MILLS42 FEDERAL CREDIT UNION - Lowell, MA

Welcome to Mills42, your trusted credit union located at 83 Merrimack St, Lowell, MA 01852. Since our establishment in 1958, we've been dedicated to serving our community with the financial tools and resources you need to thrive. With a strong membership base of 2,964 members and total assets amounting to an impressive $27,564,260, we pride ourselves on being a cornerstone of support for families and businesses alike. At Mills42, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages. Our commitment to excellence is reflected in our robust portfolio of over 1,581 loans and leases, ensuring that our members have access to the funds they require. Our leadership team is passionate about fostering a welcoming environment. Under the guidance of CEO Derek Cronin and Board President Amy Fellows, we continually strive to enhance our services while maintaining our core values of trust and community focus. With a total net worth of $3,274,568 and cash reserves of $300,408, you can rest assured that your finances are in capable hands. While members can visit us at our branch location, official correspondence should be sent to the same address: 83 Merrimack St, Lowell, MA 1852. If you have any questions or need assistance, please don't hesitate to reach out to us at 978-328-5100. Join us at Mills42 today and experience how we can help you achieve your financial goals with confidence! Visit our website at mills42fcu.com for more information about our services or to open an account online. We look forward to being part of your financial journey!

Welcome to Mills42, a credit union that has been proudly serving the Lowell community since 1958. With over six decades of experience, we have built a legacy rooted in trust, integrity, and commitment to our members. Our branch is conveniently located at 83 Merrimack St, Lowell, MA 01852, making it easy for you to access our services. As you visit us, you'll find yourself near vibrant local businesses and community landmarks that reflect the spirit of our city. Since our inception, Mills42 has grown significantly. Today, we boast a total membership of nearly 3,000 individuals who rely on us for their financial needs. Our total assets have reached an impressive $27,564,260, showcasing our stability and ability to serve the community effectively. We believe that every member is part of our family, and this belief drives us to provide personalized financial services tailored to your unique circumstances. At Mills42, our mission is clear: we aim to empower our members by offering exceptional financial products and services while also giving back to the community we love. We provide a wide range of offerings including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Moreover, we're dedicated to enhancing your banking experience with online and mobile banking options that are both secure and user-friendly. Our commitment goes beyond just numbers; we strive to make a positive impact in Lowell. We actively engage in partnerships with local organizations and participate in community outreach efforts that support various causes. Whether it's sponsoring local events or providing resources for those in need, Mills42 is here to uplift and strengthen our community. While members can visit us at 83 Merrimack St for in-person assistance during our operating hours Monday through Tuesday from 9 AM to 4 PM, Wednesday from 9 AM to 12 PM, Thursday and Friday from 9 AM to 7 PM we also offer convenient ATM services for quick transactions. Although we do not have drive-thru banking available or shared service centers nearby, we ensure that you can manage your finances easily through our mobile app and online banking platform. If you're looking for a place where your financial well-being matters as much as you do, we invite you to join Mills42 today! Experience the difference of being part of a supportive credit union that puts its members first. To learn more about becoming a member or opening an account with us, please visit our website or call us at 978-328-5100. Together, let's build a brighter financial future!

Welcome to Mills42, your friendly neighborhood credit union located at 83 Merrimack St in Lowell, MA! Our branch is easy to find and conveniently situated near local landmarks, making it a great spot for all your banking needs. Whether you're popping in to check your balance or looking for assistance with loans and accounts, we're here to help. At Mills42, we pride ourselves on accessibility. Our branch is designed with features that cater to everyone, including ADA-compliant ramps to ensure that all members can comfortably access our services. Plus, we offer ample parking for your convenience. We know your time is valuable, which is why we have set up flexible operating hours just for you. Visit us Monday and Tuesday from 9 AM to 4 PM, Wednesday from 9 AM to 12 PM, and Thursday through Friday from 9 AM to 7 PM. On Saturdays, we're open from 9 AM to 12 PM as well! If you prefer the convenience of banking on-the-go, our ATM is available for cash withdrawals and balance checks. While you can reach us at our physical location for all member services including checking and savings accounts, auto loans, mortgage loans, and more please note that official correspondence should be sent to the same address: 83 Merrimack St, Lowell, MA 01852. If you have any questions or need assistance, don't hesitate to give us a call at 978-328-5100. Our friendly team at Mills42 is eager to assist you with whatever you need. Come visit us today we look forward to serving you!

At Mills42, we believe that everyone deserves a chance to be part of a caring community that supports their financial goals. Becoming a member is simple and welcoming! If you're a resident of Lowell or nearby areas, you may qualify for membership. We're proud to serve individuals who share our commitment to building a better financial future together. For more detailed information on eligibility criteria, feel free to explore our website at https://www.mills42fcu.com/account/membership.html . Joining us is not just about opening an account; it's about becoming part of a family that values your needs and aspirations. Once you determine your eligibility, the account opening process is straightforward. You can easily sign up online through this link: https://nds.onlinecu.com/millsfcu/#/sign-up , or if you have any questions, don't hesitate to give us a call at (978) 328-5100. We look forward to welcoming you to Mills42 at 83 Merrimack St Lowell Ma 01852!

At Mills42, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your hard-earned money is in safe hands. With a net worth of $3,274,568, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,176,159 in share certificates and $2,572,055 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,295,209, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,186,680 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $20,867,952 in total loans and leases and $359 in used auto loans, which support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $87,888, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 5,512, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mills42 is your trusted partner. Visit us at 83 Merrimack St Lowell Ma 01852 or call 978-328-5100 to learn more about how we can help you achieve your financial goals.

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