Minnesota Catholic Credit Union Little Canada MN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Minnesota Catholic, your trusted partner in financial well-being since 1946. Located at 400 Little Canada Rd E, Little Canada, MN 55117, we are dedicated to serving our community with integrity and care. With a strong membership base of over 3,156 members and total assets reaching an impressive $37,156,985, we take pride in offering personalized banking services tailored to your needs. At Minnesota Catholic, we understand that every member's journey is unique. That's why we provide a wide array of services, including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our goal is to empower you financially while ensuring you feel valued and supported every step of the way. Our leadership team, headed by CEO John Hardekopf and Board President Brian Owens, fosters a culture of trust and transparency. Together with our dedicated staff of 8 employees, we are committed to making a positive impact in your financial life. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 400 Little Canada Rd E, Little Canada, MN 55117. With total deposits amounting to $1,129,317 and loans totaling 112,746, we are well-positioned to assist you in achieving your financial goals. Whether you're looking for assistance with personal loans or exploring options for business financing, Minnesota Catholic is here for you. Join us today or give us a call at 651-484-0265 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Experience the difference of a credit union that truly cares about its members! For more information about our services or to apply for a loan online, please visit our website at Minnesota Catholic.

Branch History & Mission

At Minnesota Catholic, we take pride in our rich history and commitment to serving our community. Founded in 1946, our branch has grown alongside the residents of Little Canada, MN, establishing a legacy of trust and reliability. Over the years, we have expanded our services and membership base, currently boasting over 3,156 members who rely on us for their financial needs. Our branch is located at 400 Little Canada Rd E, Little Canada, MN 55117, a spot that is easily accessible to many. Just a short drive from local landmarks such as the Little Canada Historical Society and Lake Gervais Park, our location serves as a convenient hub for financial services in the area. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address: 400 Little Canada Rd E, Little Canada, MN 55117. The mission of Minnesota Catholic is simple yet profound: to provide exceptional financial services while fostering community support and growth. We believe in empowering our members through a range of offerings including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is not just to assist with finances but also to contribute positively to the lives of those we serve. As technology has advanced, so have we. Our commitment to accessibility is demonstrated through features like online banking and mobile applications that enable our members to manage their finances conveniently from anywhere. We are dedicated to ensuring that our services meet ADA compliance standards so that everyone can access them comfortably. In addition to our core services, we actively engage in community outreach efforts. We partner with local organizations and participate in events aimed at enhancing the quality of life in Little Canada. This commitment reflects our belief that strong communities lead to strong individuals. With total assets amounting to over $37 million, we stand ready to support both personal and business financial goals with confidence. Our operating hours are convenient for busy lifestyles: 9:00 AM - 5:00 PM Monday through Friday, providing ample opportunity for members to connect with us. Join us at Minnesota Catholic and experience firsthand the benefits of being part of a credit union that values its members and community above all else. We invite you to reach out at 651-484-0265 or visit us online at mncathcu.com to learn more about how we can help you achieve your financial dreams!

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 651-484-0265. Our dedicated team looks forward to welcoming you into our credit union family. Come visit Minnesota Catholic today and discover how we can help support your financial journey!

Getting Here

Our branch features ample parking, so you won't have to worry about finding a space when you visit us. Plus, we are committed to making our services accessible to everyone. Our facility complies with ADA standards, ensuring that all members can easily navigate through our space.

Operating Hours

Minnesota Catholic is here for you Monday through Friday from 9:00 am to 5:00 pm. Our friendly staff is ready to assist you during these hours, whether you need help with personal banking, auto loans, mortgages, or even online banking services. We strive to provide an inviting atmosphere where your financial needs are met with care and professionalism.

Services Offered

While we do not currently offer drive-thru banking, we are pleased to provide ATM access for quick cash withdrawals and balance checks. Our range of services includes checking and savings accounts, vehicle financing, mortgage loans, personal loans for debt consolidation, and business banking solutions tailored just for you. For any official correspondence, please note that while members can visit us at the same address for all your needs 400 Little Canada Rd E official mail should be sent directly there as well.

Member Eligibility

Joining the Minnesota Catholic community is more than just opening a bank account; it's about becoming part of a caring family that supports your financial journey. If you live, work, or worship in the area, you may already qualify for membership! We welcome individuals who are connected to our vibrant community, ensuring that everyone can take advantage of the personalized services we offer. By becoming a member at Minnesota Catholic, you'll enjoy benefits like competitive rates on loans and savings, access to financial education resources, and a friendly team dedicated to helping you reach your goals. Getting started is easy! Simply visit us at 400 Little Canada Rd E, Little Canada, MN 55117, or give us a call at 651-484-0265. You can find more details about eligibility requirements by visiting our website at . Ready to open an account? Check out how simple it is at https://www.mncathcu.com/promos/apply-for-a-loan/ . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Running a successful business requires efficient payment solutions. Our merchant services offer practical benefits, allowing you to accept payments easily and securely. Picture this: a busy Saturday at your store where customers can pay with their credit cards seamlessly, ensuring you never miss a sale. If you're ready to take your business to the next level, visit us at 400 Little Canada Rd E Little Canada Mn 55117 in Little Canada, MN or call us at (651) 484-0265. Together, we can make your business aspirations come true!

