Millbury Credit Union Worcester MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Millbury, your trusted partner in financial well-being since 1934. Located at 460 W Boylston St, Worcester, MA 01606, our branch is dedicated to providing top-notch services tailored to meet the needs of our 30,986 members. With a robust total asset base of $489,081,892, we are here to support your financial journey, whether you're looking for personal banking solutions or business loans. At Millbury, we pride ourselves on our community-focused approach. Our experienced team, led by CEO Joseph Barbato and Board President E. Bernard Plante, works tirelessly to ensure that you receive personalized service that feels like family. Whether it's through our convenient online banking options or face-to-face interactions at our branch, we aim to make your experience seamless and enjoyable. While members can visit us at the above address for all their banking needs, official correspondence should be sent to the same mailing address: 460 W Boylston St, Worcester, MA 1606. We invite you to explore our diverse offerings including checking and savings accounts, auto loans, mortgages, and business services designed with you in mind. With total loans amounting to 9,619 and deposits reaching $39,012,311, we have built a solid foundation that reflects our commitment to responsible lending and saving practices. Our net worth stands at an impressive $42,809,920, ensuring that we are well-positioned to serve you now and in the future. Join us in experiencing the difference of being part of a member-owned credit union that truly cares about its community. Feel free to reach out by calling us at 508-852-7510 or visit our website at Millbury Credit Union for more information. Let us help you achieve your financial goals today!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Millbury Credit Union embraces technology with user-friendly online banking options and mobile applications that make managing your finances easier than ever. Our commitment to accessibility includes ADA-compliant facilities and services like drive-thru banking for quick transactions. You can also find an ATM on-site for your convenience. With operating hours designed to fit your busy schedule Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday until 6:00 PM, Friday until 5:00 PM, and Saturday from 9:00 AM to noon we're here when you need us most.

Join Us Today!

The journey of Millbury Credit Union is one filled with growth and dedication to our members' success. We invite you to become part of our family. Experience firsthand how we can help you navigate your financial future with confidence and care. Visit us today or check out more about membership options at Millbury Credit Union. Together, let's build a brighter future!

Our Mission

At Millbury Credit Union, our mission goes beyond just providing financial services. We aim to empower our members by offering personalized solutions that cater to their unique needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we are dedicated to helping you achieve your financial goals. We believe in community support and actively engage in outreach programs that strengthen the bonds within Worcester and beyond. By partnering with local organizations and participating in events, we strive to uplift those around us and contribute positively to society.

Branch Location & Accessibility

Accessibility Features

At Millbury, we prioritize accessibility. Our branch is equipped with features like ADA-compliant ramps and ample parking spaces to ensure everyone can visit us without any hassle. If you prefer banking from your car, our drive-thru service is available for quick deposits, withdrawals, and other simple transactions.

Get in Touch

Have questions or want more information? Feel free to give us a call at 508-852-7510. We invite you to visit us and discover how Millbury can support your financial journey. Come see us today!

Operating Hours

We understand that life can be busy, which is why our operating hours are designed to fit around your schedule. Join us Monday through Wednesday from 9 AM to 4 PM, Thursday until 6 PM, Friday from 9 AM to 5 PM, and Saturday mornings from 9 AM to 12 PM. Whether you're an early bird or someone who likes to stop by after work, we've got you covered.

Services Offered

At Millbury Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable team is ready to assist you. Plus, with ATM availability right here at the branch, accessing cash has never been easier.

Member Eligibility

Becoming a member of Millbury is like joining a family where everyone is invested in your financial well-being. We welcome anyone who lives, works, worships, or attends school in Worcester County to join our community. Whether you're looking for personal banking solutions or exciting loan options, you'll find that our supportive team is here to guide you every step of the way. If you're ready to take advantage of the many benefits we offer, including personalized service and competitive rates, check out more details on our eligibility criteria at https://www.millburycu.com/membership/. Opening an account is straightforward just visit us at https://www.millburycu.com/sign-up/ or give us a call at (508) 852-7510 to get started! You'll soon be enjoying all the perks of membership at Millbury, located conveniently at 460 W Boylston St Worcester Ma 01606.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,302,407, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly from customers whether they are shopping online or visiting your store. Our merchant services offer straightforward solutions that help you manage transactions efficiently, allowing you to focus on what really matters: growing your business. Explore how Millbury, located at 460 W Boylston St Worcester Ma 01606 in Worcester, MA, can empower your business endeavors. Reach out at (508) 852-7510 to learn more about our offerings!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about upgrading your vehicle? Our auto loans offer competitive rates that make driving away in your dream car more attainable than ever. We understand the excitement of purchasing a new vehicle, which is why we work hard to provide quick approvals and flexible repayment terms that fit your lifestyle.

