Minnesota Catholic Credit Union Madison WI

Introduction

Welcome to Minnesota Catholic, your trusted financial partner located at 5325 Wall St Ste 1000, Madison, WI 53718. Established in 1946, we have proudly served our community for over 75 years, fostering strong relationships and a commitment to helping our members achieve their financial goals. With a membership of 3,156 and total assets amounting to an impressive $37,156,985, we are dedicated to providing personalized services tailored to the unique needs of each individual. At Minnesota Catholic, we believe in making banking accessible and straightforward. Whether you're looking for loans, savings accounts, or other financial services, our team is here to guide you every step of the way. As of now, we have facilitated a total of 112,746 loans and leases while maintaining total deposits of $1,129,317 a testament to the trust our members place in us. While members can visit us at our branch address, official correspondence should be sent to the same location: 5325 Wall St Ste 1000, Madison, WI 53718. If you have any questions or need assistance, feel free to reach out by calling us at 800-991-4897. Led by our CEO John Hardekopf and Board President Brian Owens, our dedicated staff of 8 employees works tirelessly to ensure that your experience with us is nothing short of excellent. We take pride in our strong net worth of $4,197,366, along with a healthy cash reserve of $470,429, allowing us to offer competitive rates and reliable services. Join us at Minnesota Catholic today! Explore how we can help you on your financial journey by visiting our website at mncathcu.com. Your future is bright with us by your side!

Branch History & Mission

Commitment to Innovation

As we look ahead, Minnesota Catholic embraces innovation without losing sight of our core values. We have made strides in digital advancements by providing robust online banking services that allow you to manage your finances conveniently from anywhere. Our commitment includes ensuring ADA compliance so all members can navigate our services easily.

Community Engagement

We believe in the power of community and continuously seek ways to engage with our members beyond traditional banking. Our branch has been involved in various initiatives aimed at supporting local causes and promoting financial literacy within Madison. By working hand-in-hand with our neighbors, we not only strengthen our bonds but also enhance the overall well-being of our community. If you're looking for a credit union that prioritizes your needs and values your membership as much as you do, join Minnesota Catholic today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit us at our website or call us at 800-991-4897 for more information on how you can become a member and enjoy all the benefits we offer.

Our Mission

At Minnesota Catholic, our mission is simple yet impactful: we strive to provide exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to fair and affordable banking options. That's why we offer a variety of services tailored to meet the diverse needs of our members from auto loans and savings accounts to online banking options that fit your busy lifestyle. In addition to offering competitive financial products, we are committed to giving back to our community. Whether it's through partnerships with local organizations or outreach programs designed to educate and empower individuals about their finances, we aim to make a positive difference in people's lives.

Branch Location & Accessibility

Convenient Location

Nestled near popular landmarks and just a short drive from downtown Madison, our branch is perfectly positioned to serve your banking needs. With ample parking available, you won't have to worry about finding a spot when you arrive. Plus, our facilities are designed with accessibility in mind, featuring ramps and ADA-compliant features to ensure everyone can visit us comfortably.

Operating Hours and Services

While we're eager to help you manage your finances, please note that our operating hours may vary. For specific times when you can drop by, feel free to give us a call at 800-991-4897. Although we currently do not offer ATM or drive-thru services at this location, our dedicated staff is here to assist you with all your banking needs inside the branch. If you're looking for a place where community and service come together, look no further than Minnesota Catholic. While members can visit us at 5325 Wall St Ste 1000 for their banking needs, official correspondence should be sent to the same address. We invite you to stop by and discover how we can help you achieve your financial goals. Whether you're interested in opening an account or learning more about our loan options, we're here to support you every step of the way!

Member Eligibility

At Minnesota Catholic, we believe that everyone deserves a place in our supportive community. Becoming a member is as easy as reaching out to us! If you live or work in the areas we serve, you're likely eligible to join us. We welcome individuals from various backgrounds and walks of life, so you can feel at home here. To learn more about specific eligibility criteria, visit our detailed guide at . Joining means you'll enjoy personalized financial services tailored to your needs, access to competitive rates, and the chance to be part of something bigger where your voice matters. Ready to take the next step? Opening an account is straightforward; just check out our account opening details at https://www.mncathcu.com/promos/apply-for-a-loan/ or give us a call at (800) 991-4897. We can't wait to welcome you into the Minnesota Catholic family!

