Midwest Members Credit Union Maryville IL | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Midwest Members, your trusted financial partner since 1935! Nestled in the heart of Maryville, IL at 2813 N Center St, our credit union is dedicated to serving our community with personalized banking solutions. With over 20,000 members and total assets exceeding $199 million, we pride ourselves on being a stable and reliable choice for all your banking needs. At Midwest Members, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored just for you from checking and savings accounts to auto loans and business financing. Our commitment to supporting our members shines through in our robust portfolio, featuring more than $23 million in total deposits and a healthy net worth of $24 million. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 2813 N. Center St, Maryville, IL 62062-5627. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 618-254-0605 or send a fax to 618-254-9219. Our leadership team, led by CEO Louis Bicanic and Board President Gerard Jacquin, is here to ensure that your experience with us is exceptional. With a dedicated staff of 45 employees, we strive to create a welcoming environment where everyone feels valued. Join us today and discover how Midwest Members can help you achieve your financial goals! Visit our website at midmembers.org for more information or to start your membership journey. We look forward to serving you!

Branch History & Mission

Community Impact

We take pride in being more than just a credit union; we are a cornerstone of the Maryville community. Our outreach programs aim to uplift those around us through partnerships with local organizations and initiatives that promote financial literacy. We believe in giving back because when our members thrive, so does our entire community. For any correspondence, please note that while members can visit us at 2813 N Center St, official communications should be directed to 2813 N. Center St, Maryville, IL 62062-5627. As we look toward the future, we invite you to join us at Midwest Members. Experience the benefits of becoming part of a community-focused institution that truly cares about your financial success. Reach out today at (618) 254-0605 or visit us during our operating hours: Monday - Thursday from 8:30 AM - 5:00 PM, Friday from 8:30 AM - 6:00 PM, and Saturday from 8:30 AM - 12:00 PM. Together, let's build a brighter financial future!

Our Mission

At Midwest Members, our mission is clear: to provide personalized financial services while enhancing the quality of life in our community. With a total membership of 20,355 and assets amounting to $199,564,576, we strive to offer competitive products that meet your unique needs be it personal banking, auto loans, mortgages, or business financing. We believe that banking should be accessible and convenient for everyone. That's why we offer various services including online and mobile banking options, making it easy for you to manage your finances on the go. Our branch features an ATM and drive-thru banking for added convenience. We also maintain ADA compliance to ensure that all members can access our facilities comfortably.

Branch Location & Accessibility

Operating Hours

At Midwest Members, we understand that life can get busy. That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, with extended hours on Friday until 6:00 PM. If you need assistance on Saturday, we're here for you from 8:30 AM to noon.

Services Offered

We pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, our friendly staff is equipped to assist you every step of the way. Plus, with an ATM available for quick cash withdrawals and drive-thru banking options for simple transactions, managing your finances has never been easier. As part of our commitment to convenience, we also provide shared services for members of partner credit unions. This means you can access additional resources even if you're traveling outside of our branch network. We're excited to welcome you! If you have any questions or would like more information about our services, please don't hesitate to give us a call at 618-254-0605 or stop by during our operating hours. Come visit us today and discover how Midwest Members can help you achieve your financial goals!

Member Eligibility

At Midwest Members, we believe that everyone deserves a chance to join our friendly and supportive community. Becoming a member is simple! If you live, work, worship, or attend school in the area, you're likely eligible to open an account with us. We welcome individuals from all walks of life, and being part of our credit union means access to great financial products and personalized service tailored just for you. For those who want to learn more about eligibility, feel free to visit us at http://www.midmembers.org/services/online-services/membership-application where you can find all the details you need. Opening your account at Midwest Members is easy and straightforward. You can start your journey with us online by visiting https://online.midmembers.org/tob/live/usp-core/app/register, or if you prefer a more personal touch, give us a call at (618) 254-0605. We're here to help you every step of the way as you take this important step toward financial wellness. Plus, our branch located at 2813 N Center St Maryville Il 62062 is always ready to welcome you with open arms!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $574,665, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing for local businesses. Imagine a busy Saturday at your café; our point-of-sale systems ensure quick transactions, allowing you to serve more customers efficiently. From credit card processing to mobile payments, we offer tools that can help streamline your operations and enhance customer satisfaction. Visit us at 2813 N Center St Maryville Il 62062 in Maryville, IL, or give us a call at (618) 254-0605 to learn how our business banking and commercial services can support your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options can help make that dream a reality. We provide competitive rates and flexible terms to ensure you find the right plan for your budget. Picture driving off in your new vehicle without the stress of complicated paperwork our streamlined application process makes it simple.

