Minnco Credit Union Cambridge MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Minnco, your trusted partner in financial well-being right here in Cambridge, MN! Established in 1935, we have proudly served our community for decades, growing to a membership of over 34,000 individuals who trust us with their financial journeys. Located at 2215 3rd Ave NE, our branch is not just a place for banking; it's a hub where relationships flourish, and dreams come to life. At Minnco, we believe in the power of community. With total assets amounting to an impressive $528,102,947, we are committed to providing our members with exceptional services tailored to meet their needs. From personal banking options such as checking and savings accounts to vehicle financing and business loans, our comprehensive offerings ensure that every member finds the support they need. Your financial security is important to us. That's why we manage deposits totaling $32,644,889 and maintain a robust net worth of $51,669,517. Our team is dedicated to ensuring you have access to the funds you require when you need them most. Additionally, with cash on hand amounting to $5,540,937, we're always prepared to assist you promptly. Whether you're looking for a new auto loan or seeking advice on how to consolidate debt effectively, we're here for you every step of the way. Led by CEO Doug Hallstrom and Board President Jerry Schleicher, our experienced staff is eager to guide you through your financial decisions with personalized care. While members can visit us at 2215 3rd Ave NE, official correspondence should be sent to the same address. Have questions? Don't hesitate to reach out! You can contact us at 763-689-1071 during our lobby hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today at Minnco and discover how we can help make your financial goals achievable! Visit our website at Minnco.com for more information about our services and how we can assist you further.

Branch History & Mission

Minnco has a rich legacy that began in 1935 in Cambridge, MN. Since then, we have grown from a small credit union to a community cornerstone with over 34,000 members. Our journey reflects our commitment to providing exceptional financial services and supporting the local community. Located at 2215 3rd Ave NE, Cambridge, MN 55008, our branch is easily accessible for all members. We are proud of our heritage and the trust placed in us by the people we serve. Over the years, we have continually adapted and expanded our offerings, currently holding total assets of $528,102,947. This growth allows us to provide a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. At Minnco, our mission is clear: to empower our members through quality financial services while fostering a sense of community support. We believe in creating opportunities for everyone to thrive financially. Whether it's helping families secure their first home or assisting local businesses in achieving their goals, we are dedicated to making a positive impact. Our operating hours make it convenient for members to access our services. We are open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 2:00 PM. Additionally, we offer drive-thru banking and ATM services for added convenience. We are also committed to embracing technology to enhance member experiences. Our online banking platform provides easy access to accounts, while mobile payments and e-statements offer modern solutions that cater to busy lifestyles. Community outreach is at the heart of what we do. We actively engage in partnerships that benefit local organizations and initiatives. From sponsoring events to providing financial education workshops, our goal is to uplift those around us. While members can visit us at 2215 3rd Ave NE, official correspondence should be sent to 2215 3rd Ave NE, Cambridge, MN 55008 if different from the branch address. We invite you to join Minnco and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 763-689-1071 or visit our website.

Branch Location & Accessibility

Welcome to the Minnco branch, your friendly neighborhood credit union located at 2215 3Rd Ave Ne in Cambridge, MN! We understand how important convenience is for our members, and our location is designed to make your banking experience as easy as possible. Just a stone's throw from local landmarks like the Isanti County Historical Society, we're perfectly positioned to serve you. At Minnco, we're proud to offer ample parking for our members, ensuring that your visit is hassle-free. Our branch is fully accessible with features such as ADA compliance and ramps, so everyone can easily take advantage of our services. Our lobby hours are inviting and designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. If you're in a hurry or prefer banking from your car, our drive-thru service is also available during these hours for quick transactions. Looking for an ATM? You're in luck! We have ATM availability right here at the branch for your convenience. Plus, if you need shared services, we're happy to accommodate partner credit union members for deposits and withdrawals. While members can visit us at 2215 3Rd Ave Ne for their banking needs, official correspondence should be sent to the same address as our mailing address 2215 3rd Ave NE, Cambridge, MN 55008. Feel free to reach out at 763-689-1071 if you have any questions or need assistance. We look forward to welcoming you into the Minnco family!

