Midwest Family Credit Union Portage IN | Best Auto Loans & Checking

Introduction

Welcome to Midwest Family, your trusted credit union located at 2832 Willowcreek Rd, Portage, IN 46368. Since our establishment in 1962, we have proudly served a growing community of 2,642 members, offering a range of financial services tailored to meet your needs. Our commitment to our members is reflected in our total assets of $37,483,499 and robust total deposits of $57,791. At Midwest Family, we understand the importance of building strong financial futures. That's why we provide personalized banking experiences that empower you to achieve your goals. Whether you're looking for auto loans, mortgages, or business financing, our dedicated team is here to help you navigate your options. With a total loan count reaching 1,759, we work diligently to ensure that every member has access to the resources they need. Our leadership team is dedicated to fostering a welcoming environment where you feel valued and supported. Under the guidance of CEO Robin Bowman and Board President Kurt Knutsen, we strive to create meaningful relationships within our community while maintaining financial stability with a net worth of $3,547,740. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 48, PORTAGE, IN 46368-0048. We invite you to explore what Midwest Family has to offer! Call us at (219) 763-5640 or visit our website at mwffcu.org for more information on how we can assist you today. Your financial journey matters to us!

Branch History & Mission

Community Commitment

We believe that a strong community leads to stronger families. That's why Midwest Family actively engages in local initiatives that promote financial literacy and support local businesses. By choosing us as your credit union, you're not just gaining a financial partner; you're also joining a community-focused family dedicated to making a positive impact. Join us today at Midwest Family! Experience personalized service designed with your needs in mind. Whether you're looking for a new loan or simply want to learn more about our services, we invite you to reach out or visit us at 2832 Willowcreek Rd Portage In 46368. Together, let's build a brighter financial future!

Our Mission

At Midwest Family, our mission is clear: to empower individuals and families by providing accessible financial services tailored to their unique needs. We aim to foster financial well-being through personal banking solutions including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment extends beyond just banking; we strive to be an active participant in community development by partnering with local organizations and engaging in outreach efforts that uplift those around us. Our operating hours are designed for your convenience: Lobby hours are Monday through Friday from 8:00 A.M. to 5:00 P.M., and our Drive-Thru is open until 6:00 P.M. on weekdays. We also offer ATM services for easy access to cash whenever you need it. While members can visit us at 2832 Willowcreek Rd Portage In 46368, official correspondence should be sent to PO BOX 48, PORTAGE, IN 46368-0048 if needed. We understand that modern banking requires flexibility, so we've implemented digital advancements such as online banking and mobile applications for seamless access to your accounts.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 219-763-5640. Our friendly staff is ready to help you with all your banking needs. We invite you to visit us at our Portage location or explore more about our services online at Midwest Family. We look forward to serving you!

Nearby Landmarks and Accessibility

As you approach our branch, you'll notice it's just a short drive from popular spots like the Portage YMCA and the Portage Public Library. We have ample parking available, ensuring that you can easily find a spot without any hassle. Our facilities are ADA compliant, featuring ramps and other accessibility features to assist those who need them.

Operating Hours and Services Offered

At Midwest Family, we prioritize your convenience. Our lobby hours run Monday through Friday from 8:00 A.M. to 5:00 P.M., while our drive-thru service extends until 6:00 P.M. on weekdays, providing flexibility for those with busy schedules. While we're closed on Saturdays, you can still enjoy access to our ATM services throughout the week. We offer a variety of banking services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. If you prefer quick transactions, our drive-thru is perfect for deposits, withdrawals, and basic banking tasks without leaving your vehicle.

Member Eligibility

At Midwest Family, we believe that becoming a member is like joining a warm, supportive community that puts your needs first. If you're looking to join us at our branch located at 2832 Willowcreek Rd, Portage, IN 46368, you'll find that eligibility is designed to be welcoming and inclusive. Typically, you can become a member if you live, work, worship, or attend school in our service area. It's all about making sure that everyone has the opportunity to benefit from our range of financial services. To get the most up-to-date information on eligibility criteria, check out our detailed guide at https://www.mwffcu.org. Opening an account is easy and straightforward! You can start the process by visiting us online at https://www.financial-net.com/mwffcu/lending/internetloans or give us a call at 219-763-5640 for any questions. We're here to help you every step of the way as you take this exciting step toward better financial management with Midwest Family.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services empower businesses to accept payments seamlessly. Imagine being able to serve your customers without worrying about payment processing. Our solutions simplify transactions, allowing you to focus on what matters most growing your business. Located at 2832 Willowcreek Rd Portage In 46368 in Portage, IN, we invite you to explore how our tailored banking solutions can help your business thrive. For more information, call us at (219) 763-5640 or visit us online at Midwest Family Fcu.

