Mill Town Credit Union Everett WA | Low Mortgage Rates & Auto Loans

Introduction

At Mill Town Credit Union, we understand the importance of community and trust. Established in 1939, our commitment to serving our members has only strengthened over the years. Located at 3102 Broadway, Everett, WA 98201, we are proud to offer a range of financial services designed to help you thrive. With a total membership of 3,534 and assets amounting to an impressive $62,438,403, we strive to provide personalized banking solutions that meet your unique needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 3102 Broadway, Everett, WA 98201-2730. Our dedicated team of 11 employees, led by CEO Cindy Kyle and Board President Kit Andreason, is here to assist you every step of the way. We take pride in managing a total deposit portfolio of $9,366,005 and offering loans totaling 3,605 to help you with everything from personal goals to business ambitions. With a net worth of $13,905,006 and cash in hand totaling $334,760, we ensure that your finances are in safe hands. Our services encompass a variety of options including personal banking accounts, auto loans, mortgage refinancing, credit cards with rewards, and even business banking solutions. We also provide convenient online and mobile banking services for your ease. Join us in making financial dreams a reality! Whether you're looking to open a new account or explore loan options, we're here for you Monday through Friday from 8:00 AM to 5:00 PM. Feel free to reach out via phone at 425-252-5139 or visit our website at milltowncu.org for more information. Let Mill Town Credit Union be your trusted partner in achieving your financial goals!

Branch History & Mission

Community Engagement

Mill Town Credit Union has always been about more than just numbers. We actively engage in community outreach initiatives that aim to uplift those around us. Through partnerships with local organizations and schools, we strive to make a positive impact by promoting financial literacy and supporting local events. Our branch is equipped with drive-thru banking services for your convenience during business hours from Monday through Friday, 8:00 AM to 5:00 PM. Although we currently do not offer ATM services at this location, we do provide shared service center options for members who may need them. As technology continues to advance, so do we! Mill Town Credit Union offers online banking and mobile payment solutions for easy access to your accounts anytime you need it.

Join Us

If you're seeking a credit union that puts its members first while making meaningful contributions to the community, look no further than Mill Town Credit Union. We invite you to become part of our family today! Visit us at milltowncu.org or call us at 425-252-5139 to learn more about membership eligibility and how we can assist you on your financial journey. Together, let's build a brighter future!

Our Mission

At Mill Town Credit Union, our mission is clear: to provide personalized financial services while fostering growth within our community. We believe that banking should be more than just transactions; it should empower individuals and families to achieve their financial dreams. Our commitment extends beyond financial products like checking and savings accounts, auto loans, mortgages, and personal loans it's about building relationships and offering support where it's needed most. We understand that life can sometimes present challenges. That's why we are dedicated to being there for our members through every step of their financial journey. Whether you're looking for assistance with budgeting or need guidance on loans, our knowledgeable staff is ready to help.

Branch Location & Accessibility

Welcome to Mill Town Credit Union, your friendly financial partner located at 3102 Broadway in Everett, WA! Our branch is perfectly situated near several local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby shopping centers or just passing through the neighborhood, we're here to serve you. At Mill Town Credit Union, we prioritize accessibility for all our members. You'll find ample parking available, along with features that comply with ADA standards to ensure a comfortable visit. If you're on the go, our convenient drive-thru service allows you to complete simple transactions like deposits and withdrawals without even leaving your car. We're open Monday through Friday from 8:00 AM to 5:00 PM, providing plenty of time for you to come in or drive through at your convenience. While members can visit us at 3102 Broadway, official correspondence should be sent to our mailing address at 3102 Broadway, Everett, WA 98201-2730. Our services include personal banking options such as checking and savings accounts, auto loans and vehicle financing, mortgage loans, credit cards with rewards, and business banking solutions. Plus, we offer shared branch services for partner credit union members allowing even more flexibility when managing your finances. If you have any questions or need assistance, feel free to give us a call at 425-252-5139. Our friendly staff is ready to help you! We look forward to welcoming you into the Mill Town family soon.

Member Eligibility

At Mill Town, we believe that everyone deserves a place in our supportive community, and joining us is as simple as it gets! If you're a resident of Snohomish County or work in the area, you're likely eligible for membership. We also welcome family members of existing members, which means more people can enjoy the benefits we offer. Becoming a member opens the door to personalized financial services and competitive rates designed with your needs in mind. To learn more about the specific eligibility criteria, feel free to check out our dedicated page at http://www.milltowncu.org/about-us/membership.aspx . When you're ready to join, opening an account is straightforward just give us a call at (425) 252-5139, and our friendly staff will guide you through the process. We're located at 3102 Broadway Everett Wa 98201, and we can't wait to help you take your first step into a brighter financial future!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, our merchant services simplify everyday transactions. Imagine being able to accept payments seamlessly, whether it's in-store or online. This means less hassle for you and a better experience for your customers. Our solutions help streamline your operations so you can focus on what truly matters growing your business. Visit us at 3102 Broadway Everett Wa 98201 in Everett, WA or call us at (425) 252-5139 to learn how we can help your business thrive. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

While we do not have an ATM at our branch located at 3102 Broadway Everett Wa 98201, we offer convenient drive-thru banking for quick transactions such as deposits and withdrawals during operating hours Monday through Friday from 8:00 am to 5:00 pm. We also participate in shared branching services, allowing partner credit union members to access their accounts easily. We invite you to visit us at 3102 Broadway Everett Wa 98201 or give us a call at (425) 252-5139 if you have any questions about our services or how we can assist you further. At Mill Town, we're more than just a credit union; we're a community partner dedicated to helping our members thrive financially!

