Minnco Credit Union North Branch MN | Best Auto Loans & ATM Services

Introduction

Welcome to Minnco, your trusted community credit union located at 38877 10Th Ave, North Branch, MN 55056. Since our establishment in 1935, we have proudly served the financial needs of our members, growing alongside the vibrant North Branch community. With over 34,000 members and a solid commitment to providing personalized service, we are dedicated to helping you achieve your financial goals. At Minnco, we believe that banking should be more than just transactions; it should be a partnership built on trust. Our total assets amount to an impressive $528,102,947, ensuring we have the resources needed to support our members effectively. You can count on us for everything from checking and savings accounts to auto loans and mortgages. In fact, we currently manage 20,486 loans and leases, reflecting our commitment to providing accessible financing options tailored just for you. While you can always visit us at our branch for face-to-face assistance or to explore our array of services, please note that if you need to send any official correspondence, it should be directed to our mailing address: 38807 9th Ave, North Branch, MN 55056. Under the leadership of CEO Doug Hallstrom and Board President Jerry Schleicher, Minnco fosters a welcoming environment where every member feels valued. Our dedicated team of 103 employees is here to provide support and guidance in all your banking endeavors. With a net worth of $51,669,517 and ample cash in hand amounting to $5,540,937, we are well-positioned to serve your financial needs today and into the future. Whether you're looking for a new auto loan or want help with personal finance strategies, we're ready to assist! Feel free to reach out at 651-674-0872 or visit our website at Minnco for more information about how we can help you thrive financially. Come join us at Minnco where your financial success is our mission!

Branch History & Mission

A Legacy of Growth

Our branch is located at 38877 10Th Ave, nestled in the heart of North Branch. This prime location allows us to be easily accessible to all our members. Since opening our doors, we've continuously expanded our offerings to meet the evolving needs of our community. From personal banking solutions such as checking and savings accounts to auto loans and mortgage refinancing, we strive to provide services that enhance the financial well-being of every member. While members can visit us at 38877 10Th Ave North Branch Mn 55056, official correspondence should be sent to 38807 9th Ave, North Branch, MN 55056. This ensures that all communications are streamlined and efficient.

Community Engagement

Community involvement is at the heart of what we do. We actively seek partnerships and engage in outreach efforts that make a positive impact in North Branch. Whether it's sponsoring local events or providing educational resources about financial literacy, we are committed to being a responsible corporate citizen.

Join Us!

As we look towards the future, we invite you to be part of our story. At Minnco's North Branch Office, you will find not just a place for your banking needs but a supportive community focused on your success. Experience firsthand how we can help you achieve your financial goals while making a difference in your community. For more information or to become a member today, call us at 651-674-0872 or visit us online at Minnco. Join us as we continue this journey together!

Our Mission

At Minnco, our mission goes beyond providing financial products; it's about building lasting relationships with our members. We believe in supporting not just individual financial success but also contributing to the overall well-being of our community. Our focus on personalized service is evident in everything we do from offering online and mobile banking options to maintaining ADA compliance for all our facilities. We proudly offer shared services that allow members from partner credit unions access to basic transactions. Additionally, with an ATM available on-site and drive-thru banking options for added convenience, we prioritize accessibility for everyone.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available right outside our doors, and our facility is compliant with ADA standards. This means that everyone can access our services without any hassle. If you prefer banking from your car, we also offer a drive-thru service to cater to your needs.

Operating Hours

At Minnco, we know your time is valuable. That's why we keep our doors open during convenient hours for your banking needs. Our lobby hours are Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 8:30 AM until 12:30 PM. For those who prefer using the drive-up service, we are open Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM. We also recommend calling ahead for appointments if you need personalized assistance.

Services Offered

At Minnco, we pride ourselves on offering a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. We also provide online and mobile banking services for easy access wherever you are! If you're ever in the area or have questions about our services, don't hesitate to give us a call at 651-674-0872. Our dedicated team is here to assist you every step of the way! Come visit us today and experience the friendly service that sets Minnco apart!

Member Eligibility

Becoming a member of Minnco is like joining a warm, welcoming family where your financial well-being is our priority. If you live, work, worship, or attend school in the North Branch area, you're likely eligible to join us! We believe everyone deserves access to quality financial services without the hassle. Enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a community that truly cares about your success. To find out more about the specific eligibility criteria, please visit our detailed page. Opening an account with us is simple and straightforward. Just give us a call at (651) 674-0872, and we'll guide you through the process. Our friendly team at Minnco, located at 38877 10Th Ave North Branch Mn 55056, is here to help you every step of the way. Join us today and experience the difference that comes with being part of a credit union that values people over profits!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,859,620, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. Imagine processing transactions effortlessly while enhancing customer satisfaction. Our services help you accept payments quickly, manage cash flow effectively, and keep your business running smoothly. Visit us at 38877 10Th Ave North Branch Mn 55056 in North Branch, MN or give us a call at (651) 674-0872 to learn how our business banking solutions can make a difference for your company. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Connect With Us Today!

