Millard County Credit Union Fillmore UT | Best Auto Loans & Personal Banking

Introduction

Welcome to Millard County, your trusted financial partner located at 45 S Main St, Fillmore, UT 84631. Since opening our doors in 1956, we have proudly served our community with a commitment to providing exceptional financial services. With a total membership of 4,637 and assets exceeding $57,396,942, we are dedicated to helping you achieve your financial goals. At Millard County, we believe in the power of community and the importance of personal relationships. Our team, led by CEO Scott Lemmon and Board President Molly Stevens, works diligently to ensure that every member feels valued and supported. We offer a range of services tailored to meet your needs whether you're looking for personal banking solutions like checking accounts and auto loans or business banking options such as merchant services and business loans. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: PO BOX 230, FILLMORE, UT 84631-5505. With total deposits of $6,224,323 and a net worth of $6,628,954, you can rest assured that your finances are in capable hands. Our robust cash reserves of $477,744 reflect our strong position in the market and our ability to support you through various financial endeavors. We invite you to explore what we have to offer. Whether it's online banking at millardccu.com or reaching out via phone at 435-743-6545, we're here to help you navigate your financial journey. Join us today and experience the difference that comes with being part of a credit union committed to its members!

Branch History & Mission

At Millard County, we take pride in our rich history and our commitment to serving the community. Established in 1956, our branch has been a cornerstone of financial support in Fillmore, Utah, for over six decades. Located at 45 S Main St, we have grown alongside our members, adapting to their needs while maintaining a strong focus on community values. Since our inception, Millard County has evolved significantly. We started with a handful of dedicated members and have since expanded to serve over 4,600 individuals and families. Our total assets now stand at an impressive $57,396,942, reflecting the trust and loyalty of our members. As we look back on our journey, we celebrate not just our growth but the countless relationships we've built along the way. Our mission is simple yet impactful: to provide accessible financial services while fostering a sense of community and belonging. We understand that each member's financial situation is unique, which is why we offer a range of services tailored to meet diverse needs from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We are dedicated to empowering our members by providing them with the tools they need to achieve their financial goals. While members can visit us at 45 S Main St Fillmore Ut 84631 for all their banking needs including ATM access and drive-thru services official correspondence should be sent to our mailing address at PO BOX 230 FILLMORE UT 84631-5505. In addition to traditional banking services, we embrace digital advancements that enhance member experience. Our online banking platform allows for easy account management from anywhere, ensuring that our members can stay connected with their finances anytime they need. Community outreach remains at the heart of what we do. We actively engage in local events and initiatives that uplift the residents of Fillmore. Whether it's sponsoring youth sports teams or supporting local charities, we believe that investing in our community creates a better future for everyone. As we move forward into the future, we invite you to join us on this journey. Experience the benefits of being part of Millard County a place where your financial well-being matters and where you will always feel like family. For more information or to open an account today, please visit us online at Millard County or give us a call at 435-743-6545. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Operating Hours

We're here to serve you during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. Whether you need assistance with personal banking or have questions about our services, feel free to visit us during these times.

Services Offered

At Millard County Credit Union, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to help. Need quick access to cash? Enjoy the convenience of our ATM services available on-site. Plus, if you're looking for a bit more flexibility in your banking experience, we also provide basic drive-thru banking for simple transactions like deposits and withdrawals. We invite you to reach out at 435-743-6545 if you have any questions or would like more information about how we can assist you. Come visit us today and discover how Millard County Credit Union can support your financial journey!

Member Eligibility

At Millard County, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in Millard County, or if you're related to someone who does, you're eligible to join us. We're excited to offer our members a variety of financial services tailored to meet your needs, whether it's personal banking, auto loans, or even mortgage options. You can check all the specific eligibility details by visiting our website at http://WWW.MILLARDCCU.COM/membership. Once you're ready to take the next step, opening an account is just as easy! You can find the account opening details at https://www.mobicint.net/mld/loanapp/list or give us a call at (435) 743-6545 for assistance. Our team at 45 S Main St Fillmore Ut 84631 is here to help you every step of the way as you join our family at Millard County. We can't wait to welcome you!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $108,961, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that streamline daily operations for local businesses. Whether it's processing payments seamlessly or managing cash flow efficiently, our services are designed to help you focus on what matters most growing your business. If you're ready to take your business to the next level, visit us at 45 S Main St Fillmore Ut 84631 in Fillmore, UT, or call us at (435) 743-6545 for personalized assistance. Let's work together to build a stronger community through successful businesses!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those who prefer cash transactions, we have convenient ATM access available at our branch. You can easily withdraw cash or check balances without any hassle during regular hours.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. With competitive rates and personalized service, we make it simple for you to get behind the wheel of your dream car. Imagine driving off the lot in a new vehicle without the stress of complicated financing!

