Mini-cassia Credit Union Burley ID | Affordable Auto Loans & Business Banking

Introduction

At Mini-cassia Empl., we believe that strong communities are built on trust, support, and financial empowerment. Located at 121 Palmer Rd, Burley, ID 83318, our credit union has proudly served the local community since 1955. With a dedicated team led by CEO Jonathan Ostler and Board President Thomas Fisher, we are committed to providing our members with personalized banking solutions tailored to their needs. With a membership of 343 individuals, we have created a welcoming environment where everyone feels valued. Our total assets amount to an impressive $528,756, reflecting our stability and commitment to member service. We currently manage loans totaling 67, while also maintaining deposits of $40,449. Furthermore, our net worth stands at $86,393, ensuring that we remain a reliable partner for your financial journey. While members can visit us at our branch location, official correspondence should be sent to PO Box 524, Burley, ID 83318. We invite you to explore our range of services designed for personal banking including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Whether you're looking for assistance with financing your next vehicle or need help managing your savings, our friendly staff is here to help. You can reach us directly at 208-219-0726 for any inquiries or to schedule an appointment. Join us at Mini-cassia Empl. and discover how we can work together to achieve your financial goals! For more information about our services and offerings, feel free to visit our website at mcecu.org.

Branch History & Mission

At Mini-cassia Empl., we take pride in our rich history and unwavering commitment to serving the community of Burley, Idaho. Founded in 1955, our branch has grown alongside its members, evolving into a trusted financial partner for individuals and families across the region. From humble beginnings, we now proudly support a membership base of 343 members, helping them achieve their financial goals while fostering a spirit of community. Located at 121 Palmer Rd, Burley, ID 83318, our branch is conveniently situated near local landmarks that make it easily accessible for all. While you can visit us here for all your banking needs, official correspondence can be directed to our mailing address at PO Box 524, Burley, ID 83318. Our mission is simple yet impactful: to provide exceptional financial services while supporting and uplifting our community. We believe that banking should be personal and accessible to everyone. That's why we offer a variety of services tailored to meet the diverse needs of our members, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. As we continue to adapt to the changing times, we prioritize technological advancements that enhance our members' experience. Though we currently do not offer online banking or mobile payment options, we are dedicated to ensuring ADA compliance and providing a welcoming environment for all. Community outreach is at the heart of what we do. We actively seek partnerships that align with our mission and contribute positively to the lives of those around us. By investing in local initiatives and supporting charitable endeavors, we aim to make a lasting impact beyond just financial transactions. In addition to traditional banking services, we are committed to being there for our members by appointment. Whether you need assistance with loans or financial advice, we're here for you just give us a call at 208-219-0726. Join us at Mini-cassia Empl. and experience the difference of a credit union that truly cares about its members and community. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Mini-cassia Empl., your friendly neighborhood credit union located at 121 Palmer Rd in Burley, Idaho! Nestled in the heart of Cassia County, our branch is conveniently situated near local favorites, making it easy for you to stop by while running errands or enjoying a day out. Whether you're visiting us for personal banking services or seeking assistance with loans, we aim to provide a welcoming environment for all our members. Our branch is accessible to everyone, featuring ADA-compliant facilities and ample parking so you can easily access our services. While our operating hours are by appointment only, we encourage you to give us a call at 208-219-0726 to schedule your visit. Our dedicated team is ready to assist you with various services, including checking and savings accounts, auto loans, mortgage options, and more. For official correspondence, please remember that while you can visit us at our branch location, any mail should be sent to PO Box 524, Burley, ID 83318. We look forward to seeing you soon at Mini-cassia Empl.! Come experience the convenience of local banking with a personal touch.

