Midwest Members Credit Union Granite City IL | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Midwest Members, your trusted financial partner located at 2400 Madison Ave, Granite City, IL 62040. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch. Our commitment is reflected in our robust membership of 20,355 individuals who rely on us for their banking needs. At Midwest Members, we understand that every financial journey is unique. That's why we offer a wide range of services tailored to meet the diverse needs of our members. Whether you're looking for checking and savings accounts, auto loans, or even business banking solutions, we've got you covered. With total assets reaching an impressive $199,564,576 and deposits of $23,670,076, we ensure your money is in safe hands. Our leadership team, led by CEO Louis Bicanic and Board President Gerard Jacquin, is committed to fostering a welcoming environment where you can feel confident about your financial choices. We pride ourselves on our strong foundation built over the years, supported by our dedicated staff of 45 employees who are always ready to assist you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 101 Wesley Dr., Wood River, IL 62095. Join us today and experience the difference that comes with being part of a credit union that values community and trust. For more information or assistance, don't hesitate to reach out at (618) 254-0605 or explore our website at midmembers.org. Let's work together towards achieving your financial goals!

Branch History & Mission

At Midwest Members, located at 2400 Madison Ave in Granite City, IL, we are proud of our rich history and the strong community ties we have built since our founding in 1935. As a trusted financial partner for over eight decades, we have grown alongside our members, evolving to meet their needs while maintaining our commitment to excellent service. Our branch was established with a clear mission: to provide accessible and affordable financial services to the residents of Granite City and the surrounding areas. Over the years, we have expanded our offerings and now proudly serve over 20,000 members. With total assets reaching an impressive $199,564,576, we have the resources necessary to support our members' financial journeys. While members can visit us at our main branch address, official correspondence should be sent to 101 Wesley Dr., Wood River, IL 62095. Our location is conveniently situated near local landmarks, making it easy for you to find us and access our services. Midwest Members is dedicated not just to banking but also to community development. We believe that supporting local initiatives helps strengthen the fabric of our neighborhood. Through various partnerships and outreach programs, we strive to uplift those around us while providing essential financial education and resources. Our mission extends beyond simply offering personal banking products like checking and savings accounts or loans; it's about creating a welcoming environment where every member feels valued. With operating hours from Monday to Thursday 8 AM to 5 PM, Friday 8 AM to 6 PM, and Saturday from 8 AM to 12 PM, we ensure that you have ample opportunity to meet your banking needs. In response to modern-day demands, we've embraced digital advancements. Our commitment to customer convenience includes mobile payments and online banking services. We also have ATM availability and drive-thru banking options for those who prefer quick transactions without leaving their vehicles. Join us today at Midwest Members! Experience firsthand how we combine personal service with robust financial products designed for your success. Together, let's build a brighter future for you and our community! For any inquiries or assistance, feel free to reach us at (618) 254-0605.

Branch Location & Accessibility

Accessibility Features

At our Granite City Office, we prioritize accessibility for all our members. The branch is fully ADA-compliant, featuring ramps and wide entryways to ensure everyone can access our services comfortably. We also have ample parking available right outside the entrance, so you can easily visit us without any hassle.

Convenient Services

Whether you're looking to open a new checking account, apply for an auto loan, or simply need assistance with online banking, we've got you covered. You can take advantage of our drive-thru banking services for quick transactions like deposits and withdrawals without leaving your vehicle. Plus, we offer ATM access on-site for your convenience ideal for when you're on the go!

Get in Touch!

Ready to experience exceptional service? Give us a call at 618-254-0605 or stop by our Granite City Office today! Our dedicated staff looks forward to welcoming you and helping you achieve your financial goals.

Operating Hours

We know that flexibility matters. That's why our lobby hours are designed to fit your busy schedule. Visit us Monday through Tuesday from 8 AM to 5 PM, and enjoy extended hours on Fridays until 6 PM. We're also open Saturday mornings from 8 AM to noon for those who prefer weekend banking. While members can visit us at 2400 Madison Ave Granite City Il 62040, official correspondence should be sent to 101 Wesley Dr., Wood River, IL 62095.

Member Eligibility

Becoming a member of Midwest Members is like joining a caring family that supports your financial journey. If you live, work, worship, or attend school in the Granite City area, you're likely eligible to join us! We believe in inclusivity, so whether you're looking for personal banking solutions or want to explore our range of loans and services, there's a place for you here. For full details on membership requirements, feel free to check out our eligibility criteria at http://www.midmembers.org/services/online-services/membership-application . Opening an account is simple and can be done online at https://online.midmembers.org/tob/live/usp-core/app/register , or you can give us a call at (618) 254-0605 if you have any questions. We're excited to welcome you to our community at Midwest Members, located at 2400 Madison Ave Granite City Il 62040!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $574,665, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Real Needs

Imagine having the ability to accept payments easily and efficiently whether you're selling products online or face-to-face. Our merchant services provide practical solutions like payment processing and point-of-sale systems, allowing you to focus on what matters most: running your business. Located at 2400 Madison Ave Granite City Il 62040 in Granite City, IL, we are here to guide you through every step of your business journey. Reach out today at (618) 254-0605 to learn how we can support your goals!