Business Banking Services

For our business members, we offer specialized business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your business journey every step of the way.

Credit Cards with Rewards

Our credit cards with rewards let you earn while you spend! You can enjoy benefits like cashback or points towards travel when using your card for everyday purchases. This means every time you swipe, you're getting closer to rewards that matter to you.

Drive-Thru Banking

Our basic drive-thru service allows members to make deposits, withdrawals, and other simple transactions without leaving their vehicles. It's perfect for those busy days when you're on the go! We invite you to experience these comprehensive services at Millard County. If you're ready to enhance your financial journey with us or have any questions about how we can assist you further, please feel free to call us at 435-743-6545 or visit us online at millardccu.com. Your financial success starts here!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans offer affordable options tailored to fit your budget. Our experienced team will walk you through the process, ensuring you understand all aspects of your mortgage. Picture yourself unlocking the door to your new home soon!

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our robust online and mobile banking platforms, accessing your accounts is just a click away. Manage transactions, pay bills, or transfer funds anytime from anywhere all from the palm of your hand.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services are designed to provide you with flexibility and convenience. Whether you're opening a checking or savings account, we ensure that your money works for you. Our accounts come with features that help you save more effectively, making it easier for you to reach your financial goals.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's for medical bills or home repairs, we provide straightforward solutions that allow you to manage your finances better and reduce stress.

Digital & Online Banking

In today's fast-paced world, convenience and security are key when it comes to managing your finances. At Millard County, we understand that you need easy access to your accounts anytime, anywhere. That's why we offer a comprehensive suite of digital and online banking services designed to keep you connected and in control. With our user-friendly online banking platform, accessible at https://millardccu.com/, you can manage your accounts 24/7. Whether you're checking your balance, transferring funds, or reviewing transactions, everything is just a click away. Plus, with our electronic signature authorization feature, signing documents is as simple as a few taps on your device no more printing or mailing required! For those who prefer to stay organized, we provide e-statements so you can view your account statements digitally whenever you need them. This not only reduces paper clutter but also helps you keep track of your finances more efficiently. And if you're ever on the go, our mobile application puts all these features right in your pocket. You can easily make person-to-person transfers with just a few clicks perfect for splitting bills or sending money to friends. At Millard County, we prioritize your security. Our online banking services are designed with advanced safety measures to protect your personal information while you bank from the comfort of home or on the go. We know life can get busy, which is why we aim to provide an accessible and intuitive banking experience for all our members. With tools like mobile payments coming soon, you'll have even more ways to manage your money quickly and easily. Experience the future of banking today with Millard County's digital services!

Financial Strength

Committed Team

We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your trust drives us forward.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Millard County is your trusted partner. Visit us at 45 S Main St Fillmore Ut 84631 or call (435) 743-6545 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $8,567,825 in share certificates and $6,774,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $6,628,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Loan Support

With $4,648,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we currently hold $1,097 in used auto loans and $30,210,073 in total loans and leases. This support empowers our members to achieve their financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,511,635 in used vehicle loans and $1,859,915 in new vehicle loans already helping members get on the road. We provide financing options tailored to your budget and needs. If you're considering refinancing your existing auto loan, we can assist you in finding the best solution.

Business Loans

For business owners looking to expand their operations, our outstanding commercial loans totaling $108,961 provide the capital needed to grow and thrive in today's market. At Millard County Credit Union, we believe that access to financial resources should be straightforward and efficient. For more information on eligibility or to apply for a loan online, please visit our website at Millard County Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Don't hesitate to reach out if you have any questions or need assistance. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $755,344, make buying or refinancing simple. Our experienced team is here to guide you through the process and answer any questions about eligibility or refinancing opportunities.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $250,329 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

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MILLARD COUNTY CREDIT UNION - Fillmore, UT

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