Millbury Credit Union South Grafton MA | Best Auto Loans & Business Banking

Introduction

Welcome to Millbury, your trusted financial partner right here in South Grafton, MA! At our branch located at 377 Providence Rd, we take pride in serving our community since 1934. With a strong commitment to our members, we have grown to support over 30,986 individuals and families, providing them with the financial tools they need to thrive. As a member-focused credit union, we manage total assets of $489,081,892, ensuring that your money is secure and working hard for you. Our dedicated team of 97 employees is here to help you navigate through various services such as personal banking, auto loans, mortgages, and more. We currently hold total deposits amounting to $39,012,311, reflecting the trust our members place in us. Under the leadership of CEO Joseph Barbato and Board President E. Bernard Plante, Millbury is committed to fostering a welcoming environment where your financial goals become achievable realities. With our net worth standing at $42,809,920 and cash in hand reaching $4,187,005, we are well-equipped to serve you today and into the future. While members can visit us at 377 Providence Rd, official correspondence should be sent to the same address. Feel free to reach out at 508-839-1890 or explore our website here for more information about our services and how we can assist you. Join us in building a brighter financial future together! Whether you're looking for loans or want guidance on saving strategies, Millbury Credit Union is here every step of the way. Come by our branch or give us a call; we look forward to welcoming you into our community!

Branch History & Mission

Welcome to Millbury, a credit union that has been a cornerstone of financial support in South Grafton, MA, since 1934. Established with the vision of fostering community growth and providing accessible financial services, Millbury has proudly evolved over the decades. Our branch, located at 377 Providence Rd, South Grafton, MA 01560, embodies our commitment to serving members with integrity and care. From our humble beginnings nearly nine decades ago, we have grown into a thriving institution with a total membership of 30,986 and assets amounting to $489,081,892. Our journey reflects not only our dedication to sound financial practices but also our deep-rooted connection to the community we serve. We understand that our success is tied to the well-being of our members and their families. At Millbury, our mission is clear: we strive to provide exceptional financial services while supporting the needs of our community. Whether you're seeking personal banking solutions like checking and savings accounts or looking for loans and mortgages, we are here to help you achieve your financial goals. Our commitment extends beyond banking; we actively engage in community outreach and support initiatives that uplift those around us. While members can visit us at 377 Providence Rd for all their banking needs, official correspondence should be sent to the same address. We offer convenient operating hours Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM making it easy for you to access our services when it suits you best. With features like drive-thru banking and ATM availability, we prioritize convenience without compromising on service quality. We embrace technology by offering online banking options that allow you to manage your finances effortlessly from home or on the go. As part of our ongoing dedication to accessibility, we ensure that our facilities are ADA compliant so everyone in our community can benefit from our services. Furthermore, partnerships with local organizations strengthen our outreach efforts and enhance the impact we have on those who need it most. We invite you to experience the difference at Millbury. Join us today and discover how we can help you navigate your financial journey with confidence. Visit us online at Millbury Credit Union or give us a call at 508-839-1890. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

At Millbury, we understand that accessibility is key. Our location offers ample parking and features compliant with ADA standards, making it easy for everyone to visit us. Whether you're stopping by during your lunch break or bringing the whole family for a weekend errand, you'll find our drive-thru service handy for quick transactions without leaving your vehicle.

Operating Hours

We are here to help you Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. This flexible schedule ensures that you can bank at a time that suits you best.

Services Offered

At our Millbury branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions for every stage of life. Need cash on the go? Our ATM is available for quick withdrawals and balance checks. Plus, if you prefer doing things online, our mobile banking services have got you covered. While members can visit us at 377 Providence Rd for all their banking needs, any official correspondence should be sent to the same address as our mailing address is identical. We invite you to come by or call us at 508-839-1890 with any questions or to learn more about how we can assist you. Join us at Millbury where your financial journey begins!

