Minnesota Valley Credit Union Mankato MN | Best Auto Loans & Business Banking

Introduction

Welcome to Minnesota Valley, your trusted credit union located at 100 Memorial View Ct, Mankato, MN 56001. Since our establishment in 1934, we have been dedicated to providing exceptional financial services tailored to meet the needs of our community. With a proud membership of over 18,000 members and total assets amounting to $291,719,667, we are committed to ensuring that each member has access to the resources they need for a secure financial future. At Minnesota Valley, we understand that banking is about more than just numbers; it's about building relationships. Under the leadership of our CEO, Nick Meyer, and Board President, Steve Erdman, we strive to create a welcoming environment where you can feel confident in your financial decisions. Our team of 38 employees is here to help you navigate everything from personal banking and auto loans to business financing solutions. We invite you to explore our range of services designed with your needs in mind. Whether you're looking for competitive loan options like our total loans and leases of 7,639 or deposits totaling $10,296,567 or simply want reliable advice on savings and investments, we're here for you. And while members can visit us at our branch location for assistance or transactions, any official correspondence should be sent to the same address: 100 Memorial View Ct, Mankato, MN 56001. With a strong net worth of $32,162,000 and cash reserves of $825,376, you can trust that your finances are in safe hands. Our commitment goes beyond traditional banking; we aim to make a positive impact on our community through various initiatives and support programs. Ready to take the next step? Call us at 507-386-8671 or visit our website at Minnesota Valley today! Let's work together towards achieving your financial goals!

Branch History & Mission

Welcome to Minnesota Valley, a credit union with deep roots and a bright future in Mankato, MN. Established in 1934, we have been committed to serving our community for nearly nine decades. Our journey began with a small group of dedicated individuals who wanted to create a financial institution focused on the needs of local residents. Over the years, we have grown significantly, now proudly serving over 18,000 members and managing assets totaling $291,719,667. Located at 100 Memorial View Ct, Mankato, MN 56001, our branch is easily accessible and close to many local landmarks. Whether you're visiting us for personal banking or seeking advice on loans and investments, you'll find a welcoming environment where your needs come first. While members can visit us at this address, official correspondence should be sent to the same address. At Minnesota Valley, our mission is simple yet powerful: we strive to provide exceptional financial services while actively supporting our community. We believe that by helping our members achieve their financial goals whether it's opening a checking account or securing a loan we are also uplifting the community as a whole. Our commitment extends beyond just banking; we are involved in various outreach programs and partnerships that strengthen the fabric of Mankato. Our operating hours are convenient for everyone: Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 9:00 AM to 12:00 PM. We also offer an array of services designed with you in mind ranging from personal banking solutions like checking and savings accounts to auto loans and business banking options. Plus, with features such as ATM access and drive-thru services, managing your finances has never been easier. As we look towards the future, we remain focused on innovation and inclusivity. Our digital platforms are user-friendly and ADA compliant, making it easy for everyone to engage with us online or via mobile applications. We understand the importance of modern banking needs while staying true to our roots as a community-driven credit union. Join us at Minnesota Valley and experience firsthand how we blend tradition with modern convenience. Become part of a legacy that values people over profits while providing you with the tools needed for financial success. To learn more about membership opportunities or open an account today, visit our website at Minnesota Valley or call us at 507-386-8671. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call Us Today!

Whether you're looking for checking accounts, auto loans, or other financial services like mortgage options and credit cards with rewards, our dedicated team is ready to assist you. If you have any questions or want more information about our services, don't hesitate to give us a call at 507-386-8671. Come visit Minnesota Valley Credit Union today we can't wait to serve you!

Convenient Access and Features

At Minnesota Valley, we prioritize accessibility for all members. Our branch is designed with features such as ADA compliance to ensure everyone can enjoy a smooth experience. Ample parking is available right outside, so you won't have to worry about finding a spot. If you're on the go, take advantage of our drive-thru banking service! It's perfect for quick deposits or withdrawals without leaving your car. Plus, we offer ATM access for cash withdrawals and balance checks whenever you need it.

Operating Hours

We understand that life can get busy, which is why we have flexible operating hours to fit your schedule. Our lobby hours are Monday through Friday from 7:30 AM to 5:30 PM, and we're open Saturday from 9:00 AM to 12:00 PM. This means you can visit us during convenient times that work best for you.

