Midwest Regional Credit Union Lawrence KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Midwest Regional, your trusted financial partner in Lawrence, Kansas. Located at 1016 W 6Th St, our branch has proudly served the community since 1938. With a commitment to providing exceptional member service and a strong foundation built on trust, we are here to support your financial goals. At Midwest Regional, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. As of now, we have over 6,041 members who enjoy the benefits of being part of our cooperative. Our financial stability speaks volumes; with total assets reaching an impressive $73,244,946 and deposits amounting to $12,022,083, you can feel secure knowing your money is in good hands. We also maintain a strong net worth of $6,959,798 and have more than $2,007,933 in cash available for our members. Our team of 17 dedicated employees is committed to ensuring that you receive personalized attention every step of the way. Under the leadership of CEO Thad Jones and Board President Simon Cole, we strive to make a positive impact in our community by empowering our members through financial education and excellent service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1016 W 6th ST, Lawrence, KS 66044. We invite you to explore all that Midwest Regional has to offer by visiting our website at mrcu.com or giving us a call at 785-841-6150. Whether you're looking to open an account or learn more about our services, we're here to help you every step of the way!

Branch History & Mission

At Midwest Regional, our story is one of dedication and growth. Established in 1938, our Lawrence Branch has been a cornerstone of the community for decades, serving the financial needs of our members in Lawrence, KS. Located at 1016 W 6Th St, we are easily accessible for anyone looking to improve their financial well-being. Over the years, we have seen our membership grow to over 6,041 individuals, each one part of the family that makes us who we are today. With total assets now exceeding $73,244,946, we have built a solid foundation to support our members' dreams and aspirations. Our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community and support. We believe that banking should be about more than just transactions; it should be about building relationships. At Midwest Regional, we strive to empower our members through personal banking solutions tailored to their unique needs. Our offerings include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. As we continue to evolve with the times, we've embraced digital advancements that make banking easier for everyone. Our online banking platform allows members to manage their finances conveniently from anywhere. Plus, our commitment to accessibility means that all services comply with ADA standards. Community outreach is at the heart of what we do. We partner with local organizations to support initiatives that uplift those around us. Whether it's financial education workshops or community events, we're dedicated to making a positive impact in Lawrence and beyond. While members can visit us at 1016 W 6Th St, official correspondence should be sent to the same address for your convenience. Our operating hours cater to busy lifestyles: lobby hours run Monday through Friday from 9 am to 1:30 pm and 2:30 pm to 5:30 pm, while Saturday drive-thru service is available from 8:30 am to noon. With an ATM on-site and drive-thru banking options available, accessing your funds has never been easier. Join us at Midwest Regional and discover how our commitment to member service can help you achieve your financial goals. Together, let's build a brighter future for ourselves and our community! For more information or inquiries, feel free to call us at 785-841-6150 or visit our website at mrcu.com.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to all members of our community. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Ample parking is available right outside our doors, so you won't have to worry about finding a spot when you arrive.

Get in Touch

Have questions? Want to learn more about what we offer? Don't hesitate to call us at 785-841-6150 or visit our website at Midwest Regional Credit Union for additional information. We invite you to stop by the Lawrence Branch soon we look forward to serving you!

Operating Hours

Our doors are open Monday through Friday from 9 AM to 1:30 PM and again from 2:30 PM to 5:30 PM for lobby services. For those who prefer drive-thru banking, we offer extended hours from 8:30 AM to 6 PM on weekdays and from 8:30 AM to 12 PM on Saturdays. This flexibility helps you manage your banking needs at your convenience!

Services Offered

At the Midwest Regional Lawrence Branch, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. If you're interested in business banking solutions or need assistance with online and mobile banking, our knowledgeable team is here to help. Whether you're looking to make deposits or withdrawals through our basic drive-thru service or utilize our ATM facilities for quick transactions, we've made banking as easy as possible for you.

Member Eligibility

Becoming a member of Midwest Regional is like joining a close-knit family that supports your financial journey. If you live, work, or attend school in the area, you're already on the path to membership! We warmly welcome individuals from various backgrounds and encourage everyone to become part of our community. Not only do members benefit from personalized service, but they also enjoy competitive rates on loans and savings accounts. To learn more about the specific eligibility criteria, feel free to check out our detailed information at https://mrcu.com/membership-account-agreement/. If you're ready to take the next step toward opening an account, visit us at https://urldefense.proofpoint.com/v2/url?u=https-3a__mrcu.symapp.jhahosted.com_&d=dwmgaq&c=eugzstcatdllvimen8b7jxrwqof-v5a_cdpgnvfiimm&r=vsxby2a1-bkmuqp1ui33ecoqwpldo5qefi9osacuxbm&m=0gzbozyzci2vocjnhd_hhbjht2zaolh9gvtxsbeft3rbtdf6pkxsnpvibjuehxno&s=asyrw_qkl7z7sumirlgzw1g-fhloc7s1lhlkkzia70w&e= or give us a call at (785) 841-6150. Our friendly team at 1016 W 6Th St Lawrence Ks 66044 is here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For non-members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your unique needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services offer just that, allowing you to accept payments easily and securely. This means quicker transactions for your customers and less hassle for you. By integrating these services into your operations, you can improve cash flow and enhance customer satisfaction. Visit us at 1016 W 6Th St Lawrence Ks 66044 or call us at (785) 841-6150 to learn how our business banking and commercial services can help elevate your business today!