Comprehensive List Of Services

Business Banking Services

We also cater to business owners with tailored services such as merchant services and business loans. Running a business can be challenging; therefore, we aim to provide the support you need to thrive. Whether you're looking for funding to expand or tools to manage transactions smoothly, we've got the solutions.

Convenient Access

Accessing your accounts is simple with our online and mobile banking features. Whether it's making deposits via mobile app or withdrawing cash from one of our ATMs, convenience is at the heart of what we do. We also offer basic drive-thru banking for quick transactions like deposits and withdrawals perfect for when you're on the go.

Let’s Connect!

We invite you to explore all that Midwest Members has to offer! If you have any questions about our services or wish to speak with a member of our friendly staff, don't hesitate to call us at (618) 254-0605. Your financial wellness is important to us, and we're here to help every step of the way. Visit us today at 2400 Madison Ave Granite City Il 62040, and let's work together towards achieving your financial goals!

Loans Tailored for You

When it comes to financing big purchases like a car or home, our auto loans and vehicle financing options are designed to meet your needs. We understand that buying a car is a significant decision, so we provide flexible terms and competitive rates to make it more manageable for you. If you're considering purchasing a home or refinancing your existing mortgage, our mortgage loans and refinancing services ensure you get the best possible deal for your circumstances. For those unexpected expenses or consolidating debt, our personal loans offer quick solutions with straightforward terms. Imagine being able to tackle those bills without worry our team is here to guide you through the process.

Personal Banking Solutions

For everyday banking, we offer personal checking and savings accounts that help you manage your finances effectively. Imagine having a secure place to deposit your paycheck or save for that dream vacation. With our competitive rates and user-friendly online and mobile banking, managing your funds has never been easier. You can check balances, transfer money, and pay bills all from the comfort of your home.

Digital & Online Banking

Key Services Available

With our online banking platform, available at https://www.midmembers.org:443/ , you can check your account balances, transfer funds, and pay bills without stepping foot outside your home. Our 24/7 online banking services ensure that you have access to your money whenever you need it, all while maintaining the highest security standards.

Modern Features for Your Convenience

Our mobile application allows you to bank on the go, giving you the power to manage your finances right from your smartphone. You can also enjoy features like electronic signature authorization, which makes signing documents a breeze no more printing or faxing required! Plus, with e-statements readily available, you'll have a clear view of your financial history without the clutter of paper statements. Sending money is simple with our person-to-person transfer service. Whether you're splitting a bill with friends or sending a gift to family, it's just a few taps away. Additionally, for those who prefer using their phones for payments, our mobile payments feature lets you make purchases quickly and securely. At Midwest Members, we prioritize user-friendliness in all our digital offerings. We aim to provide a hassle-free experience so that you can focus on what truly matters in life while staying on top of your finances. Embrace the ease of modern banking today!

Financial Strength

Commitment to Innovation

With $23,611,667 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $73,473 in used auto loans and a total of $153,091,556 in loans and leases.

Growing Member Base

Total Share Accounts stand at 33,671, showing a strong and growing member base that trusts us with their finances. This trust empowers us to make decisions that benefit all members collectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest Members is your trusted partner. Visit us at 2400 Madison Ave Granite City IL 62040 or call 618-254-0605 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $34,989,929 in share certificates and $21,975,849 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our net income of $0, reflecting our commitment to maintaining sustainable practices while still offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $24,291,650, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1217 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,691,860 in used vehicle loans and $33,420,664 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $574,665 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are dedicated to supporting our members every step of the way. If you're interested in refinancing any existing loans or exploring eligibility options for our products, please reach out to us directly or visit our website for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Midwest Members, we strive to make borrowing straightforward and accessible for everyone in our community. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Personal Loans

For those looking for more flexibility in their finances, we offer credit lines totaling $23,570,209. This option allows you to access funds when you need them without having to apply for a new loan each time. Additionally, we have unsecured credit card loans available with a total of $4,146,374 assisting members in managing their day-to-day expenses effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,179,583, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade your living situation, our team can guide you through the process smoothly.

Loan Aggregator

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MIDWEST MEMBERS CREDIT UNION - Granite City, IL