Midwest Community Credit Union Bryan OH | Best Auto Loans & Business Banking

Introduction

Welcome to Midwest Community, your trusted financial partner in Bryan, OH! Located at 221 N Main St, Bryan, OH 43506, we have proudly served our members since 1954, providing reliable banking solutions tailored to meet your needs. With a strong commitment to our community, we currently boast a membership of over 13,800 individuals and families who trust us with their financial goals. At Midwest Community, we understand that every member is unique. That's why we offer a variety of services including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. Our total assets stand at an impressive $242,213,172, ensuring that we have the resources to support you effectively. Whether you're looking to save for the future or need assistance with loans our dedicated team is here to help! While members can visit us at our branch in Bryan, official correspondence should be sent to our mailing address: 8770 N State Route 66, Defiance, OH 43512-8254. Our knowledgeable staff led by CEO Josh Koenig and Board President Robert Florence is always ready to assist you with friendly service and expert advice. With total deposits reaching $10,142,172 and net worth of $18,610,875, you can feel secure knowing that your finances are in good hands. We also maintain a healthy cash reserve of $2,292,041, allowing us to serve our members even better. We invite you to experience the difference that comes with being part of the Midwest Community family. Feel free to reach out at (419) 783-6500 or explore our website at midwestcommunity.org for more information on how we can assist you today! Come visit us or call we're excited to help you achieve your financial dreams!

Branch History & Mission

Community Engagement

At Midwest Community, we recognize the importance of giving back. Over the years, we have forged partnerships with local organizations to enhance community outreach efforts. Whether it's sponsoring events or hosting workshops on financial literacy, we aim to make a positive impact on the lives of those around us. In addition to face-to-face services at our branch during operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday until noon we also embrace digital advancements for convenience. Our members can easily access online and mobile banking services and enjoy features like mobile payments and e-statements.

Join Us

As we look toward the future, our commitment remains steadfast: empowering individuals and businesses in Bryan through exceptional service and community involvement. If you're ready to experience the benefits of being part of Midwest Community, visit us today or reach out at 419-783-6500. Together, let's build a brighter financial future!

Our Mission

The mission of Midwest Community is simple yet profound: to provide accessible financial services that foster economic growth for individuals and businesses alike. We believe in supporting our members not only through traditional banking services such as checking accounts and loans but also through initiatives that give back to our local community. Our dedicated team is here to help you navigate your financial journey. We offer a wide range of products including auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. We understand that every member's needs are unique; therefore, we strive to provide personalized service tailored just for you.

Branch Location & Accessibility

Comprehensive Banking Services

Midwest Community offers a variety of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our knowledgeable team is ready to assist you. Plus, with ATM availability on-site and shared service options for partner credit union members, accessing your funds has never been easier. While members can visit us at 221 N Main St for all their banking needs, any official correspondence should be sent to our mailing address at 8770 N State Route 66, Defiance, OH 43512-8254.

Easy Access and Convenient Features

At our Bryan Office, we prioritize accessibility for all members. Our location features ADA-compliant ramps and ample parking, ensuring everyone can visit us comfortably. If you're in a hurry, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle. Our operating hours are designed to fit your busy schedule: we're open Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings until noon. This way, you can find a time that works best for you to come in and chat with our friendly staff.

We’re Here for You!

If you have questions or need assistance with your account, don't hesitate to give us a call at 419-783-6500. We invite you to stop by the Midwest Community Bryan Office today and discover how we can help make banking simple and convenient for you!

Member Eligibility

Becoming a member of Midwest Community is like joining a caring family that prioritizes your financial well-being. If you live, work, worship, or attend school in the area around 221 N Main St Bryan Oh 43506, you're likely eligible to join us! Our membership is open to individuals who share our community values and commitment to support one another. Plus, as a member, you'll gain access to a range of benefits like lower loan rates, higher savings yields, and personalized service tailored just for you. To find out all the details about eligibility and ensure you meet the requirements, feel free to check out our dedicated page at https://midwestcommunity.org/about-midwest-community/membership/ . When you're ready to start your journey with us, opening an account is simple! Just visit https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad_0wmwyfp2y4usapg4rphxa1gahcp1vqyi7ruptqzsknwn397jegokzinlrytry8tcmcjr3cs_s-dlwmuqgsmrfliamij_s_ehyx3asq9a5c or give us a call at (419) 783-6500 we're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $39 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $133 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,344,584, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to lending, we offer tailored merchant services that simplify transactions for your business. Imagine being able to accept payments easily from your customers, whether they're using credit cards or mobile payments. This not only enhances customer satisfaction but also boosts your sales potential. Our tools are designed to streamline operations so you can focus on what you do best running your business. Discover how Midwest Community at 221 N Main St Bryan Oh 43506 in Bryan, OH can empower your business today. For more information, give us a call at (419) 783-6500 or visit our website at https://midwestcommunity.org/ .

