208 N Broad St Mankato Mn 56001 or give us a call at 507-387-3055. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,310,802, make buying or refinancing simple. We offer various mortgage solutions to help you secure your dream home with ease. If you're interested in refinancing your existing mortgage, we have programs available that can potentially lower your monthly payments or reduce your interest rate.

Unsecured Credit Cards

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,240,834 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and no hidden fees so that you can spend confidently.

Loan Aggregator

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all listings are fair and transparent. By relying on verified data, users can trust that they are viewing legitimate loan offers, free from misleading information.