Comprehensive List Of Services

Business Banking

For business owners, Minnesota Catholic offers comprehensive solutions tailored just for you. Our business banking services, including merchant services and business loans, are designed to help your business thrive. Whether you're starting a new venture or expanding an existing one, we have the tools you need.

Conclusion

No matter where you are in your financial journey, Minnesota Catholic is committed to supporting you with our diverse range of services from personal banking needs to business solutions. We invite you to visit us or call us at 651-484-0265 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Let us help you achieve your financial goals today!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking at Minnesota Catholic. Access your accounts anytime, anywhere with features like person-to-person payments that make transferring money as easy as sending a text message. Need cash? Our ATM services ensure you can withdraw funds quickly without any hassle.

Personal Banking

For those managing everyday finances, our personal banking services include checking and savings accounts designed for convenience and accessibility. Imagine being able to manage your money easily online or through our mobile app while enjoying competitive interest rates that help your savings grow. When it comes to larger purchases like vehicles, our auto loans and vehicle financing options are just what you need. With flexible terms and competitive rates, you can drive off in your new car without breaking the bank. If you're looking to invest in real estate, consider our mortgage loans and refinancing services which can guide you through securing a mortgage or refinancing an existing loan for better terms.

Personal Loans and Credit Cards

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation options provide a straightforward path to managing those costs effectively. We also offer credit cards with rewards, allowing you to earn points on everyday purchases that can lead to exciting rewards.

Digital & Online Banking

Key Features

With our electronic signature authorization feature, signing important documents is quick and secure. No more printing, signing, and scanning just a simple click can get things done. Plus, e-statements are available for those who prefer going paperless. You can easily review your statements whenever you want, helping you stay organized and environmentally friendly. If you're always on the move, our mobile application provides an easy way to manage your accounts right from your smartphone. And for those quick transactions between friends or family, our person-to-person transfer option makes sending money effortless. We prioritize security in everything we do. Your data is protected with advanced encryption protocols, ensuring that your personal information stays safe while you enjoy all these features without worry. In summary, whether you're at home or out and about, Minnesota Catholic's digital banking services empower you to manage your finances seamlessly. Join us today and experience the ease of banking that fits into your lifestyle!

Financial Strength

Commitment to Growth

With $2,935,095 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $80,356 in used auto loans and $26,189,328 in total loans and leases supporting our members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 4,930, showing a strong and growing member base that trusts us with their finances. At Minnesota Catholic, our commitment to financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnesota Catholic is your trusted partner. Visit us at 400 Little Canada Rd E Little Canada Mn 55117 or call (651) 484-0265 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $384,421 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 8 full-time employees ready to assist you with any questions or concerns you may have.

Secure Savings Opportunities

Members' savings are secured through $2,470,758 in share certificates and $4,107,952 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $4,197,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,130 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support for Business Owners

Although our focus is primarily on personal lending solutions, we also recognize that business owners have unique needs. While we currently have no outstanding commercial loans available at this time, our team can provide guidance on potential financing solutions tailored for businesses when needed. At Minnesota Catholic located at 400 Little Canada Rd E Little Canada MN 55117, we strive to create an inclusive environment where all members feel supported in achieving their financial aspirations. You can reach us at 651-484-0265 during our operating hours from 9:00 am - 5:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today by visiting our website or apply directly here. Let us help you take the next step toward your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,446,367 in used vehicle loans and $6,532,614 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to guide you through the process and find the best financing option for your needs.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, we offer credit lines totaling $2,620,000. These lines can provide you with quick access to funds when needed. Additionally, we also offer flexible terms on unsecured credit card loans with a total of $603,455 available. This can be a great tool for covering unexpected expenses or managing day-to-day costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,588,449, make buying or refinancing simple. We aim to support you every step of the way on your journey toward owning a home. If you are considering refinancing your existing mortgage, we can help assess your eligibility and determine if it's the right choice for you.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all available options without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With real-time updates, you can be confident that you're looking at current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable this tool can be for anyone looking to secure a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that you receive fair and transparent offers. Each lender included in the comparison has been vetted, guaranteeing that you're viewing legitimate loan products.

MINNESOTA CATHOLIC CREDIT UNION