Member Eligibility

At Millbury, we believe that everyone deserves a chance to be part of a caring community that prioritizes your financial well-being. Becoming a member is easy and welcoming, especially for those who live, work, or attend school in the South Grafton area. If you have family members who are already part of our credit union, you can join too! We encourage you to check out the specific eligibility criteria by visiting our website at https://www.millburycu.com/membership/. Once you're ready to take the next step, opening an account is just as simple! You can start your journey with us online by heading over to https://www.millburycu.com/sign-up/, or feel free to call us at (508) 839-1890 if you have any questions. We can't wait to welcome you to the Millbury family at our branch located at 377 Providence Rd South Grafton Ma 01560!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services tailored for your everyday needs. Imagine having a reliable partner to help you process payments smoothly, ensuring you spend less time worrying about transactions and more time focusing on what matters growing your business. Our services can streamline operations, making it easier for customers to pay you, which ultimately boosts sales and customer satisfaction. Visit us at 377 Providence Rd South Grafton Ma 01560, South Grafton, MA to learn more about how our business banking solutions can help you thrive! For questions or inquiries, feel free to call us at (508) 839-1890.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,302,407, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We have ATMs available for easy cash withdrawals. Plus, our basic drive-thru banking service makes it easy for members who prefer face-to-face transactions without leaving their car. At Millbury, located at 377 Providence Rd South Grafton Ma 01560 in South Grafton, MA, we strive to meet all of your financial needs under one roof. If you have any questions about our services or want more information on how we can assist you, please don't hesitate to give us a call at (508) 839-1890. We invite you to explore all that we have to offer and see how Millbury can be a valuable partner in your financial journey. Visit us today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are crafted with competitive rates to help you drive off in the vehicle you've always wanted. We offer flexible terms that suit your budget, whether you're buying new or used.

Business Banking

For small business owners, we offer tailored business banking solutions, including merchant services and business loans. We know running a business comes with its challenges; our dedicated team is here to support your growth every step of the way.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn while you spend! Enjoy cashback offers and points on everyday purchases that can be redeemed for exciting rewards or even cash back into your account.

Mortgage Loans & Refinancing

Homeownership is a major milestone, and at Millbury, we provide comprehensive mortgage loans and refinancing options to make this dream a reality. Our team is here to guide you through the process, ensuring you find the best loan structure for your unique situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Access your accounts anytime, anywhere, pay bills with ease, and even transfer funds between accounts all from the comfort of your home or on the go.

Personal Banking

For those looking to manage their everyday finances, our personal banking services include checking and savings accounts designed for convenience and accessibility. You can easily set up automatic transfers or monitor your accounts online, making it simple to keep track of your finances.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans and debt consolidation services can help alleviate some stress. With straightforward terms, we empower you to manage your debts efficiently.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check balances, view transaction history, and transfer funds with just a few clicks. You can easily send money to friends or family using our person-to-person transfer feature, making it simple to share expenses or pay back a loan. If you're environmentally conscious, you'll love our e-statements feature. Say goodbye to paper clutter and access your statements securely online instead. While we currently don't support electronic signature authorization, our other features ensure a smooth banking experience. For those who prefer mobile banking, our mobile application is available for download. This app keeps your financial information right at your fingertips. Plus, although mobile payments aren't offered yet, you can still manage your accounts seamlessly through the app or via our website.

Security and Accessibility

We prioritize your safety with robust security measures in place. You can bank with confidence knowing that your personal information is protected while you enjoy the flexibility of real-time account management. In summary, at Millbury, we're committed to providing accessible and user-friendly digital banking solutions that meet your needs. Whether you're at home or on the go, managing your finances has never been easier!

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 34,933, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to each member's unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Millbury is your trusted partner. Visit us at 377 Providence Rd South Grafton Ma 01560 or call (508) 839-1890 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 81 full-time employees and 16 part-time employees who are always ready to serve you with a knowledgeable, committed team. Our collective effort ensures that your banking experience is smooth and satisfying.

Lending Capacity

Our lending capacity is robust, with $4,306 in used auto loans and $361,602,930 in total loans and leases available to support your financial goals across various sectors. Moreover, our impressive $1,594,569 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $139,407,273 in share certificates and $34,161,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $40,981,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means more personalized service and resources directed toward your needs.

Solid Financial Health

With a net worth of $42,809,920, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those looking for additional financing solutions, our total credit lines amounting to $197,406,700 can provide you with the flexibility you need for unexpected expenses or planned purchases. If you're considering refinancing any of your current loans or exploring eligibility options for our various loan products, don't hesitate to reach out. We're here to help simplify the process for you. Feel free to visit us at 377 Providence Rd South Grafton Ma 01560 in South Grafton, MA, or give us a call at (508) 839-1890 for more information about how we can assist you with your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,136,955 in used vehicle loans and $35,086,199 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle simple and straightforward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,247,676, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be an excellent way to build your credit while enjoying the benefits of having a credit card.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that all offers presented are fair and transparent, giving users peace of mind when comparing options.

Millbury