Midwest Community Credit Union Clive IA

Introduction

Welcome to Midwest Community, your trusted financial partner located at 13300 Hickman Rd, Clive, IA 50325. Established in 1954, we have proudly served our community for nearly seven decades, building a solid foundation of trust and reliability. With a growing membership of 13,813 and total assets reaching an impressive $242,213,172, we are committed to providing exceptional financial services tailored to your needs. At Midwest Community, we understand that every member is unique. That's why we offer a diverse range of financial products, from personal loans to savings accounts. Our total deposits stand at $10,142,172, reflecting the confidence our members place in us. We also manage a robust loan portfolio with 8,550 loans and leases currently active, ensuring that we're here to support you through every step of your financial journey. Our leadership team is dedicated to fostering a welcoming environment. Under the guidance of CEO Josh Koenig and Board President Robert Florence, we strive to create meaningful connections within our community while maintaining a strong focus on financial wellness. Our team of 62 employees works tirelessly to ensure you receive top-notch service and expert advice whenever you need it. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 13300 Hickman Rd, Clive, IA 50325-8616. For any questions or assistance, feel free to reach out via phone at 515-440-5700 or explore our services further on our website at midwestcommunity.org. Join us today and discover how Midwest Community can help you achieve your financial goals!

Branch History & Mission

At Midwest Community, we take pride in our rich history and unwavering mission to serve the Clive community. Since our doors opened in 1954, we have been dedicated to providing exceptional financial services while fostering a sense of belonging among our members. Over the years, we have grown significantly, now proudly serving over 13,800 members and managing total assets exceeding $242 million. Located at 13300 Hickman Rd, Clive, IA 50325, our branch is easily accessible for anyone in the area. If you need to send us official correspondence, please use our mailing address: 13300 Hickman Rd, Clive, IA 50325-8616. We invite you to visit us and experience firsthand the friendly atmosphere that has become our hallmark. Our mission is simple yet profound: to empower our members through financial education and support. We believe in helping individuals and families achieve their financial goals while contributing positively to the community around us. Whether you're looking for loans, savings accounts, or other financial products, we strive to provide personalized service tailored to your needs. Throughout our history, we've embraced innovation to enhance member experiences. Our commitment to digital advancements ensures that we offer services like online banking and mobile payments that make managing your finances easier than ever. We also prioritize accessibility; although we currently do not have ATM or drive-thru services at this branch, we're continuously working on ways to better serve our members. Community outreach is at the heart of what we do. We actively engage with local organizations and initiatives to create a positive impact in Clive and beyond. Our partnerships with schools and charities reflect our commitment to building a strong community foundation. As we move forward, Midwest Community remains focused on serving you better every day. Join us on this journey and discover how being part of our credit union can benefit you. Experience firsthand why so many people trust us for their financial needs visit us today or learn more about membership options by clicking here. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

Our location is designed with convenience in mind. There is ample parking available, making it easy for you to pop in and out. We also take accessibility seriously; our branch features ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. While members can visit us at 13300 Hickman Rd, official correspondence should be sent to our mailing address at 13300 Hickman Rd, Clive, IA 50325-8616.

Operating Hours

We understand that your time is valuable. Although our operating hours are currently being updated, our staff is dedicated to assisting you during the times we are open. Feel free to reach out via phone at 515-440-5700 for any specific inquiries about our hours or services.

Services Offered

At this branch, we focus on providing essential banking services tailored to meet your needs. While we currently do not have ATM services or drive-thru banking available, our knowledgeable team is ready to assist with everything from account inquiries to loan applications.

Your Visit Matters

We encourage you to stop by and experience the warm atmosphere of Midwest Community. Whether you're an existing member or looking to join our family, we're here for you! Don't hesitate to give us a call at 515-440-5700 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

At Midwest Community, becoming a member is like joining a warm and welcoming family that truly cares about your financial well-being. If you're looking to become part of our community, you'll find the process straightforward and inclusive. To be eligible, you generally need to live, work, worship, or attend school in the areas we serve. We believe everyone deserves access to quality financial services, which is why we aim to make membership available to as many people as possible. For the most detailed and updated eligibility criteria, check out our website at https://midwestcommunity.org/about-midwest-community/membership/. Once you know you're eligible, opening an account is just a click away! You can easily start the process by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad_0wmwyfp2y4usapg4rphxa1gahcp1vqyi7ruptqzsknwn397jegokzinlrytry8tcmcjr3cs_s-dlwmuqgsmrfliamij_s_ehyx3asq9a5c. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (515) 440-5700. We're here to help you take this exciting step toward better financial health at Midwest Community, located at 13300 Hickman Rd Clive Ia 50325. Join us today and experience the benefits of being a member!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a busy weekend at your local café or retail shop. With our merchant services, you can easily accept payments from customers, whether they prefer to swipe a card or pay via mobile apps. This convenience not only enhances customer satisfaction but also helps streamline your operations. At Midwest Community, we're dedicated to being your partner in success. Whether you're looking to secure a loan or need assistance with payment processing, we have the tools and resources to meet your needs. Connect with us today at (515) 440-5700 to discover how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $39 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $133 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $7,344,584, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

