Minnesota Valley Credit Union Mankato MN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Minnesota Valley Credit Union, where our commitment to serving the community runs deep. Located at 1640 Adams St, Mankato, MN 56001, we have been a trusted financial partner since 1934. With over 18,000 members and total assets exceeding $291 million, we pride ourselves on providing personalized banking solutions tailored to meet your needs. At Minnesota Valley, we understand that financial security is essential for you and your family. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. With total deposits of $10,296,567 and a robust net worth of $32,162,000, our financial strength allows us to support you in achieving your goals. Our dedicated team of 38 employees, led by CEO Nick Meyer and Board President Steve Erdman, is here to guide you through every step of your financial journey. We are proud to serve not just individuals but also local businesses with innovative banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 4399, Mankato, MN 56002. We invite you to explore what Minnesota Valley Credit Union can do for you. Visit our website at mnvalleyfcu.coop or give us a call at 507-387-3055 to learn more about how we can help you thrive financially. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Join Us Today!

As we continue this legacy of service and support in Mankato and beyond, we invite you to become part of the Minnesota Valley family. Experience firsthand how our member-centric approach can make a difference in your financial journey. Visit our website at mnvalleyfcu.coop or call us at 507-387-3055 for more information on how you can join us today!

Our Journey

Located at 1640 Adams St, Mankato, MN 56001, Minnesota Valley began its journey during a time when many families faced economic challenges. Our mission was simple: to help members achieve their financial goals while fostering a sense of belonging and community spirit. With total assets now reaching an impressive $291,719,667, we are proud to say that we have been able to support our members through various financial needs be it personal banking, auto loans, or business financing. Through our history, we have achieved numerous milestones. We embraced digital advancements early on to ensure our members could access their accounts anytime and anywhere. Today, with features like online banking and mobile payments, managing finances has never been easier. Additionally, our branch is ADA compliant and equipped with modern amenities to ensure all members can access our services comfortably.

Our Mission

At Minnesota Valley, our mission goes beyond just providing financial products; it's about making a real impact in the lives of our members and the broader community. We strive to empower individuals by offering personalized solutions that meet their unique needs. Whether it's helping someone buy their first home or providing resources for small businesses to thrive, we're here every step of the way. We also recognize the importance of giving back. Through partnerships with local organizations and involvement in community initiatives, we aim to uplift those around us. Our shared service center allows us to collaborate with partner credit unions, extending our reach and ability to serve even more members. While you can visit us at 1640 Adams St, official correspondence should be sent to PO Box 4399, Mankato, MN 56002 if needed. Our lobby hours are convenient for everyone: Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:00 AM to 12:00 PM. With both ATM availability and drive-thru banking options at your disposal, accessing your funds has never been simpler.

Branch Location & Accessibility

Access and Features

When you visit us at Minnesota Valley, you'll find ample parking space available right outside our doors. Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps to ensure a comfortable experience. If you prefer quick transactions, take advantage of our drive-thru banking service. It's perfect for those busy days when you need to make deposits or withdrawals without leaving your car. While members can visit us at 1640 Adams St, official correspondence should be sent to PO Box 4399, Mankato, MN 56002.

Get in Touch

If you have any questions or want to learn more about how we can assist you with your financial journey, feel free to give us a call at 507-387-3055. We invite you to come visit us soon our team at Minnesota Valley is excited to help you!

Operating Hours

We are here for you Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:00 AM to 12:00 PM. This means you can easily find time in your schedule to stop by whether it's during your lunch break or over the weekend.

Services Offered

At Minnesota Valley, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, we provide online and mobile banking services so that managing your finances is just a click away. With ATM availability on-site and shared services for partner credit union members, accessing your funds has never been easier!

Member Eligibility

At Minnesota Valley, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is straightforward and welcoming! If you live, work, worship, or attend school in Blue Earth County, you're already eligible to become part of our family. We also invite your immediate family members to join, so you can share the benefits together. Being a member means enjoying access to personalized financial services tailored just for you, whether it's savings accounts, loans, or even credit cards with rewards. Ready to take the next step? You can find all the details about eligibility and membership at this link. When you're ready to open an account, it's as easy as clicking over to our account opening page. If you have any questions or need assistance, feel free to call us at 507-387-3055. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services that allow you to streamline transactions and enhance customer experiences. Imagine running your retail store at 1640 Adams St Mankato Mn 56001, Mankato, MN 56001, where payments are quick and efficient. Our solutions not only simplify payment processing but also help you manage cash flow effectively. Partner with Minnesota Valley today and discover how our business banking and commercial services can fuel your success! For more information, call us at (507) 387-3055 or visit our website at mnvalleyfcu.coop.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,282,753, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, Minnesota Valley offers specialized business banking solutions including merchant services and business loans that help your company thrive. We believe in supporting local businesses because they play a vital role in our community.

