Minnesota Catholic Credit Union Coon Rapids MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to the Epiphany Branch of Minnesota Catholic, where our commitment to community and member service has been unwavering since we opened our doors in 1946. Located at 1904 111Th Ave Nw, Coon Rapids, MN 55433, we pride ourselves on being a trusted financial partner for over 3,156 members. Our branch is dedicated to providing personalized banking solutions that cater to your unique financial needs. At Minnesota Catholic, we understand that managing your finances can sometimes feel overwhelming. That's why we're here to simplify the process and empower you with the tools you need to achieve your financial goals. With total assets exceeding $37,156,985 and total deposits reaching $1,129,317, we are well-equipped to support your aspirations. While you can visit us at our physical location for all your banking needs, please note that official correspondence should be sent to our mailing address at 400 Little Canada Rd E, Little Canada, MN 55117. This ensures that your important documents reach us promptly. Our team of dedicated professionals, led by CEO John Hardekopf and Board President Brian Owens, is here to help you navigate everything from personal banking services such as checking and savings accounts to auto loans and mortgages. With a full-time staff of 8 employees, we are committed to providing attentive service in every interaction. With a robust offering of services including online banking and ATM access, we're making it easier than ever for you to manage your finances on the go. Whether you're looking for a new vehicle loan or need assistance with debt consolidation, we have solutions tailored just for you. Ready to start your journey with Minnesota Catholic? Give us a call at 763-354-2826 or visit our website at mncathcu.com to learn more about how we can assist you. We look forward to welcoming you into our community!

Branch History & Mission

At Minnesota Catholic, our journey began in 1946 with a simple yet profound vision: to provide financial services that uplift and empower our community. Located at 1904 111th Ave NW, Coon Rapids, MN 55433, we have grown from humble beginnings to become a trusted partner for over 3,156 members, managing total assets of nearly $37,156,985. From the start, our mission has been clear. We strive to offer not just banking services, but also support that fosters financial wellness and community strength. Our dedicated team is here to help you with personal banking needs whether it's checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards. We believe that good financial health can lead to strong families and thriving communities. In addition to traditional banking services, we embrace technology to make your experience smoother. Our online banking platform allows you to manage your finances at your convenience. With mobile applications and features like e-statements and electronic signatures, we are committed to meeting the needs of our modern members while ensuring accessibility for everyone. While members can visit us at 1904 111th Ave NW, official correspondence should be sent to 400 Little Canada Rd E, Little Canada, MN 55117. Our branch operates Monday through Friday from 9 AM to 5 PM, making it easy for you to stop by when it suits you best. Though we do not have drive-thru services, we do offer ATM access so you can easily withdraw cash or check your balance on the go. Our commitment extends beyond just financial transactions; we actively engage in community outreach initiatives that align with our mission. We partner with local organizations and participate in events that give back to Coon Rapids and surrounding areas. This dedication ensures that we are not only a financial institution but a vital part of the community fabric. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being a member at Minnesota Catholic where your financial goals matter as much as the community's well-being. Let's grow together! For more information or to open an account, visit us at Minnesota Catholic or call us at 763-354-2826 today!

Branch Location & Accessibility

Accessibility and Parking

At the Minnesota Catholic Epiphany Branch, we prioritize accessibility for all our members. Our location is designed to accommodate everyone, including those with mobility challenges. You'll find convenient parking available right outside the branch, along with ADA-compliant features such as ramps and accessible entrances.

Contact Us

Have questions or need more information? Feel free to give us a call at 763-354-2826. We are always happy to help you navigate your financial journey. We invite you to stop by the Minnesota Catholic Epiphany Branch today and discover how we can support your financial goals!

Operating Hours

We know that your time is valuable. That's why we're open from 9 AM to 5 PM Monday through Friday, providing ample opportunity for you to come in during your busy day. Whether you're looking to open a new account or need assistance with a loan application, our friendly team is here to help.

Services Offered

Our Epiphany Branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? We have an ATM available on-site for quick withdrawals and balance checks. Although we currently do not offer drive-thru banking, our staff is ready to assist you inside the branch.