Comprehensive List Of Services

Additional Services

Our branch also provides ATM and cash withdrawal services along with basic drive-thru banking for quick deposits and withdrawals. With 24/7 access through ATMs, you'll always have cash when you need it most. At Midwest Regional, we're not just about transactions; we're about building relationships and providing support every step of the way. If you're ready to take control of your financial future or simply want more information about our services, give us a call at (785) 841-6150 or visit us at our branch located at 1016 W 6Th St Lawrence Ks 66044. Join us today and experience the difference personalized service can make!

Business Banking Services

For our local entrepreneurs, we provide comprehensive Business Banking solutions including merchant services and business loans. You can count on us to support your growth with financial products tailored specifically for businesses like yours.

Convenient Online & Mobile Banking

In today's fast-paced world, accessibility matters. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. From checking balances to transferring money between accounts, banking has never been more convenient.

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services are here to guide you through the process. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is dedicated to finding solutions that fit your financial situation perfectly.

Personal Banking Solutions

We offer Personal Banking options that include checking and savings accounts designed to help you save effectively and manage your expenses. Imagine having an account that not only allows easy access to your funds but also rewards you for saving. Our members enjoy this convenience along with competitive interest rates. For those considering new wheels, our Auto Loans & Vehicle Financing services make purchasing a car simpler than ever. With flexible terms and competitive rates, you'll be driving off in your dream car without breaking the bank.

Support for Your Financial Needs

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can help ease the burden. We understand how overwhelming debt can be, which is why we're here to support you with affordable solutions tailored just for you. Additionally, our Credit Cards with Rewards offer flexibility and perks for everyday purchases, making it easier for you to earn while you spend.

Digital & Online Banking

Convenient Online Access

With our robust online banking platform available at https://mrcu.com/, you can view your accounts, check balances, and make transactions with just a few clicks. Our 24/7 online banking services ensure that you have access to your money whenever you need it, making it easy to stay on top of your financial goals.

Easy Money Transfers

Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and securely without any hassle. Whether you're splitting a bill or sending a gift, it's never been easier to transfer money right from your computer or mobile device.

Mobile Convenience (Coming Soon!)

While we currently do not offer mobile payments or a dedicated mobile application, our online banking is optimized for mobile use. You can easily access all the features on your smartphone or tablet's web browser, ensuring you're always connected to your finances.

Secure Transactions

Your security is our priority. We employ strong measures to protect your information when using our online banking services. While electronic signature authorization is not available at this time, rest assured that each transaction is safeguarded for peace of mind. Explore the world of convenience with Midwest Regional's digital and online banking services today!

Stay Organized with E-Statements

Forget about paper clutter! With e-statements available at Yes, you can receive your account statements electronically. This not only keeps things organized but also enhances security by reducing the risk of sensitive information being lost or stolen in the mail.

Financial Strength

At Midwest Regional, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable services and support. With a net worth of $6,959,798, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,055,042 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members, it's also noteworthy that we have $0 in non-member deposits. This allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,807,826 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have $78,864 in used auto loans and a total of $34,171,572 in loans and leases that support your financial goals across various sectors. Our operational efficiency is reflected in our $123,110, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 10,477, showcasing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $6,113,884. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest Regional is your trusted partner. Visit us at 1016 W 6Th St Lawrence Ks 66044 or call (785) 841-6150 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,085,754 in used vehicle loans and $3,029,181 in new vehicle loans already helping members get on the road. We provide competitive terms and flexible repayment options to ensure you can afford your dream vehicle without breaking the bank.

Credit Lines

For those who need ongoing access to funds, our credit lines totaling $1,500,000 provide the flexibility you might need for unexpected expenses or planned purchases. You only pay interest on what you use, making it an economical choice for managing cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,278,789, make buying or refinancing simple. We offer tailored solutions that fit your situation, whether you're a first-time buyer or looking to refinance your existing mortgage.

Refinancing and Eligibility Options

If you're considering refinancing any of your existing loans, we can guide you through options that may lower your payments or interest rates. Be sure to check our eligibility requirements at https://mrcu.com/membership-account-agreement/ so you can take full advantage of our offerings. Our branch is located at 1016 W 6Th St Lawrence Ks 66044, Lawrence, KS 66,044, and our team is ready to assist you with any questions about our loan products. Feel free to give us a call at (785) 841-6150 during our operating hours: M - F from 9 AM to 1:30 PM and 2:30 PM to 5:30 PM, as well as Saturday from 8:30 AM to 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $554,662 in loans helping members manage their finances effectively. These credit cards come with various benefits designed to help you build your credit while enjoying cash back rewards and low-interest rates.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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MIDWEST REGIONAL CREDIT UNION - Lawrence, KS

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