Minnco Credit Union Big Lake MN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Minnco at our Big Lake Office, located at 613 Rose Dr, Big Lake, MN 55309. Since opening our doors in 1935, we have proudly served the community with a commitment to providing exceptional financial services tailored to meet the needs of our 34,019 members. At Minnco, we understand that trust and reliability are crucial when it comes to managing your finances. With total assets exceeding $528 million, and deposits amounting to $32,644,889, our strong financial foundation allows us to offer a variety of services that empower our members. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or business services including merchant support and business loans, we are here for you. Under the leadership of CEO Doug Hallstrom and Board President Jerry Schleicher, our dedicated team of 103 employees is ready to assist you with a personalized approach. We believe in fostering strong relationships with our members while positively impacting the community around us. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 613 Rose Dr, Big Lake, MN 55309. We invite you to explore all we have to offer your next financial journey starts here! Feel free to reach out by calling us at 763-552-7970 or visit our website at Minnco for more information. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Minnco, we take pride in our rich history and unwavering commitment to serving the community of Big Lake, Minnesota. Established in 1935, our branch has grown alongside its members, evolving from a small credit union into a trusted financial partner for over 34,000 individuals and families. Located at 613 Rose Dr, Big Lake, MN 55309, we are conveniently positioned near local landmarks, making it easy for our members to access our services. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. As we have expanded our offerings over the years now including personal banking, auto loans, mortgages, and business services we have remained dedicated to enhancing the lives of our members through responsible lending and innovative financial products. Minnco's total assets have reached an impressive $528,102,947. This growth reflects our commitment not only to sound financial practices but also to reinvesting in the communities we serve. We understand that financial well-being goes beyond numbers; it's about building relationships and supporting local initiatives. Through various partnerships and community outreach programs, we strive to make a positive impact on the lives of those around us. As technology advances, so do we. Our branch embraces digital solutions that allow members to manage their finances with ease. From online banking and mobile payments to person-to-person transfers, we prioritize convenience while ensuring all services comply with ADA standards for accessibility. While you can visit us at our branch address for your banking needs, official correspondence should be sent to 613 Rose Dr, Big Lake, MN 55309 if different from the branch location. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 8:30 AM to 12:30 PM. We also offer drive-thru banking for quick transactions on weekdays until 5:30 PM. Join us at Minnco today and experience firsthand how we can help you achieve your financial goals while being an active part of a supportive community. Whether you're looking for checking accounts, loans, or just want advice on managing your money better, we're here for you every step of the way! Reach out at 763-552-7970 or visit our website at Minnco for more information. Together, let's build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open from 8:30 AM to 5:00 PM on weekdays and from 8:30 AM to 12:30 PM on Saturdays. For those who prefer appointments, our drive-up hours extend until 5:30 PM during the week and also from 8:30 AM to 12:30 PM on Saturdays.

Services Offered

In addition to traditional banking services like deposits and withdrawals, we also provide basic shared branch transactions for partner credit union members. Need cash? Our ATM is conveniently located on-site for quick access to funds whenever you need them. So why not stop by or give us a call at 763-552-7970? The team at Minnco is excited to assist you with all your financial needs. We look forward to welcoming you soon!

Member Eligibility

Joining the family at Minnco is more than just opening a bank account; it's about becoming part of a caring community that supports you and your financial goals. To become a member, you'll need to meet some simple eligibility criteria, which include living or working in certain areas, or being related to a current member. It's designed to keep our community strong and interconnected. If you want to dive deeper into these requirements, feel free to check out the details at . The process of becoming a member at Minnco is straightforward and welcoming. Just give us a call at (763) 552-7970, and we can guide you through the steps of opening your account. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle, we're here to help you every step of the way. Don't hesitate to reach out; we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine being able to accept payments easily while offering your customers a smooth experience. Our merchant services provide just that helping you manage transactions efficiently so you can focus on what you do best: running your business. From card processing to online payment options, we ensure your business stays competitive and accessible. Visit us at 613 Rose Dr Big Lake Mn 55309 in Big Lake, MN or call us at (763) 552-7970 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $27 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,859,620, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Minnco provides robust business banking services. From merchant services that simplify payment processing to tailored business loans, we're here to support your growth every step of the way.