Convenient Online and Mobile Banking

To make banking even easier, we provide robust online and mobile banking features. With these tools at your fingertips, you can check balances, transfer funds, pay bills, and even make deposits without stepping foot in the branch. Need cash? Our ATM services ensure you have access when you need it most.

Credit Cards and Rewards

We also know that managing expenses can be easier with the right credit card. Our credit cards with rewards allow you to earn points on everyday purchases points that can lead to exciting benefits down the road.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions but with added convenience, we offer basic drive-thru banking for deposits and withdrawals. Plus, as part of our commitment to accessibility, we provide basic shared branch transactions for partner credit union members.

Get Started Today!

With all these services available at Minnesota Valley, your financial journey is supported every step of the way. If you're ready to take advantage of what we offer or have any questions about how we can assist you further, don't hesitate to reach out! Give us a call at 507-387-3055, visit us at 1640 Adams St Mankato Mn 56001, or explore more online at mnvalleyfcu.coop. Let us help you achieve your financial goals today!

Personal Banking Solutions

For those seeking to manage their day-to-day finances, we provide checking and savings accounts tailored to fit different lifestyles. Imagine easily accessing your funds while enjoying competitive interest rates that help your money grow. When it comes time for a new vehicle, our auto loans and vehicle financing options make purchasing or refinancing a car straightforward and affordable. If you're dreaming of homeownership, our mortgage loans and refinancing services are designed to simplify the home buying process. We'll guide you through every stage, ensuring you find the best loan option for your unique situation. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can offer quick access to cash with flexible repayment terms.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.mnvalleyfcu.coop/, you can manage your finances anytime, anywhere. Whether you're checking your balance or transferring money, our 24/7 online banking services make it simple and straightforward. You can also take advantage of our electronic signature authorization, allowing you to sign documents securely from the comfort of your home. Do you prefer going paperless? We offer e-statements that keep your financial records organized and accessible without cluttering your mailbox. Plus, with mobile payments available through our mobile application, you can make transactions quickly with just a few taps on your phone.

User-Friendly Experience

Our mobile application enhances your banking experience by providing real-time account management right in your pocket. You can easily send money to friends and family with our person-to-person transfer feature no need for cash or checks! And if you're ever out and about, rest assured that our digital services remain secure and user-friendly. At Minnesota Valley, we believe that managing your finances should be as easy as possible. With features like online banking, mobile payments, e-statements, and more, we're here to support you every step of the way. Dive into a world where banking fits seamlessly into your life visit us at https://www.mnvalleyfcu.coop/ today!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 39,164, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,087,985, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnesota Valley is your trusted partner. Visit us at 1640 Adams St Mankato Mn 56001 or call 507-387-3055 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $57,690,504 in share certificates and $80,108,767 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,746,248 net income reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Innovation

With $28,243,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals with $15,057,164 in total loans and leases including 3,062 used auto loans.

Strong Net Worth

With a net worth of $32,162,000, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,005,655 in used vehicle loans and $10,035,048 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or a brand-new model, our financing options are here to support your purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $3,282,753 provide the capital needed to grow and expand your operations. We understand that running a business comes with its own set of challenges and opportunities; that's why we're committed to supporting local entrepreneurs with tailored lending solutions. If you're curious about eligibility or want more information on how our loan offerings can work for you, please don't hesitate to reach out! You can contact us at (507) 387-3055 or visit us at 1640 Adams St Mankato Mn 56001 in Mankato, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Credit Lines

For those looking for additional financial flexibility, our credit lines total $7,600,000. This option provides you access to funds whenever you need them without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,310,802, make buying or refinancing simple. We also provide refinancing options for existing mortgages to help you secure better terms or lower payments. Our friendly team is ready to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,240,834 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, making it easier for you to handle unexpected expenses or everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from reputable financial institutions, ensuring transparency and reliability in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results so users can compare options freely. - Real-Time Rate Comparisons: The platform updates loan rates regularly, allowing users to make informed decisions based on the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces the platform's effectiveness and dedication to helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing legitimate loan options.