Midwest Regional Credit Union Kansas City KS | Best Auto Loans & Business Banking

Introduction

Welcome to Midwest Regional, your trusted partner in financial services located at 7240 State Ave, Kansas City, KS 66112. Established in 1938, we have been dedicated to serving our members for over 85 years. With a robust membership of 6,041 individuals and total assets amounting to an impressive $73,244,946, we take pride in being a reliable resource for all your banking needs. At Midwest Regional, we believe in fostering a strong community connection. Our team is committed to providing personalized service that meets the unique financial needs of our members. Whether you're looking for checking accounts, auto loans, or mortgage options, we offer a wide range of services designed just for you. Currently, our total deposits stand at $12,022,083, with total loans exceeding 108,882 a testament to our role in empowering our community financially. While members can visit us at our branch location, official correspondence should be sent to PO BOX 12217, Kansas City, KS 66112. Our dedicated staff of 17 employees, led by CEO Thad Jones and Board President Simon Cole, is here to assist you Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturdays from 8:00 a.m. to 1:00 p.m. via our drive-thru service. We invite you to experience the benefits of membership with Midwest Regional. Discover how we can help you achieve your financial goals by visiting us today or giving us a call at 913-334-4200. Join us as we continue building a brighter financial future together! For more information about our offerings and services, please check out our website at mrcu.com.

Branch History & Mission

Welcome to the heart of our community, where the legacy of Midwest Regional runs deep. Established in 1938, our branch has been a steadfast partner for families and businesses in Kansas City, KS, for over eight decades. From our beginnings with just a handful of members, we've grown to serve 6,041 dedicated individuals and families, all while maintaining a strong commitment to their financial well-being. Located at 7240 State Ave, Kansas City, KS 66112, we are proud to be situated in a vibrant area that reflects the spirit of our community. Our location is easily accessible, making it convenient for members to visit us and experience the personal touch that defines our service. For official correspondence, please reach out to us at PO BOX 12217, Kansas City, KS 66112. At Midwest Regional, our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of belonging and support within our community. We believe in empowering our members through personal banking options that include checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking services. Our goal is not just to meet your financial needs but to help you achieve your dreams. Over the years, we have made significant strides in enhancing our services with digital advancements such as online banking and mobile access. While we prioritize modern conveniences like ATM availability and drive-thru banking for quick transactions open from 8:00 a.m. to 6:00 p.m. during the week we also embrace traditional values that keep us connected with our members on a personal level. Our branch has always been more than just a place for transactions; it's a hub of community engagement. We've formed partnerships with local organizations to support various outreach efforts and initiatives aimed at uplifting those around us. Whether it's through financial education workshops or charitable activities, we strive to make a positive impact on the lives we touch. We invite you to join us at Midwest Regional and discover how we can help you navigate your financial journey. With total assets amounting to $73,244,946, we are positioned not only as a trusted financial institution but also as a committed community partner ready to support your goals. Visit us today or call 913-334-4200; together, let's build a brighter future!

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Midwest Regional, we pride ourselves on offering a full range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans, mortgage refinancing, and even credit cards with rewards everything you need is right here! Plus, with ATM access available around the clock and basic drive-thru services for deposits and withdrawals, managing your finances has never been easier. While you can visit us at 7240 State Ave for all your banking needs, if you need to send official correspondence, please use our mailing address at PO BOX 12217, Kansas City, KS 66112.

Convenient Access and Parking

When you arrive, you'll find ample parking available right outside our doors, making your visit hassle-free. We ensure that our facility is ADA compliant, with ramps and accessible entrances for all our members.

Get in Touch!

Have questions or want more information? Don't hesitate to give us a call at 913-334-4200. Our friendly team is ready to help you navigate your financial journey. We invite you to visit us soon at the Midwest Regional branch your trusted partner in banking!

Operating Hours Tailored for You

We understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9:00 a.m. to 5:30 p.m., and on Saturdays from 8:00 a.m. to 1:00 p.m. If you're in need of assistance outside these hours, our drive-thru service extends until 6:00 p.m. on weekdays for your convenience.