Connect With Us

At Minnco, we pride ourselves on being more than just a financial institution; we're part of the community. If you're interested in any of these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at 763-552-7970, visit us at our Big Lake location, or explore more online at Minnco's website. We look forward to serving you!

Credit Cards & Rewards

We understand that credit cards can be an essential part of managing finances. That's why we offer credit cards with rewards that not only help you build your credit but also give you benefits for everyday purchases. Imagine earning points while shopping for groceries or dining out!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or on the go. Plus, with features like ATM access and cash withdrawal services, accessing your money has never been easier.

Drive-Thru & Shared Services

Sometimes you need quick service without stepping inside. Our drive-thru banking offers a straightforward way to handle deposits, withdrawals, and simple transactions efficiently. Moreover, if you're a member of another participating credit union, our basic shared branch transactions allow you to deposit or withdraw funds seamlessly.

Personal Banking Solutions

When it comes to managing your money, our personal banking services are designed with you in mind. We offer various checking and savings accounts to fit different lifestyles and spending habits. If you're considering a new vehicle, our auto loans and vehicle financing options make purchasing that dream car more accessible than ever. For those planning to buy a home, our mortgage loans and refinancing services can help you find the right loan structure tailored to your budget. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options provide the flexibility you need.

Digital & Online Banking

Key Features

For those looking to streamline their banking experience, we offer E-Statements, so you can say goodbye to paper clutter while keeping your financial records safe and organized. You can also enjoy the convenience of Mobile Payments, allowing you to make purchases right from your smartphone without carrying cash or cards. Our Mobile Application makes it even easier to stay connected with your accounts. You can download the app and manage everything from deposits to transfers with just a few taps. Plus, if you need to send money quickly, our Person-to-Person Transfers feature lets you send funds directly to friends or family in an instant. Security is always a priority at Minnco. We provide Electronic Signature Authorization, ensuring that your transactions are safe and verified without needing to print or mail documents. In this fast-paced world, having real-time access to your account management tools is essential. Whether it's checking your balance before making a purchase or viewing recent transactions on the fly, our online banking services keep you informed and in control. With these digital offerings, Minnco is dedicated to providing solutions that fit seamlessly into your life while keeping security at the forefront. Join us today in embracing hassle-free banking!

Financial Strength

Commitment to Growth and Innovation

With $51,268,222 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,027 in used auto loans and $333,299,460 in total loans and leases.

Growing Trust

Total Share Accounts stand at 72,702, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments amount to $2,173,636, reinforcing our ability to support your financial journey. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Minnco is your trusted partner. Visit us at 613 Rose Dr Big Lake Mn 55309 or call (763) 552-7970 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $91,927,638 in share certificates and $54,059,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our $0, showing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 10 part-time employees who are dedicated to serving you with knowledge and care.

Solid Financial Foundation

With a net worth of $51,669,517, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,666,671 in used vehicle loans and $21,158,764 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that suit your budget. Plus, if you're considering refinancing an existing auto loan, our team can assist you with options that may save you money.

Credit Lines and Business Loans

For those looking for more flexibility, our total credit lines amount to $87,085,001. This option allows you to borrow as needed while only paying interest on what you use. Additionally, if you're a business owner, our outstanding commercial loans totaling $6,859,620 provide the capital needed to grow and expand your business. At Minnco, we believe in empowering our members with the financial tools necessary for success. If you're interested in exploring your eligibility for any of our loan products or refinancing options, please reach out to us at (763) 552-7970, or visit us at 613 Rose Dr Big Lake Mn 55309 in Big Lake, MN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority. Let us help you take the next step toward achieving your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,129,454, make buying or refinancing simple. Whether it's your first home or an investment property, we're here to help you navigate through various mortgage products tailored to fit your financial plans.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,875,078 in loans helping members manage their finances effectively. Enjoy the convenience and security of having access to funds when you need them without tying up your assets.

Loan Aggregator

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Minnco