Understanding the importance of accessibility in today's fast-paced world, we prioritize digital banking features that make it easy for you to manage your finances on the go. With options like online banking and mobile payments, you can check balances, transfer funds, and pay bills right from your smartphone. Need to send money to a friend? Our person-to-person payment service makes it quick and simple.

Connect With Us

We invite you to discover how Midwest Community can enhance your financial life. If you have any questions or want more information about our services, please feel free to reach out at 515-440-5700. Visit us today at 13300 Hickman Rd, Clive, IA 50325 or explore more on our website at midwestcommunity.org. Join us in shaping a brighter financial future together!

Essential Services

While our primary offering is ATM Services Only, this option ensures that you have access to your cash whenever you need it. Imagine being out and about in Clive and needing cash for an unexpected purchase; our ATMs are here for you. We understand that life is busy, which is why we've focused on providing essential services that fit seamlessly into your routine.

Personalized Member Experience

At Midwest Community, we believe in building relationships with our members. Whether you're just starting out or are a seasoned financial planner, we're here to guide you through every step. Our friendly staff is always ready to answer your questions and help you navigate our services.

Digital & Online Banking

Key Features

For those who prefer mobile banking, our mobile application provides all the functionality you need right in your pocket. Whether you're making mobile payments or utilizing person-to-person transfers, our app simplifies everyday transactions. Plus, with electronic signature authorization, signing documents becomes a breeze no need to print or fax! We also prioritize security. Your information is protected with advanced encryption methods so you can bank online with peace of mind. We offer e-statements, which not only keep your financial records organized but also reduce paper clutter. No matter where life takes you, Midwest Community ensures that managing your money is simple and efficient. Experience the convenience of digital banking today! For more information on how to get started, visit us at https://midwestcommunity.org/ or call us at (515) 440-5700.

Financial Strength

Committed Team at Your Service

Our strength also lies in our dedicated team. We proudly employ 62 full-time employees, ensuring our branches are always ready to assist you with knowledgeable service tailored to your needs. The total number of share accounts stands at 32,002, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midwest Community is your trusted partner. Visit us at 13300 Hickman Rd Clive IA 50325 or call 515-440-5700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

We prioritize the safety of our members' savings. Currently, we have $67,147,139 in share certificates and $39,987,709 in money market shares. These options provide stable and rewarding financial growth opportunities for our members. Unlike traditional banks, which often focus on profits over people, we prioritize our members. With non-member deposits at $0, all our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.

Our Strong Financial Position

With a net worth of $18,610,875, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This financial foundation supports our mission to serve our community effectively. Our net worth ratio of 783 demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $18,552,623 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we currently have $174,224,422 in total loans and leases, including $28,899 in used auto loans. This means we are well-equipped to support your financial goals across various sectors. While our net income is currently $0, this reflects a strategic approach focused on long-term stability rather than short-term gains. It enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,572,595 in used vehicle loans and $10,778,779 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our dedicated team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $7,344,584 provide the capital needed to grow and expand. We understand the unique challenges businesses face and work closely with entrepreneurs to tailor solutions that foster success. --- At Midwest Community in Clive, IA (13300 Hickman Rd), we are dedicated to serving our members' financial needs. For inquiries or assistance regarding any of our loan products or eligibility options, don't hesitate to reach out at 515-440-5700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse loan offerings can help you achieve your financial dreams today!

Credit Lines

Need extra flexibility? Our total credit lines amounting to $36,539,220 provide access to funds whenever necessary. This option is perfect for managing cash flow or unexpected expenses without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,665,422, make buying or refinancing simple. We strive to guide you through the process and ensure you understand all available options. If you're considering refinancing your current mortgage for better terms or rates, we can help with that too.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $3,492,194 in loans helping members manage their finances effectively. These cards come with competitive interest rates and various benefits designed to make your spending easier and more rewarding.

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