Millard County Credit Union Delta UT | Best Auto Loans & Business Banking

Introduction

Welcome to Millard County, your trusted financial partner located at 109 S 300 E, Delta, UT 84624. Since opening our doors in 1956, we've proudly served our community by offering a wide range of personal and business banking services designed to help you achieve your financial goals. With over 4,637 members and assets totaling $57,396,942, we stand as a pillar of stability and support in the Delta area. At Millard County, we understand the importance of building strong relationships with our members. Our dedicated team of 12 employees, led by our CEO Scott Lemmon and Board President Molly Stevens, is here to provide personalized service tailored to your unique needs. Whether you're looking for an auto loan, mortgage refinancing, or simply want to open a checking account, we are committed to making your experience as smooth as possible. We are proud of our robust financial health, with total loans amounting to 2,745 and deposits reaching an impressive $6,224,323. Our net worth stands at $6,628,954, ensuring that we can continue to invest in our community and support our members' financial wellbeing. While members can visit us at our branch location, official correspondence should be sent to the same address: 109 S 300 E, DELTA, UT 84624. If you have questions or need assistance, feel free to call us at 435-864-4411. We invite you to explore our services through our website at millardccu.com, where you can find more information on membership eligibility and how to open an account. Join us at Millard County Credit Union today where your financial success is our priority!

Branch History & Mission

Welcome to Millard County, a credit union deeply rooted in the heart of Delta, Utah. Since our establishment in 1956, we have proudly served our community with dedication and passion. Our branch, located at 109 S 300 E, Delta, UT 84624, has become a cornerstone for local families and businesses alike. Over the years, Millard County has seen remarkable growth. With a total membership of over 4,600 and assets amounting to $57,396,942, we have evolved into a trusted financial partner for our members. Our mission is straightforward: to empower our community by providing accessible financial services while fostering a spirit of cooperation and support. We believe that everyone deserves access to quality banking services that can help them achieve their financial goals. Our commitment goes beyond just offering competitive rates on loans and savings accounts; it includes actively participating in community outreach efforts and building strong relationships within Delta. We strive to make a positive impact through various initiatives aimed at supporting local charities and events. At Millard County, we recognize the importance of adapting to the needs of our members. Our branch embraces modern technology by offering online banking and mobile applications that make managing your finances simple and convenient. Members can also enjoy the ease of using our ATM services available right here in town. Accessibility is key for us. That's why we provide drive-thru banking for those who prefer quick service without leaving their vehicles. While you can visit us at our main address for all your banking needs, official correspondence should be sent to 109 S 300 E, DELTA, UT 84624 if different from the branch address. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 8:30 AM to 5:00 PM. If you ever need assistance or have questions about your accounts or services, don't hesitate to call us at 435-864-4411. We invite you to join us at Millard County Credit Union and experience firsthand how we can support your financial journey while being an active part of our wonderful community. Together, let's build a brighter future!

Branch Location & Accessibility

ATM Availability

For added convenience, we also have an ATM on-site. This means you can access cash or check your balance any time during our operating hours perfect for those quick trips when you need cash on the go! While members can visit us at 109 S 300 E for all their banking needs, official correspondence should be sent to the same address as well. If you have any questions or need assistance, feel free to give us a call at (435) 864-4411. Our dedicated team is eager to help you with personal banking services like checking and savings accounts, auto loans, mortgage options, and much more. We invite you to come visit Millard County today! Whether you're looking to open an account or just want to chat about your financial goals, we're here for you every step of the way.

Accessibility Features

At Millard County, we understand the importance of accessibility. Our branch is equipped with features that comply with ADA standards, including ramps and designated parking spaces to make your visit smooth and hassle-free. Whether you're driving in or walking over from nearby shops, you'll find our location inviting and easy to navigate.

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM. We aim to accommodate your busy schedule so that banking with us fits seamlessly into your day.

Parking and Drive-Thru Services

Parking is plentiful around our branch, allowing you to stop by without any stress. Plus, for those who prefer the ease of banking from their vehicles, we offer a convenient drive-thru service. You can complete deposits, withdrawals, and other simple transactions without leaving your car!