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we offer tailored solutions just for you. Our Business Banking services include merchant services that simplify payment processing, as well as various business loans designed to fuel your growth. We understand the importance of having reliable banking support when running a business, and we're here to ensure you have what you need.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features allowing you to manage your finances anytime, anywhere. With options like mobile payments and person-to-person transfers, accessing your accounts has never been easier. Plus, our easy-to-use ATM services mean cash withdrawals and balance checks are just around the corner.

Everyday Transactions Made Easy

For those quick transactions like deposits and withdrawals, we provide basic drive-thru banking services right from your vehicle. Additionally, if you're a member of one of our partner credit unions, our shared branch transactions make it easy to access your funds without hassle. At Midwest Community, we take pride in offering comprehensive financial services tailored to meet the diverse needs of our members. For more information about any of these services or to become a member today, please visit us at midwestcommunity.org or give us a call at 419-783-6500. We look forward to serving you!

Personal Banking Services

Whether you're opening your first checking account or looking for a way to save for future goals, we've got you covered. Our Personal Banking services include checking and savings accounts that make managing your money simple and effective. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing can help you drive away in style without breaking the bank. For those dreaming of homeownership, explore our Mortgage Loans & Refinancing options that can help you secure the perfect home loan at competitive rates. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation solutions provide flexibility when you need it most. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying benefits that enhance your spending experience.

Digital & Online Banking

Key Features

Our online banking service provides real-time access to your accounts, allowing you to check balances, make transfers, and pay bills anytime you need. You can enjoy the convenience of electronic signatures for quick document approvals, making transactions smoother and faster without the hassle of paperwork yes, we support Yes! If you prefer going paperless, our e-statements are readily available, helping you stay organized while being environmentally friendly. You can also send money to friends or family easily with our person-to-person transfer feature. Whether it's splitting a dinner bill or sending a gift, it's all just a few clicks away with Yes. For those on the go, our mobile application enhances your banking experience even further. You can make mobile payments effortlessly and stay connected with your finances wherever you are our app supports Yes and Yes!

Security and Accessibility

At Midwest Community, your security is our top priority. We employ advanced security measures to ensure that your information remains safe while you manage your finances online. Our services are designed to be accessible for everyone, providing an easy way to handle transactions without needing to visit a branch. With Yes, you're empowered with tools that fit into your lifestyle. Whether you're at home or out and about in Bryan, Ohio, you have everything you need for effective account management right in your pocket. In short, digital banking at Midwest Community brings convenience and peace of mind together in one package. Start exploring our online services today at https://midwestcommunity.org/ and see how easy banking can be!

Financial Strength

Growing Member Base

With a total of 32,002 share accounts, it's clear that more people are choosing Midwest Community as their trusted financial partner. This growing membership reflects the confidence our community has in our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest Community is your trusted partner. Visit us at 221 N Main St Bryan Oh 43506 or call (419) 783-6500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $67,147,139 in share certificates and $39,987,709 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus allows us to ensure that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $18,552,623 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $2,899 in used auto loans and $174,224,422 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $18,610,875, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $783 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,572,595 in used vehicle loans and $10,778,779 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to ensure you find the best fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $7,344,584 provide the capital needed to grow and expand. We work closely with local businesses to tailor solutions that suit their unique needs.

Credit Lines

Our total credit lines amount to $36,539,220, giving members access to funds when they need them most. This flexibility can help you handle unexpected expenses without stress. If you're ready to explore your options or have questions about eligibility, don't hesitate to reach out! You can contact us at (419) 783-6500, or visit us at our branch located at 221 N Main St Bryan Oh 43506, Bryan, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,665,422, make buying or refinancing simple. We help guide you through the process so that you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,492,194 in loans helping members manage their finances effectively. These cards come with features that allow for easy management of everyday purchases while building your credit.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy guarantees that users receive fair and transparent offers. By focusing on verified data, LendMesh builds trust and confidence in its recommendations.

MIDWEST COMMUNITY FEDERAL CREDIT UNION - Bryan, OH