Minnco Credit Union Princeton MN | Affordable Vehicle Loans & Checking

Introduction

Welcome to Minnco, your trusted partner in financial well-being located at 503 19th Ave N, Princeton, MN 55371. Since our establishment in 1935, we have been committed to serving our community with integrity and personalized service. With a membership base of over 34,000 individuals, we pride ourselves on being more than just a credit union; we're a place where relationships matter. At Minnco, we understand that managing your finances can be challenging. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our total assets currently stand at an impressive $528,102,947, ensuring that we have the resources to support our members' financial journeys. Our dedicated team of 103 employees, led by CEO Doug Hallstrom and Board President Jerry Schleicher, is here to guide you every step of the way. We believe in transparency and reliability qualities reflected in our robust financial position with total deposits amounting to $32,644,889 and a net worth of $51,669,517. Whether you're looking for an auto loan or need assistance with online banking, we're here for you! While members can visit us at our branch address, official correspondence should be sent to our mailing address: 235 1st Ave W, Cambridge, MN 55008. Join us at Minnco today and discover the difference that local service can make! Feel free to reach out by calling us at 763-689-1071, or visit our website at Minnco.com for more information. Your financial future starts here!

Branch History & Mission

Community Commitment

At Minnco, we understand the importance of giving back. We actively engage in partnerships and outreach efforts that support local initiatives and charities. By investing in our community's well-being, we create a thriving environment where everyone can succeed.

Join Us

We invite you to experience the benefits of membership with Minnco. Whether you're looking for personalized banking solutions or seeking a supportive community network, we are here for you every step of the way. Visit us today or call us at 763-689-1071 to learn more about how we can help you achieve your financial goals!

Our Mission

Our mission at Minnco is simple yet powerful: to provide exceptional financial services while fostering strong community ties. We believe that everyone deserves access to quality banking solutions, whether they are looking for personal accounts, auto loans, mortgage options, or business banking services. Our goal is to empower our members with the tools they need to achieve their financial dreams. While members can visit us at 503 19th Ave N, official correspondence should be sent to 235 1st Ave W, Cambridge, MN 55008. We pride ourselves on being accessible and responsive, with operating hours designed to accommodate busy schedules: Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 8:30 AM to 12:30 PM.

Our Story

From our humble beginnings, Minnco has evolved into a trusted financial partner for many families and businesses in Princeton and beyond. We are not just a credit union; we are a community-focused institution that strives to make a positive impact in people's lives. Our journey has been marked by milestones that reflect our dedication to innovation and member service. Whether it's expanding our services or enhancing our digital offerings, we continuously look for ways to meet the changing needs of those we serve.

Branch Location & Accessibility

Convenient Access and Amenities

At the Princeton Office, we prioritize accessibility for everyone. Our branch is ADA compliant, featuring ramps and designated parking spots to accommodate all members. Plus, we offer both drive-thru banking and ATM services for those who prefer banking on the go. Whether you need to deposit a check or withdraw cash, we've got you covered with accessible options.

Operating Hours Tailored to Your Schedule

We know life can be busy! That's why our lobby is open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. If you prefer using the drive-up service, we're here for you a bit longer open until 5:30 PM on weekdays. Just stop by during these hours or give us a call at 763-689-1071 if you have any questions!

Services That Fit Your Needs

Our team at Minnco is dedicated to providing a wide range of financial services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet every member's needs. We also offer business banking services such as merchant services and business loans so that your entrepreneurial spirit can thrive! With shared services available too, members of partner credit unions can conduct basic transactions right here at our office. We aim to make banking simple and accessible for everyone in the community. Ready to experience convenient banking? We invite you to visit us today or give us a call! Let's work together toward achieving your financial goals at Minnco's Princeton Office!