Member Eligibility

At Minnesota Catholic, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. We extend our membership to individuals who share our values and community spirit. Joining means you can enjoy the numerous benefits we offer, such as personalized service and competitive rates on loans and savings accounts. To learn more about eligibility details and see if you qualify, feel free to check out our resource at this link. Once you're ready to take the next step, opening an account is straightforward just visit this page for all the information you need. If you have any questions, don't hesitate to reach out to us at 763-354-2826. We look forward to welcoming you to our Minnesota Catholic family at 1904 111Th Ave Nw, Coon Rapids, MN 55433!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine running your business smoothly with reliable payment solutions. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment options, we provide tools that help streamline operations and enhance customer experiences. Located at 1904 111Th Ave Nw Coon Rapids Mn 55433 in Coon Rapids, MN, we are here to assist you Monday through Friday from 9 AM to 5 PM. Reach out to us at (763) 354-2826 to learn more about how we can support your business ambitions today!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support your ventures effectively. We know how important it is to have reliable financial tools when managing a business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Minnesota Catholic, we offer robust online and mobile banking features that allow you to manage your finances from anywhere at any time. With just a few clicks or taps on your smartphone, you can access your accounts, pay bills, transfer funds, and more. Our ATM services ensure that cash withdrawal is always within reach whenever you need it.

Member-Centric Support

Your experience matters to us. With dedicated customer service available at 763-354-2826, we are ready to assist you with any questions or concerns. Our branch operates Monday through Friday from 9 AM to 5 PM, so feel free to drop by or give us a call during these hours. Whether you're in Coon Rapids or the surrounding areas, we invite you to discover how Minnesota Catholic can support your financial journey. Explore our full range of services today and see how we can make banking work better for you! Visit us online at Minnesota Catholic for more information or apply for a loan here.

Personal Banking Solutions

We offer various personal banking options that cater to your everyday needs. Our checking and savings accounts provide a secure place for your money while earning interest. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to drive away in style without breaking the bank. Plus, our mortgage loans and refinancing services allow you to invest in your home with favorable terms. For those unexpected expenses or opportunities that arise, our personal loans and debt consolidation solutions can give you the financial flexibility you need. Additionally, our credit cards with rewards help you earn points on your purchases, making spending even more rewarding.

Digital & Online Banking

In today's fast-paced world, having access to your banking services anytime and anywhere is essential. At Minnesota Catholic, we prioritize your convenience and security with our comprehensive digital and online banking options. Whether you're at home or on the go, managing your finances has never been easier. One of the standout features of our service is our robust online banking platform. You can access it anytime through this link, giving you real-time control over your accounts. With 24/7 availability, you can check balances, transfer funds, and pay bills whenever it suits you. For those who prefer using their smartphones, our mobile application offers a user-friendly experience right at your fingertips. You can easily make person-to-person transfers, allowing you to send money to friends or family in seconds. Plus, with the option for electronic signature authorization, signing documents is quick and secure no more printing or mailing forms! If you're looking to streamline your banking further, we offer e-statements that keep all your account information organized and accessible without the clutter of paper statements. And while we currently do not support mobile payments, our services are designed to ensure that your experience remains smooth and efficient. With Minnesota Catholic, you'll find that managing your finances is straightforward and secure. Our commitment to providing top-notch digital services means you're always just a click away from accessing what you need. Explore all these features today and take charge of your banking experience!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our net income of $384,421, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees ready to serve you with knowledge and commitment.

Growing Membership Base

With a total of 4,930 share accounts, it's clear that more people are trusting Minnesota Catholic with their finances every day. This strong member base not only reflects our reliability but also enhances the services we can provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnesota Catholic is your trusted partner. Visit us at 1904 111Th Ave Nw Coon Rapids Mn 55433 or call 763-354-2826 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $2,470,758 in share certificates and $4,107,952 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $2,935,095 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $80,356 in used auto loans and a total of $26,189,328 in loans and leases available to support your needs.

Solid Financial Health

With a net worth of $4,197,366, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,446,367 in used vehicle loans and $6,532,614 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines and Refinancing Options

In addition to these products, we provide personal lines of credit totaling $2,620,000. If you're considering refinancing any existing loans or need assistance determining eligibility for our loan products, our dedicated team is ready to help you navigate your options. Our commitment is to provide practical solutions that meet your financial needs. For any inquiries or assistance with applications, feel free to reach out at 763-354-2826 or visit us at our branch located at 1904 111Th Ave Nw Coon Rapids Mn 55433. For more detailed information about our services and loan offerings, please check our website at Minnesota Catholic. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,588,449, make buying or refinancing simple. We strive to provide clear information and guidance throughout the process so you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $603,455 in loans helping members manage their finances effectively. Our credit card options come with benefits designed to fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their financial needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in all comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The aim is to provide unbiased results, allowing you to choose the best option without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make informed choices that fit their budgets. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the tool's effectiveness in simplifying complex decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*