Millbury Credit Union Auburn MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Millbury, your trusted partner in financial well-being, located at 56 Auburn St, Auburn, MA 01501. Established in 1934, we have been serving our community for decades, providing personalized banking solutions that cater to your unique needs. With a total membership of 30,986 and assets exceeding $489 million, Millbury is committed to ensuring financial success for every member. At Millbury, we pride ourselves on our strong foundation built on trust and community involvement. Our dedicated team, led by CEO Joseph Barbato and Board President E. Bernard Plante, works diligently to offer a wide range of services including personal banking, auto loans, mortgage financing, business loans, and more. We are here not just to serve you but to empower you in your financial journey. While members can visit us at our Auburn location for all their banking needs, official correspondence should be sent to the same address: 56 Auburn St, Auburn, MA 1501. We understand that convenience is key; that's why we also provide online and mobile banking options for easy access to your accounts anytime, anywhere. As a credit union with a net worth of $42,809,920 and cash in hand amounting to $4,187,005, we ensure that your money is safe and secure while offering competitive loan rates. With over 9,619 loans currently under management and total deposits reaching $39,012,311, we focus on helping our members achieve their financial goals effectively. Whether you're looking for a new vehicle or planning for your future through savings and investments, our knowledgeable staff is ready to assist you every step of the way. Ready to experience exceptional service? Call us today at 508-721-0021 or visit our website at millburycu.com to learn more about how we can help you thrive financially!

Branch History & Mission

The story of Millbury Credit Union in Auburn, MA, is one rooted in community spirit and a commitment to serving its members. Established in 1934, this branch has grown significantly over the decades, now boasting a total membership of 30,986 and total assets reaching an impressive $489,081,892. Our journey reflects a dedication not only to providing excellent financial services but also to making a meaningful impact in our community. Located at 56 Auburn St, Auburn, MA 01501, our branch is easily accessible to local residents and businesses. As you visit us, you'll find that we are more than just a credit union; we are a part of the fabric of this vibrant community. While members can visit us at this address for their banking needs, official correspondence should be sent to the same location as our mailing address. At Millbury Credit Union, our mission is clear: we strive to empower our members by providing accessible financial solutions that enhance their lives. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a car with our auto loans or securing a mortgage for their dream home. Our services include personal banking, business banking, online and mobile banking options, and much more. We understand that modern banking needs have evolved. That's why we offer digital services like online banking and mobile applications to make managing finances easier for our members. Additionally, we ensure ADA compliance so that all individuals can access our services comfortably. Our commitment extends beyond financial transactions; we actively engage in community outreach initiatives. By partnering with local organizations and supporting various programs, we aim to uplift those around us and foster a sense of togetherness. As we look ahead, Millbury Credit Union continues to adapt and grow while staying true to our core values. We invite you to join us on this journey. Experience firsthand the benefits of being part of Millbury Credit Union where your financial well-being matters most. Visit us today or give us a call at 508-721-0021 to learn more about how we can help you achieve your goals!

Branch Location & Accessibility

Welcome to Millbury, your trusted credit union located right in the heart of Auburn at 56 Auburn St, MA 01501. Our convenient location makes it easy for you to access all of our services and get the financial support you need. Whether you're looking for personal banking, auto loans, or mortgage options, we're here to help. Our branch is situated near popular landmarks that make finding us a breeze. Plus, we offer ample parking and ADA-compliant features to ensure everyone can easily visit us. While our lobby hours are Monday through Wednesday from 8:00 AM to 4:00 PM, Thursday from 8:00 AM to 5:00 PM, and Friday from 8:00 AM to 6:00 PM, we're also open Saturday from 9:00 AM to 12:00 PM for your convenience. Need cash? No problem! We have an ATM available for quick and easy access to your funds. Unfortunately, we do not have a drive-thru service at this time; however, our friendly staff is always ready to assist you inside. For official correspondence, feel free to send mail to our mailing address at 56 Auburn St, Auburn, MA 1501. If you have any questions or need assistance, don't hesitate to reach out by calling us at 508-721-0021. We invite you to stop by and experience the Millbury difference today!