Business Banking Services

Entrepreneurs will find great value in our business banking services, including merchant services and business loans tailored to help grow your business. We know how important it is to manage cash flow effectively, which is why we offer tools to streamline transactions and ensure timely access to funds.

Convenient Access to Your Accounts

We understand that life can get busy, so we've made accessing your accounts as easy as possible. Our ATM services allow for quick cash withdrawals and balance checks anytime you need them. Plus, our basic drive-thru banking makes deposits and simple transactions a breeze without leaving your car. At Millbury, we are here not just as a financial institution but as a partner in your journey towards financial wellness. With dedicated support from our friendly staff and innovative digital tools at your fingertips, managing your finances has never been easier. Ready to explore all that we offer? Give us a call at (508) 852-7510 or visit us at 460 W Boylston St Worcester Ma 01606 today! We look forward to serving you!

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards come with enticing benefits that can enhance your spending power. Whether it's cashback on groceries or travel points for your next vacation, we have options that align with your lifestyle.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Picture settling into the home you've always wanted while benefiting from lower monthly payments through refinancing. Our experienced staff will guide you through every step of the process to ensure a smooth experience.

Personal Banking Solutions

Our personal banking services include both checking and savings accounts designed for convenience and growth. Imagine effortlessly managing your finances with our user-friendly online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, make transfers, and even pay bills from anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, consider our personal loans for debt consolidation. We can help you combine multiple debts into one manageable monthly payment, relieving some of the stress that comes with juggling various bills.

Digital & Online Banking

Key Features

Our online banking services at https://www.millburycu.com/ give you 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can also enjoy the benefit of e-statements, which provide a secure way to view your account information without the clutter of paper statements. If you're looking to send money quickly, our person-to-person transfers make it simple to send cash to friends or family with just a few taps. Plus, our mobile application is available for those who prefer banking on the go. Although mobile payments aren't supported at this time, our app ensures that all your banking needs are met right from your smartphone.

Security and Accessibility

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that our systems are designed with the latest security features to protect your information. We strive to ensure that you feel confident when managing your finances online. With our digital banking tools, you gain real-time control over your accounts. Whether you're monitoring transactions or setting up recurring payments, everything is designed for ease of use. At Millbury, we're committed to making banking straightforward and accessible for everyone. Explore all our digital services today at https://www.millburycu.com/ and discover how easy it can be to manage your money!

Financial Strength

At Millbury, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which enables us to serve you better. With a net worth of $42,809,920, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $139,407,273 in share certificates and $34,161,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,981,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $4,306 in used auto loans and $361,602,930 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $374,546, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares amount to $1,276,467, demonstrating funds available for lending and investments. Additionally, with a total of 34,933 share accounts, we have a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Millbury is your trusted partner. Visit us at 460 W Boylston St Worcester Ma 01606 or call (508) 852-7510 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $43,302,407 provide the capital needed to grow and expand. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you every step of the way. Our knowledgeable staff is available at 460 W Boylston St Worcester Ma 01606, and you can reach us at (508) 852-7510 during our operating hours: Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Discover how our loan products can help you today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,136,955 in used vehicle loans and $35,086,199 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options that suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,247,676, make buying or refinancing simple. We are committed to helping you find the right solution for your home financing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be an excellent way to consolidate debt or cover unexpected expenses without the hassle of collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes pride in offering accurate loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer displayed is fair and transparent, allowing users to trust the information they receive.

MILLBURY FEDERAL CREDIT UNION - Worcester, MA

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