Business Banking & Commercial Services

Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to invest in new equipment or expand your operations our loan products make this possible. Whether you're looking to purchase inventory or manage day-to-day expenses, we have options tailored just for you.

Merchant Services That Make a Difference

In addition to loans, we provide merchant services that simplify transactions for your business. Picture this: a busy Saturday at your store where customers are eager to buy but only have digital payment options. With our merchant services, you can effortlessly accept card payments, ensuring you never miss a sale. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 5325 Wall St Ste 1000 Madison Wi 53718 in Madison, WI, we're here to guide you through every step of your financial journey. Let's work together to build a prosperous future for your business! For more information, feel free to reach out at (800) 991-4897 or visit us online at Fiserv.

Comprehensive List Of Services

Community Focused Support

We believe in serving not just as a bank but as a community partner. Our dedicated team is always ready to assist you with any questions or concerns regarding your finances. Whether you're exploring loan options or need guidance on managing your budget, we're here to help every step of the way.

Embracing Digital Banking

In today's fast-paced world, digital banking options are crucial for convenience. At Minnesota Catholic, we encourage members to take advantage of our online banking platform. This feature allows you to handle transactions from the comfort of your home or on the go. You can view account statements, transfer funds, and manage payments all with just a few clicks.

Personal Banking Made Easy

For those looking for straightforward banking solutions, we offer ATM Services Only. Whether you need to withdraw cash, check your balance, or make deposits, our ATMs are designed for your convenience. We understand that life can get busy, and having easy access to your funds is essential. Our ATM services are strategically located to help you manage your money efficiently, anytime and anywhere.

Stay Connected

If you want more information about our services or wish to explore how we can assist you further, don't hesitate to reach out! You can contact us at (800) 991-4897. We're eager to help you achieve your financial goals! At Minnesota Catholic, we're committed to making banking accessible and supportive for everyone in our community. Visit us today at 5325 Wall St Ste 1000 Madison Wi 53718 and discover how we can make a difference in your financial life!

Digital & Online Banking

Key Features of Our Digital Banking Services

Enjoy the freedom to check your account balances, transfer funds, and pay bills without having to visit a branch. Our 24/7 online banking services ensure you have access whenever you need it. Plus, with person-to-person transfers available, sending money to friends or family is just a few clicks away. We know security is a top priority for our members. That's why we provide electronic signature authorization for your transactions, giving you peace of mind while handling your finances online. You can also choose to receive e-statements, making it easier to keep track of your financial activity without the clutter of paper statements.

Stay Connected on the Go

For those who prefer mobile banking, our user-friendly mobile application puts all these features right in your pocket. Whether you want to check your balance while on the go or make quick payments, our app is designed for simplicity and ease of use. While we currently do not offer mobile payments, we're continuously working to enhance our services based on member feedback. We are committed to providing an accessible and efficient banking experience that fits seamlessly into your daily life. With Minnesota Catholic, managing your finances has never been easier or more secure!

Financial Strength

A Growing Community

Total Share Accounts stand at 4,930, showcasing a strong and growing member base that trusts us with their finances. We believe that this growth reflects the confidence our members have in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnesota Catholic is your trusted partner. Visit us at 5325 Wall St Ste 1000 Madison Wi 53718 or call (800) 991-4897 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secured through $2,470,758 in share certificates and $4,107,952 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $4,197,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives us the ability to support our members' needs effectively. Our net worth ratio of $1,130 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $2,935,095 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $80,356 in used auto loans and $26,189,328 in total loans and leases. Our operational efficiency is reflected in our $384,421, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 0 part-time employees ready to serve you with knowledge and commitment.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,446,367 in used vehicle loans and $6,532,614 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget and lifestyle.

Credit Lines

If you need additional flexibility in your finances, consider our credit lines totaling $2,620,000. This product is designed to give you quick access to funds when unexpected expenses arise. At Minnesota Catholic, we're committed to supporting our members every step of the way. Our loan products are designed not only for immediate needs but also with long-term financial health in mind. Visit us today or check out our website at mncathcu.com for more information and to apply for a loan. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,588,449, make buying or refinancing simple. We also offer refinancing options to ensure you're getting the best rate possible for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $603,455 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping your cash flow steady.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is based on the latest results (Source: https://www.ncua.gov ), ensuring that users receive fair and transparent offers. Each listing reflects current rates and terms, allowing borrowers to make informed decisions without confusion.

MINNESOTA CATHOLIC CREDIT UNION