Member Eligibility

Joining the Minnesota Valley community is as easy as picking up the phone or stopping by our welcoming branch at 100 Memorial View Ct, Mankato, MN 56001. At Minnesota Valley, we believe in making financial services accessible to everyone. If you live, work, worship, or attend school in our local area or have a family member who does you're likely eligible to become a member! This means you'll not only gain access to a range of financial products tailored to your needs but also be part of a supportive community that values your goals and dreams. To get started on your membership journey, simply visit our eligibility page at https://www.mnvalleyfcu.coop/about/ for all the details on what it takes to join us. Ready to open an account? The process is straightforward check out our online application at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadxqe7lo5jhkl3zm34h-kgshw_f_mecruhngvxzfab0teeg4vjefffeh6jccnn-n4nan-vqiz1mhukff-_h1s7kg8x57oy2ozw23vjephwrjl. If you have questions, don't hesitate to call us at 507-386-8671. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

We offer merchant services that simplify transactions and enhance customer experiences. Picture this: Your customers can pay quickly and securely using various methods, allowing you to focus on what you do best running your business. Our services are designed to meet the evolving needs of today's marketplace, ensuring you have the tools necessary for success. Whether you're at our branch located at 100 Memorial View Ct, Mankato, MN 56001 or online at mnvalleyfcu.coop, we're here to help your business thrive! For more information or to discuss how we can assist you, call us at 507-386-8671 during our convenient hours. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,282,753, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services for Members

Our commitment extends beyond just traditional banking. We participate in shared branch transactions, allowing members of partner credit unions to deposit and withdraw funds seamlessly at our location. This means more flexibility for all our members! Whether you're looking for straightforward banking solutions or complex financial products, Minnesota Valley is here for you every step of the way. If you have any questions or would like more information about our services, please don't hesitate to reach out at 507-386-8671 or visit us online at Minnesota Valley FCU. Join us today and experience the difference in personalized service!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. Manage your accounts from anywhere with just a few taps on your smartphone or clicks on your computer. You can easily check balances, transfer funds, and even make deposits all without needing to visit us in person. For those times when you need cash quickly, our ATM and cash withdrawal services are readily available. We also offer basic drive-thru banking for quick deposits and withdrawals, making it easy to handle routine transactions without leaving your car.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that make managing your finances simple and effective. Our checking and savings accounts are designed for everyday use, ensuring you have easy access to your funds. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that fit your lifestyle. Need a new vehicle? Our auto loans and vehicle financing options make purchasing or refinancing your car straightforward. With competitive rates, we help you get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services will guide you through every step of the process, making homeownership more attainable.

Support for Your Financial Journey

We understand that life can sometimes throw challenges your way. That's why we offer personal loans and debt consolidation solutions tailored to help you regain control over your finances. Additionally, our credit cards with rewards provide an excellent way to earn while you spend. For those running their own businesses, we also have dedicated business banking services. From merchant services that simplify transactions to business loans that fund your growth, we're here to support entrepreneurs in achieving their dreams.

Digital & Online Banking

Always Available

We believe that banking should fit into your life, not the other way around. That's why our 24/7 online banking services are designed for real-time account management. Whether it's day or night, you can access your accounts and perform transactions whenever it suits you. At Minnesota Valley, we're committed to providing accessible and user-friendly digital banking options that help you take control of your financial future. Experience the freedom and ease of managing your finances with us today!

Key Features

Our online banking offers a wide range of features tailored to meet your needs. If you prefer to go paperless, we provide e-statements for easy access to your account statements whenever you need them. For those who love using their mobile devices, our mobile application makes it simple to bank from anywhere. You can even make mobile payments, so shopping is just a tap away. Need to send money to a friend? Our person-to-person transfer service allows you to quickly send money without the hassle of cash or checks. And if you're ever in a hurry, our electronic signature authorization makes it easy to complete transactions without needing to visit a branch.

Financial Strength

At Minnesota Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring our financial strength so that you can feel confident in your banking decisions. With a net worth of $32,162,000, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,690,504 in share certificates and $80,108,767 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,243,758 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $30,620,000 in used auto loans and $150,571,643 in total loans and leases. Our performance is reflected in our net income of $1,746,248, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,087,985. Total Share Accounts: 39,164, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnesota Valley is your trusted partner. Visit us at 100 Memorial View Ct Mankato Mn 56001 or call 507-386-8671 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,005,655 in used vehicle loans and $10,035,048 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle easy and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $3,282,753 provide the capital needed to grow and expand. We understand the challenges small businesses face and are here to support your journey with tailored financing solutions.

Eligibility and Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, we encourage you to visit our website or contact us directly for more information. We're committed to working with you to find solutions that fit your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Minnesota Valley, we believe in empowering our members through access to reliable financial products. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,310,802, make buying or refinancing simple. Our knowledgeable staff can guide you through the process and help you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,240,834 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit or managing expenses without collateral.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers tailored to your financial needs. By partnering with legitimate lenders, LendMesh guarantees that the information presented is both accurate and trustworthy.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, allowing you to make informed choices quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.