Comprehensive List Of Services

Business Banking for Growth

Small business owners will find value in our business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we're dedicated to supporting local entrepreneurs. Your success is our success.

Convenient Access and Support

We also offer convenient ATM and cash withdrawal services for those times when you need quick access to cash. Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car perfect for busy days when time is precious. With an emphasis on convenience, our lobby hours are designed to fit your schedule: Monday through Friday from 8:00 A.M. to 5:00 P.M., while our drive-thru service stays open until 6:00 P.M.

Financing Your Dreams

If you're considering buying a car, our auto loans and vehicle financing options make it simple to hit the road in style without breaking the bank. Need a home? Our mortgage loans and refinancing solutions can help you secure the perfect place to call home while ensuring manageable payments. For those unexpected expenses, our personal loans and debt consolidation options provide flexibility and support. We understand life can be unpredictable, and we're here to help you navigate those moments with ease.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, or manage your existing accounts, our personal banking services have you covered. With user-friendly online and mobile banking options, accessing your funds or checking your balance is as easy as tapping your phone. Plus, our credit cards come with rewards that can make everyday purchases even more rewarding.

Stay Connected Anytime, Anywhere

We know that banking should fit seamlessly into your lifestyle. That's why we provide robust online and mobile banking platforms where you can manage accounts, transfer funds, and even send money person-to-person all from the comfort of your home or on the go. At Midwest Family, we strive to create an environment where financial services are not only accessible but also tailored to meet your specific needs. If you have any questions or would like more information about how we can assist you, please don't hesitate to reach out at (219) 763-5640. Join us today at Midwest Family Fcu, where we're not just about transactions; we're about building relationships that last!

Digital & Online Banking

At Midwest Family, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a robust suite of digital and online banking services designed to fit your busy lifestyle. With our services, you can manage your finances anytime, anywhere, all while keeping your information safe. One of the highlights of our offerings is our easy-to-navigate online banking platform. You can access it by visiting https://www.mwffcu.org/. Here, you can view your account balances, pay bills, and transfer money all at your fingertips. For those who prefer using their mobile devices, our user-friendly mobile application makes banking even easier, allowing you to handle transactions on the go. In addition to standard banking functions, we also provide features like person-to-person transfers. This means sending money to friends or family is as simple as a few taps on your phone. Plus, with our electronic signature authorization feature, signing documents is quick and secure no more printing or scanning! We also encourage paperless banking through our e-statements option, so you can receive your financial statements electronically whenever you need them. Not only does this help the environment, but it also keeps your records organized and easily accessible. For those late-night questions or transactions, rest assured that our 24/7 online banking services are always available to assist you. You'll never have to worry about whether it's too late to check your balance or pay a bill. At Midwest Family, we're committed to providing services that enhance your banking experience while prioritizing security and ease-of-use. Embrace the convenience of digital banking today!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 5,034, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep improving our services and offerings tailored specifically for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest Family is your trusted partner. Visit us at 2832 Willowcreek Rd Portage In 46368 or call (219) 763-5640 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $3,533,519 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is reflected in our $556 in used auto loans and $21,065,756 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $497,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to create a supportive environment where you can thrive financially.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees dedicated to providing you with top-notch service whenever you need assistance.

Secure Savings Options

Members' savings are secured through $1,197,591 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares, your savings remain safe with us as we prioritize your financial well-being.

Solid Financial Health

With a net worth of $3,547,740, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,444,531 in used vehicle loans and $4,675,662 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also offer personal lines of credit with a total of $3,560,000 available. This flexibility allows you to access funds when needed without the hassle of applying for a new loan each time. It's perfect for those unexpected expenses or planned projects that require additional funding. For members looking to manage their finances effectively, we provide flexible terms on unsecured credit card loans, with a total of $1,084,457 in loans helping individuals maintain control over their spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,018,807, make buying or refinancing simple. We guide you through each step of the process to ensure you feel confident and informed as you make one of life's biggest investments.

Refinancing Options

If you're considering refinancing an existing loan for better rates or terms, our team is here to help. We'll review your current financial situation and guide you toward options that can save you money over time. At Midwest Family, our goal is to empower our members through accessible financing solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or assistance with any of our loan products, please don't hesitate to reach out at (219) 763-5640, or visit us at our branch located at 2832 Willowcreek Rd Portage In 46368 in Portage, IN. Let us help you take the next step towards achieving your financial dreams!

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Midwest Family