With all these offerings available at Minnco's North Branch Office, managing your finances has never been easier. If you have any questions or need assistance selecting the right service for you, feel free to reach out by calling us at 651-674-0872. Our friendly team is here to help! We look forward to seeing you soon and supporting your financial journey. Explore more about our services on our website: Minnco.

Convenient Access Anytime

Accessibility is key at Minnco. We provide ATM & Cash Withdrawal Services at multiple locations so you can access your money whenever needed. If you're on the go, take advantage of our basic drive-thru banking for quick deposits and withdrawals. Additionally, we participate in shared branch transactions that allow members of partner credit unions to conduct deposits and withdrawals conveniently at our branch.

Financial Solutions for Your Future

We also recognize that life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options give you the flexibility to manage those costs without added stress. Additionally, our Credit Cards with Rewards not only simplify spending but also reward you for your loyalty with points on purchases. For small business owners, we offer specialized services under our Business Banking category. From merchant services to business loans, we're committed to helping local businesses thrive. Our staff is ready to assist you in finding the right solutions tailored specifically for your business needs.

Personal Banking Made Easy

Understanding that managing finances can be overwhelming, we offer Personal Banking options such as checking and savings accounts tailored for your lifestyle. With online and mobile banking features, you can easily keep track of your accounts and make transactions right from your phone or computer. Imagine being able to check your balance while waiting in line or transfer funds in just a few taps. In addition to everyday banking, we provide Auto Loans & Vehicle Financing that can help turn your dream car into a reality. Whether you're buying new or used, we have competitive rates that fit within your budget. For those looking to purchase a home, our Mortgage Loans & Refinancing services make navigating the housing market simpler than ever.

Digital & Online Banking

At Minnco, we understand that your time is precious. That's why our digital and online banking services are designed to offer you convenience and security, allowing you to manage your finances from anywhere, at any time. Whether you're at home, on the go, or even waiting in line, our banking solutions keep you connected. With just a few clicks at https://www.minnco.com/landing, you can access your accounts through our secure online banking platform. Enjoy features like electronic signature authorization, which means you can sign documents quickly and easily without the need for paper. Plus, with e-statements available, you'll receive your account statements electronically helping to reduce clutter while keeping your information safe. Our mobile application enhances your banking experience further by enabling mobile payments. You can pay bills or make purchases right from your phone no more fumbling for cash or cards! And if you need to send money to a friend or family member, our person-to-person transfer feature makes it as easy as sending a text. For those who prefer 24/7 access, our online banking services are available around the clock. This way, you can check balances, transfer funds, and manage transactions whenever it suits you best. The user-friendly interface makes navigating your accounts straightforward and stress-free. At Minnco, we prioritize not only accessibility but also security. Your information is protected with advanced security measures, giving you peace of mind while managing your finances digitally. Experience the ease of real-time account management that fits seamlessly into your busy life!

Financial Strength

Commitment to Innovation

With $51,268,222 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $6,027 in used auto loans and $333,299,460 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Community Trust

Total Share and Deposit Accounts: 72,702, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,173,636. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnco is your trusted partner. Visit us at 38877 10Th Ave North Branch Mn 55056 or call (651) 674-0872 to learn more about how we can help you achieve your financial goals.

Member-Focused Resources

Members' savings are secured through $91,927,638 in share certificates and $54,059,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $866,164 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $51,669,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

If you're a business owner, our outstanding commercial loans totaling $6,859,620 provide the capital needed to grow and expand your business. We also have options for personal loans and debt consolidation that can help ease financial burdens. Additionally, if you're considering refinancing any of your existing loans, we have options available that could lower your monthly payments and save you money over time. If you're interested in learning more about our loan offerings or checking your eligibility, please don't hesitate to reach out at (651) 674-0872. Our knowledgeable team is ready to assist you during our lobby hours: Monday - Thursday from 8:30 am - 4:30 pm, Friday from 8:30 am - 5:00 pm, and Saturday from 8:30 am - 12:30 pm (by appointment only). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Minnco, we're committed to helping you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,666,671 in used vehicle loans and $21,158,764 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide competitive rates and flexible terms tailored to your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,129,454, make buying or refinancing simple. We offer various mortgage solutions to fit different financial situations, whether you are a first-time buyer or looking to refinance your existing home loan.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,875,078 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and reward programs that can help you save while making everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

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Call to Action

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MINNCO CREDIT UNION - North Branch, MN

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