Minnco Credit Union Cambridge MN | Best Auto Loans & Business Banking

Introduction

Welcome to Minnco, your trusted financial partner in the heart of Cambridge, MN! Established in 1935, we have proudly served our community for over 85 years, building strong relationships with our 34,019 members. At our Cambridge Office, located at 235 1st Ave W, Cambridge, MN 55008, we are dedicated to providing personalized banking solutions tailored to meet your unique needs. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address. Our commitment to you extends beyond traditional banking; we offer a range of services including personal banking, auto loans, mortgage options, and business financing. With total assets exceeding $528,102,947 and total deposits reaching $32,644,889, we ensure that your money is safe and secure while also working diligently to help it grow. Under the leadership of our CEO, Doug Hallstrom, and Board President, Jerry Schleicher, we strive to create an environment where every member feels valued and empowered. We pride ourselves on our robust financial health with a net worth of $51,669,517 and cash in hand amounting to $5,540,937. Our team of 103 employees is here to support you through every step of your financial journey. We understand the importance of community impact. That's why we work hard not only to serve our members but also to give back through various local initiatives. Whether you're looking for convenient online banking or personalized assistance at our branch, we're here for you. So why wait? Experience the Minnco difference today! Call us at 763-689-1071 or visit our website at Minnco for more information about how we can assist you with all your financial goals. Your future starts here!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to become part of the Minnco family. Experience firsthand how our tailored financial solutions can help you achieve your goals while enjoying the support of a dedicated team committed to your success. Visit us today at 235 1St Ave W in Cambridge or call us at 763-689-1071 for more information about joining our credit union. Let's build a brighter future together!

Modern Services for Today’s Needs

In today's fast-paced world, we understand that convenience matters. That's why we've embraced technology to enhance your banking experience. With features like online banking and mobile payments available at your fingertips, managing your finances has never been easier. Our drive-thru service offers added convenience for quick transactions without leaving your vehicle. As part of our commitment to accessibility, we ensure that all our facilities comply with ADA standards so that everyone can bank comfortably with us.

Our Mission

At Minnco, our mission is clear: we are here to provide exceptional financial services while fostering a sense of belonging within our community. We believe that everyone deserves access to quality banking products and personalized service. Whether it's helping you secure an auto loan, offering competitive savings accounts, or providing support for small businesses, we strive to be your partner in achieving financial success. Our commitment extends beyond traditional banking. We actively engage in community outreach programs and partnerships that uplift those around us. By supporting local events and initiatives, we aim to strengthen the fabric of our community and make a positive impact on the lives of our members. While you can visit us at our branch in Cambridge for all your banking needs, official correspondence should be sent to our mailing address at 235 1st Ave W, Cambridge, MN 55008 if it differs from the branch address.

Branch Location & Accessibility

Accessibility and Parking

At Minnco, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots for those who need them. You'll find ample parking available right outside our door, ensuring a hassle-free visit.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to accommodate your schedule. Visit us Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 5:00 PM, and Saturday mornings until 12:30 PM. If you prefer to drive up, our drive-thru service is available Monday through Friday from 7:30 AM to 5:30 PM and Saturday from 8:30 AM to 12:30 PM.

Services Offered

Whether you're looking to open a new checking account or need assistance with auto loans, we've got you covered! Our range of services includes personal banking options, mortgage loans, credit cards with rewards, and even business banking solutions. Plus, we offer shared services for members of partner credit unions, making it easy for everyone to access the banking support they need. If you're ready to experience our welcoming atmosphere and friendly service firsthand, feel free to give us a call at 763-689-1071 or stop by today! We look forward to serving you at Minnco!