Member Eligibility

At Minnco, becoming a member is like joining a welcoming family where your financial needs come first. If you live, work, or worship in the Cambridge area, you're likely already eligible to join us! We believe that everyone deserves access to friendly and personalized banking services. Membership offers you a chance to enjoy a range of benefits, from competitive rates on loans to personalized financial advice tailored just for you. To explore the specific eligibility details and see if you qualify, please visit our website at . Opening an account is easy too! Just give us a call at (763) 689-1071, and our team will guide you through the simple process. We're located at 2215 3Rd Ave Ne Cambridge Mn 55008, and we can't wait to welcome you into our community. Your journey towards better banking starts here with Minnco!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Imagine having a reliable partner who helps you manage payments smoothly. Our merchant services enable businesses to accept various payment methods effortlessly, ensuring you can focus on what you do best serving your customers. Whether it's processing credit cards or managing transactions online, we provide tools that streamline operations and enhance customer satisfaction. Located at 2215 3Rd Ave Ne Cambridge Mn 55008, Cambridge, MN, our team is ready to assist you in navigating your financial journey. Let's turn your vision into reality together! For more information, call us at (763) 689-1071 or visit us online at https://www.minnco.com/landing.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,859,620, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support your growing enterprise. You can count on us for guidance in managing your cash flow and investing in your business's future.

Connecting with Us

We invite you to experience the friendly service at Minnco located at 2215 3Rd Ave Ne Cambridge Mn 55008 in Cambridge, MN. Whether you're visiting us during lobby hours or utilizing our drive-thru service, our team is ready to assist you. Feel free to give us a call at (763) 689-1071 if you have questions or need assistance. Explore all that we have to offer by visiting our website at Minnco Center. We look forward to helping you achieve your financial goals!

Credit Cards

For those who want to earn rewards on their purchases, our credit cards with rewards are an excellent choice. They offer benefits that allow you to enjoy what you love while managing your expenses wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere. We also provide access to ATMs for quick cash withdrawals and basic drive-thru banking for simple transactions like deposits and withdrawals.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer checking and savings accounts designed for convenience and flexibility. Need a car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our competitive mortgage loans can help turn your dreams into reality. Plus, if debt is weighing you down, consider our personal loans and debt consolidation services that can provide you with a fresh start.

Shared Branch Services

If you're traveling or away from home, don't worry! With our shared branch transactions, members of partner credit unions can handle deposits and withdrawals without any hassle.

Digital & Online Banking

Key Features

Security is a top priority for us. Our platform offers electronic signature authorization, meaning you can sign documents securely from the comfort of your home. Plus, with e-statements available, you can keep track of your transactions while reducing paper clutter. For those who prefer mobile banking, we have a dedicated mobile application that makes it simple to manage your accounts right from your smartphone. Enjoy features like mobile payments for quick transactions and person-to-person transfers to easily send money to friends or family. At Minnco, we're committed to making banking as straightforward as possible. Our digital tools are designed with you in mind enabling you to control your finances efficiently while enjoying peace of mind knowing your information is secure. Embrace the convenience of modern banking today!

Financial Strength

Commitment to Growth and Service

Our $51,268,222 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures for your benefit. With $6,027 in used auto loans and $333,299,460 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although we reported a net income of $0, this reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We take pride in having 93 full-time employees and 10 part-time employees who are always ready to serve you with a knowledgeable and committed team. With net shares available for lending and investments totaling $2,173,636, we have the resources to meet your needs effectively.

Member-Centric Savings Options

We believe in securing your savings. That's why we offer $91,927,638 in share certificates and $54,059,737 in money market shares, giving you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $51,669,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

The trust placed in us by our community is evident through our total share accounts of 72,702, showcasing a strong and growing member base that chooses Minnco as their financial partner. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnco is your trusted partner. Visit us at 2215 3Rd Ave Ne Cambridge Mn 55008 or call (763) 689-1071 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,666,671 in used vehicle loans and $21,158,764 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $6,859,620 provide the capital needed to grow and expand. Whether it's for equipment purchases, inventory management, or other operational costs, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,129,454, make buying or refinancing simple. We offer various mortgage products to fit different needs, ensuring that your journey to owning a home is as smooth as possible.

Refinancing Options

If you're considering refinancing an existing loan, we have options available that may help reduce your monthly payments or lower your interest rate. Our team will work closely with you to find the best solution based on your current financial situation. We invite you to visit us at 2215 3Rd Ave Ne Cambridge Mn 55008 in Cambridge, MN or give us a call at (763) 689-1071. Our knowledgeable staff is ready to answer any questions you may have and assist you in exploring our loan offerings further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is important to us let's work together towards achieving it!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's where our flexible terms on unsecured credit card loans come into play, with a total of $5,875,078 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while taking advantage of rewards and benefits designed for our members.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is for finding competitive loan rates. Ready to explore your options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users can trust the offers they see on LendMesh are fair and transparent. Each comparison reflects current market conditions, giving you a reliable picture of available options.

Minnco