Business Banking

For entrepreneurs and business owners, we provide specialized business banking services, including merchant services and business loans. Our goal is to support local businesses by offering tailored solutions that can help grow your operations.

Convenient Banking Options

Accessibility is key in today's world. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can also take advantage of our ATM services for quick cash withdrawals or balance checks without stepping into the branch. Plus, if you're in a hurry, our drive-thru service provides basic transactions like deposits and withdrawals without leaving your vehicle. Additionally, if you are a member of another credit union, our basic shared branch transactions let you conduct deposits and withdrawals conveniently at our location. With all these services available at Midwest Members, we strive to make banking easier and more efficient for you. If you'd like more information or need assistance with any of our offerings, feel free to call us at 618-254-0605 or visit us today!

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our credit cards with rewards program allows you to get more out of every dollar spent. Whether it's cash back or travel points, enjoying perks while shopping has never been easier.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you will make. At Midwest Members, we offer mortgage loans and refinancing options that can help simplify this journey. Whether you're a first-time homebuyer or looking to refinance an existing loan, our team is here to guide you every step of the way.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why we offer personal banking services that include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or planning for emergencies, our accounts are easy to manage and come with online and mobile banking features. Imagine easily checking your balance or transferring funds from the comfort of your home!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide you with the financial relief you need. With straightforward terms and no hidden fees, you'll feel confident knowing exactly what you're getting into.

Digital & Online Banking

Key Services

Our online banking platform, accessible through https://www.midmembers.org:443/, allows you to check balances, transfer funds, and pay bills without ever stepping foot in a branch. You can enjoy the simplicity of electronic signatures for quick approvals and transactions no need for paper forms! Plus, if you prefer to go green, we offer e-statements, so you can manage your finances with less clutter and more clarity. For those who are always on the move, our mobile application is a game-changer. It enables you to make mobile payments quickly and securely. Imagine paying your friends or family with just a few taps using our person-to-person transfer feature. Whether splitting dinner costs or sending money for gifts, it's never been easier!

Security and Accessibility

We prioritize your safety with robust security measures in place. Our online banking services are not only user-friendly but also equipped with top-notch encryption technology to keep your information secure. You can rest easy knowing that your personal data is protected while you enjoy all the benefits of digital banking. With Midwest Members, accessing your accounts has never been simpler. Whether you're at home or on the go, real-time account management is just a click away. Join us today and experience how easy banking can be!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 33,671, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,386,534. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest Members is your trusted partner. Visit us at 2813 N Center St Maryville Il 62062 or call (618) 254-0605 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $23,611,667 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $73,473 in used auto loans and $153,091,556 in total loans and leases.

Operational Efficiency

Our $880,664 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $34,989,929 in share certificates and $21,975,849 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $24,291,650, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,691,860 in used vehicle loans and $33,420,664 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable pre-owned option, our flexible financing can make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $574,665 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team can assist you in finding the right solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,179,583, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that suit your unique situation.

Refinancing Options

If you're considering refinancing any of your existing loans or want to know more about eligibility options available through Midwest Members, don't hesitate to ask us for more details. We're here to help you find the best financial path forward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whatever your financial needs may be auto purchases, home buying or managing everyday expenses we have tailored solutions ready for you at Midwest Members. Let's start working together toward your financial success today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,146,374 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their specific needs.

MIDWEST MEMBERS CREDIT UNION - Maryville, IL

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