Business Solutions

For our local business owners, we have dedicated services such as merchant services and business loans. Starting or expanding a business can be daunting, but with our support, it's made simpler. Think about how much easier managing transactions will be with tools designed specifically for businesses like yours.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Mill Town Credit Union, we emphasize our online and mobile banking features. Access your accounts anytime from anywhere! With easy online banking and mobile payment options, managing your finances has never been more straightforward. Plus, enjoy features like person-to-person transfers right from your phone.

Home Financing

For those looking to buy or refinance a home, our mortgage loans provide options tailored just for you. We know that buying a home is one of the biggest decisions you'll make. That's why we work closely with you to ensure that your mortgage fits within your budget while helping you achieve your homeownership dreams.

Loans and Credit Options

Need extra cash? Our personal loans and debt consolidation services are here to assist when unexpected expenses arise or when you're looking to simplify payments on existing debt. Imagine taking charge of your finances with a plan that makes sense for you. We also offer credit cards with rewards, giving you more than just a way to pay. With every purchase, earn points that can be redeemed for travel, merchandise, or cash back turning everyday spending into something rewarding!

Personal Banking

Starting with personal banking, we provide various options including checking and savings accounts that help you manage your money effectively. Imagine having an account that fits your lifestyle whether it's for everyday expenses or saving up for that special occasion. Our team is here to guide you through choosing the best account for your needs. If you're thinking about getting a new car, our auto loans and vehicle financing solutions can make it easier than ever. Picture driving off in your new ride without the financial stress. We offer competitive rates and flexible terms to help you secure the vehicle you want.

Digital & Online Banking

Key Features

For those who prefer mobile banking, our Mobile Application makes it easy to manage your account right from your smartphone. You can make Person-to-Person Transfers effortlessly perfect for splitting a dinner bill or sending money to a friend. Plus, enjoy the convenience of Mobile Payments, allowing you to make purchases without needing cash or cards. We also provide E-Statements, giving you quick access to your financial statements online. This not only saves paper but also helps you keep track of your spending in real time.

Security and Ease of Use

Your security is our top priority. While we do not currently offer Electronic Signature Authorization, our online services are designed with robust security measures to protect your information. We strive to create a safe environment so that you can focus on what matters most your financial goals. In summary, Mill Town offers comprehensive digital banking solutions that cater to your needs. With easy access and top-notch security features, managing your finances has never been more straightforward or secure. Visit us today at https://www.milltowncu.org/ and experience the convenience of modern banking!

Financial Strength

A Growing Membership Base

Our strong performance is reflected in the fact that we have 4,442 total share accounts. This shows a growing member base that trusts us with their finances, reinforcing our community-focused approach. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mill Town is your trusted partner. Visit us at 3102 Broadway Everett Wa 98201 or call (425) 252-5139 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Committed Team at Your Service

We take pride in having 9 full-time employees and 2 part-time employees at our branch. This dedicated team is always ready to assist you with knowledgeable service tailored to your needs.

Member-Centric Savings

Your savings are secured through $15,737,023 in share certificates. These options provide stable and rewarding growth opportunities for your hard-earned money. Additionally, while we prioritize our members, we also have $0 in non-member deposits, ensuring that our resources remain focused on benefiting you.

Reinvestment for Growth

Our $13,905,006 in undivided earnings allow us to reinvest in innovative banking tools and stronger lending options. This means better services for you, including enhanced security measures to protect your finances.

Strong Financial Position

With a net worth of $13,905,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further underscored by our net worth ratio of $2,227, which demonstrates our capacity to support loans and services even in uncertain economic times.

Support for Your Goals

With $2,539 in used auto loans and $43,153,399 in total loans and leases, our lending capacity supports your financial goals across various sectors. We understand that each member has unique needs, and we strive to meet those with competitive loan offerings.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,709,389 in used vehicle loans and $10,395,322 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your needs, making it easier for you to find the perfect financing solution.

Credit Lines

Our credit lines provide additional flexibility when you need it most, with a total available amount of $4,500,000. This option allows you to access funds as needed while only paying interest on what you use. At Mill Town, we also offer refinancing options for many of our products. If you're looking to lower your monthly payments or consolidate debt into one manageable loan, our team is here to help guide you through your options. For more information about our loan offerings or to explore eligibility requirements, please reach out at (425) 252-5139 or visit us at 3102 Broadway Everett Wa 98201. You can also check out our website at milltowncu.org for further details. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you in achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,608,559, make buying or refinancing simple. We strive to offer competitive rates and personalized service to ensure you feel confident throughout the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $585,063 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit and handling unexpected expenses.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. In a world where many lenders may obscure their offers, LendMesh stands out by prioritizing transparency and reliability. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the loan offers you see are based on the latest results from institutions committed to fair lending practices (Source: https://www.ncua.gov ). By using only verified financial institutions, LendMesh creates a trustworthy environment for users looking to make informed financial decisions. The benefits of using LendMesh include: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing genuine offers tailored to their needs. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach guarantees that every user receives the same fair treatment regardless of which lender they choose. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions quickly. Whether you're looking for an auto loan or a mortgage, you'll have access to current information at your fingertips. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reinforce the value and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MILL TOWN CREDIT UNION - Everett, WA