Member Eligibility

At Millard County, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple! If you live, work, or attend school in Millard County, you're already eligible to join us. This means that whether you're from Delta or the surrounding areas, we welcome you with open arms. By becoming a member, you'll gain access to personalized banking services designed with your needs in mind, including affordable loans and competitive savings options. To start your membership journey, just visit us at 109 S 300 E Delta Ut 84624 or give us a call at (435) 864-4411 for more details. You can also check out our eligibility criteria online at http://WWW.MILLARDCCU.COM/membership to ensure you meet all requirements. Once you're ready, opening an account is just a click away through our account opening portal at https://www.mobicint.net/mld/loanapp/list. We're excited to have you join our family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $108,961, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business with ease our merchant services streamline payments so you can focus on what matters most: serving your customers. From credit card processing to point-of-sale solutions, we provide tools that enhance customer experiences and boost sales. Visit us at 109 S 300 E Delta Ut 84624, Delta, UT, or call us at (435) 864-4411 to learn how we can help you take your business to the next level!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to perform simple transactions? We've got that covered too! Enjoy convenient ATM access for withdrawals and balance checks right here at Millard County. Additionally, our drive-thru service allows you to make deposits and withdrawals without leaving your car perfect for busy days when every minute counts. Whether you're in need of everyday banking services or specialized lending options, Millard County is here to support you every step of the way. If you have any questions or would like more information about how we can assist you, don't hesitate to reach out at (435) 864-4411 or visit us online at Delta, Utah. Let us help you achieve your financial dreams today!

Business Banking Services

For those who run their own businesses, Millard County offers tailored business banking solutions. Our merchant services streamline payment processes, while our business loans empower you to invest in growth opportunities without the hassle often associated with traditional banks.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why we provide robust online and mobile banking services that allow you to manage your accounts with ease. You can check balances, transfer funds, and even use person-to-person payment options all from the comfort of your home or on the go.

Lending Options for Every Need

In addition to personal banking, we understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation solutions to help you regain control over your finances. If you're interested in building credit while enjoying great rewards, our credit cards provide an excellent opportunity to earn benefits with every purchase.

Personal Banking Solutions

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your everyday expenses to auto loans and vehicle financing options, we make it easy for you to achieve your financial goals. Thinking about buying a home? Our mortgage loans and refinancing options can help you secure the best rates available, making homeownership more accessible than ever.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your account balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. No more waiting in lines or rushing to the bank before closing time; with just a few clicks, you can access your financial information anytime, anywhere. You can also take advantage of electronic signature authorization for quick and secure transactions. This feature makes it easy to sign documents without needing to visit a branch, adding an extra layer of convenience to your banking experience.

Real-Time Account Management

For those who prefer keeping track of their finances via their smartphone, our mobile application is available for download. It offers all the essential features you need to manage your accounts effectively. You can view e-statements, which are not only environmentally friendly but also help you keep a clear record of your transactions. If you want to send money to friends or family quickly, our person-to-person transfer service is here for you. Whether it's splitting a dinner bill or helping out a loved one, sending money is as simple as tapping a button.

Security You Can Trust

We prioritize the security of your personal information. Our online banking services incorporate advanced security measures to keep your data safe while giving you peace of mind. You can enjoy real-time account management knowing that your financial transactions are protected. At Millard County, we are committed to making banking easy and accessible for all our members. Explore our digital services today and experience the benefits firsthand!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Millard County is your trusted partner. Visit us at 109 S 300 E Delta Ut 84624 or call (435) 864-4411 to learn more about how we can help you achieve your financial goals.

Growing Member Base

Total Share and Deposit Accounts stand at 9,535, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,673,079.

Member Savings Secured

Members' savings are secured through $8,567,825 in share certificates and $6,774,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $6,628,954, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.53% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings & Lending Capacity

With $4,648,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1,097 in used auto loans and $30,210,073 in total loans and leases supporting members' financial goals across various sectors. Our financial operations reflect efficiency with a net income of $161,596, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,511,635 in used vehicle loans and $1,859,915 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have the right loan for you.

Credit Lines and More

For those looking for additional financial flexibility, our total credit lines stand at $2,000,000, allowing you to access funds when you need them most. If you're considering refinancing or want to know if you're eligible for any of our loan products, feel free to contact us! We are here to guide you through the process and provide the support you need. Feel free to reach out at (435) 864-4411 for more information about our loan offerings or visit us at 109 S 300 E Delta Ut 84624. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future starts here at Millard County!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $755,344, providing flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $250,329 in loans helping members manage their finances effectively. These credit cards come with no collateral requirement and can be an excellent way to handle unexpected expenses or consolidate debt.

Loan Aggregator

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MILLARD COUNTY CREDIT UNION - Delta, UT

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