Midwest Community Credit Union Defiance OH | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Midwest Community, your trusted partner in financial well-being, located at 8770 N State Route 66, Defiance, OH 43512. Since our establishment in 1954, we have proudly served a growing community of over 13,800 members. With total assets exceeding $242 million, we are committed to providing personalized banking services that cater to your unique needs. At Midwest Community, we understand the importance of reliable financial support. Our offerings range from personal and auto loans to mortgage solutions and business banking services. Whether you're looking to finance a new vehicle or save for your dream home, we're here to help you every step of the way. Our dedicated team of 62 employees, led by CEO Josh Koenig and Board President Robert Florence, is passionate about making a positive impact in our community. We pride ourselves on building lasting relationships with our members, which is reflected in our impressive total deposits of $10,142,172 and net worth of $18,610,875. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 8770 N State Route 66, Defiance, OH 43512-8254. Ready to take control of your financial future? Don't hesitate to reach out! Call us at 419-783-6500, or explore more about our services at Midwest Community. Your journey toward financial success starts with us!

Branch History & Mission

Community Commitment

We are deeply committed to giving back to our community. Through partnerships with local organizations and outreach programs, we strive to make a positive impact on the lives of those around us. Whether it's sponsoring local events or providing financial literacy workshops, we are here for you.

Join Us

As we look towards the future, we invite you to be part of our story. Join Midwest Community today and experience the benefits of being a member of a credit union that truly cares about your success. For more information about membership or to open an account, feel free to reach out at (419) 783-6500 or visit us online at midwestcommunity.org. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, Midwest Community has grown tremendously. We have welcomed over 13,000 members into our credit union family, each one contributing to our collective strength. Today, we manage total assets of $242 million, reflecting our commitment to sound financial practices and responsible growth. Our evolution is marked by a dedication to innovation and service. Over the years, we've embraced technology to enhance member experiences with convenient online and mobile banking options. We also ensure accessibility with ADA-compliant facilities and robust ATM availability.

Our Mission

Our mission at Midwest Community is simple yet powerful: to provide exceptional financial services while fostering community connections. We believe that everyone deserves access to quality banking solutions whether it's personal loans, auto financing, or business banking services. Our team is here to support you every step of the way, ensuring you have the tools you need to achieve your financial goals. While members can visit us at 8770 N State Route 66 Defiance Oh 43512, official correspondence should be sent to 8770 N State Route 66, Defiance, OH 43512-8254. We offer various services including checking and savings accounts, mortgage loans, credit cards with rewards, and much more all designed with your needs in mind.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 419-783-6500 for any inquiries or support. Our friendly team is always here to help you navigate your financial journey. We invite you to stop by our branch at Midwest Community today! Experience the difference of community-focused banking where your needs come first.

Getting Here

As you approach our location, you'll find it near popular spots that make your visit even more convenient. Just a short drive from local schools and parks, we're ideally positioned for a quick stop while you run errands or enjoy a day out. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can easily enter and utilize our services.

Operating Hours

We understand that life can be busy, which is why we've extended our operating hours to serve you better. Our lobby is open Monday through Thursday from 8 AM to 5:30 PM, Friday from 8 AM to 6 PM, and Saturday from 8 AM to 12 PM. If you're in a hurry, take advantage of our drive-thru services available Monday through Thursday from 7:30 AM to 6 PM, Friday from 7 AM to 6:30 PM, and Saturday from 8 AM to 2 PM.

Services Offered

At Midwest Community, we offer a variety of personal and business banking services tailored to fit your needs. From checking and savings accounts to auto loans and mortgages, we strive to make banking simple and straightforward. Plus, our ATM is available on-site for quick cash withdrawals and balance checks any time you need it.

