Milestones Credit Union Lewiston ME | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Milestones, where we believe in building a brighter financial future for our members right here in Lewiston, ME. Established in 1944, our commitment to serving the community has only grown stronger over the decades. With a dedicated team of 8 employees, we currently support 1,786 members and manage assets totaling an impressive $31,133,352. Located at 291 Pine St, Lewiston, ME 04240, our branch is designed with your convenience in mind. While you can visit us at this address for all your banking needs, any official correspondence should be sent to the same location as our mailing address remains unchanged. At Milestones, we pride ourselves on offering a wide range of financial services that cater to both personal and business needs. From checking and savings accounts to auto loans and mortgage refinancing, we are here to assist you every step of the way. Our total deposits stand at $1,812,426, reflecting our members' trust and commitment to their financial wellbeing. Our leadership team is passionate about fostering a supportive community environment. Led by CEO Amanda Piper and Board President Jennifer Williams, we strive to create meaningful relationships with every member who walks through our doors. With strong foundations built on trust and reliability, we're here not just as your financial partner but as a supportive neighbor. We invite you to explore how Milestones can help you reach your financial goals. Whether you have questions or need assistance with your accounts, feel free to give us a call at (207) 783-3991 or visit our website at milestonesfcu.com for more information. Together, let's achieve those milestones!

Branch History & Mission

Community Commitment

While members can visit us at 291 Pine St Lewiston Me 04240, official correspondence should be sent to 291 Pine St, Lewiston, ME 4240. Our commitment extends further with shared service centers that enhance accessibility for all our members. We also recognize the importance of technology in today's world; that's why we've integrated ADA-compliant services and user-friendly digital tools into our offerings. As part of our ongoing efforts to serve you better, we're always looking for ways to engage with the community be it through local events or partnerships with other organizations.

Join Us

We invite you to become part of the Milestones family! Experience firsthand how we can help you achieve your financial goals while being an active member of your community. Feel free to reach out at (207) 783-3991 or visit us during operating hours: Monday-Friday from 9:00 am - 4:00 pm (Drive-Thru open until 5:00 pm on Fridays). Join us today and let's create brighter financial futures together!

Our Journey

Milestones began with a simple mission: to empower individuals and families by providing accessible financial services. Our journey has been marked by significant milestones that reflect our commitment to our members and the community. From humble beginnings, we have grown steadily over the years, adapting to meet the changing needs of our members while maintaining our core values of integrity, service, and community focus. Our headquarters in Lewiston, ME serves as the heart of our operations. We understand that personal connections matter, which is why we continue to invest in local partnerships and outreach programs that uplift our community. Whether it's through financial education workshops or supporting local charities, we strive to make a positive impact beyond just banking.

Our Mission

At Milestones, our mission is clear: we are dedicated to providing exceptional financial services while fostering a sense of belonging among our members. We believe that everyone deserves access to quality financial products and services whether it's personal banking options like checking and savings accounts, auto loans, or mortgages. We are committed to creating an inclusive environment where every member feels valued and supported. With features like online and mobile banking available for convenience, along with basic drive-thru services for quick transactions, we're here to simplify your banking experience.

Branch Location & Accessibility

Accessibility Features

At Milestones, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and spacious entryways to ensure a smooth visit for everyone. While parking is available on-site for your convenience, those using drive-thru banking can enjoy hassle-free service without leaving their vehicles.

Operating Hours

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:00 PM. If you prefer the ease of drive-thru banking, you can visit us Monday through Thursday from 8:00 AM to 4:30 PM and on Fridays from 8:00 AM to 5:00 PM. We aim to provide flexible options that fit your needs.

Services Offered

Milestones offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. For businesses, we provide merchant services and business loans too! Plus, if you're a member of a partner credit union, take advantage of shared branch transactions right here at our location. While members can visit us at 291 Pine St Lewiston Me 04240, official correspondence should be sent to 291 Pine St, Lewiston, ME 4240. If you have any questions or need assistance, feel free to give us a call at (207) 783-3991. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Milestones is like joining a caring family that's dedicated to helping you achieve your financial goals. If you live, work, worship, or attend school in the Androscoggin County area, you're already on the path to membership! We believe that everyone deserves access to quality financial services, and we welcome individuals from all walks of life. Once you're a part of our community, you'll enjoy benefits like personalized service, competitive rates on loans, and various banking products designed just for you. To get started, simply check out the detailed eligibility criteria at https://www.milestonesfcu.com/contact/become-a-member/membership-application/ and see how easy it is to join us at Milestones, located at 291 Pine St Lewiston Me 04240. If you have any questions or need assistance with the process, don't hesitate to give us a call at (207) 783-3991. We're here to support you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools you need to accept payments seamlessly from your customers our merchant services do just that. By integrating straightforward payment solutions into your daily operations, you can focus on what really matters: growing your business. Visit us at 291 Pine St, Lewiston, ME 04240, or call us at 207-783-3991 to learn how we can help your business thrive!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not have ATMs at this branch, our cash withdrawal services at the drive-thru ensure that you still have access to your funds quickly and efficiently.

