Welcome to Millstream Area Credit Union, where our commitment to serving the financial needs of our community is at the heart of everything we do. Established in 0, our mission is to empower members—whether they are local residents or military personnel—with accessible banking solutions tailored to their unique needs. Under the leadership of CEO Joshua Reams and Board President Brody Yingling, we pride ourselves on a member-first approach that fosters trust and transparency.

Headquartered in the vibrant city of Findlay, OH, Millstream Area Credit Union is proud to be insured by the NCUA since 4/5/1966 0:00, ensuring that your deposits are safe and secure. We understand the importance of modern banking tools, which is why we offer a suite of services including Online Banking, a user-friendly Mobile App, Person-to-Person Transfers, E-Statements, Mobile Payments, and more. With our dedicated team ready to assist you, we invite you to explore how we can support your financial journey at our official website: https://www.millstreamcu.com/ . For any inquiries, feel free to reach us via fax at (419) 422-2027.

At Millstream Area, we pride ourselves on offering a comprehensive suite of financial services tailored to meet the diverse needs of our members. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, vehicle financing, mortgage loans and refinancing options, as well as personal loans for debt consolidation. For those looking to grow their small businesses, we provide business banking services that include merchant services and business loans. With a focus on convenience, we empower our members with robust online banking capabilities and a user-friendly mobile application that allows for seamless access to accounts from anywhere. Features like person-to-person transfers and mobile payments enhance the banking experience by making everyday transactions quick and hassle-free.

Our commitment to digital access is matched by our dedication to helping members manage their finances effectively. Whether you’re planning for life milestones or simply looking to streamline your daily banking activities, Millstream Area offers tools designed to support your financial journey. E-statements ensure that your account information is just a click away, while our commitment to security means you can bank with peace of mind. Membership is accessible through simple eligibility requirements outlined at , ensuring that more individuals can benefit from our services. Additionally, those interested in exploring loan options can visit https://www.lendmesh.com/loans/personal_loans for easy comparisons of rates and terms. Should you need any personal assistance or have questions, feel free to reach out at (419) 422-2027; we’re here to help you navigate your financial landscape with confidence.

Millstream Area Credit Union stands as a beacon of trust and reliability in the financial landscape. With a robust total membership of 7,795, we pride ourselves on being a community-oriented institution that truly understands the needs of our members. Our commitment to serving you is reflected in our impressive total assets, which amount to 62,061,966, signifying our stability and capacity to support your financial goals.

At Millstream Area, we believe that strong financial health is paramount, and our net worth of 7,412,553 illustrates our dedication to sound financial management. This foundation allows us to offer competitive services while ensuring your deposits are secure; we currently hold total deposits of 4,084,606. Our ability to manage these resources effectively has resulted in a commendable net income of 704,122, further solidifying our position as a trusted partner for your financial journey.

Our lending capabilities are equally noteworthy, with a substantial portfolio encompassing 3,200 loans and leases. Whether you're looking for personal loans, auto financing, or credit cards—our auto loan volume alone reaches 1,498, demonstrating our focus on providing accessible financial products tailored to your lifestyle. Additionally, our credit card loan volume stands at 589, ensuring you have options that meet diverse needs.

With a dedicated team of 20 employees ready to assist you, Millstream Area Credit Union combines personalized service with professionalism. Our impressive net worth ratio of 1,193 indicates not only our stability but also our commitment to maintaining transparency and accountability for our members.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to experience the difference that comes with being part of a financially sound institution dedicated to your success. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.