Member Eligibility

Becoming a member of Mini-cassia Empl. is like joining a close-knit family that truly cares about your financial well-being. If you're looking to enjoy personalized banking services and community support, you've come to the right place. Membership at Mini-cassia Empl. is open to individuals who live, work, or worship in our area it's all about connecting with our community! You can find more detailed eligibility criteria by visiting this link. Once you see that you qualify, opening an account is a breeze. Just give us a call at (208) 219-0726, and we'll guide you through the easy steps to set up your membership. With your membership, you'll gain access to a range of services designed to help you thrive financially. We can't wait to welcome you to Mini-cassia Empl. at 121 Palmer Rd Burley Id 83318!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for business owners. Whether you're running a retail shop or an online store, having reliable payment processing can make all the difference. Our tailored solutions ensure that you can accept payments smoothly, giving you more time to focus on what you do best growing your business. Located at 121 Palmer Rd Burley Id 83318 in Burley, ID, we're just a call away at (208) 219-0726. Let us help you take your business to the next level!

Comprehensive List Of Services

Business Banking Support

Small business owners will find valuable resources at Mini-cassia Empl. as well. Our business banking services include merchant services and business loans designed to help your venture thrive. We know how important it is for businesses to have reliable financial support, so we are committed to helping you succeed.

Credit Options Tailored for You

In addition to loans, we offer personal loans and debt consolidation options that can assist in managing unexpected expenses or consolidating existing debts into one manageable payment. Plus, our credit cards come with rewards that allow you to earn points on purchases perfect for everyday spending or special treats.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking options that allow you to manage your accounts anytime, anywhere. Check balances, pay bills, and transfer funds from the comfort of your home or on the go our goal is to make banking as easy as possible for you.

Home Financing Made Easy

For those dreaming of homeownership, we provide mortgage loans and refinancing solutions that can help turn that dream into reality. Our friendly staff will guide you through the application process, making it simple and stress-free. Whether you're a first-time buyer or looking to refinance an existing mortgage, we're here to support you.

Personal Banking Solutions

At Mini-cassia Empl., we understand that managing your finances is essential. That's why we offer personal banking services that include checking and savings accounts designed to help you save and spend wisely. Imagine having a reliable account where you can easily track your spending while also earning interest on your savings. If you're considering purchasing a new car or refinancing your existing vehicle, our auto loans and vehicle financing options make the process straightforward and hassle-free. We work with you to ensure you get competitive rates that fit within your budget.

Visit Us Today!

With all these services available at Mini-cassia Empl., there's something for everyone. If you're ready to take control of your financial future or have questions about any of our offerings, feel free to give us a call at (208) 219-0726. We're here by appointment and eager to assist you in achieving your financial goals!

Digital & Online Banking

Access Anytime, Anywhere

Our commitment to accessibility means you can manage your finances anytime, anywhere. Even though we don't have a dedicated mobile application just yet, our online banking services are designed to work smoothly on various devices. This ensures you can keep track of your finances whether you're at home or out and about.

Real-Time Account Management

Managing your account in real-time helps you stay informed about your financial situation. With our online banking service, you can easily monitor transactions and make updates as needed. It's all about giving you the tools to take control of your finances effectively. In short, while Mini-cassia Empl. may not have all the bells and whistles just yet, we're dedicated to enhancing your banking experience with convenient and secure options that meet your needs today. For more information about how you can benefit from our digital services, visit us at https://www.mcecu.org/!

Secure Transactions

Security is our top priority. While we do not currently support electronic signature authorization or person-to-person transfers, you can trust that all transactions made through our platform are protected with industry-standard security measures. Your peace of mind matters to us.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mini-cassia Empl. is your trusted partner. Visit us at 121 Palmer Rd Burley Id 83318 or call (208) 219-0726 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 0 full-time employees and 1 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment.

Member Savings and Investments

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $86,393, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound fiscal practices is reflected in our net worth ratio of $1,634, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $38 in used auto loans and $511,041 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Moreover, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $282,394 in used vehicle loans and $29,425 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, we can help you find the right financing solution.

Mortgage Loans

Thinking about homeownership? While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, our team is ready to assist you with future mortgage options as they become available. We're committed to making the process as straightforward as possible when you're ready to take that step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although our current total stands at $0, we are here to help you manage your finances effectively when you're ready for credit options. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. Our experienced staff is available by appointment at (208) 219-0726 to guide you through our offerings and find the best fit for your financial situation. For more information about our services and loan offerings, visit us online at Mini-cassia Empl.. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Minicassia Empl