Minnco Credit Union Isanti MN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Minnco, your trusted partner in financial growth and community development. Located at 311 Credit Union Dr, Isanti, MN 55040, our branch has been serving the needs of our members since 1935. With a proud membership base of 34,019 individuals, we are committed to providing personalized financial services tailored to your unique goals. At Minnco, we understand that managing your finances can sometimes feel overwhelming. That's why our dedicated team of 103 employees, led by our CEO Doug Hallstrom and Board President Jerry Schleicher, is here to guide you every step of the way. We pride ourselves on creating a welcoming environment where you can find the support you need to achieve financial peace of mind. Our branch boasts impressive assets totaling $528,102,947 and total deposits of $32,644,889. We have provided our members with a robust lending portfolio that includes over 20,486 loans and leases. This commitment to supporting our members' financial journeys highlights our dedication to fostering long-term relationships built on trust and reliability. While members can visit us at our Isanti branch for all their banking needs, official correspondence should be sent to the same address: 311 Credit Union Dr, Isanti, MN 55040. Whether you're looking for personal banking options such as checking and savings accounts or seeking assistance with auto loans and mortgages, we've got you covered! Explore the range of services available through our online platform at Minnco.com or give us a call at 763-444-4300 to discuss how we can help you reach your financial dreams. Join us today and experience the Minnco difference! Your journey towards financial wellness starts here.

Branch History & Mission

Community Engagement

We believe in giving back to the community that has supported us throughout the years. Our outreach efforts include partnerships with local organizations and initiatives aimed at enhancing the quality of life in Isanti. Together with our members, we aim to make a positive impact through various charitable events and programs. While members can visit us at 311 Credit Union Dr Isanti Mn 55040, official correspondence should be sent to 311 Credit Union Dr, Isanti, MN 55040. If you're looking for a credit union that values its members as much as it values growth and innovation, we invite you to experience everything Minnco has to offer. Join us today and become part of a community-focused organization that truly cares about your financial future. For more information or if you have questions, feel free to call us at 763-444-4300. We're here for you!

Our Mission

At the heart of Minnco's mission is a dedication to improving the financial well-being of our members and supporting the communities we serve. We strive to offer a wide range of financial products from checking and savings accounts to auto loans and mortgages all designed with your needs in mind. Our goal is to empower individuals and families to achieve their financial dreams while fostering a sense of belonging within the community. As technology evolves, so do we. Our online and mobile banking services allow you to manage your finances anytime, anywhere making banking easier than ever before. We ensure that all our facilities are ADA compliant so that every member can access our services comfortably.

Branch Location & Accessibility

Comprehensive Banking Services

At Minnco, we offer a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, with ATM availability and drive-thru banking options, managing your finances has never been easier. While members can visit us at 311 Credit Union Dr Isanti Mn 55040, official correspondence should be sent to 311 Credit Union Dr, Isanti, MN 55040. Don't hesitate to reach out by phone at (763) 444-4300 if you have any questions or need assistance.

Convenient Access and Parking

At Minnco, we prioritize your convenience. Our branch offers ample parking spaces for all our members, ensuring that your visit is hassle-free. For those who may need assistance, rest assured that our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entryways.

Operating Hours That Suit Your Schedule

We know your time is valuable, which is why our lobby hours are tailored to fit your busy lifestyle. Join us Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 5:00 PM, and Saturday mornings until 12:30 PM. If you prefer drive-up service, we're here for you from 7:30 AM to 5:30 PM on weekdays and again on Saturday mornings. Need an appointment? We're happy to accommodate you outside of regular hours!

We’re Here for You!

We invite you to stop by the Minnco Isanti Office today! Our friendly staff is ready to help you navigate your financial journey with personalized service. Come see how easy banking can be!

Member Eligibility

At Minnco, we believe that becoming a member means joining a community that cares about your financial well-being. If you're looking to open an account with us, you'll find our membership process straightforward and welcoming. Generally, eligibility extends to individuals who live, work, or worship in the area surrounding 311 Credit Union Dr Isanti Mn 55040. Whether you're new to the community or have been here for years, we invite you to explore what we can offer together. Joining Minnco not only gives you access to a range of financial products like checking accounts, auto loans, and credit cards but also connects you with personalized service from our dedicated team. We're here to support you every step of the way. For more detailed information on eligibility criteria, feel free to visit our website at . And when you're ready to take the next step, don't hesitate to reach out by calling us at (763) 444-4300. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,859,620, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business with ease, knowing you have reliable payment solutions at your fingertips. Our merchant services simplify transactions, whether you're processing payments online or in-person. This means you can focus on what truly matters growing your business. Located conveniently at 311 Credit Union Dr Isanti Mn 55040 in Isanti, MN, we're ready to help your business thrive. Call us at (763) 444-4300 or visit us today to discover how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM and Drive-Thru Access

Need cash quickly? Our ATM services allow for hassle-free withdrawals and balance checks. If you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our basic drive-thru banking is available for quick service without leaving your car.