Member Eligibility

Joining the Minnco family is more than just opening a bank account; it's about becoming part of a supportive community that truly cares. To become a member at our Cambridge branch, located at 235 1St Ave W, all you need is to meet a few simple eligibility criteria. Generally, individuals who live, work, or worship in Isanti County are welcome to join us. Whether you're looking for personal banking options or business services, we have something for everyone. Plus, being a member comes with great advantages like competitive rates on loans and savings accounts tailored to fit your lifestyle. Opening an account with Minnco is straightforward and welcoming. You can start your membership journey by visiting us or giving us a call at 763-689-1071 for assistance. For detailed eligibility information and to stay updated on any changes, feel free to check out our resource page here. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,859,620, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

Imagine running your business without worrying about payment hassles. Our merchant services offer convenient payment solutions that allow you to focus on what matters most growing your business. From card processing to mobile payment options, we make it easy for you to manage transactions efficiently. Visit us at 235 1St Ave W Cambridge Mn 55008 in Cambridge, MN, or call us at (763) 689-1071 to learn more about how our business banking services can elevate your company's potential!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. We understand that running a business requires reliable support, so we're committed to helping you thrive.

Convenient Access Anytime

At Minnco, convenience is key. With our Online & Mobile Banking, managing your accounts has never been easier. You can check balances, transfer funds, and even pay bills all from your smartphone or computer. Additionally, we offer ATM & Cash Withdrawal Services for those times when you need cash quickly. Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle. We also participate in shared branching transactions for partner credit union members making it simple for you to handle deposits and withdrawals wherever you are.

Home Sweet Home

Thinking about buying a home? Our Mortgage Loans & Refinancing services can guide you through the process smoothly. We understand that purchasing a home is a significant decision, and we're here to make it as stress-free as possible. Additionally, if you're looking for extra cash or need assistance with debt management, our Personal Loans & Debt Consolidation services can help simplify your finances.

Personal Banking Made Easy

Starting with personal banking, we offer various Checking & Savings Accounts designed for convenience and flexibility. Imagine being able to access your funds easily while enjoying features that help you save effectively. Our accounts come with user-friendly online and mobile banking options, making it easy for you to manage your money from anywhere. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options ensure that you can drive away with the car you want without breaking the bank. We work with you to find a plan that fits your budget.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! Enjoy benefits that fit your lifestyle while earning rewards on everyday purchases.

Visit Us Today!

Ready to explore all that Minnco has to offer? Stop by our branch in Cambridge or give us a call at 763-689-1071 for more information about any of our services. Our team is excited to assist you on your financial journey!

Digital & Online Banking

Key Features

Our online banking platform allows for real-time account management. You can check balances, view transaction history, and transfer funds all from the comfort of your home or on the go. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. When it comes to keeping track of your statements, we offer e-statements that are not only environmentally friendly but also easily accessible whenever you need them. Plus, with electronic signature authorization available, signing documents has never been more convenient.

Security and Convenience

Your security is our priority. Our mobile application incorporates advanced features to keep your information safe while providing an easy-to-navigate experience. You can even make mobile payments directly through the app just another way we help simplify your banking needs. In today's fast-paced world, accessibility matters. Whether you're using a computer or your smartphone, our services ensure you can manage your accounts effectively without any hassle. With Minnco, enjoy a banking experience that's tailored to modern living while remaining secure and user-friendly. Explore all these features and more at https://www.minnco.com/landing!

Financial Strength

At Minnco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to providing reliable services to our community. With a net worth of $51,669,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $91,927,638 in share certificates and $54,059,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $51,268,222 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,027 in used auto loans and $333,299,460 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Currently, we have 72,702 share and deposit accounts, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnco is your trusted partner. Visit us at 235 1St Ave W Cambridge Mn 55008 or call (763) 689-1071 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,666,671 in used vehicle loans and $21,158,764 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms to make your car-buying experience smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $6,859,620 provide the capital needed to grow and expand your business. We are dedicated to supporting local enterprises and helping them thrive in today's economy. At Minnco in Cambridge, MN (235 1st Ave W), we're here to support your financial journey. If you have questions about refinancing or eligibility options for any of our loan products, don't hesitate to contact us at 763-689-1071. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan that fits your life!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,875,078 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates to ensure that you have options for every purchase.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,129,454, make buying or refinancing simple. We can guide you through the process and help you find the best mortgage solution for your situation.

Loan Aggregator

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Minnco