Auto Loans & Vehicle Financing

Looking to hit the road in a new vehicle? We offer auto loans and vehicle financing that make purchasing or refinancing easy. Picture yourself driving away in that car you've had your eye on, with flexible payment options that fit your budget.

Business Banking

For our business members, we provide essential services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our business banking options are designed to support growth and success.

Credit Cards with Rewards

Our credit card offerings come with rewards that can enhance your everyday purchases. You'll earn points for things you already buy, which can lead to exciting perks down the line imagine treating yourself with rewards earned from your regular shopping!

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. From transferring funds between accounts to paying bills with just a few taps on your smartphone, we make banking easy.

Drive-Thru Banking & Shared Branch Transactions

Need to make a quick deposit or withdrawal? Our basic drive-thru banking service allows for simple transactions without leaving your vehicle. Plus, if you're a member of another participating credit union, you can enjoy shared branch transactions right here at Milestones. At Milestones, we're committed to serving our members with integrity and care. If you'd like more information about any of our services or want assistance opening an account, feel free to give us a call at (207) 783-3991 or visit us online at https://milestonesfcu.com/ . We're excited to help you reach your financial milestones!

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're considering refinancing your current mortgage, our mortgage loans are here to assist. We understand that every homeowner's journey is different, and we're ready to help you navigate the process smoothly.

Personal Banking

Our personal banking options include both checking and savings accounts that cater to your day-to-day financial needs. Imagine having a checking account that not only helps you manage your spending but also earns you interest. With our savings accounts, you can set aside money for future plans while watching it grow.

Personal Loans & Debt Consolidation

For those unexpected expenses or if you're looking to consolidate debt, our personal loans provide the flexibility you need. Think about how much easier life could be with one manageable monthly payment instead of juggling multiple debts.

Digital & Online Banking

Key Features

We prioritize your security and ease of use. Our electronic signature authorization feature allows you to sign documents digitally, making it faster than ever to complete transactions securely. Plus, with e-statements readily available, you can go green while keeping track of your financial activity without all the paper clutter. For those who love mobile technology, our mobile application provides a user-friendly interface where you can manage your accounts right from your smartphone. You can even make mobile payments quickly and easily just tap and go! Need to send money to friends or family? Our person-to-person transfer service makes sending cash simple and instant. At Milestones, we believe that banking should be accessible for everyone. Whether you're at home or out and about, our comprehensive digital services are designed to give you control over your finances like never before. Experience the freedom of managing your money with just a few taps on your screen!

Financial Strength

A Solid Foundation

With a net worth of $3,645,541, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,171 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $2,469,462 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $213 in used auto loans and $21,281,649 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Together

Total Share Accounts stand at 4,418, showing a strong and growing member base that trusts us with their finances. This growth speaks volumes about the confidence our members have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Milestones is your trusted partner. Visit us at 291 Pine St Lewiston Me 04240 or call (207) 783-3991 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $8,028,025 in share certificates and $3,550,179 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $226,079 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already helped many members get on the road with over $3,453,700 in used vehicle loans and $1,245,615 in new vehicle loans. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Credit Lines and Unsecured Credit Cards

For those looking for flexible funding options, our total credit lines amount to $2,000,000, providing you with the necessary resources to cover larger purchases or emergencies. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $180,493 in loans helping members manage their finances effectively. If you're considering refinancing any of your existing loans or exploring eligibility options for our loan products, our team at Milestones can assist you every step of the way. You can visit us at 291 Pine St Lewiston Me 04240, Lewiston, ME, or give us a call at (207) 783-3991 to learn more about how our loan offerings can help you achieve your financial goals. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,628,637. Our competitive rates and personalized service can help you find the right mortgage solution tailored to your financial situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates the effectiveness and reliability of the tool in securing favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing guarantees that users receive fair and transparent offers from trusted lenders. By using verified data, LendMesh prioritizes transparency in loan comparisons.

MILESTONES FEDERAL CREDIT UNION - Lewiston, ME