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to help you thrive. We understand the challenges of running a business and are committed to providing resources that support your growth.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Whether you're making deposits, transferring money through person-to-person payments, or checking your balance on the go, our digital banking solutions make it easy to manage your finances from anywhere.

Credit Options That Work for You

Managing debt can be challenging, but at Minnco, we offer personal loans and debt consolidation options that can simplify your financial obligations. Plus, our credit cards come with rewarding benefits that allow you to earn while you spend.

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. With options for checking and savings accounts, you can manage your day-to-day finances effortlessly. For those looking to purchase a vehicle, our auto loans and vehicle financing solutions offer competitive rates and flexible terms that make driving away in your new car easier than ever. If you're considering buying a home or refinancing your current mortgage, our mortgage loans provide the support you need to navigate the process smoothly.

Shared Branch Transactions

For members who belong to partner credit unions, we also provide shared branch transactions. This means you can handle deposits and withdrawals conveniently at participating locations as if you were at Minnco. We invite you to visit us at 311 Credit Union Dr Isanti Mn 55040 in Isanti, MN, or give us a call at (763) 444-4300 if you have any questions about our services or want assistance with opening an account. At Minnco, we're dedicated to helping you achieve your financial goals with confidence and ease. Visit us today or explore more about what we offer by checking out our website!

Digital & Online Banking

Key Features

One of the standout features of our online banking is the option for e-statements. With this service, you can say goodbye to paper clutter and access your statements electronically whenever you need them. It's not only eco-friendly but also keeps your financial documents organized and easily accessible. For those who prefer to bank on the go, our mobile application allows you to carry your credit union right in your pocket. You can use it for everything from mobile payments to person-to-person transfers, making it simple to send money to friends or family instantly. Security is a top priority for us at Minnco. Our electronic signature authorization feature means you can sign documents securely online without the hassle of printing and mailing forms. This feature streamlines processes like loan applications and account openings, making them faster and more convenient. In today's fast-paced world, having the ability to manage your finances anytime, anywhere is crucial. With our digital banking solutions, you'll enjoy real-time account management that puts you in control of your money like never before. Experience the convenience of modern banking with Minnco. Start managing your finances today by visiting us at https://www.minnco.com/landing!

Financial Strength

Dedicated Team Ready to Serve You

We take pride in having 93 full-time employees and 10 part-time employees. This ensures that our branches are always ready to serve you with a knowledgeable, committed team dedicated to your financial success. Our net shares available for lending and investments stand at $2,173,636, reflecting our capacity to support your needs effectively. With a growing member base showcasing trust evident by our total share accounts of 72,702 we're here for you now and in the future. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnco is your trusted partner. Visit us at 311 Credit Union Dr Isanti Mn 55040 or call (763) 444-4300 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $51,268,222 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $6,027 in used auto loans and $333,299,460 in total loans and leases, which support our members' financial goals across various sectors. Additionally, our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings Options

Members' savings are secured through $91,927,638 in share certificates and $54,059,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $51,669,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth showcases our ability to weather economic fluctuations while prioritizing the needs of our members. Our net worth ratio of $978 further emphasizes a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,666,671 in used vehicle loans and $21,158,764 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates make it easier than ever to drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $6,859,620 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are committed to supporting local entrepreneurs with accessible financing solutions. If you're considering refinancing any existing loans, let us know! We can discuss eligibility options that may help you reduce your monthly payments or secure better rates. For more information on our loan offerings or to speak with one of our knowledgeable staff members, feel free to contact us at (763) 444-4300 or visit us at 311 Credit Union Dr Isanti Mn 55040 in Isanti, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,129,454, make buying or refinancing simple. We provide personalized service to help you navigate through your options and find a plan that fits your budget.

Unsecured Credit Cards

Managing day-to-day expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $5,875,078 in loans helping members manage their finances effectively, our credit card options provide an easy way to handle unexpected costs while enjoying valuable rewards.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that all loan offers are fair and transparent. By using only verified financial institutions, LendMesh guarantees that users receive accurate information tailored to their needs.

Minnco