Member Eligibility

Becoming a member of Midwest Community is like joining a family that truly cares about your financial well-being. Located at 8770 N State Route 66 Defiance Oh 43512, we welcome anyone who lives, works, worships, or attends school in our community. If you're a relative of an existing member, you're also invited to join us! We believe in making financial services accessible and personal, which is why we've designed our membership to be inclusive and supportive. You can find all the details about eligibility on our website at https://midwestcommunity.org/about-midwest-community/membership/. Joining is simple! Once you've confirmed your eligibility, you can easily open an account online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_0wmwyfp2y4usapg4rphxa1gahcp1vqyi7ruptqzsknwn397jegokzinlrytry8tcmcjr3cs_s-dlwmuqgsmrfliamij_s_ehyx3asq9a5c. If you have any questions or need assistance, don't hesitate to reach out to us at (419) 783-6500. We can't wait for you to experience the benefits of being part of the Midwest Community family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services are designed to simplify everyday transactions for your business. Imagine having a reliable partner that provides secure payment processing solutions, allowing you to focus on what you do best running your business. Whether it's accepting credit card payments or managing payroll, we have the tools to help you operate smoothly and efficiently. Located at 8770 N State Route 66 Defiance Oh 43512, we're here for all your business banking needs. Reach out today at (419) 783-6500 to learn more about how we can support your success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $39 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $133 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,344,584, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer face-to-face interactions but want to save time, our basic drive-thru banking allows you to make deposits, withdrawals, and complete simple transactions without leaving your car. We also have an ATM available for quick cash withdrawals and balance checks at your convenience. We invite you to explore all the ways Midwest Community can assist you with your financial needs. Whether you're ready to open an account or simply have questions about our services, don't hesitate to reach out! Give us a call at (419) 783-6500, visit us in person at 8770 N State Route 66 Defiance Oh 43512, or check out more information on our website here. Your financial well-being is our top priority!

Business Banking Solutions

At Midwest Community, we also cater to local businesses through our comprehensive business banking services. Whether you're just starting out or looking to expand, we offer merchant services and business loans that can support your growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Services

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer personal banking services designed to simplify your life. Open a checking or savings account with us and enjoy easy access to your funds along with competitive interest rates. If you're in the market for a car, our auto loans and vehicle financing options can help you get behind the wheel quickly and affordably. When it comes to buying a home, we provide mortgage loans and refinancing solutions that fit your budget. For those moments when unexpected expenses arise, our personal loans and debt consolidation services can offer a helping hand. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

At Midwest Community, we understand that your time is valuable. That's why our digital and online banking services are designed to make managing your finances as easy and secure as possible. With the convenience of online banking available 24/7, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, our user-friendly platform ensures you have real-time control over your finances. For those who prefer to manage their banking on-the-go, our mobile application offers a full range of features right at your fingertips. You can make mobile payments effortlessly, send money to friends with our person-to-person transfer service, and even sign documents electronically for added convenience yes, we do offer electronic signature authorization! If you're looking to go paperless, we provide e-statements that allow you to view your account information online without the clutter of physical mail. This not only helps you stay organized but also enhances security by minimizing the risk of sensitive information being compromised. Explore all these features and more at https://midwestcommunity.org/. Here at Midwest Community, we're committed to providing you with accessible and secure banking options that fit seamlessly into your life. Join us today and experience the ease of managing your financial needs digitally!

Financial Strength

Growing Membership Base

Total Share Accounts: 32,002, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,706,916. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest Community is your trusted partner. Visit us at 8770 N State Route 66 Defiance Oh 43512 or call (419) 783-6500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $67,147,139 in share certificates and $39,987,709 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our operations. Our $675,667 shows that we manage our resources wisely, enabling us to offer competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $18,552,623 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $2,899 in used auto loans and $174,224,422 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Position

With a net worth of $18,610,875, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.83% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,572,595 in used vehicle loans and $10,778,779 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $7,344,584 provide the capital needed to grow and expand. We understand the challenges small businesses face and are committed to supporting our local economy through competitive lending solutions. If you're considering refinancing any of these loans or exploring eligibility options, our knowledgeable staff is here to assist you. We can help determine which options best fit your financial situation and long-term goals. For more information about our loan products or to discuss your specific needs, feel free to reach out at (419) 783-6500. You can also visit us online at https://midwestcommunity.org/ for additional details. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,665,422, make buying or refinancing simple. We provide personalized support throughout the mortgage process to help you find the right solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,492,194 in loans helping members manage their finances effectively. These credit cards can be a great tool for everyday purchases while allowing you to build credit responsibly.

Loan Aggregator

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MIDWEST COMMUNITY FEDERAL CREDIT UNION - Defiance, OH

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