Member Eligibility

At Minnco, we believe that joining our community should feel welcoming and accessible. Becoming a member is a simple process that opens the door to a world of financial support and personalized service. If you live, work, or worship in the areas we serve, you are likely eligible for membership! We invite individuals and families who value community engagement and are looking for financial solutions tailored to their needs. Not only do our members enjoy competitive rates on loans and savings accounts, but they also gain access to tools that help them manage their finances effectively. To get started, simply visit us at our branch located at 503 19Th Ave N Princeton Mn 55371 or give us a call at (763) 689-1071. You can also find more detailed information about eligibility on our website at . We're excited to welcome you into the Minnco family!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced world, effective payment solutions are crucial for success. Our merchant services offer businesses easy ways to accept payments, manage transactions, and streamline operations. Imagine having the ability to process payments seamlessly while focusing on what you do best growing your business. Located at 503 19Th Ave N Princeton Mn 55371 in Princeton, MN, we're here to partner with you on your journey towards success. Contact us at (763) 689-1071 or visit our website here to learn more about how we can support your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,859,620, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We also cater to businesses with our comprehensive business banking services. From merchant services that simplify transactions to business loans that help you grow your operations, we are committed to supporting local entrepreneurs.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your finances anytime and anywhere. Pay bills, transfer money between accounts, and check balances all from the comfort of your home or on-the-go using your smartphone. Our members also enjoy access to ATM & cash withdrawal services across various locations for added convenience. With basic drive-thru banking available for deposits, withdrawals, and simple transactions, we ensure that accessing your funds is quick and hassle-free.

Credit Options That Reward You

For those who enjoy earning while they spend, our credit cards with rewards can be an excellent choice. You earn points on purchases that can be redeemed for exciting benefits.

Get in Touch!

To discover how these services can benefit you directly or if you have any questions about what we offer at Minnco, don't hesitate to reach out! Call us at 763-689-1071, or visit us in person during our lobby hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM (by appointment only). We look forward to serving you!

Personal Banking Solutions

When it comes to personal banking, we offer various options tailored for you. Whether you're looking for a checking or savings account, our accounts come with features designed to make your banking experience easy and efficient. For those considering purchasing a vehicle, our auto loans and vehicle financing options are flexible and competitive, ensuring you can drive away in your dream car without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing solutions. We guide you through every step of the process to make it as smooth as possible. Additionally, if you find yourself needing extra cash for unexpected expenses or consolidating debt, our personal loans can provide the relief you need.

Shared Branching Services

We believe in community support; therefore, our branch allows for basic shared branch transactions like deposits and withdrawals for partner credit union members. This means more accessibility no matter where you are.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.minnco.com/landing , you can easily access your accounts 24/7. Need to send money quickly? Our person-to-person transfer feature lets you send funds to anyone with just a few taps on your smartphone. Plus, if you're always on the go, our mobile application ensures that your finances are literally in your pocket. For those who prefer the paperless route, we offer e-statements that are not only eco-friendly but also keep your information organized and accessible whenever you need it. You can also sign documents electronically through our electronic signature authorization feature, making transactions smoother and faster without the hassle of printing and mailing.

Security and Accessibility

We take security seriously at Minnco. Our online banking services are designed with the latest security features to protect your information. You can feel confident knowing that your financial data is safe while you enjoy real-time account management. Our mobile payments feature allows you to make purchases using your phone securely, giving you another layer of convenience when you're out shopping or dining. Whether you're at home or out and about, managing your money has never been easier! Experience the ease of banking at Minnco today your financial peace of mind is just a click away!

Financial Strength

Commitment to Innovation

With $51,268,222 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to adapt to changing needs while maintaining the high standards you expect from us.

Dedicated Team

We also take pride in having 93 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a strong member base reflected by our total share accounts of 72,702, trust is at the heart of what we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnco is your trusted partner. Visit us at 503 19Th Ave N Princeton Mn 55371 or call (763) 689-1071 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $91,927,638 in share certificates and $54,059,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $51,669,517, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $6,027 in used auto loans and $333,299,460 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,666,671 in used vehicle loans and $21,158,764 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,129,454, make buying or refinancing simple. We aim to guide you through the process so you can find a solution that fits your budget.

Other Financing Options

For business owners, our outstanding commercial loans totaling $6,859,620 provide the capital needed to grow and expand. If you're considering refinancing or exploring eligibility options for any of our loan products, our team is here to assist you every step of the way. Our dedication to serving our community means we're not just here for transactions; we're committed to supporting your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Minnco, we strive to ensure that every member has access to financial solutions tailored for their unique circumstances. Come visit us today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,875,078 in loans helping members manage their finances effectively. These options allow for easier budgeting and can assist in building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures fair and transparent offers for all users. Each loan comparison reflects the actual terms offered by these institutions, allowing borrowers to make informed decisions without the confusion that often accompanies loan shopping.

MINNCO CREDIT UNION - Princeton, MN