Member Eligibility

At Millbury, becoming a member feels like joining a warm and welcoming family. We believe that everyone deserves access to financial services that truly support their needs, and that's why we invite you to explore membership with us. If you're living or working in the communities we serve, you're likely eligible to join. Our criteria are straightforward: simply visit our membership page at https://www.millburycu.com/membership/ for detailed information about who can become a part of our community. Joining Millbury not only opens doors to various financial products tailored just for you but also connects you to a network of supportive individuals dedicated to helping each other thrive. Whether you're interested in setting up a checking account, getting an auto loan, or accessing our online banking services, the process is simple and user-friendly. You can start your journey by checking out our account opening details at https://www.millburycu.com/sign-up/ or give us a call at (508) 721-0021 if you have any questions. We're excited to welcome you into the Millbury family!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,302,407, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine having the ability to accept payments easily, whether online or in-person. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to point-of-sale systems, we provide the tools that help you serve your customers efficiently. Located at 56 Auburn St Auburn Ma 01501 in Auburn, MA, we're here to partner with you every step of the way. Contact us at (508) 721-0021 to learn more about how our business banking solutions can empower your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash in a hurry? Our convenient ATM services ensure that accessing your funds is quick and easy. You can withdraw cash or check balances without stepping inside the branch. At Millbury, located at 56 Auburn St Auburn Ma 01501, we're proud to offer these comprehensive services designed for your financial well-being. For any questions or assistance, feel free to reach out at (508) 721-0021 during our operating hours: Monday through Wednesday from 8:00 AM to 4:00 PM, Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Ready to take control of your finances? Visit us today or explore more about our offerings online at our website. Your financial future starts here!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing services make it easy to hit the road in style. With competitive rates and flexible terms, we help you find a plan that works for your budget. Picture driving off the lot knowing you've secured an excellent deal!

Business Banking

For our entrepreneurial members, we offer specialized business banking services, including merchant services and business loans. We're committed to helping local businesses thrive by providing tailored financial solutions that align with their goals.

Credit Cards with Rewards

Enjoy shopping and earning rewards at the same time with our credit cards that offer rewards. This means you can earn points or cash back on everyday purchases while also building your credit score.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at Millbury, we assist you every step of the way with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing loan for better terms, our team is here to guide you through the process.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be simple and accessible. That's why we provide robust online and mobile banking services that allow you to check balances, transfer funds, and pay bills anytime from anywhere right from your smartphone or computer.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings solution, our personal banking options are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, allowing you to manage your day-to-day finances effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but don't worry! Our personal loans provide quick access to funds when you need them most. Additionally, if you're feeling overwhelmed by debt, our debt consolidation options can help simplify your payments into one manageable monthly sum.

Digital & Online Banking

Key Features

We make it easy for you to stay connected with your money. Enjoy the ability to send money to friends or family through our person-to-person transfers feature no cash required! You can also opt for e-statements, making it easier to keep track of your transactions while helping the environment by reducing paper waste. Security is a top priority for us. While we don't currently offer electronic signature authorization, rest assured that our systems are built with strong safeguards to protect your personal information. Although we don't support mobile payments just yet, our online banking tools provide all the essentials for managing your accounts effectively. Whether you're reviewing transactions or planning future expenses, you'll find everything you need at Millbury. In a fast-paced world where convenience matters, we aim to provide accessible solutions tailored for you. Discover how easy banking can be by visiting us today at https://www.millburycu.com/!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 34,933, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,276,467, further demonstrating our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Millbury is your trusted partner. Visit us at 56 Auburn St Auburn Ma 01501 or call (508) 721-0021 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,594,569 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $40,981,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you extends into our lending capacity as well; with $4,306 in used auto loans and $361,602,930 in total loans and leases, we support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $139,407,273 in share certificates and $34,161,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, our focus remains on enhancing your experience with better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $42,809,920, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,136,955 in used vehicle loans and $35,086,199 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $43,302,407 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and our team is here to assist you through various financing solutions. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please reach out. We're here to help guide you through the process and find the best solution for your needs. For more information or to speak with one of our friendly representatives, please call us at 508-721-0021 or visit us at 56 Auburn St Auburn MA 01501. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and let Millbury support you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,247,676, make buying or refinancing simple. We aim to provide support throughout the process to ensure you feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows for convenient purchases without tying up collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users receive fair and clear offers without hidden fees or confusing terms.

Millbury