Member Eligibility

At Midwest Regional, we believe that becoming a member means joining a supportive community that's dedicated to helping you achieve your financial goals. If you're looking to join us, the good news is that eligibility is quite simple! We welcome individuals who live, work, worship, or attend school in the Kansas City area. This means if you're part of our vibrant community, you can easily become a member and start enjoying the many benefits we offer, such as personalized banking services and competitive loan rates. For more detailed eligibility criteria, feel free to check out our official page at https://mrcu.com/membership-account-agreement/. Opening an account at Midwest Regional is just as straightforward. You can visit us at our branch located at 7240 State Ave Kansas City Ks 66112, or give us a call at (913) 334-4200 for assistance. We're here to guide you through every step of the process, ensuring you feel welcomed and supported from day one. So why wait? Join us today and experience the difference of being part of the Midwest Regional family!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the financing you need to purchase new equipment or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Our merchant services offer practical tools that simplify everyday transactions. Picture this: you run a busy café, and a customer wants to pay using their mobile wallet. With our payment processing solutions, you can accept payments effortlessly, allowing you to focus on serving great food and drinks instead of worrying about transaction hassles. Located at 7240 State Ave Kansas City Ks 66112 in Kansas City, KS, we're here to help your business thrive. Contact us today at (913) 334-4200 to learn more about how we can partner with you on your journey!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, we have ATM services where you can withdraw cash or check your balance without stepping inside the branch. Plus, our drive-thru service makes it easy for members who prefer not to leave their cars for simple banking tasks like deposits or withdrawals. At Midwest Regional, we prioritize making banking easy and accessible for all our members. If you have any questions about our services or need assistance setting up an account, don't hesitate to reach out! You can contact us at 913-334-4200 during our lobby hours from 9:00 a.m. to 5:30 p.m., Monday through Friday, or visit us on Saturdays from 8:00 a.m. to 1:00 p.m. Explore all the ways we can serve you today! Visit us online at Midwest Regional for more information about becoming a member or opening an account!

Business Banking Services

If you're a small business owner, you'll appreciate our business banking solutions. We provide merchant services that simplify payment processing and business loans to help you grow your venture. Our team understands the unique challenges businesses face and is here to support you every step of the way.

Credit Cards and Rewards

We also offer credit cards that come with rewards programs designed to benefit you. Whether it's earning cash back on purchases or points for travel, our credit cards are an excellent option for those who want to make the most out of their spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can access your accounts anytime from anywhere perfect for busy individuals and entrepreneurs alike! Our online banking allows for secure transactions including transfers, bill payments, and more.

Personal Banking Solutions

Our personal banking services are designed with your everyday needs in mind. With checking and savings accounts, you can easily manage your funds while earning interest on your savings. If you're considering buying a car or need help with existing vehicle financing, our auto loans offer competitive rates to get you behind the wheel without breaking the bank. For those looking to purchase a home or refinance their current mortgage, our mortgage loans provide flexible options that suit various budgets. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can help alleviate financial stress.

Digital & Online Banking

Accessibility Anytime, Anywhere

Whether you're using a computer or a mobile device, accessing your account has never been more convenient. Even though we do not have a dedicated mobile application or mobile payments feature just yet, our online banking portal is optimized for all devices so you can manage your accounts effectively wherever you are. At Midwest Regional, we are committed to providing accessible and efficient banking solutions tailored for our members. Join us today at https://mrcu.com/ and take control of your financial journey!

Key Services

Our online banking platform allows you to manage your finances with ease. You can check your balance, pay bills, and transfer money all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with e-statements available, you can easily keep track of your transactions without the clutter of paper.

Security and User-Friendliness

Your security is our priority. While we currently do not support electronic signature authorization, our online banking system is designed with safety measures to protect your information. You can feel confident using our services, knowing that they are built with user-friendly features that make navigation straightforward.

Financial Strength

Commitment to Service

Our $123,110 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share and Deposit Accounts stand at 10,477, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $6,113,884, reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest Regional is your trusted partner. Visit us at 7240 State Ave Kansas City Ks 66112 or call (913) 334-4200 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $5,055,042 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to securing your assets shows how we prioritize your financial well-being.

Reinvestment for Growth

With $6,807,826 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy allows us to continually improve the services we offer you.

Strong Financial Position

With a net worth of $6,959,798, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $78,864 in used auto loans and $34,171,572 in total loans and leases. Whether you're looking to buy a new vehicle or need financing for other purposes, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,085,754 in used vehicle loans and $3,029,181 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, whether you're looking for a brand-new model or a reliable used vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,278,789, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring that you understand your options and feel confident in your decisions.

Personal and Credit Card Loans

For those seeking to manage everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans, with a total of $554,662 in loans helping members manage their finances effectively. Our credit lines are another option worth considering; they amount to $1,500,000, providing additional financial flexibility.

Refinancing Options

If you're currently holding loans elsewhere, don't hesitate to ask about our refinancing options. These can help lower your monthly payments or adjust your terms to better suit your current situation. Our experienced team is ready to assist you with any questions you may have regarding eligibility or our various loan offerings. You can reach us at (913) 334-4200, or visit us at our branch located at 7240 State Ave Kansas City Ks 66112 in Kansas City, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority at Midwest Regional, and we look forward to helping you find the perfect loan product tailored just for you!

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MIDWEST REGIONAL CREDIT UNION - Kansas City, KS

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